Just a note that we listed down the super baaaaaaasic needs and always remember -- Do NOT compare with other families and like I've always said, live within your means. Don't forget to join our webinar --> bit.ly/FCTCW2022
raise a child is expensive and waste money and waste time. 1. cost of living is too high now your salary still rm1500 2. food for baby and child not free. 3. goverment school not free. can a salary of rm1500 can feed a child as house also need to rent. you talk only very ezy. how much is your salary is rm1500
A suggestion on the presentation: When having this kind of budgeting videos, kindly show the finished illustration (as per written mahjong paper) at the end of the video or create a pdf sheet at comment section for us to refer. It will be much helpful when viewers want to refer back after months/years without going through the video again. Much appreciated 🙏
I always wanted to have a big family since I was little, but was always worried about the financial issue. My brother recently got married and his wife is staying home with his new baby even though they don’t have a lot of money. I realized the issue wasn’t really finances but expectations. They have a humble life but are happy. Honestly, you will never have kids if you wait to have your finances in order
The baby cot part is so true. Now it serves as a gate preventing my baby from entering the kitchen area, a guitar storage, folded cloth, pillows and of course baby toys 😑
I agree with you when in comes to spending time with the kids. It is not necessary to buy the kids all the toys or traveling to overseas. The just need to spend time to play with you. Also Malaysians are not used to buy secondhand things for reasons I do not want to mention. But second hand things are absolutely perfect usable and it is also good for the environment and it teaches the kids to not be materialistic.
Woww those breakdowns of costs of raising a child really blows my mind. I have soooo much respect for my parents now & growing more when you know how you always begging them to accommodate to everything you want (apart from your needs) & they're willingly give you 😭😭😭 Great contents bro! Keep it up!
Lived with 6 siblings parents combine income is around RM 18k and I would say that we are still living in above middle class not rich but clearly can go vacation once a year with good health insurance.
Most parents are obsessed with everything branded and quality stuffs. They won't buy from Shopee or Lazada believe me eventhough they are just normal wage earners. Ego and comparing their kids with others are the reasons for many family issues. Work out financial planning before get married is the best option.
I like the summary at the end. As long as you can spare 1k to 1.5k a month, it is enough. And our minimum wage now is 1.5k. I wonder how they survive.....
People will never remain on same job company for years. Some of my friend are school dropouts and have kids, they do change jobs when they have level up their skills when cost high. After some years, some of the housewife enter workforce. Thats how they afford. They just dont give birth another baby if they cant afford.
@@hoperissa4253 Must remember those who didn't have the privilege to study beyond SPM and end up doing either blue collar job or 3R jobs. They may not necessarily have the option to up their career and what not. Some may find a way, but majority in this group do not.
Thanks for this informative video .You are right boss. In fact, staying in Sungai Petani has made it even cheaper. I wanted to have more than 2 kids but Production Manager told me that the assembly line is closed.
Which translates to if you're minimum wage, you can't have a child. Also, no calculated cost for when after preschool meaning ages 13-18 or sometimes higher like college and so on
I would say that it is important to have money before raising a child. As a teacher/tutor that observes kids and family upbringing I do find it essential for setting expenses for tuition. There's simply observable differences between kids from well-off families. The objective is simple, do whatever it takes to ensure your kid do not get left behind and knows the basics of that years syllabus. You could personally teach to save but most people don't have the skill or time. The bare minimum is normal tuition but that isn't as effective for left behind students. For these students private personal tuition is best but an hour a week at rm40+ per session simply isn't enough; best is 2 hour sessions twice a week costing +-RM200 a week. I would also recommend kumon but that'll cost rm160+ per subject. Many parents leave it at the last minute, its bloody sad to see a 12 year old unable to read or entering SPM but unable to understand the question for a test.
You’re cool dude. Nice to know the lower spectrum of costs required to raise a kid in Malaysia 👍 I’ve been seeing you pop up on my feeds from long time ago but never bothered to check you out until I watched Sean’s video with you at BBCC. Subscribed and will check out your other videos to see what I can learn from you. Cheers 🍻
"As long as you have 1k-1.5k"... Hell, no i don't have that kinda money. Even if i do, i'll put it to investments. Beyond the financial expense of having a kid, the world is heading towards impending doom. Why the hell would i want to bring another human into more suffering?
plus having a expectation that kids will growup to look after you when your old is a bad expectation. might as well save that money and send myself to old folk home.
