The healthcare system is a giant SCAM (that you pay for)
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- Опубліковано 27 чер 2024
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The US healthcare system is a financial scam, designed for profit, not care. Unlike the rest of the world, the entire medical and healthcare system in the United States is for profit. And when there's money to be made, you can almost be sure that someone will abuse the system.
Health insurers implement secretive practices that stop people from accurately knowing what they're being charged. Companies like TeamHealth (owned by Blackstone) have such an influence over the business of the medical industry, that chances are your doctor or nurse is employed by them. And investment firms like Vanguard and Blackrock own at least a part in almost every single major publicly-traded hospital or healthcare system in the entire nation.
And of course, as you might expect, it's the poorest people in the nation who always suffer as a result of this. People who can't afford insurance, and even beg people not to take them to hospital when injured, because they likely won't be able to afford treatment.
This is an unbelievably important topic. I'd love to hear your thoughts.
0:00 - What is a a human life worth?
0:47 - Why the US healthcare system is broken
2:09 - Manipulation by health insurance companies
5:57 - Overcharging by hospitals
7:25 - Investment firms influencing health
9:03 - Why poor people suffer more
10:07 - Big business controls health messaging
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#Healthcare #HealthcareIndustry #MedicalIndustry
What's healthcare like in your country?
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Excellent Analysis, Deployed Worldwide Through My Deep Learning AI Research Library SilentWeaponsForQuietWars Thank You Sorelle
I'm in the US. Its far from perfect, but the overturning of Roe vs. Wade was a great day.
Free and very decent 🇱🇹✌️😊
Americans who work have endured soo much ,many now suffer from very real Aphasia disorder.They struggle with memory.
It's so depressing.
Transmission sent from North Nevada
9.11 am
7.4.22
We make healthcare trash too that isn't real addressed. Pill bottles,left overs,needle, medical trash,ECT. . No one can talk about it.At my job the public restroom accrued lock boxes for lance and needle disposal.Since the mask lift they still haven't cleared out the boxes to be serviced.We have a lot medical money ,no trash recycle service .
Something is off.
Medical neglect is different than other fraud or scam. In the same town the food is thrown away if not sold.
Just another version of decline in the worst area,medical and well being.Not good long-term.
9.17am
My doctor tried to convince me to have a c-section. The nurse pulled the doctor to the side and told him stop thinking about your $$ and think about your patient. 10 minutes later, I gave birth to a healthy baby boy without being cut open. Healthcare in the US is an absolute joke!
This is just sad 😞
Scary
Oh so close
Thats shocking tbh
@@gameaddictgonewild4391 it's shocking that the nurse spoke in her favor. That bs is more common than people like to think.
"The problem with following the science, is that the science follows the money." ~ Russell Brand
Great quote.
Amen
I love all of Russell’s content
Stop it with that it is demeritable
A healthy person is a customer lost
As a physician with a small office, I am getting farther and farther away from accepting insurance. I have very reasonable rates for self pay and I refuse to jump through the ridiculous Medical Necessity Reviews or other hoops that insurance companies are continually increasing in order to minimize the reimbursements they pay to physicians. Love your videos, your beautiful smile, and your subject matter.
Can you give information about your service or list some other people that do similarly? I was thinking I'd have to end up going to the black market because the drug cartel has more empathy
My ex-wife worked for an American insurance company. She would tell me stories that amazed us. For example, she would get calls asking what kind of coverage people have. One day an elderly woman called and asked if her husband fell down the stairs and was severely injured, could she call an ambulance for help. My ex-wife looked up her policy (this took a while) and told her that they would be covered for this situation. She then heard the woman yell, "Harold, we can call an ambulance. Hold on." This is just one of numerous stories.
Like I've been telling folks, the INSURANCE Companies have the power to decide what gets paid and what does not get paid. The INSURANCE Companies decides who gets to live and who's denied to live. Period
YIKES!
That is terrible. I hope Harold was ok.
That's depressing
I recieved a $1500 bill for blood work. When I told them insurance wouldn't be paying, they lowered the price to $200. That is the moment I knew the medical industry is a scam.
The point is keep you sick and miserable and keep milking you like a cow until either you run out of money or you're dead of old age or die by unnatural cause (like obesity, heart attack, diabetes, cancer, or accidental overdose ect, ect).
The biggest crooks in this universe are in the medical fields!
@@77.88.
UA-cam disgust me by censoring comments like your so nobody except me see your answer!
Yup absolutely a huge scam
@@analyticalhabitrails9857 I see u
The corrupt medical system (more like a Cartel!) here in America, is what led to my wife and I deciding to have a natural free birth at our home. Nearly eight years later, our dear son is in near perfect health, and has only felt sick a few times in his entire life.
I am a former junk food addict, but have been eating an all natural diet for the last 10 years. At 47 years of age, I have more strength and energy today than when I was in my 20's. I avoid the medical establishment!
Great for you
Amazing
Amen to that. After COVID (And yes, it's over) I have completely rejected the US healthcare establishment. Dumpster fire is 100% accurate description. Now I focus on eating right, exercising and being careful, even with a dangerous job so I don't have to deal with them at all.
Lol...when McDonald's have to resort to actually adding food coloring to the fries ...one has gotta ask WHY and if that's a safe practice 😂
Great that you got that junk food thing sorted and that you son is all good
Good call. We all know the medical system and it’s affiliated organizations are just thieves who exist only to Rob you legally. They are leeches in every way and absolutely useless even when they do their best. Why I never go and, surprisingly, am rarely sick. Go figure…
I had a panic attack and didn't actually know what was happening, so I went to the emergency room. I was there for maybe...40 minutes. They did a blood test and a lung imaging...radiology I believe. The total about a week later was $8,000. You can imagine what I did when I got this bill in the mail....some stages of grief and denial, anger then acceptance. Know what I feel now? Bitter resentment and hatred. It isn't a mystery to me why things are falling apart. When money is all that matters, people become commoditized. You aren't valued for who you are, you're valued for how much money you can give to this rapacious system. You will be taken advantage of, count on it
just dont pay it. ever. they literally will not do anything to you but hurt your credit maybe
Same! SAME issue! SAME BILL... Sending them 1$ a month for the next 50 years
$8000 after insurance?
Don’t pay it’s a scam!
@@ricordandoilpassato1677 no I got laid off from work after covid so I didn't have insurance
The other part of the scam is that hospitals charge uninsured people more so they can declare a greater loss when the uninsured person does not pay the bill. Being able to declare a greater loss allows them to pay lower taxes.
They are also mostly non profit.. and they get great deals on taxes and they are suppose to serve the community and actually pay for most things but they know.. they will lie and overcharge and know you probably may not fight it or remember..
As a nurse I can confirm that insurance companies stand in the way of our patients healthcare on a daily basis. It frustrates the doctors to no end since they basically have to ask the insurance company's for permission before prescribing, since prescribing a medication or treatment a patient can't afford is usually pointless.
It's to protect the patient as much it can do. I heard that some got enforced into hospital and then had to pay for the ride. When something isn't a choice you have taken the human right.
@@robertagren9360 that may be, but it's gone too far. A patient can have a health concern they want treated, the lab or physical presentation justifies early intervention, but they can't get treatment because insurance won't pay until it progresses. Again, there's no choice.
The American system is rotten to the core and corrupt. The Netherlands have taken over the US medical system. There used to be good healthcare, now it is a disaster. GPs are now drowning in paperwork instead of caring for a patient. GPs are protesting before the parliament as they have become desperate. Some are so fed up with the system that they emigrated to Scandinavian countries like Norway or Sweden.
In fact, my Dad was a beloved small town GP/surgeon and I truly believe that when HMOs came on the scene they killed him.... he was furious that he could no longer take care of his patients the way he thought best for them, partly because in a small town your patients are actually your friends and neighbors, all that anger and frustration ended up giving him a stroke.
