Budgeting For Beginners | Where Are You? | Step By Step Tutorial

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  • Опубліковано 4 гру 2024

КОМЕНТАРІ • 37

  • @rebeccasloan3605
    @rebeccasloan3605 12 годин тому +9

    I’m a 75-yr-old ba-bee! About to move to the next level. Thanks for your teachings. So helpful!

  • @kemi1486
    @kemi1486 11 годин тому +4

    This is amazing! I love your videos so thanks you for sharing. I’ve been budgeting since January 2023 and I’m cruising along. I honestly don’t know how I lived without a budget before.

  • @MeganSmith-r8t
    @MeganSmith-r8t 10 годин тому +4

    Hey Jen, I'm a 31 going on 32-year-old sub-bee, and I am struggling to get my mind to get in the game, so I can start saving I'm restarting this month after months of being off probably a year, and now my brain says spend spend spend but my heart says no save save save. Please keep me in your prayers thank you for everything it's nice to see a cash budget that is a Christian so more kudos to you thank you for my boyfriend and I.

  • @carolew390
    @carolew390 12 годин тому +6

    I have been watching a few different channels and it does get confusing!! This video was very helpful!!! In general I like to keep things simple! I watched someone cash stuffing monthly bills and was thinking that is too much for me. 😊❤

    • @2SisterBees
      @2SisterBees  11 годин тому +5

      I know some people do it- it scares me a little if you are living paycheck to paycheck or get low sometimes. 😬

    • @carolew390
      @carolew390 10 годин тому +2

      @ yes that would make me very nervous!

    • @jedijessic
      @jedijessic 9 годин тому +1

      Right now my envolopes don't have categories. Simply 12 in each binder. I'm going right to left with each paycheck (all the money is for car maintenance anyway). When I get to doing even a little money for other than what I'm using now I'm not planning on doing categories like rent, water, gas, etc. Just have fun playing challenges with savings money. I know what I need that money for: when my mother dies, work on the house, ect. Not current bills!

    • @carolew390
      @carolew390 9 годин тому

      @@jedijessic that’s a great idea!!

  • @luannculhane8878
    @luannculhane8878 12 годин тому +8

    Love your channel, but I really miss the cash stuffing videos. I'm glad you are successful. Congratulations .

    • @2SisterBees
      @2SisterBees  12 годин тому +4

      Hey there! I just posted this one on Wednesday! 🤩
      Getting Cash Binders Prepped For New Year | Cash Stuffing Check In
      ua-cam.com/video/pSdjrecj3pU/v-deo.html

  • @bethbeckermeyer1732
    @bethbeckermeyer1732 11 годин тому +4

    TFS Jenn!

    • @2SisterBees
      @2SisterBees  11 годин тому +1

      Hey! Check your Etsy messages! You were one of my winners on the 100 envelope binder. 🥳🤩

  • @ClarraineDonata
    @ClarraineDonata 12 годин тому +5

    Started the cash method a couple days ago🐝

  • @LaineyBugBudgets
    @LaineyBugBudgets 10 годин тому +1

    Great video Jenn! I've been doing it for almost a year! I don't think we ever stop learning new tweaks that work for us. I would love to see a video about how to handle a quadro, the difference between a roth IRA, how to begin a cd ladder and tips on investing money. I watch videos not from the budgeting community about these things and just get more confused.

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail 12 годин тому +4

    Hi 👋 here listening and supporting 🤗🤩

  • @patsteele2120
    @patsteele2120 11 годин тому +3

    I think I am between a Bee- ginner and a Worker Bee. I have quite a few envelopes that have hit the goals and have saved us many times. Like the Vet evevelope that was a great help due to an unexpected trip and didn't touch the band card. My system has been working well and I am branching out and ready to create a working plan for 2025. But I still like to review each phase to make sure I am on top of what is working and what doesn't.