Good idea for those who wanted to have a child but not prepared to put their best effort to provide their child the best. Luckily, my parent try their best to give me the best instead of seeking the most ‘affordable’.
I’m fairly surprised my comment showed up in the video 😂 I do have to clarify that I’m not against having kids entirely like the other comments. I just think that it’s important to build up your savings beforehand to provide a bit of cushion in case anything goes wrong. It’s good to give a general estimate of how much it costs to have a child but there are too many random variables that could change the actual costs drastically. The best example would be the pandemic. What if something similar were to happen in the future and you lost your job due to the pandemic or the company downsizing or there’s a salary cut? Sure you can live on your savings for a while but you also don’t know when you’re able to get a proper job again. I’ve sadly seen so many moms on kitajagakita begging for milk formula and diapers because their savings are decreasing more and more each day while their husbands can’t seem to find work. Another random variable is the genetics of your kid. If you’re really lucky, your child will be very healthy. But the possibility of your future child having a bad set of genetics is possible too. My family has a history of asthma and my younger sibling has eczema too (he also has an overall weakened immune system so he gets sick often). So my parents have to spend extra on asthma medication + going to the hospital/clinic often + specialised soap/shampoo. Thankfully my father has medical insurance on all of us but that also means he has to spend extra on insurance (premium to cover all bases too) per month. Anyways, my point is that before having a kid, I hope people don’t based their capabilities of having a child based on their current salary. You never know what’s gonna happen in the future. Have a good amount of savings first in case of unforeseen circumstances and THEN consider adding a child to the mix. On another note, being a proper working adult with responsibilities made me appreciate my parents a lot more for all the sacrifices (financial and career decisions) they’ve made for me as I grew up 😁
you forgot to include insurance for the kid. nanny for both working parents depending on area. it won't be around RM700. Transportation thru and flow for pick up.
RM1500 a month per child? Fisherman w 9 kids in Terengganu ROFL. Anyway I'd suggest everyone make your own calculations. What others have and need is different from yours. Also, the most expensive portions is actually day care. Others you can get by with RM200-300 a month.
As for my family, we swap toys and baby items. Like, a baby won't fit the clothes after few months let alone kids. So as toys. Even my family that earn higher income do such things. Sometimes, my family have housewife with elder kids, they would help out to take care for a lesser cost as long we buy the food and the kids is safe. They take in kids for few amount and family within the area. But higher income would just get a babysitter. Depends on sillibus, we would also donate or get books from higher income family. I mean, we obviously wont read kids book or kids encyclopedia when turn into teens. I do get education magazine handdown from my relative. Sometimes during holiday, I would teach my younger cousins like Maths since I'm one of top scorer in family. It helps me in score. This have teach me and my siblings to care our item. Like even my colour pencil and even my mechanical in primary school and book from school still exist despite leaving school for 4 years. My phone itself last 4-5 years. We got to save and able to afford nice tuition and further study because of the habit.
how many of us can afford to pump in 1k to 1.5k per month per child. how about having a sibling? then another 800 at least provided same gender. not cheap. 😢
He never said it was cheap, just its not expensive and Idk about you but 1-1.5k/month for a child isnt expensive, its definitely not cheap by any means but I wont call it expensive either, its very reasonable and doable if you make having kids a priority.
Let's not forget raising children require parenting time. At least one of the parents has to quit his/her job to be fulltime housewife...the other option would be daily care centre. Which will add more monthly cost. If one of the parents income is sufficient to cover all that, it won't be a burden. But the cost can be unbarable for lower income parents...
Everyone will go through some sort of financial struggle in life. Eventually, we are capable of making ends meet. The only question is which one would you choose? To have a kid, or have a bit of extra money. It all boils down to which one offers you more value. Family or money?
Frankly, having a kid actually teaches more on financial management, time management, emotional management, understanding of value. Not everything in this world is so daunting, if we try our best to grasp the positivity around it.
I want to share my opinion about raising the kid. In the fact mostly the parents who cannot earn so much money will be jealous of the richer family who can provide enough money to send their kids to tuition classes or interesting classes such as dancing, Chinese Calligraphy, Swimming class and so on. Thus, they will force themselves to eat less food daily or even work overtime to send their kid to get higher education since primary school because they fear that their kid will lose to the other kid at the starting point. This is the desire of human-being. As the child of our parents, we must be grateful to our parents and repay their kindness when we start to work outside for earning money because they have spent a lot of time and money for growing up us.