I used to work for a the largest prescription benefit manager in the US. I know exactly what you are talking about. "Evidenced based" criteria, hours of gaining prior authorizations, patients having to do with cheaper, less effective medicines. When a very ill patient has to continue to take a less effective medication for 30/60/90 days, all the while remaining ill (and sometimes declining) before insurance will pay for a more effective treatment is criminal.
I left the industry because of this barbaric and heartless practice. It's all about the $$$$
Interesting how most people have to work several jobs to pay for their healthcare, which probably causes a strain on their health…. which causes more to rely on the healthcare that they can’t pay for 🥺 An endless cycle
But a very profitable cycle for those at the top
Very insightful comment.
There are many people who have some serious health issues they themselves cannot remedy without medical care, but unfortunately, most of the population with the ability to do so, doesn't take care of themselves.
The obesity epidemic keeps the hospitals full, therefore lining the pockets of the corrupt.
I’ve been saying this for years! Stress is what really kills - it’s the highest underlying cause of all dis-ease!
We don’t have a Healthcare system but a Sick System that feeds on the people like a Parasite!
@@LanaALaBonte I'm fortunate I've learned to control any measure of stress REGARDLESS of how difficult life had been. I'm VERY fit and healthy thanks to that. Unfortunately most people can't do that. I hope something happens soon even with all the craziness in the nation, because the worst of the worst hasn't even begun. Imagine the stress level people will have.
I tried to explain this to my cousin, who is a police officer, and he just calls me a Bernie Sanders socialist.
been trying to explain this to people for years.
I focus on taking care of my own health, paying cash when able. preventative care eliminates the need for large medical issues. If everyone paid out of pocket, healthcare in the US would be very affordable. Just gotta defeat the Doctors union, insurance companies, big pharma, etc.
Sad but true. I’m a medical coding auditor for physicians so I know all too well how billing works in healthcare. It’s astronomical and unsustainable. 😢
My friend was going into the medical field, but when they started teaching her to lie to patients regarding insurance/other things related to health care, she said she couldn’t do that so she dropped out.
Well its jjst goes to show theres is still hope left. But she cant do this alone. Numbers is on our side....and they NEED us all!
By the way, keep your Second Amendment close by is all I'll say. Everyone knows we are going to need it.
Many nurses quit the medical field because they foolishly thought they were joining a honest profession, now they have Gangsters wearing white coats and stethoscopes!
Good on her
Good!
When my sons mom was ready to give birth they set her up for a c-section even though we didnt want it or need it. When her main Dr. arrived he yelled at the nurses for having her prepped for c-section. She gave birth naturally but charged for the surgery. You can't drink water before giving birth. They gave her ice cubes to suck on instead. The hospital charged $250 for a cup of ice. Two hundred and fifty!! This was back in 1999 Philadelphia PA USA
Not to be anyway, but did yall try to fight that? Cause that's bs for yall to pay for a surgery she didn't have or need, plus they were trying to force her to practically and then doc shows up and they get scolded for the bs.
I fought bureaucracy and out right fraud as my Dad died in VA neglect so I put no trust in government run health care especially after covid. I blame insurance and big pharma for corrupting our health care system.
Non related, but several years ago when Covid first hot. My aunt fell and fractured her neck, ended up in the hospital bc it was a bad fracture. While in the hospital her fracture became a snapped neck and she passed from it and they legit put her cause of death was from Covid... but the morg denied that and even said her neck was snapped
Non related, but several years ago when Covid first hot. My aunt fell and fractured her neck, ended up in the hospital bc it was a bad fracture. While in the hospital her fracture became a snapped neck and she passed from it and they legit put her cause of death was from Covid... but the morg denied that and even said her neck was snapped
The quickest way to fix the US healthcare system is to kick the insurance companies out and make the Hospitals compete on the open market
Sounds like a simple solution! Unfortunately, I'm not sure I see it happening.
Massive layoffs of insurance companies due to this type of change would cause massive unemployment increase. This is an economic machine that almost entirely relies on growth
@@emboman7 I fail to see how that is a problem even worth considering.
Take the extreme example of slavery; when it was abolished, there was presumably an increase in unemployed slave traders. Who cares? They were engaged in one of the most scummy practices in the world. We are better off without these jobs existing.
No, because you are not going to read reviews on trip advisor to chose the cheapest hospital while bleeding out on the side of the road in another state, or while suffering from sudden excruciating pain in the abdomen at home, or while being unconscious in the back of an ambulance.
Open market doesn't work with healthcare, because there is no competition when people can't chose.
Anytime money is pooled together and then spent on a group your effed
I am a board certified medical specialist for the last 25 years. You are absolutely correct. Also, dentistry is just as bad. It's ridiculous, and people are so gullible they have no idea.
Trust me Gabell727, not all of us got fooled.
I happen to be a natural born skeptic and i questioned everything and didnt realized I started to connect the dots until i was in my middle school. When i foumd out theough the process of elimination, I honestly wanted to go back to being, like you said, "gullible" but my conscience will not permit me out of primal fear and logic. So at least I kept it in my heart and in the back of my mind and smiled at everybody like nothing is wrong but really i was hurting inside at what all this meant for me and everyone around me and I was dying inside too.
Stupid people are often rich!
@@77.88. I can not argue with that!
@Townely Probably even plant doctors are corrupt!
I'm on Medicaid, so it costs me barely anything, really. My meds were 11$ this month. The downside is once I make too much money, I'm off this program. I'm not on insulin, but the nurse was pushing it over the phone, as if she had taken my A1c or something. I control this insanity through a very strict diet through keto and little to no sugar in the diet. The food pyramid is the greatest hoax to a diabetic. Thank goodness for the great unveal by Dr. Bernstein, Dr. Sarah Hallberg, and greats like pastor Dennis Pollack. You can find them on UA-cam, they saved my life.btw- I'm an American and I agree the healthcare industry here is a scams paradise.
The food pyramid is a hoax to everyone. It is intended to make people sick. And all because the sickcare system in our country needs repeat customers.
I was on Kaiser . I had a lack of feeling in my lower legs. Kaiser Dr said “ No issue, your blood sugar os normal at 5.8. Next year after Keto diet my blood sugar was 5.7 and they said I was “borderline diabetic”. After a discussion the Dr agreed that Kaiser had changed definitions and could peddle more insulin. He also wanted to perscribe me statins. Kaiser wanted me to pay $500 for a coronary artery Calcium scan (CAC). I paid cash $150 at a private facility and learned I had zero arterial calcium. So statins would be poison. BTW- the CAC IS REQUIRED foe all US Presidents
@margaretkoopman : Big Pharma has NEVER reversed anyone's diabetes while Dr. Richard Bernstein, Dr. Jason Fung, Prof. Tim Noakes, Dr. Sarah Hallberg and many others have healed thousands, and all they did was change their diet. Dr. Hallberg is no longer with us but missed by many, and she (and her work) will never be forgotten.
Learned that years ago. Went to the doctor, at the age of requiring a Colonoscopy, they arranged it, said everything was covered, wouldn't cost me a dime, other than a cab ride home. Went had the Colonoscopy, they removed a non-cancerous growth, then my insurance said they did something that wasn't authorized, after telling me everything was covered, left me with a $3000 bill for the entire cost of the Colonoscopy. Then because my primary insurance didn't pay, Medicare didn't pay, took me two years paying it all off in payments. I avoid doctors, sorry catch me once, my fault, catch me twice, no way.
A couple years ago, I seriously contemplated moving out of the U.S. And, since Medicare doesn't cover you outside the U.S., I reached out to them to find out how to cancel my coverage. They advised against me doing that. I confirmed that they don't offer coverage outside the U.S. and they told me that *IF* I ever return to the U.S. and wish to restart Medicare coverage, I'll be charged a monthly surcharge _for the rest of my life_ because I stopped paying for coverage that wasn't available to me. A bit taken back, I asked, "So what you're telling me is that I'm going to pay you, one way or another, even if you don't provide any medical coverage for me once I move out of the U.S.?" And they flatly replied, "Yes".
