Sharing All Our Expenses Living In A City Like MUMBAI | Rent | Meals | Travel | Policies & Much More

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  • Опубліковано 11 січ 2025

КОМЕНТАРІ • 484

  • @dimplethakkar5051
    @dimplethakkar5051 Рік тому +58

    But how do you divide 50-50? Like some expenses he does and some he does. Or you have created joint account?

    • @sethijyoti
      @sethijyoti  Рік тому +56

      We are on an app called Splitwise. It’s perfect.

    • @dimplethakkar5051
      @dimplethakkar5051 Рік тому +8

      Woww great good to know. I have recently got married so we have thought the same. Much love to you ❤️

    • @MANASAPRASAD1989
      @MANASAPRASAD1989 Рік тому +1

      ​@@sethijyoti we have apps but he forgets to add them

    • @NehaGupta-yb2en
      @NehaGupta-yb2en Рік тому

      Where in thane? I live in thane west n its not that cheap..kindly let me know,so i may look in ur area 8n my next shift..

    • @foramthakkar9735
      @foramthakkar9735 Рік тому

      @@NehaGupta-yb2en I was thinking the same. Thane is not that cheap. Maybe outskirts of Thane

  • @tanyamanglic1037
    @tanyamanglic1037 Рік тому +65

    Believe me, I follow so many influencers and UA-camrs but you are purest of all and I seriously feel that u guys deserve everything best bcoz not for single moment I feel that u guyz are faking in any part of ur video for camera, it is just so natural which is commendable. Bdway there is one influencer whom I thought you can't beat but u did and I am seriously proud of u and really happy that I chose u. No comparison seriously with anyone just sharing my curiosity.

    • @sethijyoti
      @sethijyoti  Рік тому +3

      Hehe. 🥰🥰

    • @priiyoo
      @priiyoo Рік тому

      I agree with you Tanya. Funnily enough Jyoti is the first ever influencer I started following and loved her from day one and is still my favourite although I do watch other vloggers. She deserves over a million subscribers.

  • @Khaira1992
    @Khaira1992 Рік тому +3

    I lives in Canada, getting married soon(arrange marriage), It was always in my mind to discuss with my partner to do 50-50, I won’t do exact 50-50, but after buying house we need to pay mortgage, one month I will pay house EMI, partner will pay groceries+utilities(electricity,hydro, wifi & waste management) and next month we will switch. Here major expense is House EMI and groceries+utilities. Phone bills we can pay from our own accounts (fixed bills auto pay).

  • @arelidas2392
    @arelidas2392 Рік тому +19

    How wonderful! ❤ So proud of you, Jyotii! How important it is to be financially independent. And also, couple like this! Sharing lives equally ❤

  • @poojachinthapalli2100
    @poojachinthapalli2100 Рік тому +5

    You guys must be really proud of where you have come. Congratulations!
    You are an inspiration to many people watching you.

  • @aditirawat9264
    @aditirawat9264 Рік тому +3

    I'm in a relationship for 7 years with my boyfriend and wherever we go, we always do 50-50 of our bills or wherever do we stay like in hotels ... We always always split our bills unless it is our personal expense. And I think that's what a good companionship is all about. ♥️

    • @aditirawat9264
      @aditirawat9264 Рік тому

      @@rubihussain881 bro chill ....my 50-50 means that we just share our expenses, we don't sit and divide the money. (If we go somewhere, I pay for the tickets and he pays for the hotels and we spend as per our convenience Aisa nahi ki 100 usne khrch kre hai toh m usse 50 leke hi rahungi then wheres the understanding?)
      You have to be chill maybe you didn't understand what I wanted to say.
      😊✨

  • @Ayesha_K
    @Ayesha_K Рік тому +4

    Outstanding video for people like us, who have just moved out to Navi Mumbai after marriage. This was so, so helpful. Thank you guys!

  • @HiteshAgarwal007
    @HiteshAgarwal007 6 місяців тому +1

    monthly expenses for a husband wife and 2 kids
    75-80k for rent 2BHK in posh location or society or 2lk EMI for a 2.2 cr loan. Most new apartments cost 2.5-3 cr
    10k for maid and cook
    5k electric bill
    2k broadband and mobile
    10-20k for eating out on weekends
    30k for groceries
    10-20k for shopping
    1lk for children school fees and other expenses
    50k to save for once a year foreign trip
    30k EMI for a 15lk car
    10k petrol and maintenance
    1lk SIP for mutual funds
    Overall approx 4-5lk pm which includes savings. So 75lk-1cr per annum gross income is required for decent living

  • @PoojaSingh-ub2id
    @PoojaSingh-ub2id Рік тому +6

    This is one of the couple's goals for respecting each other's finances, as many couples avoid these topics, and they go with the flow later they don't get open to talk about this. Thanks, guys for sharing the insights keep growing together!!!

  • @meghajoshi7890
    @meghajoshi7890 Рік тому +15

    Perfect understanding, perfect planning, IDEAL couple....❤

  • @himanshirastogi2624
    @himanshirastogi2624 Рік тому +3

    You are wonderful couple, compatible, supportive, inspirational, true partners.
    Very happy for you guys, god bles you.
    Very smary desicion to move Thane, it cut down almost 35% rent expense of yours.
    Keep rising, keep growing, always be happy.