Exactly, my parents are both lawyers making an aggregated 7 figure income every year yet me and my sister were sent to government primary and secondary schools, and they only sent us to special "talent classes" like piano or taekwondo when we asked for it, of which both me and my sister eventually ditched. I felt like a lot of my peers were subjected to very high expectations.
"we must be grateful", yes. "repay their kindness", no. Here's the thing about Asian parents, they think of their children as a form of investment & when the kids are all grown up, they expect them to get their "ROI" back. That is just wrong, your children will eventually become their own persons & they will eventually lead their own lives, they don't owe you anything because they didn't asked to be born in the first place. These are all your responsibilities the moment you decided to become parents. As the younger Asians, we should really start breaking this unhealthy cycle & spare the future generations of its trauma. They are your children, not FD accounts or retirement plans.
Honestly, i think tuitions are not even relevant anymore, the utube that we have is just too effective to replace it, i say just send ur kids to gov schools, give them access to utube while also supervising their activities and lastly try to participate in some gov sponsored programmes
Thank you for making this video, I hope it can be insightful to many as we know that childbirth rates are dropping across the world in many developed nations, where they are lesser newer people that are being born to replace the old ones. Young people are truly important to run economies and produce net incomes, we are biologically designed to spread ourselves out and reproduce as we go through stages of life and psychologically based on evolutionary psychology as discussed by Jordan Peterson, the older we get the more we are interested in raising families, if we were to compile all the scientific evidence up and look things from a deeper perspective it's really obvious why so many people end up feeling lost later on in their lives as they grow older who don't have children. Elon Musk has pointed out that our total population is still not as overpopulated as much as we think it is because if you were to take the total amount of people on earth and fit them all up in the city of new york on the first floor they would all still fit it without any issue so to say that we're getting overpopulated it's not really the case, they are so many other factors that are involved when we talk about the prices of things going up with its supply and demand. Population collapse is possible if the childbirth rates keep dropping and that won't be good for humanity in the long term. I personally believe that we are disrupted a lot by our way of living in our modern economies, if we are just naturally aligned with the way in which we are evolved biologically I certainly do believe that we are able to be much happier and thrive regardless of the conditions in which we are living in when we have a healthy community and people that we choose to grow with. I love kids and I think many people should have more kids and raise more families.
Very true, people fail to see that sometimes the best education and service they can give their kids is the one the parents provide it themselves. Secure attachment style is important and can only be "trained" by spending time with your kids, its not always about spending time enjoying $5000 hobbies rather than spending quality time such as reading with your kids to cultivate their habits since young and to teach them important qualities like humility, determination and discipline like what my education minister in Singapore said
my opinion is that those who compare kids with money are not even seeing the big picture. first of all, how can you even make a correlation between having kids and cost. for sure, its gonna cost money la. but those who say i don't wanna have kids because its gonna cost money are just chicken. the big picture is, you are raising the next generation. you are raising your flesh and bone, your legacy. its not about money. never compare kids and money in the same sentence. it doesnt make sense, and i would even argue that it is unethical to compare or correlate having kids and thinking about money. its not about money, its about being wise, and having the guts to have children.
Idgaf about the next generation. What has the next gen done for me? What has the gov done for me? After paying all the taxes and treated like 2nd class citizens i will not help to continue raising the next population. Humans are trash anyway should just die off see how we trest the environment and planet. You all can go have fun with sleepless nights and no money. Thank you for your service losers
If you don't have much money and need to budget like that, just don't have kids. You don't want to put unnecessary financial stress on your family. You can't be stingy when it comes to raising kids, you should have enough money to provide the kid with a childhood that they won't forget
Mr Money TV: Really detailed and wonderful video! Encouraging and good community insight. I do have a POV from the Chinese kiasu culture tho. First point - Grandparents' duty. I worked at a kindy and really felt sad upon seeing many grandpas grandmas picking up the grandkids. They looked so tired. It isn't fair. Both Mom n dad of coz needa earn to keep the expensive Honda/BMW. Second point - Kids' influence. I grew up in a church and (government) school community of crazy rich kids. Despite being in the middle class, my dad did all he could to make sure I had the best. As a kid he bought me the best books to read and the best health insurance. (people please account the cost of storybooks - they bring life and increase intellect :) I admit I was ungrateful and felt deprived when hanging out and seeing these teenage girls get gym memberships, buy 10 pieces of clothing in one go, and eat luxurious food. Looking back I really wish I was not part of this community of "friends." That being said, even if you as a parent don't compare - it is likely that your child will. If you do have a home education plan to counter this then great. But if no...get ready for unreasonable demands and throwing of fits.