    • @2SisterBees
      @2SisterBees  11 годин тому +2

      You sound like me- it has changed my life!
      Sooooo, Jason went to get the mail today and I had a goodie !!!
      I was so excited to see and I love the bag and the keychain! Thank you so much for thinking of me. 💛
      The bag will be a perfect bank bag! 💰🥳

    • @patsteele2120
      @patsteele2120 5 годин тому

      @2SisterBees your welcome!

  • @carollavalley8490
    @carollavalley8490 8 годин тому

    Thank you so much for breaking things down so perfectly 👌 I've learned so much from you ❤

  • @yesenia3491
    @yesenia3491 4 години тому

    I love all your informative videos!!! I have my emergency fund fully funded, working on debt, but I keep having a hard time with my budget. Things are changing constantly, but I am not giving up, starting fresh in 2025!!!

  • @BOOTZIE13
    @BOOTZIE13 12 годин тому +3

    Hi learning so much ty

    • @2SisterBees
      @2SisterBees  12 годин тому +3

      I’m glad to hear that!! Makes it worth it! 🤩

  • @glendawheeler9967
    @glendawheeler9967 11 годин тому +4

    I’ve been cash stuffing since march and it seems to work for me, I’ve doubled my payments on my truck and it will be paid off in may. I would like to learn more about high yield savings , I joined one and then found out I’m not getting the interest I thought. Not sure what to do.

  • @KristinaMcCormick2
    @KristinaMcCormick2 4 години тому

    Hey Jenn. I am in between a Bee-ginner and a Worker Bee. We had a few things come up at the beginning of the year that I was thankful to have the funds for but then life happened and I got injured. We are slowly building back up our binders and next year is going to be better.

  • @saraisreading4231
    @saraisreading4231 8 годин тому

    Thanks for answering my question!

  • @jedijessic
    @jedijessic 9 годин тому

    Always have a car payment if you have a car, always. If your car is payed off, the money goes in a fund for the next car. Tomorrow or next week, next month, another driver can total your car. Plus if have an emergency and need a new fridge or water heater that money could help. More with the envolopes, allow for making changes. Try what you think will work and make changes as you find what will work.

  • @reneemesser422
    @reneemesser422 8 годин тому

    Your videos really are inspirational 👏

  • @budgetwithBri816
    @budgetwithBri816 6 годин тому

    I tried to start in October but I was so overwhelmed and felt like I was behind, I decided to wait until January butttt you were the first person I watched and I HAVE cut my eating out bill in half after going through 3 months of statements. (I actually don’t know if it was you or April)

  • @anathebudgetfriendly5963
    @anathebudgetfriendly5963 10 годин тому +1

    Mines is spending for random items at the dollar tree.

  • @latanyaneal4070
    @latanyaneal4070 12 годин тому +4

    ❤ good evening how are you doing today ❤

  • @aprilbudgets
    @aprilbudgets 10 годин тому +1

    I will be starting over in 2025 I’m very excited ❤

  • @conniekelly-hl5qr
    @conniekelly-hl5qr 7 годин тому

    hello Jenn,I want to share this with my daugters

  • @SisterrScrabbit
    @SisterrScrabbit 12 годин тому +4

    First ❤

  • @BodaciousWench
    @BodaciousWench 6 годин тому

    How long before closed caption is activated?

  • @gailrogers6613
    @gailrogers6613 Годину тому

    Heyyy. I am a beginner but need your financial assistance. How do I get in touch with you? I couldn't find your email.

  • @lifebeyondthesalary2458
    @lifebeyondthesalary2458 2 години тому

    There are certain categories that I use cash for & other categories that are with a debit card. For now, food is on dc b/c that way I can really track WHAT amounts are being spent on food products & ALL of food is together & separate out how much is being spent on dining & groceries in their own category & together. If that makes sense. MOSTLY it’s my sinking funds that are in cash. That way I can’t rob Peter to pay Paul basically. Things like… Christmas, HOA yearly fees, Education (we homeschool), Family birthdays, travel, hockey, etc.