  • @gorishabhawsar3914
    @gorishabhawsar3914 Рік тому +14

    I like the fact how you guys honestly and gracefully accepted that "we earn, we spend and we save too" A lot of time people do not accept the part of earning & saving for the "nazar" issue or something. Honestly guys! You have made this so far with so dignity! ❤

  • @siddhikarvir9780
    @siddhikarvir9780 Рік тому +7

    Such a brilliant topic 🥰👍🏻
    This is the main reason most of the couples have problems in their married life..
    you guys have made it so clear for both the gender… God bless you guys.. I pray you both always stay healthy wealthy and happier ❤️❤️🥰🤩😇

  • @karosy911
    @karosy911 Рік тому +4

    Even though we didn't live in Mumbai but this video is much helpful for newly married couples that how can we manage everything smoothly.
    Thank you I

  • @priiyoo
    @priiyoo Рік тому +1

    Proud of you guys. If I have learnt one thing from this video it is to donate a portion of the salary each month for a good cause. I do it every now and again not monthly.

  • @shalinilohar2172
    @shalinilohar2172 Рік тому +1

    The way kammu bhaiya was looking at the camera constantly....lv it

  • @Idivyachoudhary
    @Idivyachoudhary Рік тому +1

    Beautiful video…nonody share such things but the way you shared it’s amazing and helpful 👏🏻👏🏻👏🏻

  • @anuchowdhry
    @anuchowdhry Рік тому +3

    I started watching your videos only 6 months back...but fir bhi mujhe aapka way of thinking smjh aa gya tha...aap knjus nhi ho soch smjhke sb krne walo me se ho...like you don't like luxury things but you are happy with small things bcoz you think do what makes you happy...and i like this very much...bcoz kmane ka mtlb ni hota ki mhnge gifts do khud ko ya partner ko..ya fir as a youtuber luxury gifts buy krke viewers ko attract krna.. kmana is like independent hona..hats of both of you..The way you have maintained your lifestyle is commendable...and the best thing mujhe aap dono se bhut kuch sikhne ko milta h..kyi bar aapki videos se life decision lene me help hoti h❣❣❣ & yes my mother is also watching your videos..she loves you both a lot❣❣

  • @florencechristian7510
    @florencechristian7510 Рік тому +1

    Amazing video. This video will make every women who is watching this video realise that how important is to become financially independent. So proud of you and Kamalji. The way you both take care of everything on a 50-50 percent basis is really required thing as a couple. God bless you both. 🧿♥️

  • @abhilashaarora3259
    @abhilashaarora3259 Рік тому

    You are the MOST GENUINE, REAL & LOVED couple on UA-cam. I am not saying because i love you both, i have seen so many couples on youtube who are toh just make vds without true information. Touchwood🧿 Bery very good content

  • @stiritup657
    @stiritup657 Рік тому +1

    This is the best haan...50-50 way...kisiko bhi zyaada kharcha aaye nahi...and both work hard, ghar dono ka hai ..toh kharche bhi dono equal equal karenge❤😅

  • @akankshasingh2561
    @akankshasingh2561 Рік тому +3

    I loved this vedio really thoughtful and to both of you "u guys are spend your money smartly which is really good, I think the best decision which u made is shifting house." I am dam sure this vedio will reach a millions of views one day because of informative content

  • @anjalithenua3084
    @anjalithenua3084 Рік тому

    Most useful vedios koi nhi btaya itna really u r very appreciative

  • @A7-77
    @A7-77 Рік тому +4

    You guys are such a pure soul😊 U get all the happiness of the world and continue progress in life🎉🎉

  • @pragyasingh866
    @pragyasingh866 Рік тому +7

    I loved the video always love how honest you are with your community I am sure you have the potential to hold on the people you have and add much more in future❤️❤️😘

  • @prernarajendran4182
    @prernarajendran4182 Рік тому +3

    Best couple with perfect mutual understanding and companionship ❤🥰

  • @sucheetakharwal1394
    @sucheetakharwal1394 Рік тому

    simple vdo..with no faltoo ka drama..everything was to the point ..luv u both guys..🥰🥰

  • @donomakhatkar7053
    @donomakhatkar7053 Рік тому +2

    You have been my favourite UA-camr since the beginning 🥰 your bond with your husband is amazing 🤗 you people really really motivates me to do good in life 😇 keep this simplicity in you ❤

  • @mansid4684
    @mansid4684 Рік тому

    This will really helpful video for me because I am independent but never thought that how much I am spending...nd yes I also take care all my expenses ❤

  • @omnamahshivay4699
    @omnamahshivay4699 Рік тому +2

    A very nice video. real honest and beautiful video.

  • @akankshasah3165
    @akankshasah3165 Рік тому

    Thanks for sharing the expenses in so Depth. It takes lot of boldness to disclose your personal finances. Really helpful content 👌👌

  • @pallaviyadav8620
    @pallaviyadav8620 Рік тому +1

    Sahi hai yaaar tum logon ka .
    Understanding based hai sab kuchh.
    Nazar na lage.

