Tax upon tax No jobs Inflation at the highest People spend through qr code. No money left to deposit after expense Previously earn money save money first, spend the saved money Now spend the money first, there is nothing left to save.
@@handsomejack8259 nope kam se kam jo tax de rahe h uske badle services to milegi or wese bhi m usa se jyda Dubai ya Saudi Arab ko priority dunga . first priority to yahi rahegi k Dubai m settle ho jaau.
भाई एक मुख्य कारण scammers भी है, आज scam बहुत ज्यादा हो रहा है, और बैंक अपने तरफ से कोई भी सिक्योरिटी नहीं दे रहा है, अगर saving account,fd में पैसे रखे तो scammers हमारा पैसा उड़ा दे रहे है , और लोग इस चीज से बहुत डर रहे है, अगर बैंक भविष्य में इस और ध्यान नहीं देता है तो लोग बैंक में पैसा क्यो जमा करे ।
Stock market mai real money nhi hota, stock se band ke case se koi fark nhi padna chahiye kyuki kisi ne buy kiya hai to kisi ne sell bhi kiya hoga jisne sell kiya hai wo to case ko bank mai yha khai rakhega
🌟 What an eye-opening video! The Low Deposit Crisis in the Indian banking system is a pressing issue that many are unaware of. It's fascinating (and a bit alarming) to see how consumer behavior is shifting towards high-return investments, impacting traditional banking. Your explanation of the broader economic effects and potential consequences for personal loans and government projects was incredibly insightful. Thank you Sir ❤for shedding light on such an important topic! Looking forward to more content like this! 🙌💡
In my area property and real estate price increased by 100-200% , due peoples awareness and less confidence in banking system...ans same is seen at stock market... which makes banking system nervous
@@sourabhdhyani6695Lol soch sudharne ki zaroorat hai sabko. Congress is even worse. India third world country hai aur rahegi. Sabko free main chahiye sabh bas aur middleclass ko bas nanga kar do(both congress and bjp). Kitna mushkil hai govt ko fd returns se income tax hatana? Kitna hi income tax aata hai fd returns se? Temporary basis par government kar sakti hai ye tabh problem solved. Jabh deposit badhega to phir tax laga do. But govt mutual funds par tax laga degi dekh lena jald hi.
I only invested small amount of money in purchasing stocks and left it for long term and invested most of the part in Fd's..also in home gold, silver, sovereign gold bonds.. So I have diversified my investment.. I kept highest amount in banks and I have no loan to be paid..i have also invested in starting my own business.. Also all the investment gave me good returns except home.. Home is a big investment and you learn very slow in that investment..
In my opinion Mutual fund and Share market had already become bubble and experts are already giving many red flags. I really prefer Recurring over stocks and mutual funds. Slow and steady win the race.
Deshbhakt equal to neta bhajt Because, desh ka abatwara aur banana netao ka kam hi. Bhakt banana hi to bus bhagwan k bano aur khud ki family ka dhyan rakho aur jitna ho sake dusro ka nuksan na pahuchao bewajah
High inflation se logoki saving kum hogai hai. Business bankruptcy, loan duba kar videsh bhagna, favourite businessman ko bada loan haircut se dusri diwaliya company kharidna. Aur bahutsare reason hai bank ko ki ye halat hai.
Mutual fund sahi h.. Long-term me best h..Agar Recession hoga to money ka v devaluation hoga bhai saheb.. aur aapke 100 rupess 10 rupees ka ho jayega.. Kahi se koi bank wale ne fund kiya h kya iss video ke liye.. LIke USA, bank government se loan lega aur public ko dega.
It's low bcoz common man are investing in stocks and mutual fund nowadays rather than rot in savings account with 5% interest basically 1% if you consider inflation.
Bhai bank me 7/8 % return milt hai wahi mutual fund me 20% + milte hai.. aaj k time me jab sab kuch mehenga hogya hai waha log 8% interest me kyu hi rahega.. bank ko interest increase karna hoga tab kuch hoskta hai
Scenario 1: individual or company has deposit of 100 crore and bank becomes bankrupt then u get 5 lac under deposit insurance Scenario 2: indvidiual or company took 100 crore loan from bank. Individual or company become bankrupt then bank will extract 100 crore from u. Above discrepancy shows the system is so cunning and super selfish.