Money can buy less pain & more professional nurse doc with better service for ur wife. Pls dun fucking save it if u can afford There always time to spend and save
Lol the first pictures you compared are poor malay families and rich Chinese families is not a FAIR COMPARISON at all!!! NOT ALL MALAY POOR AND NOT ALL CHINESE RICH!! What a bad content!
Just a note that we listed down the super baaaaaaasic needs and always remember -- Do NOT compare with other families and like I've always said, live within your means.
Don't forget to join our webinar --> bit.ly/FCTCW2022
raise a child is expensive and waste money and waste time.
1. cost of living is too high now your salary still rm1500
2. food for baby and child not free.
3. goverment school not free.
can a salary of rm1500 can feed a child as house also need to rent.
you talk only very ezy. how much is your salary is rm1500
@@pong3646 then dont have a kid. ez
A suggestion on the presentation: When having this kind of budgeting videos, kindly show the finished illustration (as per written mahjong paper) at the end of the video or create a pdf sheet at comment section for us to refer. It will be much helpful when viewers want to refer back after months/years without going through the video again. Much appreciated 🙏
I always wanted to have a big family since I was little, but was always worried about the financial issue. My brother recently got married and his wife is staying home with his new baby even though they don’t have a lot of money. I realized the issue wasn’t really finances but expectations. They have a humble life but are happy.
Honestly, you will never have kids if you wait to have your finances in order
The baby cot part is so true. Now it serves as a gate preventing my baby from entering the kitchen area, a guitar storage, folded cloth, pillows and of course baby toys 😑
I agree with you when in comes to spending time with the kids. It is not necessary to buy the kids all the toys or traveling to overseas. The just need to spend time to play with you. Also Malaysians are not used to buy secondhand things for reasons I do not want to mention. But second hand things are absolutely perfect usable and it is also good for the environment and it teaches the kids to not be materialistic.
Second hand things also good for the environment
Woww those breakdowns of costs of raising a child really blows my mind. I have soooo much respect for my parents now & growing more when you know how you always begging them to accommodate to everything you want (apart from your needs) & they're willingly give you 😭😭😭 Great contents bro! Keep it up!
Additional notes : For car baby seat, ensure that the seats are not expired or been in a crash. YES BABY SEATS DO EXPIRE :)
Lived with 6 siblings parents combine income is around RM 18k and I would say that we are still living in above middle class not rich but clearly can go vacation once a year with good health insurance.
Most parents are obsessed with everything branded and quality stuffs. They won't buy from Shopee or Lazada believe me eventhough they are just normal wage earners. Ego and comparing their kids with others are the reasons for many family issues. Work out financial planning before get married is the best option.
I like the summary at the end. As long as you can spare 1k to 1.5k a month, it is enough. And our minimum wage now is 1.5k. I wonder how they survive.....
People will never remain on same job company for years. Some of my friend are school dropouts and have kids, they do change jobs when they have level up their skills when cost high. After some years, some of the housewife enter workforce. Thats how they afford. They just dont give birth another baby if they cant afford.
@@hoperissa4253 Must remember those who didn't have the privilege to study beyond SPM and end up doing either blue collar job or 3R jobs. They may not necessarily have the option to up their career and what not. Some may find a way, but majority in this group do not.
