Levels Of Cash Stuffing | Where Are You? | Budgeting For Beginners

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  • Опубліковано 8 гру 2024

КОМЕНТАРІ • 52

  • @rebeccasloan3605
    @rebeccasloan3605 4 дні тому +14

    I’m a 75-yr-old ba-bee! About to move to the next level. Thanks for your teachings. So helpful!

  • @kristintagress4436
    @kristintagress4436 День тому +1

    I am really learning so much from following you! Thank you for sharing the process!
    My father, who lives with the rest of my family in Central Cali, is in in-home hospice care. I will be flying out in Feb. to spend a week with the fam even though I can't really afford to take a week off work. I am budgeting for it as best as I can, but financially I am worried that this decision is a really bad idea. I am hoping that you can make a vlog that speaks to when you have to do the thing, even when the budget screams "no". I am very sure this happens to all of us eventually!

  • @kemi1486
    @kemi1486 4 дні тому +6

    This is amazing! I love your videos so thanks you for sharing. I’ve been budgeting since January 2023 and I’m cruising along. I honestly don’t know how I lived without a budget before.

  • @yesenia3491
    @yesenia3491 4 дні тому +3

    I love all your informative videos!!! I have my emergency fund fully funded, working on debt, but I keep having a hard time with my budget. Things are changing constantly, but I am not giving up, starting fresh in 2025!!!

  • @MeganSmith-r8t
    @MeganSmith-r8t 4 дні тому +9

    Hey Jen, I'm a 31 going on 32-year-old sub-bee, and I am struggling to get my mind to get in the game, so I can start saving I'm restarting this month after months of being off probably a year, and now my brain says spend spend spend but my heart says no save save save. Please keep me in your prayers thank you for everything it's nice to see a cash budget that is a Christian so more kudos to you thank you for my boyfriend and I.

  • @carolew390
    @carolew390 4 дні тому +8

    I have been watching a few different channels and it does get confusing!! This video was very helpful!!! In general I like to keep things simple! I watched someone cash stuffing monthly bills and was thinking that is too much for me. 😊❤

    • @2SisterBees
      @2SisterBees  4 дні тому +5

      I know some people do it- it scares me a little if you are living paycheck to paycheck or get low sometimes. 😬

    • @carolew390
      @carolew390 4 дні тому +2

      @ yes that would make me very nervous!

    • @jedijessic
      @jedijessic 4 дні тому +1

      Right now my envolopes don't have categories. Simply 12 in each binder. I'm going right to left with each paycheck (all the money is for car maintenance anyway). When I get to doing even a little money for other than what I'm using now I'm not planning on doing categories like rent, water, gas, etc. Just have fun playing challenges with savings money. I know what I need that money for: when my mother dies, work on the house, ect. Not current bills!

    • @carolew390
      @carolew390 4 дні тому

      @@jedijessic that’s a great idea!!

  • @ClarraineDonata
    @ClarraineDonata 4 дні тому +6

    Started the cash method a couple days ago🐝

  • @glendawheeler9967
    @glendawheeler9967 4 дні тому +7

    I’ve been cash stuffing since march and it seems to work for me, I’ve doubled my payments on my truck and it will be paid off in may. I would like to learn more about high yield savings , I joined one and then found out I’m not getting the interest I thought. Not sure what to do.

  • @jedijessic
    @jedijessic 4 дні тому +3

    Always have a car payment if you have a car, always. If your car is payed off, the money goes in a fund for the next car. Tomorrow or next week, next month, another driver can total your car. Plus if have an emergency and need a new fridge or water heater that money could help. More with the envolopes, allow for making changes. Try what you think will work and make changes as you find what will work.

    • @sabner32017
      @sabner32017 День тому +1

      Love the car payment idea, thank you!!! I've never heard this before. This is so relevant!

    • @jedijessic
      @jedijessic День тому

      @@sabner32017 😁😁😁 I think I have seen to few of the cash stuffers mention car funding. I don't want to even try getting an auto loan (probably won't even qualify) so having cash for a new to me car 🚗 when the time comes is the way.

  • @bethbeckermeyer1732
    @bethbeckermeyer1732 4 дні тому +5

    TFS Jenn!

    • @2SisterBees
      @2SisterBees  4 дні тому +1

      Hey! Check your Etsy messages! You were one of my winners on the 100 envelope binder. 🥳🤩

  • @carollavalley8490
    @carollavalley8490 4 дні тому +2

    Thank you so much for breaking things down so perfectly 👌 I've learned so much from you ❤

  • @luannculhane8878
    @luannculhane8878 4 дні тому +10

    Love your channel, but I really miss the cash stuffing videos. I'm glad you are successful. Congratulations .

    • @2SisterBees
      @2SisterBees  4 дні тому +6

      Hey there! I just posted this one on Wednesday! 🤩
      Getting Cash Binders Prepped For New Year | Cash Stuffing Check In
      ua-cam.com/video/pSdjrecj3pU/v-deo.html

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail 4 дні тому +5

    Hi 👋 here listening and supporting 🤗🤩

  • @LaineyBugBudgets
    @LaineyBugBudgets 4 дні тому +2

    Great video Jenn! I've been doing it for almost a year! I don't think we ever stop learning new tweaks that work for us. I would love to see a video about how to handle a quadro, the difference between a roth IRA, how to begin a cd ladder and tips on investing money. I watch videos not from the budgeting community about these things and just get more confused.