Most people in India now cannot invest or save any money because of price rise and inflation most people can't keep liquid money in banks and needs to invest somewhere with higher returns to compensate for inflation now and future. Most people can't even invest and live end to end. Most people also need personal loans for this reason they take loans for basic things because they don't have the money to pay for this. The income of most of the people in India hasn't increased much in almost a decade
Sir same case with me I have gone to bank for CC loan (Cash Credit) Loan but they refuses to give that because we do not have any GST Products plss do make a video on CC loan too.
Jitna bank interest deta h. Us se jada pesa tu charges. Me cut jata hn abhi atm anulas charge minimum balance mantams charge ke mere 400 rs cut hua hn. Bank ko sabhi charges band Krna chiya our thoda intrest jeda dengi tu bank ka pass pesa ayga
Home loan and Car loan is never financed from people deposit. Home loan and car loan is financed from RBI money. Commercial Bank take loan from rbi and lend as Home loan and car loan. Proof is whenever repo Rate changes then your home loan and car loan interest rate increases but personal loan interest Rate doesn't increase with repo rate changes.
If banks will shell mutual fund and insurance policy with target insteed of doing theire main business then all money will go to share market.... insteed of savings
Ab Public jaaye kaha....Bank Sabse jyada Paisa Loan & Credit card se kamati hi....or Saving A/C & FD pr kitna interest milta hi...??? Jo inflation ko beat nhi karta. Bank v agar lucrative interest rest offer karega jo future me inflation ko beat kare to log mutual fund me apna paisa Q he dalenge. Mutual Fund investment dekh kr Banko ki bahot Jali hi....
Waise bhi monthly salary se zyada tax hoo raha hai toh faida kya hoga Bank me rakne ka or rahi baat jaisa haar cheez ka rate jaisa badra waisa interest rate bhi badao tabi log dalte hai bank me sarkar toh ye soch rahi hai public se kaisa paise liye uske sath interest bhi deni chahiye tabhi pura sahi hoga jaisa Americans me hora waisa
Remove tax on fd. You cannot compare todays business scenario with 1929 things are very much regulated and there is a lot more fundamentals involved During elections politicians like modiji and amitshahji should not advise on stock market
Soch ke dekho koi problem nhi hoga, RBI software se random money (digital) generate kr degi aur bank ko de degi, jo bad me logo ko mil jayega (salary, loan, payment). No need to worry for them, just click on computer of RBI, generate unlimited money.... Give to banks 😂😂😂
Solution :- Remove Finance minister (tax goddess) 🤣🤣🤣
😂
Tax danav
Tax monster
🙏🙏
Abb tooh uspe case hogaya hai ...😂😂
Worst government, worst finance minister, worst policy, corruption on its peak .
But the quality of life is very good 🗿
Correct
@@nihalshah525 😂 what a joke
Same here in Pakistan 😢😢😢
@@SuperGreatPakistanbut Pakistan is super great 😂😂
Policy Failure and Corruption etc. Why will people pay 34% Tax and TDS on Fixed Deposit Income?
Fixed deposit pe bhi Tax ? crazy, government is taxing everything. Better to keep money at home.
This government doesn't have any vision.
Paise lootlo (vision) hai😂
Government has clear vision for those who opposes BJP's poisonous hate.
Watch the case of Sonam wangchuk
This government have vision but what? I am telling you(logo ko financially destroy karna small cap business ko khatm karna
फेंकने में और देश चलाने में बहुत फर्क होता है
Tu chalale fir
Teri Congress party to NPA banati thi sirf 😂
@@Kartik-ij2vynpa mand budhi bjp ke time mai sbse jyada hai
खटा खट वाले अंध नमाजी 😂
यहां किसी ने मोदी को बाप बना लिया किसी ने राहुल को ओर खुद की चड्डी फटी पड़ी है
Tax upon tax
No jobs
Inflation at the highest
People spend through qr code.
No money left to deposit after expense
Previously earn money save money first, spend the saved money
Now spend the money first, there is nothing left to save.