I'm convinced that anyone who continues to sing the praises of the U.S. doesn't actually understand the extent of corruption throughout what they may consider 'normal'.
@@Lily-nr9zs Not necessarily. Healthcare in the U.S. is filled with conditions, exclusions, exceptions, etc. While it *may* be the case that one could return and be covered, such isn't guaranteed. Besides, when you're in a country where universal healthcare treats everyone, why would anyone choose to 'go back' to the scam of U.S. healthcare?
Yes, Americans get taxed even when they are non-residents.
So…did you move or…?
@@427skies Yes, I moved.
Having universal healthcare ran by the government would be worse and even more expensive. Governments can't do anything efficiently, partly because of their own crazy rules (as you mentioned). We wouldn't pay insurance, but our taxes would increase by more than the cost of insurance. Then, under universal coverage, the companies raise their prices, then the government raises our taxes to pay for it. It would still be corrupt. Someone mentioned a free market system without insurance companies. That would be better than government ran healthcare. It is a huge qaugmire that gets worse every time Congress tries to fix it.
I remember working in the 80s when we still had "fee-for-service" healthcare. When people called to ask what the charge was for a lab test, I would look through a list and tell them. Only one price was listed. By the early aughts, it got a little more difficult to find the prices and my supervisor told me not to give out prices. I investigated a little further and discovered that the price for a CBC or chem panel was listed with 10 different prices depending on the insurance or lack thereof. By 2011 I discovered that dentists were charging MORE for a cash payment than a customer with Delta Dental. That means that Delta was punishing customers who preferred to pay cash rather than sign up with Delta Dental Insurance. In the 80s and 90s, all bills were less if you paid cash. Folks - We are in the Monopoly Stage of Capitalism!
How can we stop it?
And nobody cares! It's inevitable. Sad.
Wtf
Federal laws created the monopolies, not capitalism.
This has nothing to do with capitalism. We can trace the debacle in medicine all the way back to FDR and his price controls. It's too bad that people who live in a capitalist society, don't understand capitalism.
You are correct. I spent the last 18 years of my career in the healthcare industry before retiring. After many years working in different organizations, the ugly picture of why unhealthy people are good for business and why the system creates, exploits, and feeds off of them emerged to me. The hospital industry and pharmaceutical industry are symbiotic. The FDA food recommendations are a creation through intense lobbying by the food industry. In fact they were written by the food industry and the main driver of poor health, obesity, and most of the diseases plaguing the American public. I cannot begin to explain in enough detail in a comment here to do it justice. It would take hours or days. But what can be said is US healthcare is an avoidable human tragedy that does not have to be.
I know I'm about a year late on this, but there is an angle you're missing that is used to also prop up the current system: The Veteran's Administration. Those who served in the Military, like myself, can opt in to the VA medical system. The US then handled all medical bills with a sort of balance sheet that goes by your current income. There are a number of levels, but at the lower end it'll cover everything save for a percentage of your medications. But notice that the funding for the VA is voted on by Congress, it's part of funding bills and what-not. And very VERY often, Congress is voting to cut the funding for the VA, which puts the VA is a very awkward position of having to cut costs while treating a massive amount of people. This means cut corners, reduced testing, etc etc etc. But then, the VA system is turned around and used by those very same politicians as evidence that a universal health care system doesn't work. They've created a bad example, and trot it out anytime someone talks about major changes to health care as an example.
Hi, medical coder here. This goes so much deeper than most people realize. The facilities and the physicians (and other non-physician professionals, NPPs) bill separately from each other. The code sets are ICD-10-PCS (facility), CPT (professional), HCPCS level II (other services and supplies), and ICD-10-CM (diagnoses). These all have their own EXTREMELY COMPLICATED guidelines, and then CMS and the commercial insurance payers have their own additional rules about how they will accept the coding. Facility claims are reimbursed through HCC risk adjustment and professional claims are reimbursed by fee-for-service. However, the professionals do not simply receive all that money. A lot of them are paid based on RVUs, while others are salaried. Sometimes physicians have bonus incentives. There are still bills that need to be paid after those payments are received, even if they work within hospitals. The rules for preauthorization, documentation, coding, and billing are so complex that the overhead for revenue cycle management is outrageous. The coding and documentation requirements have to be searched for on complex government and insurance payer provider portals, and then there are pay walls to see the actual guidelines like AHA Coding Clinic and CPT Assistant articles. The insurance companies update their medical and payment policies monthly and the codesets change annually. Then there are CMS updates every day to read through. Reading and interpreting the Medicare LCDs and NCDs alone is not straightforward, let alone the Final Physician Rule and all those other fun publications. Then there are system limitations with the already expensive electronic health record (EHR) and medical billing software systems that still require users to do a ton of manual labor to adhere to those policies. The changes often require system build changes by IT staff, and many times there is no room in the budget for this. Physicians and professional staff are burdened by clinical documentation having become a billing document and this takes away from the time they need to deliver care to their patients. They are not trained on CDI, coding, and billing in medical school. The physicians don't just take out a recorder and dictate a note anymore without running into problems. Physicians end up having to shut down their private practices and move to hospitals because the administrative burden is too high, but then they learn that it does not get easier. Many hospitals and practices have to outsource the revenue cycle work, and this can and often does lead to even more struggles with following the guidelines and adhering to timely filing limits. The hospitals will often go with the cheapest companies, and then end up with millions of dollars in AR. You get what you pay for. The denial rate can shoot up if people are not constantly monitoring it, and the appeals process is incredibly arduous. The insurance companies know that a lot of the organizations do not have the time and resources to successfully appeal the denied claims. Then there is the fact that just because a claim gets paid does not mean it was coded and billed correctly. Way after reimbursement is obtained, audits and payment takebacks can happen if even just one error is identified. The insurance payers make up the rules and then decide that they don't need to pay the claims. The physicians sign the insurance contracts every year without much of any opportunity for recourse for the contract provisions, since the hospitals spend most of their time negotiating in favor of the facility side. The professional side is not nearly as lucrative. Claims that don't get paid are adjusted as write-offs, but this still takes away from the work RVUs for the physicians. Working within the professional revenue cycle is a neverending game of cat and mouse that pretty much negatively impacts everyone involved except the insurance companies. Surgeons will not hesitate to tell you how ridiculous this has become. A lot of the physicians retire or leave because the system is not advocating for them. Everything I have said here will probably not make any sense to people who do not deal with this regularly. It makes me so angry because it is so difficult for experts in this field to get documentation and claims generated correctly and appropriately paid, which means that it is not made accessible or transparent to the patients at all. The Hospital Price Transparency Final Rule is the tiniest baby step.
One of the signs of price gouging is the discount pharmacy cards they are giving out freely to anyone. Recently I used one to pay $7.00 for a prescription that was supposed to cost $240. That shows how much they are overcharging when they happily accept a fraction of the cost, not even from an insurance company.
The overcharging is insane. And mostly, it's just done to raise some company's stock price.
I have seen in a documentary that in US the pharmacist is forbidden to tell you what is the price, you must specifically ask for it because in many cases the normal price is much lower than the one from a prescription.
@Earth Regarding what in particular?
The reason they can charge w.e they want is because the govt restricts generic drugs in favour of big companies. supply goes down and price goes up
I bet if enough people caught on to the pharmacy cards and start using them I bet those Pharmacy cards would disappear real quick..
My whole adult life I've avoided ever going to the doctor for anything, no matter how much it concerns me despite having insurance. Because with things like copay and deductibles it's still going to cost thousands.
Yep, I've been putting off having my wrecked ankle fixed because I'm scared about going broke. Just started with Medicare this month so at least I'm not forking over $800/month for low end insurance, (plus another $200 for meds/month) but I'm still worried about being able to afford the help I need or if it'll even be covered. Guess I'll find out in 2 days' time when I see the specialist.