Thanks for this informative video .You are right boss. In fact, staying in Sungai Petani has made it even cheaper. I wanted to have more than 2 kids but Production Manager told me that the assembly line is closed.
lol, forcefully open it back
@@thesharkguy511 lockdown. hehehe
@@thesharkguy511 what the f*
Which translates to if you're minimum wage, you can't have a child. Also, no calculated cost for when after preschool meaning ages 13-18 or sometimes higher like college and so on
love what you're sharing at the end, it's the time spent, education and love that matters :)
I would say that it is important to have money before raising a child. As a teacher/tutor that observes kids and family upbringing I do find it essential for setting expenses for tuition. There's simply observable differences between kids from well-off families. The objective is simple, do whatever it takes to ensure your kid do not get left behind and knows the basics of that years syllabus. You could personally teach to save but most people don't have the skill or time. The bare minimum is normal tuition but that isn't as effective for left behind students. For these students private personal tuition is best but an hour a week at rm40+ per session simply isn't enough; best is 2 hour sessions twice a week costing +-RM200 a week. I would also recommend kumon but that'll cost rm160+ per subject. Many parents leave it at the last minute, its bloody sad to see a 12 year old unable to read or entering SPM but unable to understand the question for a test.
You’re cool dude. Nice to know the lower spectrum of costs required to raise a kid in Malaysia 👍
I’ve been seeing you pop up on my feeds from long time ago but never bothered to check you out until I watched Sean’s video with you at BBCC. Subscribed and will check out your other videos to see what I can learn from you. Cheers 🍻
"As long as you have 1k-1.5k"... Hell, no i don't have that kinda money. Even if i do, i'll put it to investments. Beyond the financial expense of having a kid, the world is heading towards impending doom. Why the hell would i want to bring another human into more suffering?
plus having a expectation that kids will growup to look after you when your old is a bad expectation. might as well save that money and send myself to old folk home.
Good idea for those who wanted to have a child but not prepared to put their best effort to provide their child the best. Luckily, my parent try their best to give me the best instead of seeking the most ‘affordable’.
I’m fairly surprised my comment showed up in the video 😂 I do have to clarify that I’m not against having kids entirely like the other comments. I just think that it’s important to build up your savings beforehand to provide a bit of cushion in case anything goes wrong. It’s good to give a general estimate of how much it costs to have a child but there are too many random variables that could change the actual costs drastically. The best example would be the pandemic. What if something similar were to happen in the future and you lost your job due to the pandemic or the company downsizing or there’s a salary cut? Sure you can live on your savings for a while but you also don’t know when you’re able to get a proper job again. I’ve sadly seen so many moms on kitajagakita begging for milk formula and diapers because their savings are decreasing more and more each day while their husbands can’t seem to find work.
Another random variable is the genetics of your kid. If you’re really lucky, your child will be very healthy. But the possibility of your future child having a bad set of genetics is possible too. My family has a history of asthma and my younger sibling has eczema too (he also has an overall weakened immune system so he gets sick often). So my parents have to spend extra on asthma medication + going to the hospital/clinic often + specialised soap/shampoo. Thankfully my father has medical insurance on all of us but that also means he has to spend extra on insurance (premium to cover all bases too) per month.
Anyways, my point is that before having a kid, I hope people don’t based their capabilities of having a child based on their current salary. You never know what’s gonna happen in the future. Have a good amount of savings first in case of unforeseen circumstances and THEN consider adding a child to the mix. On another note, being a proper working adult with responsibilities made me appreciate my parents a lot more for all the sacrifices (financial and career decisions) they’ve made for me as I grew up 😁
Thank you sir, I feel better now of having a child
Still don't want to have a child because the money will be used to pamper myself and my parents.
you forgot to include insurance for the kid. nanny for both working parents depending on area. it won't be around RM700. Transportation thru and flow for pick up.
I never had insurance as a kid growing up and I turn out just fine. Besides, government hospitals exist.
RM1500 a month per child? Fisherman w 9 kids in Terengganu ROFL. Anyway I'd suggest everyone make your own calculations. What others have and need is different from yours. Also, the most expensive portions is actually day care. Others you can get by with RM200-300 a month.
They need 9 kids cuz as they grow up probably left with just 4 or 5. Some are bound to die at the sea, rempit etc
As for my family, we swap toys and baby items. Like, a baby won't fit the clothes after few months let alone kids. So as toys. Even my family that earn higher income do such things. Sometimes, my family have housewife with elder kids, they would help out to take care for a lesser cost as long we buy the food and the kids is safe. They take in kids for few amount and family within the area. But higher income would just get a babysitter. Depends on sillibus, we would also donate or get books from higher income family. I mean, we obviously wont read kids book or kids encyclopedia when turn into teens. I do get education magazine handdown from my relative. Sometimes during holiday, I would teach my younger cousins like Maths since I'm one of top scorer in family. It helps me in score. This have teach me and my siblings to care our item. Like even my colour pencil and even my mechanical in primary school and book from school still exist despite leaving school for 4 years. My phone itself last 4-5 years. We got to save and able to afford nice tuition and further study because of the habit.