Sarkar kuch kar b toh nahi rahi hai bhai
Tax pe tax le rahi hai
Sara tax salaried se le rahe hai
Waise b Lanka lagi hui hai
Aise hi sahi
How can middle class people save, if govt takes half of our money 😢
Go to America
@@roshinitoenlightenment if America ki citizenship milti to m bilkul chala jata yaha rhene se acha h . Even Dubai ki mil jaye to sone pe suhaga . 🗿
Caneda ki bhi@@kuldeepkhichi9220
@@kuldeepkhichi9220 In USA, taxes are the same as India, moreover US citizens living abroad also have to pay taxes, so it is even worse than India.
@@handsomejack8259 nope kam se kam jo tax de rahe h uske badle services to milegi or wese bhi m usa se jyda Dubai ya Saudi Arab ko priority dunga . first priority to yahi rahegi k Dubai m settle ho jaau.
Yes rejection rate of loan applications has doubled from 2023 data
Excellent analysis and delivery
1929 citizens borrowed heavily to invest in stock market and hence cash plus depression
Banks provide incentive to NRI to remit funds to India
भाई एक मुख्य कारण scammers भी है, आज scam बहुत ज्यादा हो रहा है, और बैंक अपने तरफ से कोई भी सिक्योरिटी नहीं दे रहा है, अगर saving account,fd में पैसे रखे तो scammers हमारा पैसा उड़ा दे रहे है , और लोग इस चीज से बहुत डर रहे है, अगर बैंक भविष्य में इस और ध्यान नहीं देता है तो लोग बैंक में पैसा क्यो जमा करे ।
Stock market mai real money nhi hota, stock se band ke case se koi fark nhi padna chahiye kyuki kisi ne buy kiya hai to kisi ne sell bhi kiya hoga jisne sell kiya hai wo to case ko bank mai yha khai rakhega
Haa bhai sahi kah rha hai. Mai bhi aisa hei soch rha tha
🌟 What an eye-opening video! The Low Deposit Crisis in the Indian banking system is a pressing issue that many are unaware of. It's fascinating (and a bit alarming) to see how consumer behavior is shifting towards high-return investments, impacting traditional banking. Your explanation of the broader economic effects and potential consequences for personal loans and government projects was incredibly insightful. Thank you Sir ❤for shedding light on such an important topic! Looking forward to more content like this! 🙌💡
In my area property and real estate price increased by 100-200% , due peoples awareness and less confidence in banking system...ans same is seen at stock market... which makes banking system nervous
Inflation is relative right,
Any idea how to make it come down?
Just remove bjp it's all good
@@sourabhdhyani6695Lol soch sudharne ki zaroorat hai sabko.
Congress is even worse.
India third world country hai aur rahegi.
Sabko free main chahiye sabh bas aur middleclass ko bas nanga kar do(both congress and bjp).
Kitna mushkil hai govt ko fd returns se income tax hatana?
Kitna hi income tax aata hai fd returns se?
Temporary basis par government kar sakti hai ye tabh problem solved.
Jabh deposit badhega to phir tax laga do.
But govt mutual funds par tax laga degi dekh lena jald hi.
Finance railway and education minister should be charged.😢😢
I only invested small amount of money in purchasing stocks and left it for long term and invested most of the part in Fd's..also in home gold, silver, sovereign gold bonds.. So I have diversified my investment.. I kept highest amount in banks and I have no loan to be paid..i have also invested in starting my own business.. Also all the investment gave me good returns except home.. Home is a big investment and you learn very slow in that investment..
Sara tho taxes mai le ja raha hai yea log khase paise bachega
Shar mutual fund mein invest karna band kar denge kya
In my opinion Mutual fund and Share market had already become bubble and experts are already giving many red flags. I really prefer Recurring over stocks and mutual funds. Slow and steady win the race.
I used to be a Modi Andhbhakt,
Now, I am neutral and a deshbhakt.
Welcome bro to the deshbhakt cult.
me also neutral from 2019
Deshbhakt equal to neta bhajt
Because, desh ka abatwara aur banana netao ka kam hi.
Bhakt banana hi to bus bhagwan k bano aur khud ki family ka dhyan rakho aur jitna ho sake dusro ka nuksan na pahuchao bewajah
@@rahulideasetters kya nautanki hain ye? 🙄
@@abc_cba tereko kyaa mila modi se bata?
Fd pe 7%
और नॉर्मल इंटरेस्ट पे 2.7% दे रहे है बैंक
क्या होगा भैय्या इतना कम इंटरेस्ट में😮
Or khud saale 😢 home loan pr bhi 9-10% minimum le rahe h baki dusre loan pr to 13-14-16% tak h . Khud saale itna interest lete h or dete kam h.