Fucking UA-cam doesn't post my comments at all
I work in the system as a physician. You’re exactly right that it is broken. However, I’m really concerned that if we move to a single payer, the companies currently running the system will find a way to make it more expensive and more broken. There’s no way that they would give up the power they have and no way their people in the government would oppose them. The affordable care act is a good illustration of the inability of the US government to fix this problem.
My brother-in-law is an MD in the United States. During conversation one day, I asked him at what point they had him take the Hippocratic oath. I was a bit surprised when he told me that it just never came up.
It all makes sense now why there is no longer real care and compassion in the industry anymore. How many people die earlier due to them not needing to give a damn. How do they sleep at night? No wonder the "bedside manner" is NIL. I know I feel it now..
LOL
@@rosiemcking72 must think how they target doctors also swamping them with debt so they need to do these things they are taught is right. the academic institutions are crony corporations as well. they are more evil than the docs.
It never comes up because Team Health has good insurance.
If you can find a doctor still running a self practice, then you can get good care but insurance makes life difficult for them.
No kidding!
They've been getting fat and rich out of people's misery for a long time! Corruption leads the way!
Seems so.
I'm in the US and it's very stressful. So many of us have to neglect our health because we just can't afford medical insurance. My insurance payment is over $300 a month. That doesn't include copays for visits or any services that are provided. It sucks so much and we're suffering a lot.
In my state, everyone is required to have health insurance or they get fined.
@@MsEagle20which state is that?
I don't see how anybody would even want anything to do with the medical system anymore. I don't want anything from these people, not even so much as an aspirin.
Your comments on US healthcare costs are spot on. I worked in healthcare for 15 years and had to leave for a career change because my conscience wouldn't let me do it anymore.
But, you should not be calling the other world healthcare systems "Free Healthcare"! They are not free and MUCH harder to assess their real costs through tax systems. They have a few other serious issues too, like time sensitive diseases that are often not treated in a timely manner.
I live in Australia. Valid point
Agree… people think replacing Americas health care system with a universal one will solve corruption… smh
Well yes. Nothing is perfect. At least other nations make an effort.
Hear ye, hear ye. I live and work as a doctor in a developing nation with free basic health care for minors but it's hardly something to write home about, let alone make a video
Cannabis oil is a miracle cure. It reverses cancers and alzeimers, seizures and many other illness and it's cheap.
I haven't finished watching yet, however I want to add: corruption, corruption has made health insurance unaffordable, and overpriced. Collusion between lobbyists in health care, and politicians have turned this sector into a nightmare, just like every other sector touched by the government.....
And corporate greed!
@@hippychikforever Corporate greed has no power without government authority/guns and prisons.
@@hippychikforever If it was just corporate greed then some new player could jump into the game but because the current players have the governments monopoly on force via lobbying that countering newcomer can't enter.
As scary as it is.... As many people as possible need to stop contributing to this fucked up system. I want out. It's time to get very brave if we want this to end and not get worse..... Much worse.
@@kansasunicorn7937 The issue is the honest diversity of lives of everyday people makes that massively different levels of sacrifice. For some its an inconvenience for others it's the 4,000th straw after the camels back has already broken but kept going despite.
As an American this is spot on. We are forced to have insurance or go bankrupt. For many that means being financially crippled. I don't want politicians trying to change healthcare because last time the did with the affordable care act they screwed us pretty hard with no lube
The insurance doesn't cover much!!
Broke my left arm. Total bill: $6,200. My deductible: $6,000. My monthly insurance payment: $938/mon. I'm a healthy adult, work out 5 times a week, eat organic, never get sick, never use medical insurance. We are all 1 medical emergency away from bankruptcy here. I HATE this medical system. How to they convince others to like it? "If you accept universal healthcare, your costs will skyrocket because you are paying for the 43% of obese Americans that are stressing the system and you'll never be able to get care because they are hogging the line." I wish we did it like Japan did in 2008: You're a size 36+ waist? Great, your tax rate goes up. Over 40+ size? Amazing, your tax rate goes up again and you don't get access to these parts of the city. Some exceptions (such as genetic disorders) of course should be exempt.
'My monthly insurance payment: $938/mon.' America, the only nation where the citizens willingly allow the corporations to screw them over.
As an american and a previous (out of hospital) midwifery student, I have to say THANK you for touching on the maternal health shit show in the US! I try to tell woman C-sections are a profit procedure for doctors who are lazy. Theres a reason the US has the highest maternal mortality rate of any developed Country. Childbirth is such a $$ biz in hospitals in America. Homebirth is a Fraction of the price. And care from midwives is phenomenal. I miss the trusting relationships we built with families and the intimacy, as that's what pregnancy and birth is.
Telling people that C sections are because doctors are lazy is outright dangerous. Sometimes a section has to happen to save both baby and mother. I cannot tell you how many times I’ve seen a dead baby because their mom was too stupid to take advantage of modern medicine.
I live in the U.S. and was diagnosed with epilepsy at 20, I was dropped from my parents coverage when I was 27. for almost a year I was uninsured and had to pay premium market value for my medications, (some I had to quit taking because for a 30 day supply it was $900) A year later I bought my own private insurance plan which was about $650 a month. I couldn't work due to the fact that I could not drive and relied on rides and took any small job I could get. In February 2021 I had received a craniotomy on my right temporal lobe and have been seizure free since. I cancelled my private insurance and simply could not pay all of my debts. I am grateful nonetheless, life has been restored.
The big kicker is I could not get my life saving/changing surgery without insurance because it was considered elective. "If you're not going to die today it is elective." Treated me as if I was trying to get a nose job.
And you can't purchase that medication from another company because government, and you can't buy it online from another country for 1/10th the price because government.
In Canada 100mg x120 of Dilantin cost about 20 dollars per month. That includes the fill fee. Something it horribly wrong with the US system.
@@toddlavigne6441 It's run by the US govt.
@@toddlavigne6441 Oh by the way, before you tout Canada's system, tell me what the MRIs per million people are in Canada, then tell me what the US MRI count/mil is.
Man that's really rough, serious question: did you ever consider moving to a different country?
I live in America and I've always thought our health are system is a scam. This is because of our politicians
When the large corporations took control is when our healthcare system broke. Every time I see a doctor I feel like I'm on an assembly line.
I love it when people ask me about my doctor…I’m like doctor?I’ve been to the hospital maybe 3-4 times in my life other than having a child and the only reason that wasn’t expensive was the babies mother wasn’t employed and got government health care and my last son I actually delivered because the doctor was on vacation and I’m sure she still got paid for what I did.sadly I’m a subcontractor at multiple hospitals and can’t afford insurance and folded my knee completely backwards last year and I’m sure I need surgery and can barely walk with a knee brace and I’m always joking that if I did have an hour surgery I’d have to work an entire year for free to pay for it….nowhere on earth does that sound reasonable other than a hostage negotiation..shame on America..shame on greed and selfishness
Well said well said indeed my friend
Great video. I would just add that they don't just spend billions on advertising to convince Americans to ask for more drugs. They also spend billions on advertising for media immunity. None of them get called out by the media simply because networks happily take their cut to not call out the racket.
My uncle had to come out of retirement to help pay his wife's medical bills. It's a bad place we live in now.
Come out of retirement? Lucky him, many cant’t even retire due to health care insurance cost.
A horrible and inhumane situation.
Doctors are victims as well, since they need protection from vicious legal suits.
Great research, Sorelle.
Please continue your research on this subject, which has top priority. You my improve it. :)
As an American, I can confirm this is all sad, but true. It’s a shame that most Americans don’t seem to understand that it doesn’t have to be this way.
Agree with the fact that it’s true. Disagree with the ability to change it any time in the near future. Those insurance companies are way too powerful already and have all the politicians in their pockets. If anyone tries to change it to make it fair, they will concoct a WORSE situation and say: “Enjoy.” All I can say is: term limits.