Some are still earning Rm1500 per month only.🤣
This is a wake up call for Chinese parents who thinking raising a kid need 5k per month
actually this is very insightful regarding the basic needs.
haha this is interesting topic.. how about kid getting fever/sick, that involve medical fees as well
keep it up, all those great content
I am not married yet..why i watch the whole video..
advance preparation maybe? 😆
Your username already answer it. Lol. For the future self.
same 🤣🤣
Quality breed different ...
how many of us can afford to pump in 1k to 1.5k per month per child. how about having a sibling? then another 800 at least provided same gender. not cheap. 😢
He never said it was cheap, just its not expensive and Idk about you but 1-1.5k/month for a child isnt expensive, its definitely not cheap by any means but I wont call it expensive either, its very reasonable and doable if you make having kids a priority.
@@kelvinpang438 B40 will struggle a lot
@@kelvinpang438 if u factor in inflation rate increase yet salary not able to keep pace then redo the maths. Most if not all will struggle
Time to move to some greener areas then🏃💨
Some missing item
Medical fee, insurance, clothing (even if you take from relatives, it's not infinite, eventually will still need to buy some)
ROFL so a month salary need how much, don't forget an adult without kid rm3k still ngam ngam only o
Let's not forget raising children require parenting time. At least one of the parents has to quit his/her job to be fulltime housewife...the other option would be daily care centre. Which will add more monthly cost. If one of the parents income is sufficient to cover all that, it won't be a burden. But the cost can be unbarable for lower income parents...
Everyone will go through some sort of financial struggle in life.
Eventually, we are capable of making ends meet.
The only question is which one would you choose? To have a kid, or have a bit of extra money.
It all boils down to which one offers you more value. Family or money?
Frankly, having a kid actually teaches more on financial management, time management, emotional management, understanding of value.
Not everything in this world is so daunting, if we try our best to grasp the positivity around it.
Thank you.
Thank you brotha!
just because you can, doesn't mean you should
Omg. So true about the baby cot.
I feel you bro
I want to share my opinion about raising the kid. In the fact mostly the parents who cannot earn so much money will be jealous of the richer family who can provide enough money to send their kids to tuition classes or interesting classes such as dancing, Chinese Calligraphy, Swimming class and so on. Thus, they will force themselves to eat less food daily or even work overtime to send their kid to get higher education since primary school because they fear that their kid will lose to the other kid at the starting point. This is the desire of human-being. As the child of our parents, we must be grateful to our parents and repay their kindness when we start to work outside for earning money because they have spent a lot of time and money for growing up us.
Exactly, my parents are both lawyers making an aggregated 7 figure income every year yet me and my sister were sent to government primary and secondary schools, and they only sent us to special "talent classes" like piano or taekwondo when we asked for it, of which both me and my sister eventually ditched. I felt like a lot of my peers were subjected to very high expectations.
"we must be grateful", yes.
"repay their kindness", no.
Here's the thing about Asian parents, they think of their children as a form of investment & when the kids are all grown up, they expect them to get their "ROI" back. That is just wrong, your children will eventually become their own persons & they will eventually lead their own lives, they don't owe you anything because they didn't asked to be born in the first place. These are all your responsibilities the moment you decided to become parents.
As the younger Asians, we should really start breaking this unhealthy cycle & spare the future generations of its trauma.
They are your children, not FD accounts or retirement plans.
Honestly, i think tuitions are not even relevant anymore, the utube that we have is just too effective to replace it, i say just send ur kids to gov schools, give them access to utube while also supervising their activities and lastly try to participate in some gov sponsored programmes
Thank you for making this video, I hope it can be insightful to many as we know that childbirth rates are dropping across the world in many developed nations, where they are lesser newer people that are being born to replace the old ones. Young people are truly important to run economies and produce net incomes, we are biologically designed to spread ourselves out and reproduce as we go through stages of life and psychologically based on evolutionary psychology as discussed by Jordan Peterson, the older we get the more we are interested in raising families, if we were to compile all the scientific evidence up and look things from a deeper perspective it's really obvious why so many people end up feeling lost later on in their lives as they grow older who don't have children.