  • @KristinaMcCormick2
    @KristinaMcCormick2 4 дні тому +1

    Hey Jenn. I am in between a Bee-ginner and a Worker Bee. We had a few things come up at the beginning of the year that I was thankful to have the funds for but then life happened and I got injured. We are slowly building back up our binders and next year is going to be better.

  • @tammya3140
    @tammya3140 День тому

    Thank you Jenn, praying for you!

  • @shaundegilchrist5205
    @shaundegilchrist5205 3 дні тому +1

    I’m in between Level 3 and 4. I write down how much I spend in my planner and complete savings challenges. I check my accounts frequently and automate transfers and investments. There is no wrong way to do this budgeting thing, but the end goals are all the same!

    • @2SisterBees
      @2SisterBees  3 дні тому

      Yes! The end result is peace! 🤩

  • @moneywithjustliving5258
    @moneywithjustliving5258 3 дні тому

    Hi Jen, I love hearing your experiences. I am constantly learning and tweaking my own financial journey. I am so glad your sharing this with others.

  • @patsteele2120
    @patsteele2120 4 дні тому +4

    I think I am between a Bee- ginner and a Worker Bee. I have quite a few envelopes that have hit the goals and have saved us many times. Like the Vet evevelope that was a great help due to an unexpected trip and didn't touch the band card. My system has been working well and I am branching out and ready to create a working plan for 2025. But I still like to review each phase to make sure I am on top of what is working and what doesn't.

    • @2SisterBees
      @2SisterBees  4 дні тому +2

      You sound like me- it has changed my life!
      Sooooo, Jason went to get the mail today and I had a goodie !!!
      I was so excited to see and I love the bag and the keychain! Thank you so much for thinking of me. 💛
      The bag will be a perfect bank bag! 💰🥳

    • @patsteele2120
      @patsteele2120 4 дні тому

      @2SisterBees your welcome!

  • @LupusLifestyle
    @LupusLifestyle 3 дні тому

    Love your approach to budgeting! I've been budgeting since May of 2021. Took a little getting used to at the beginning but now it's like breathing and I continue to refine it.

    • @2SisterBees
      @2SisterBees  3 дні тому

      Exactly - just like anything else , if you pace yourself and aren’t afraid of little changes, it will be working for you in no time ! 🤩

  • @budgetwithBri816
    @budgetwithBri816 4 дні тому +1

    I tried to start in October but I was so overwhelmed and felt like I was behind, I decided to wait until January butttt you were the first person I watched and I HAVE cut my eating out bill in half after going through 3 months of statements. (I actually don’t know if it was you or April)

  • @reneemesser422
    @reneemesser422 4 дні тому +1

    Your videos really are inspirational 👏

  • @niqueshouse5414
    @niqueshouse5414 3 дні тому

    I have watched so many budgeting videos. But your channel is so basic and really easy to follow. I actually shared your channel with my 19 year old daughter to help her not make my same mistakes. Thank you

    • @2SisterBees
      @2SisterBees  3 дні тому

      That’s funny you say that because I always tell my sister that I imagine that I’m speaking to my daughter when I write my scripts. 💛

  • @BOOTZIE13
    @BOOTZIE13 4 дні тому +4

    Hi learning so much ty

    • @2SisterBees
      @2SisterBees  4 дні тому +3

      I’m glad to hear that!! Makes it worth it! 🤩

  • @saraisreading4231
    @saraisreading4231 4 дні тому +1

    Thanks for answering my question!

  • @BodaciousWench
    @BodaciousWench 4 дні тому +2

    How long before closed caption is activated?

  • @latanyaneal4070
    @latanyaneal4070 4 дні тому +5

    ❤ good evening how are you doing today ❤

  • @conniekelly-hl5qr
    @conniekelly-hl5qr 4 дні тому +1

    hello Jenn,I want to share this with my daugters

  • @aprilbudgets
    @aprilbudgets 4 дні тому +2

    I will be starting over in 2025 I’m very excited ❤

  • @shandraarmstrong2220
    @shandraarmstrong2220 День тому +1

    Hello jen, I have been following 2 sister bee for a while & I love all the videos. I have been struggling with the budgeting & savings, I have no EF or anything ☹️. Is it best to take all the money out of the bank on payday& just leave only the money for bills that you have online??

    • @2SisterBees
      @2SisterBees  21 годину тому

      That’s what I did. I left bills with what I would consider a nice cushion and took cash out for spending. Decided on specific amounts for certain things and just started.
      I may do another how to budget video. What other questions would you have. ?

  • @anathebudgetfriendly5963
    @anathebudgetfriendly5963 4 дні тому +2

    Mines is spending for random items at the dollar tree.

  • @SisterrScrabbit
    @SisterrScrabbit 4 дні тому +5

    First ❤

  • @margowhitlock7933
    @margowhitlock7933 2 дні тому

    Thanks for sharing

  • @gori_maheswari8994
    @gori_maheswari8994 3 дні тому

    Amazing

  • @gailrogers6613
    @gailrogers6613 4 дні тому +1

    Heyyy. I am a beginner but need your financial assistance. How do I get in touch with you? I couldn't find your email.

  • @lifebeyondthesalary2458
    @lifebeyondthesalary2458 4 дні тому +1

    There are certain categories that I use cash for & other categories that are with a debit card. For now, food is on dc b/c that way I can really track WHAT amounts are being spent on food products & ALL of food is together & separate out how much is being spent on dining & groceries in their own category & together. If that makes sense. MOSTLY it’s my sinking funds that are in cash. That way I can’t rob Peter to pay Paul basically. Things like… Christmas, HOA yearly fees, Education (we homeschool), Family birthdays, travel, hockey, etc.