@ ARS757 I live in the US and am 80. Americans have changed so much over the years. After being fed a daily diet of false information by the MSM, TV, and in every other possible way by BIG BUSINESS it is not that Americans don't understand "XYZ", rather it is a fact that they have been suckered into believing the garbage that they are fed just as the German people initially believed everything that Hitler told them. Only when people had given up their freedom to Hitler did they realize that they were now slaves to his system and his thinking. Americans today don't have much choice in anything yet they still hold THE OPINION that they live in the land of the free and the home of the brave when in actuality they have sold their souls to those "Americans" who are amoral, extremely greedy, superficial and are the DIRECT OPPOSITE of what a true American was born to be.
This could be the greatest country in the world because of its size, capacity for innovation and its manufacturing capabilities. For a cheap thrill Americans have given up their rights to people who make Adolph Hitler look like Saint Theresa. They sold the US for a beer, a burger and a bunch of goodies that are not worth the world-killing plastic that they are made from. We now are not only proud of our totally manipulated opinions but excuse our ignorance by believing that we are great. That generation of greatness is dead and unless the populace is willing to "fight for right" and care for each other you may as well say that the US has ALREADY been SOLD OFF TO THE HIGHEST BIDDER and we, the peasants will live as slaves.
@@bobbenjy6426 Bob its going to take physical action to change things.
Oh, but if it's anything else it's SOCIALISM, COMMIE, RED, PINKO, GULAG ! Can't make money, ain't worth doing.
@@danieldoucet9121 exactly God forbid we actually take care of each other to where we're all comfortable and happy that might result in actual....PEACE! Then the scummy ruling class would have absolutely no power over us!
When you mentioned Blackstone, I was done! How they got to where they are now is a crime in itself. I call it when genius meet criminal minds. As for c sections, low income and poor people are its biggest customers, need to wonder why.
The Fourth Beast? DANIEL 7:I9
I'm an American 48 year old woman. I haven't had health insurance for 8 years. Because of price and the madness within the sick care system. We have psychopaths in power here.
My wife has been on thyroid meds for 24 years, every year it got worse and they upped her dose to mask the effects. When she told me of it I gave her nascent iodine. In 1 month she was down to normal and no longer needs their meds. I credit God for such an amazing recovery.
The more i learn about how the world works the more im scared of human beings... Im so glad we have ways to understand and learn about money and how all these businesses work. We need more knowledge. Thank you Sorelle!
The "free" healthcare isn't actually free, and in most cases is substandard. Taxes are very high as well, most people don't know that and would balk at paying it. Most countries that offer free healthcare....people need a second policy in order to ACTUALLY receive treatment TIMELY.
Is big pharma greedy and unfair?? You bet!! Are insurance companies shady and greedy? YUP. As most countries who offer free healthcare have discovered, high taxes and additional policies are the only way to provide it. I worked in the US system and have friends who have worked in healthcare outside of the US, so I know what I'm talking about.
Do I think our system is flawed??? You bet I do! But as long as our government is in bed with big pharma, we have ZERO chance of having ANY type of fair system.
@ Kendra Williams. I was born English and married an American and live here. I am 80. If you really believe that healthcare in most other countries is substandard I can only assume that you have not been to many other countries or have not required medical treatment whilst you were there. I am hard put to think of a country where their healthcare is substandard apart from virtually completely under developed countries that are very (very) poor. We are discussing WESTERN health care here and I can tell you without fear of contradiction that the standard of care in the "richer" WESTERN countries is at least as good as in the US and in most cases better. As to cost, the charge made per capita of ALL other countries (not necessarily rich or Western countries) is so low you would not believe it. Taxes are NOT very high and as in my earlier post you are falling for the lies of the BIG GREEDY CORPORATIONS that get absolutely obscenely rich from overcharging for healthcare in the US. I am an English qualified doctor and surgeon with additional qualifications (University of Newcastle, UK 1977) and know of which I speak. No guesses or opinions, just facts. NOBODY has ever gone bankrupt in any other country in the world because they could not afford to pay for their own health care. That is simply a fact, agree with it or not.
@@aidencox790 Your statement has many flaws and is incorrect in total. My statement is factual and had been proven correct time and time again. As I stated, I've worked in our system and know others who have worked not only in the UK, but other places as well. High taxes and additional policies are required for TIMELY care...that IS substandard care. Cuba for instance..the stuff you see on the news? For govt officials, foreigners, and rich people only. I work with doctors from Cuba, so again, I know the facts. Not having free healthcare is not our issue, as everyone working in the system knows. The uninsured here have many options, and hospitals are REQUIRED by law to treat them. Again, I spent 25 years as a medical social worker, I know what I'm talking about. Until big pharma and the govt are no longer bed buddies, our system will NEVER be fair. Nice try, though.
I believe the problem is not that you have to pay for your treatment in the US ( you have to pay for it through taxation or government debt elsewhere anyway), but the lack of true competition among hospitals, clinics, health providers and insurance companies. The corrupt government maintains the corrupt health insurance systems with no transparency regarding health care prices. Imagine that the hospitals would always publicly have to inform about prices (just like you go to a grocery store) and compete with other health care providers on the open market. Next the insurance companies would pay the publicly known prices competing on the open, fully transparent market, among each other for customers.
I bet the cost of the health care would go down significantly. No corruption, just fair competition.
We are in a seriously shitty situation because the medical establishment, big pharma and the government are all corrupt and are in bed with one another. It's a circle jerk at the top at everyone's expense except the super wealthy
@@aidencox790 Don't forget many of your people and business are paying extremely high taxes. Which is stealing by the way.
The last hospital visit I had the registrar told me straight up that self-paying was a cheaper price than it would be than if I had come in insured. However, it was the first time I had ever been told that. I'm personally disgusted with finding out, on a weekly basis, all the different ways we've been screwed in america.
And Mayo outright stated they would prioritize privately insured over Medicare patients for same diagnosis. It pays better, that's why.
Grandpa always said, "I don't trust banks and I don't trust doctors".
As an American expat who's lived in France for several years now, I could not agree more! I also worked in banking when I lived in NYC, & wow were my eyes opened when working in the healthcare trading department of the bank. 🤯
The problem, wendy, it doesnt matter if you RAN AWAY to some other foreign country, they have MONEY to expand even up to the federal level let alone, little, old france. Maybe if you was born way, way back then, then yes you can RUN AWAY. But now me and you, like everyone on this planet have nowhere else to run or hide.
The time of everyone sticking their heads in the sand is over.
A bank had a “healthcare trading department”? What is that even!? Thanks for educating us this is so interesting to me
So true. I do know after getting cancer that when Obamacare was implemented my out of pocket and copays tripled. Insurance company told me Obamacare mandates were the reason for the increase. That was only one part of it. The cost of the drugs and chemo was so ridiculous. I spent 8 days in the hospital and the bill was 57 grand. Our insurance went from about $700 a month to $1700 a month. Luckily my work pays a large portion of it We will never recover from the financial hardship.
Obamacare essentially sold us out to insurance providers
Still it wouldn't have anything to do with Obamacare because "Production cost" is what you pay for. They weren't dreaming the drugs into reality.
And the saddest part is the pharmaceutical companies that screwed you at the hospital are probably the same ones who are in bed with the chemical companies that sprayed your food and got you cancer. Nobody can convince me different that we aren't already in HELL.
@@MAT-244
Most is caused of depression and not the food. Diabetes is an evil cycle since it makes people eat food to obtain the sugar the body burns instead of fat. Many people have pro- diabetes which means they're not classified as diabetic while have the symptoms. A constant intake of food a whole day damages the liver. Having small diners, snacks, feeling grumpy because you haven't eaten sugar is pro- diabetic symptoms and the food industry want you to eat food and hope that you eat multiple meals each day so that you can't live without their products.
The insurance company is scamming you because of a hook that everyone must have an insurance. They increase the bill because you don't say no and the worst thing is that they lied upfront when they said it wasn't them who increased the costs.
Let’s not even mention being sent to 10 different doctors for one issue. As many people as possible have to get their piece of the pie.