High inflation se logoki saving kum hogai hai. Business bankruptcy, loan duba kar videsh bhagna, favourite businessman ko bada loan haircut se dusri diwaliya company kharidna.
Aur bahutsare reason hai bank ko ki ye halat hai.
0:42 aapne bilkul shi suna*
Wah 😮
Excellent work
Sir storytelling acchi ha
Mutual fund sahi h.. Long-term me best h..Agar Recession hoga to money ka v devaluation hoga bhai saheb.. aur aapke 100 rupess 10 rupees ka ho jayega.. Kahi se koi bank wale ne fund kiya h kya iss video ke liye.. LIke USA, bank government se loan lega aur public ko dega.
Watch-
Janta sarkar morcha
जनता सरकार मोर्चा
Please pin this
It's low bcoz common man are investing in stocks and mutual fund nowadays rather than rot in savings account with 5% interest basically 1% if you consider inflation.
Nyc efforts 👌
REMOVE FINANCE MINISTER SAVE COUNTRY FROM TURNING BANKRUPT
E in Nirmala sitaraman stands for economy.
😂
Bhai bank me 7/8 % return milt hai wahi mutual fund me 20% + milte hai.. aaj k time me jab sab kuch mehenga hogya hai waha log 8% interest me kyu hi rahega.. bank ko interest increase karna hoga tab kuch hoskta hai
Holiday trip is an emergency loan?
super video
Very shock 😱😱
60 साल की उम्र में दिमाग सठिया जाता हैं ,
निर्मला सीतारमण तो 65 साल की हो गई हैं |
Scenario 1: individual or company has deposit of 100 crore and bank becomes bankrupt then u get 5 lac under deposit insurance
Scenario 2: indvidiual or company took 100 crore loan from bank.
Individual or company become bankrupt then bank will extract 100 crore from u.
Above discrepancy shows the system is so cunning and super selfish.
11:44 😮
Most people in India now cannot invest or save any money because of price rise and inflation most people can't keep liquid money in banks and needs to invest somewhere with higher returns to compensate for inflation now and future. Most people can't even invest and live end to end. Most people also need personal loans for this reason they take loans for basic things because they don't have the money to pay for this. The income of most of the people in India hasn't increased much in almost a decade
Middle class is not able to save due to govt policies,high tax and inflation.
❤ Nice ❤
Big fan sir🙏
You'll own nothing and you'll be happy - WEF 2016
people don't get this is the reason behind everything
@@samthesmith88 Not everything, but yes it does impact a lot.
Bank me fd per interest 10% karo.... fd badh jayega...
Bhai cibil score ka naam suna h ???
Are bhai me teen bank me account kholne gaya tha pvt bank mujhe insurance bech raha tha koi mutual fund toh sarkari bank bolta hai lunch ke baad ana.
Mutual fund and stock market me paise ja Raha hai.
0:45 Accha Din Chal Raha Hai 😂😂😂😂😂😂😂😂😂😂😂😂
FD interest 12%,tak honar chahiye, log share mkt se wapas Bank deposit me aa sakte hai
Sir same case with me I have gone to bank for CC loan (Cash Credit) Loan but they refuses to give that because we do not have any GST Products plss do make a video on CC loan too.
Jitna bank interest deta h. Us se jada pesa tu charges. Me cut jata hn abhi atm anulas charge minimum balance mantams charge ke mere 400 rs cut hua hn. Bank ko sabhi charges band Krna chiya our thoda intrest jeda dengi tu bank ka pass pesa ayga
Mei mutual fund mei invest nahi krta..
Stock market and mutual fund bubble will burst soon.
no saving, no cash in bank, Nirmala should quit as soon as possible.
विस्व गुरु 😮😮
Subscribed 👍🙏
Home loan and Car loan is never financed from people deposit.
Home loan and car loan is financed from RBI money.
Commercial Bank take loan from rbi and lend as Home loan and car loan.
Proof is whenever repo Rate changes then your home loan and car loan interest rate increases but personal loan interest Rate doesn't increase with repo rate changes.
I shud be left with some money to leave in back.
Price rise is so high that I cannot save anything.
I saw it long ago that banks will be going bust.