Elon Musk has pointed out that our total population is still not as overpopulated as much as we think it is because if you were to take the total amount of people on earth and fit them all up in the city of new york on the first floor they would all still fit it without any issue so to say that we're getting overpopulated it's not really the case, they are so many other factors that are involved when we talk about the prices of things going up with its supply and demand.
Population collapse is possible if the childbirth rates keep dropping and that won't be good for humanity in the long term.
I personally believe that we are disrupted a lot by our way of living in our modern economies, if we are just naturally aligned with the way in which we are evolved biologically I certainly do believe that we are able to be much happier and thrive regardless of the conditions in which we are living in when we have a healthy community and people that we choose to grow with.
I love kids and I think many people should have more kids and raise more families.
Bro, nak tanya ni....
Bro marah @ nasihat? 😅
Anyhow....terbaik 👍👍👍
Agreed
Sembang okla......many people salary around 3k...rm1500 a month. Matila
Thinking from a child's perspective 👶 enough meh 🤔
Very true, people fail to see that sometimes the best education and service they can give their kids is the one the parents provide it themselves. Secure attachment style is important and can only be "trained" by spending time with your kids, its not always about spending time enjoying $5000 hobbies rather than spending quality time such as reading with your kids to cultivate their habits since young and to teach them important qualities like humility, determination and discipline like what my education minister in Singapore said
That was two months ago...now it's a different story
my opinion is that those who compare kids with money are not even seeing the big picture. first of all, how can you even make a correlation between having kids and cost. for sure, its gonna cost money la. but those who say i don't wanna have kids because its gonna cost money are just chicken.
the big picture is, you are raising the next generation. you are raising your flesh and bone, your legacy. its not about money. never compare kids and money in the same sentence. it doesnt make sense, and i would even argue that it is unethical to compare or correlate having kids and thinking about money. its not about money, its about being wise, and having the guts to have children.
Idgaf about the next generation. What has the next gen done for me? What has the gov done for me? After paying all the taxes and treated like 2nd class citizens i will not help to continue raising the next population. Humans are trash anyway should just die off see how we trest the environment and planet. You all can go have fun with sleepless nights and no money. Thank you for your service losers
"but those who say i don't wanna have kids because its gonna cost money are just chicken."
I dont think they are chicken, they are just wiser than us
Should also do one how to convice mother inlaw and wife too.
Not easy lah right.
That one not this channel bro/sis 😂
If you don't have much money and need to budget like that, just don't have kids. You don't want to put unnecessary financial stress on your family. You can't be stingy when it comes to raising kids, you should have enough money to provide the kid with a childhood that they won't forget
Dafuq 1k per month, it is almost half my salary
Thank You for your Good Work
let makes kids :D
Mr Money TV: Really detailed and wonderful video! Encouraging and good community insight. I do have a POV from the Chinese kiasu culture tho.
First point - Grandparents' duty. I worked at a kindy and really felt sad upon seeing many grandpas grandmas picking up the grandkids. They looked so tired. It isn't fair. Both Mom n dad of coz needa earn to keep the expensive Honda/BMW.
Second point - Kids' influence. I grew up in a church and (government) school community of crazy rich kids. Despite being in the middle class, my dad did all he could to make sure I had the best. As a kid he bought me the best books to read and the best health insurance. (people please account the cost of storybooks - they bring life and increase intellect :)
I admit I was ungrateful and felt deprived when hanging out and seeing these teenage girls get gym memberships, buy 10 pieces of clothing in one go, and eat luxurious food. Looking back I really wish I was not part of this community of "friends."
That being said, even if you as a parent don't compare - it is likely that your child will. If you do have a home education plan to counter this then great. But if no...get ready for unreasonable demands and throwing of fits.
so many cost is not presented here.
It is NOT expensive if you are a millionaire .
Ok now I need to find a wife
DONT ITS A TRAP. LET HUMAN POPULATION DIE OFF SLOWLY.
Money can buy less pain & more professional nurse doc with better service for ur wife.
Pls dun fucking save it if u can afford
There always time to spend and save
Not convincing. Inflation will bring up the cost of everything.
I am cheap
Lol the first pictures you compared are poor malay families and rich Chinese families is not a FAIR COMPARISON at all!!! NOT ALL MALAY POOR AND NOT ALL CHINESE RICH!! What a bad content!
A very mediocre upbringing
Reminder, plz pay tax