Universal health care sucks. It took me 24 hours to get help in Australia. I had to wait hours to see a doctor. Then sent to another location to get X-rays. Then back to doctor for treatment. Free. But 24 hours. Less than an hour in us. While In Spain my business partner. He has kidney attack. He was told it would be six weeks to see doctor. He flew to us that night went to emergency room and had life saving surgery. Our family friend died in Denmark waiting months to see doctor. Give me a break on this free health care. It sucks. My buddy is hockey player in Canada. He’s rich. His wife had baby in hallway in hospital in Canada there was no room. He took his wife and kids to US all babies now born in US.
The answer to all problems to a socialist is always give more power to the government. We already have enough socialism in this country as it is. These "private" companies only ever do what the government manipulates or straight up legislates them to do or not do.
Great piece. This reflects my experiences with the US healthcare system exactly. What to do about it? I gave up on insurance because of expense and because for the healthcare scenarios I'm most worried about (catastrophic events) it appears from the experience of a close friend that I would have to fight with the insurance company for my benefits as if it were a full-time job, while going through a difficult recovery. My strategy now is to seek primary care in another country that I travel to regularly, focus spending on preventative care and a healthy lifestyle and simply avoid the US system as much as possible.
That’s my worry too. Thanks much for sharing your good strategies!
i mean, i would probably do the same.. but having to go to ANOTHER COUNTRY is still very fucked up
as an Argentine i cant wrap my head around this. doesnt make any sense
@@Ni7ram No it doesn't. That's 'Merica!
I heard there is almost 3-year waiting line of people waiting to renounce their US citizenship.
Beautiful
I work as a paramedic in America. I got into it thinking I'd be helping people but after a number of years doing it I despise it all. It's sickening and depressing the things I see. It really is all a scam. Also the average paramedic salary is about 16 dollars an hour, I can't afford the ambulance I work on.
I needed an ambulance 26 years ago when my leg and lungs were full of blood clots after starting birth control pills. I could have died.Thank you so much for what you do. I am so grateful.
@@everythingmatters6308 we try our best, thank you.
In Mexico we have the IMSS, and its being paid with our taxes, it sucks, they treat you like an animal but for real emergencies is ok.... Keep making great content, we all need more voices like this.
I’m an American and I completely agree with everything you said about the healthcare system!! And I work at a hospital in medical records so I know firsthand how they code them and mark them up high as hell! It’s one of many reasons I want to move out of this country!
One piece of the puzzle which I missed in this video is the advent of obamacare and the requirement that everyone carry health insurance... Not just what you feel is necessary for you but rather what the government determines is acceptable and if you do not you will be penalized financially when taxes are due.- An absolutely brilliant plan where you charge additional penalties on the folks that can no longer afford health insurance.
There is a tax penalty exemption for low income. If you're just above that threshold however you're just screwed😅
Obamacare intentionally creates sick hostages.
@@stripedassape8148 The deductibles in effect make Obuttcareless worthless unless you have a catastrophic illness.
Terry, the requirement to have health insurance no longer exists.
The government is a legitimized body designed to transfer money from working people to the super-wealthy and their corporations.
The love of money....
Hope these corporations, and their cheerleader minions, are held accountable for worldwide crimes against humanity.
Thank you for knowing and sharing.
❤🌍🙏
Thanks for watching!
Especially with the pandemic scam.
They will be held accountable when the time of God's retribution arrives. Every single deed is being recorded in the books of heaven and no one will escape judgement day.
@@RegisNdeTene
"Here have a lollipop, now sit down and shut up!"
We need to punish criminals for their actions IN THIS LIFE.
Reincarnation may expose those that harm others to circumstances where they find themselves in the place of being the victim to promote their spiritual growth; it cannot be counted on.
@@benjamintaheny450 but what happens when you can't punish someone because I believe if you could have punished someone none of what the world is experiencing through these corporate elite greed would have happened by now. So it's one thing to wish and it's another to have the capacity to implement one's desires. Whilst my avocation for God's retribution.
Next, can you cover how terrible the Canadian medical system? The extreme wait times, the difficulty to get a requisition, the poor quality of care.
Bro what? America is much worst
@@heavenlypath1065 are you a Canadian living in America? Because I'm an American living in Canada. I can compare the two from experience.
@@AberrantArt I am Canadian but stay in US for 5 months before
@@heavenlypath1065 during the 5 months, did you have any medical emergencies or issues? Were you covered with health insurance?
@@AberrantArt Nope but my cousins who I was staying with got injured / sick and the cost was big my friend in terms of money wise but waiting wise yes it's better than Canada
As an American I think the health insurance is Ridiculous and is a scam . We truly are special but not for the right reasons . I stay at my job that under pays me because I would need to make 20k more for the benefits that I receive from them . Truly ball and chain
This is so depressing. I knew some of this already, but still. Just so depressing and so powerless to stop it. The only way to “do something about it”, to try and separate yourself from all of the corruption we see throughout every facet of government and business, would be to become as self sufficient as possible. But now we’ve got to be our own doctors too? It’s just so defeating. We are so powerless. This topic is just one of the many ways our system is rigged, and you can only do so much to avoid being a victim of this corrupt system. You’d basically have to have infinite money and resources. You’d have to know how to do everything on your own. And that’s just impossible. You can know all of the truths about our broken system (which is good bc ignorance is what makes this so easy for them and only makes things worse for us) but there’s only so much you can do. And the things you can do as an individual or as a family, or community are almost meaningless in the end. This makes me sick. I hate this world so much.
It’s so true. Our systems are so corrupt here. Why can’t we have leaders that actually care and work for the people?!!
Hey friend, I feel you! Just wanted to say that speaking out about this could be more powerful than you think. As long as no one knows it can perpetuate itself. Given that they stretched this scheme so far and how broken the system is, I’d say there is more chance for the masses to notice it and demand change. Also remember it doesn’t have to be this way, it’s not like anywhere in the world, so it doesn’t have to stay this way either. I agree the things we can do as an individual are certainly small but I wouldn’t say meaningless!
Just put some simple practices into play to become less dependent. No man is an island but there is plenty you can do yourself with limited resources. Books are a great source of knowledge depending on what you require to learn as is the internet for now. Don't be put off by people to follow whatever line of enquiry or endeavor you choose to take.
I really feel this too. So blackpilled. What gives me a glimmer of hope is that information travels so far so fast now. Many many eyes are being opened.
Videos like Sorelle's go a long way to spreading the great awakening.
What's wrong with being your own doctor ???
If anything, that is what you are supposed to be.
I'm Mexican and actually grew up around home remedies to an extent. Especially when I went to live to Mexico. I've never understood how many citizens out here rely so much on their doctors and especially having health insurance. We Mexicans by majority don't have any health insurance here in the States. That's because most of our parents didn't have the money to afford it and because quite frankly we see it as not needing one when most of the illness that happens throughout the year can be taken cared of over the counter prescriptions from Mexico and our plant based remedies, tea.
Everybody lives a different reality but I don't know why people out where keep falling for this. Same goes for that 401k scam and having bank accounts.
I keep all my money to myself.
Never for the system
There was a piece years ago that explained the "price gouging." It showed the difference in the charged price and the settled price allows the hospital to write that difference off as a loss on their taxes.
Non-profits don't pay taxes.
The overwhelming number of hospitals are non-profit.
This reason makes a lot of sense - thanks.
They would have to record the initial inflated cost as revenue, so it makes sence that once they realized they couldn't collect it they could write it off.
@@jerrybrickley2115 If the "don't pay taxes" it means they get the money in cash as a "refund," yeah I know "refund" means you paid taxes...they don't.
Not true. That’s not how the tax system works. You can’t deduct write offs against income. You need to do more research.