BJP hatao desh bachao😂 1:09
For U ❤👏👍
कॉफी बेहतरीन जाणकारी...₹ 😊
NIce
East India Company
If banks will shell mutual fund and insurance policy with target insteed of doing theire main business then all money will go to share market.... insteed of savings
Ab Public jaaye kaha....Bank Sabse jyada Paisa Loan & Credit card se kamati hi....or Saving A/C & FD pr kitna interest milta hi...??? Jo inflation ko beat nhi karta.
Bank v agar lucrative interest rest offer karega jo future me inflation ko beat kare to log mutual fund me apna paisa Q he dalenge.
Mutual Fund investment dekh kr Banko ki bahot Jali hi....
bank agar interest jyada dega toh sara paisa market se nikal kar bank ke pas ayega nhi cash crunch face karna padega
Ye emi ke chakker mai faltu kaa jo rush create Kiya hua hai naa... Uske parinaam bhugtne to pdenge hai....
1:08 stock market crush koraga
Indian share market like a bubble.
Most People take loan and invest in share market etc.....
but traditional saving system crackdowns
Cash crunch, due to low interest rate and mutual fund wrong advertisement luring people to invest
Itna Tax Aur GST collect karke Rupiya kisko diya,,, Adani ko,
Sare paisa to MP,MLA ke pass black me pada hai,bank me ayega kaise
Cyber fraud aur account freeze hone ki vajah se bhi bank me paisa rakhna safe nahi hai
Seda seda FD return up karo sab investment kare ga
Cryptocurrency support karo.. Ni tph recession Ajayega.. Ni toh prob hoga..
Waise bhi monthly salary se zyada tax hoo raha hai toh faida kya hoga Bank me rakne ka or rahi baat jaisa haar cheez ka rate jaisa badra waisa interest rate bhi badao tabi log dalte hai bank me sarkar toh ye soch rahi hai public se kaisa paise liye uske sath interest bhi deni chahiye tabhi pura sahi hoga jaisa Americans me hora waisa
Bhakt be a like ye bhi nehru ki galti hai 😂😂
Taxes, fuel costs, different charges, no works no jobs, what do you expect sir. 😢😢 where the money to save.!????
Banks shall be part of history books soon.
We need interest on bank FD👼
Then.. No more phone harassment from banks to take loan ...
But,, bro government or private job salary also high. But just look small or middle class farmer.
At least remove tax on fixed deposits that'll increase the deposits on the bank.
Remove tax on fd.
You cannot compare todays business scenario with 1929 things are very much regulated and there is a lot more fundamentals involved
During elections politicians like modiji and amitshahji should not advise on stock market
stop taxing everything so much😢
Bank sab loan adaani ko data hai fir maaf karaga aur hamare garib logo ko loan nahi maaf karagaa
finance minister change karna chahiye....kisi aur ko hona chahiye.....nirmala tai se kuch umeed nahi rahi ab
How can middle class people save, if loan defaults and write-offs are not reviewed? 😢😢
RBI will create money and sending the money to banks ,and bank will be saved
Gabbar Singh Tax 😂😂😂😂😂😂😂😂😂😂😂😂
Yah Puri Problem Modi Govt ki Gaalat Economy,& Fiscal policy ke karan hua hai.
Yah cruel Govt Taxes Baada kar Public ka blood Chhus Rahi hai.
Jese 30% TDS Lete Hai Game Wagera Me Wese Investment ka profit ka bhi le lo koi ni karega fhir investment 😂
Bank paise rakhne be dar lagra hai. People lost confident on banks. No garantee for your hard earn money. Bank Wale lootlegha.
Tax tax tax tax problem....
Adani ambani ke paas hai pure hindustan ka khazana 😂😂😂😂
Who said Bank needs deposit money to give loan🤣🤣
GHAR KA KHARCHA HI NHI SAMBHAL RHA 😢😢😢😢😢
Soch ke dekho koi problem nhi hoga, RBI software se random money (digital) generate kr degi aur bank ko de degi, jo bad me logo ko mil jayega (salary, loan, payment).
No need to worry for them, just click on computer of RBI, generate unlimited money.... Give to banks 😂😂😂
Chutiya hai? Financial freedom nam toh rakh diya but basic class 9 ki economics bhi nahi aata tujhe tum chutiyo ka kuch nahi ho sakta 🤡