What ever endeavor Black Stone goes into, real estate , health care, we are being robbed and nobody in Congress. Brings this up
We had a baby die at birth. Obviously this was a horrible tragedy. As I was leaving the hospital a person from the billing department presented me with the bill and was requesting payment. First of all this could have waited. They knew who I was where I worked and all the rest. Second a person is not in a level headed state of mind after seeing the death of a child. This was extortion to come after me for money at a time when I could not form rational thought.
Sorry for your loss. How insensitive of them.
Our insurance system is stupid, but having seen healthcare operate both here and in EU, there's more to consider than just cost. The quality of care, and timeliness of care matter as much if not more than cost. In England, for example, it's normal to wait months for critical appointments for things like cancer or other serious issues. It's also normal to undergo a surgical procedure and never meeting anyone from the surgical team or specialist that worked on you. These kinds of things would be incredibly bizarre in the US, but they are built into the NHIS system. It's so bad, that it actually appears from the outside, that the NHIS is actually hoping a certain percentage of patients actually just die, rather than receive care, so they can save on costs. And have you been in a hospital in England, and then visited a hospital in the US? The differences are astonishing.
So yeah, the insurance scam is stupid, but asking government to solve the issue would most likely be worse.
The real issue is that the system does not provide mechanisms for price transparency. As a patient, you cannot ask what a procedure will cost in advance of the procedure, because it's too difficult to navigate the insurance system. Because of this, there is no motive for organizations to compete which would cause prices to lower. So the real challenge is, how to craft a system that is not government owned or managed, in which health providers need to compete with one another on price, in such a way that patients can then choose from providers that offer affordable prices for care. A system like this should be able to address pricing for most non-emergency care scenarios, where immediate time to care was not a factor. At that point, I could see government programs to establish mechanisms to control costs on emergency care, which wouldn't bankrupt individuals that found themselves having an acute event - maximum out-of-pocket limits, with subsidies going to critical care organizations to cover the difference. Something like that. At that point, if people still feel like they need insurance, it's optional and up to the individual to decide.
Interesting insight. Thanks for sharing. Maybe you should run for some sort of office and promote this concept. We need honest and caring individuals in our system. It’s gotten so corrupt, they all just think about themselves and lining their pockets.
@@suniskys78 thanks, but honestly, I think the horse has left the barn already.
Agree 100%. As a libertarian I believe that a functioning free market will always supply the best product at the best price. The problem facing the Americans is that the free market is not functioning when it comes to healthcare. The solution ISN'T government healthcare, but finding out why the market isn't working and fixing it.
The NHS needs funding, not being replaced by an insurance run healthcare system. Capitalism, and more specifically Conservatism is killing the NHS and thereby killing people. Unfortunately the modern Labour Party is no better at looking after the people of the U.K. than the Tories so I don’t see the NHS recovering from the decades of underfunding and mismanagement any time soon.
I am from Uk,I personally had great experiences from UK NHS, they always on point and taking care of me when i needed, also my step dad had cancer, he was able to use the latest cancer treatment technology at competely free of charge
In the uK, you can also take on private insurance to use for private service, i think a child birth from start of the pregnancy to finish in chelsea is around £10k, include all the service and scans etc.
This is what I observed as well. There’s no way the prices I see from the US (where I am not from) are in any way real. It’s definitely a racket, and the problem politically in my country is that they consider public healthcare to be the only alternative, but I don’t think that’s true. I think it should be a crime to charge someone more for a service than they would if they were insured. That’ll help a lot, but it’s not enough.
You should pay the same price (same bill) if you have insurance or not.
@@johnpglackin345 100%. Anything else is crazy.
Im in the US. I used our "free" insurance in 2019 and ended up owing money at the end of the year for my $900 bill from the ER for nothing but the Dr listening to my lungs....no tests...took about 20 minutes to get in and out. The next year I had to drop it because my monthly premium would go up to $300. I know thats not much to most people, but Im a cashier and cant even afford regular rent. Sooo, I dont have insurance and I dont go to the Dr anymore.
I follow the advice of Dr. Hutton Gibson, (Mel’s Father), who lived to the ripe old age of 102…
“Avoid doctors and hospitals; they will kill you.”
Another sore point of mine is that insurance doesn't really cover dental, hearing and eyecare costs. Like these are not important for health.
Yep, all separate insurance where I work. Select one and a little more of your paycheck disappears. Between gov and insurance, I'd say I take home just over half what it says I make on paper.
Yep. My father who is over 65 and retired, has a retirement healthcare. It does not cover dental, and he needs work done but it will be expensive.
Everyday I feel more like I live in "Scambodia" than the most free country on the whole planet. Absolutely horrifying.
Shocking! Outrageous!! Obscene!!! Yet not one damn thing will be done.
I use to work for an insurance company. I used to refer to it as a legalised mafia. I thought it was a bit ridiculous that my friends who worked for companies insured by mine had better insurance plans available than I did. Part of the reason my wife and I left the US is partly because of the ridiculous "healthcare"
Like you said, it’s a dumpster fire 🔥. I live in the US so I have to try and avoid this crap system.
Is it even possible to avoid it there?
I am an American. I also was involved in a class action law suit some years ago against Aetna. They lost ( they were overcharging on all costs) the CEO said after they lost the suit, we will never pay. They still have not paid and there is no way to force them to pay.
How can they get away with not paying after losing a legal suit?
@@meshuggahdeciple327 No money to fight
The judgements issued by the courts are a joke too
There are a handful of "cash only" clinics popping up around the states. Their rates are published and much cheaper than dealing with a hospital and insurance.
Imagine watching this and still believing the whole COVID-19 theater wasn't purely motivated by money and power
6:28 The same is true for tonsillectomies and tooth fillings. They were (are) pushed on children to guilt trip uneducated parents into thinking the situation is severe to peddle unnecessary surgery. Ask yourself how many problematic cavities a 6-9 year old could possibly have when they JUST lost their baby teeth and had fresh, brand new ones grown in, yet fillings were being recommended left and right in my generation.
They are thieves it is that simple!
@Hoist the colours high Not as bad for me, but I have fillings I definitely didn't need. I think it's partly our parents' fault for being uneducated. Look in your own kids' mouths once in a while!
The same for circumcision as well.
Same.. Now I'm paying to have all of them replaced
This past year, I had two different appointments for fillings. The doctor said all my fillings were gonna be my jaw teeth, never mentioned any where else. Well, the doctor was out due to she got seriously hurt and snapped her wrist, so she had a fill in the next appointment. I ended up canceling my 3rd appointment, cause I knew what the doctor said. I had paper work on it, but her fill in tried to argue. Now I got two fcked up front teeth on the top with a huge chunk of tooth gone and is loose and over sensitive and my two front teeth were always healthy... smh
Don’t forget the waste with health systems having to deal with multiple insurances. The billing overhead from dealing with different rules and payment schemes is a complete waste of money in the industry.
American here who is fully aware of all this - I know this is a year old, but thank you for putting all this in one tidy package with the stats and figures. Really great work!!!
I'm an American and have hated this system my whole life. I went bankrupt WITH what was considered to be "good" health insurance. They simply didn't pay for things that actually worked and only paid for part of the things that didn't. (I have chronic health issues). If you are poor enough or old enough you get coverage through medicare/medicaid, but wouldn't you know I'm stuck in the middle? So I pay taxes for other people to have healthcare while not being covered at all myself.
It is a terrible scam and we Americans (80%) hate it but the corrupt politicians refuse to budge on the issue. We need a complete overhaul of the entire system.
Thanks for the vid. It's nice to hear a voice of reason on this insanity.
The only thing I would say, is that I hope when you say “hospitals” make deals, you mean management, people with business degrees. Almost every healthcare worker, myself included, believes healthcare is way too expensive. For one, I’ve known fellow medics and nurses that go bankrupt when they are sick, because we don’t get any discount for being in this field, and none of the high cost goes to the providers. Paramedics in many parts of the United States are making 40 thousand or less, Some are even volunteer. And nursing salaries have only been rising in the last decade or so, still not amazing though. Even doctors, unless you do elective surgeries and trial new medications, don’t get paid what they are worth. Speaking of emergency medicine in particular.
US is one of two countries in the world where you're allowed to trade prescript drugs that the only use a hospital in US provide is a bed or surgeries. Nurses would likely earn better at selling the medicine at the market than working in a hospital. If only the hospital wasn't the mafia. Of course you can't get a discount only because you're a nurse since you don't need permission to buy a drug from a hospital and the market sells to the hospital who gains return by selling the medicine for a higher cost. Basically lifting one hand over from left to right and then gets lots of money because of a title. They don't have guilt for a patient dying because all surgeries finished are successful even if the result didn't had a good effect and most is in the hand of god. US is weird in this perspective because you aren't responsible of a patient if you're not a nurse or doctor. Side effects of drugs is individual that the patient need a follow up on if the drug had a good effect that all power the doctor has is to not sell the drugs but the patient is able to buy it by importing it from other countries that these authorities sit on seats with victims to a free market.
Wow. I have no idea where you work, but you should probably look around for a different employer or a different area. This is not meant to be mean. I am also a paramedic as well, and my base salary for working a standard 48-96 schedule is 72k. With just a bit of overtime, I average 92k. I also have a friend who is a nurser with one year experience who was making $36/hr as a full time nurse, then 45 as PRN and then 75 as a contract nurse. With shift diff, she is around 95 and with OT, she pulls in a crazy 140/hr. I have actually met several RNs who make similar amounts. They do not get health benefits, but with that level of income, they can pay out of pocket, and most are covered on their spouce's insurance. (Insurance being tied to employment is stupid!) I know that if you look around, you can easily double your current rate of pay. And there is always an RN bridge program if you really want to make bank.
Who is getting the big bucks? Besides the investors...
@taekwon-Appalled
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Yes that's true
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@@Benjamin.365 so you guys still know her too
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She's obviously the best, I invested $3,000 and she made profit of $28,000 for me just in 15 days
That's not the answer.... nothing is free...
Nobody ever said it was. Maybe free at access.
Interesting video. As someone who grew up outside of Cleveland, OH, your video hits the nail on the head. My dad had to visit the ER a couple of years ago late at night. He had insurance, signed in and waited. 6 hours later without ever being seen or talked yo by any member of the hospital my brother drove him home. He received a bill from the hospital for $1500 for sitting in the ER with no service. Great healthcare????????
So terrible!! Criminal!
6 hours is a short waiting time where i'm from in canada. When it hits 24 hours of waiting we start seeing it in the news. Very often its 12 hours.
... and i pay a lot more than 1500$ a year for that free healthcare.
@@fillwill8676 I'm Canadian too man, the healthcare here is trash. They tried to blame the collapsing system on covid and locked us down longer than any other country.
@@fillwill8676 Here in the US your insurance can just randomly stop covering either you or a group of people such as independents. after paying 20 years one day they send you a letter telling you to find another company. this happened to me with United Healthcare.
I was thinking the same thing for many years. It's absurd what the healthcare system is doing to the people. Should sue them for all they have!!!!
I have four family members who were killed by US medical industry.
And when you want to leave the hospital, before they release you, they threaten you with " the insurance company won't pay for your stay if you leave without our permision "
I'm a retired Marine who was combat wounded and as such am pretty deep in the "system". Before Covid its was, I'd say very acceptable. Since Covid, its has diminished several orders of magnitude. Since they bullied and pushed out those who wouldnt submit to a being part of a trial (EUA/my wife is an engineer in the FDA biotech regulatory space and didn't submit); the psychographic landscape is more narrow and the clinics/hospitals only have people who would either take it without investigation or who knuckled over for a job. In any case, the independent thinking lions, and the lionesses are gone. The system is choked up/backlogged, and we are suffering as a result. My sister is one of the mindless ones who love "science". Her husband collapsed from seizures after the jab, but the jab "didn't do that."
A fellow client at my chiropractor went from 100% healthy, no issues whatsoever, just back pain and muscle tension from a demanding job, to being completely blind in the span of a few hours after receiving the vaccine.
@@maryamjoha
Please continue to share your testimony because we need you guys to speak up before we lose it all.
@@analyticalhabitrails9857 Many people have spoken and even reported to VAERS but they have been mocked and vilified just like the FLCCC medical doctors and other health experts who went against the official narrative.
Id love for you to also make a video on the "free" health care systems. I live in Canada and our universal system comes at the cost of extremely high taxes and doesn't cover dental/eyes. We often get praised around this topic, bur in reality, our system is also broken. Unfortunately, when you remove the profit incentive, many issues get tossed under the rug and end up festering into disasters. Not only we have years long waiting lists to get a family doctor, but our waiting time in hospitals themselves is often over 10 hours. For example, last time I went to a hospital, they ended up telling me to go to another one because they had no doctors in the emergency room.. So I went to the closest one and was told that doctors only get in at 8am (it was 4am). I ended up waiting 12 hours to finally be told that I had to go see a private sector specialist. Also, if you have a busted knee and need surgery, expect to wait about 6 months for an MRI and another 6 months for surgery. I know so many people who decided to go to the US or to just spend the money at a private clinic to get good/fast health care. We really need to find a way to combine the private and public sector together to build something efficient and reliable.
I never understood that thing where healthcare doesn't cover teeth (and eyes?!). Like, isn't it a part of my health?
I learned about this when I started seeing people from western Europe coming to us (before the war) to "repair" their teeth at a much lower cost compared to what they'd pay in Germany or wherever they came from.
I live in Canada and we have great doctors/nurses but the system cannot handle the demands our population creates. I'm pretty it's just mismanaging funds. After all,
Trudeau spent 25 million on a covid travel app't. The money for a better system is there, we need better government. IMO
I've had to wait for hours in emergency rooms in the USA as well so how is Canada any different? At least everyone is Canada is covered for healthcare and wont end up bankrupt from one unexpected emergency due to no medical coverage. Here your home can have a lien on it for payment and you can be on the street.
@@karlabritfeld7104 thank you Karla for that brave response. That's usually the argument many people have when it comes to "free Healthcare". In reality we're all being treated like cattle. I must admit that many hospitals seem to be understaffed and that should be alarming in itself. It's clear the money isn't spent on the clinicians and are lining the pockets of companies and their boards
As long as its government managed, the hospitals and health systems will be understaffed. There is no incentive to stay, do better, gain more skills or conduct research - no motivation in a system like that.
I live in Colorado and you are right it is a scam. My local hospital gets money from our property taxes, they get government grants, they way overcharge patients and they beg for money from philanthropist. They always have way more money than they need!
It's awful working in this system as well. It's on the verge of collapse. It's far worse than the general public realizes. The only option is to get and stay as healthy as possible to avoid the system as much as possible.
I live in the US and have no health care. I have not been to the doctor in years and live on acetaminophen for constant pain. When I thought I had COVID I didn't go to the hospital because I didn't trust them. My mother contracted an antibiotic resistant strain of staph in the ICU and eventually died. It's pathetic when you see signs in the hospital telling staff to wash their hands and then hearing of studies when they actually do and infections go down. C-sections and hysterectomies are over prescribed. I had doctor's pressure me to do both when they weren't needed. Patient's health seems to be the last thing on everyone's mind.
I'm an uninsured worker in South Korea. Got injured at work and got a rib muscle sprain. Went to a clinic for an xray, ultrasound and acupuncture care for $40 USD, then all the medicines I needed for 5 days for $4 USD. So glad I DON'T live in the US.
I 've been regularly going back and forth on watching your videos and I can honestly say...They are diamonds !
The kind of research you 're doing to serve us this ready-to-eat piece of information...simply fan-tastic.
Keep it up and thanks to you miss !!!
It is really crazy how in the USA, breast feeding almost died out, because companies wanted women to pay for baby formulas. In my country c-section is provided only when you have twins or more, or there is a danger to the mother and / or baby. In the USA, it's all about the $