  • @himanshirastogi2624
    @himanshirastogi2624 Рік тому +2

    That should be a couple goal instead of just doing effort to click a perfect picture.
    Pls don't hate me guys who don't relate with my thoughts.

  • @shadmanabdulkalamkalam2261
    @shadmanabdulkalamkalam2261 Рік тому

    Very nice informative helpful video 👍👍👍👌🏻👌🏻👌🏻

  • @niveditajoshi2590
    @niveditajoshi2590 Рік тому +1

    Jyoti you’re looking Fabulous man in this video specially ✨❤️😊 God bless you ! Kisi Ki bhi najar Na laage. And aaise hi aap dono mil ke tarakki karte raho.

  • @ShrutiShukla560
    @ShrutiShukla560 Рік тому

    So honest video... Koi nhi batata itna clearly... ❤😊 Love u Jyoti 💕💕

  • @tannugill727
    @tannugill727 Рік тому +1

    Nice yr
    Etni personal chize share karna
    Appreciate commendable

  • @vaneesharma8417
    @vaneesharma8417 Рік тому +2

    Diii it's sooo cheap rent because 70k Or 50k it's normal mumbai
    Aap dono bhot ache lag rhe ho❤❤❤

  • @sheetalisrani9157
    @sheetalisrani9157 Рік тому

    I love the clarity that you have between the two of you❤️❤️

  • @I_Mmonicka
    @I_Mmonicka Рік тому

    nice jyoti , thats some kind of good informative video .Isse dekhne mein bhi maza aya and kuch janne ko bhi mila , incase some is planning or wants to plan to shift or go there.nice topic
    aese or topics and videos karna :)

  • @niveditajoshi2590
    @niveditajoshi2590 Рік тому +1

    Great to hear all this things from you giuys ! ❤️✨😊 Nice strategy man.

  • @tanushreebhattacharyya5378
    @tanushreebhattacharyya5378 Рік тому

    You guys are so natural. No showing off. So I like to see your blog.

  • @riyadiyakundu27
    @riyadiyakundu27 Рік тому +1

    You two are best ✨ Perfect example of perfect and healthy relationship 🌸 You both are my Inspiration ♥️ I’m really really really happy to be your UA-cam family member 🥺❣️ God bless you both 🌸🙏🏻

  • @alpashah4361
    @alpashah4361 Рік тому +2

    I m so happy listening to this, forwarded the video to my daughter just as a reference for her future life with her partner for such understanding 👍👍

  • @simranluggani9798
    @simranluggani9798 Рік тому +1

    Thank you for trusting us with your calorie counted meals 🤗 watching you guys is always a delight!

  • @jaswinderkaur8676
    @jaswinderkaur8676 Рік тому +1

    Hi dear, I live in Mohali. There are also monthly rents approximate 20000 and doctor's visit is also the same. Expenditures in good cities is really too much. But we also manage according to our income like u. 😊

  • @KasakGupta
    @KasakGupta Рік тому +1

    Was just thinking you guys and here is the video ❤

  • @gupshupwithpooja
    @gupshupwithpooja Рік тому +1

    u r such an inspiration to too many women.. love your content Jojo.. Love you also Jojo. 🥰 Ur clarity abt everything is superb.

  • @simran4154
    @simran4154 Рік тому +1

    Jojooo dii heads of you. both of you guysss very hardworking 👏 ❤️ you both are .....love uh

  • @radhikachalana5179
    @radhikachalana5179 Рік тому +1

    Hi Jyoti g
    I really like you and your genuine vlogs n videos.
    I’m also an independent woman and I also believe in this 50-50 contributions aspect.

  • @TheChaoticPeace
    @TheChaoticPeace Рік тому

    Very nice video, this will help PPL who are planning to move to Mumbai and also who are in Mumbai and still can't understand how to manage expenses.... Thank you so much JoJo and KoKo love your videos and understanding. Every couple is learning from you guys❤

  • @irangbwalesamding4151
    @irangbwalesamding4151 Рік тому +1

    May our good Lord continue to bless you both ... Lots of love from Nagaland 😍😍😘

  • @ShrutiSharma-gn5os
    @ShrutiSharma-gn5os Рік тому +3

    Hey Jyoti, you know that one thing i have learned from you that keep using your outfits as much as you can . I have not done any shopping since four months.Otherwise main bht shopping karti thi fizul ki. But now i am feeling very happy about this because of you 😊. Thanx a ton. Stay blessed always. love from Vietnam 🇻🇳 ❤

    • @sethijyoti
      @sethijyoti  Рік тому +1

      Awesome

    • @vidhiparashar6561
      @vidhiparashar6561 Рік тому +1

      @shruti sharma wah jiji jab yehi baat hamne kahi tab na maani tune😏😅😅 chal finally maan to li🤪

  • @madhu_447
    @madhu_447 Рік тому

    Enjoyed the video Jojo and Koko... God bless🙏 It was truly informative and helpful

  • @mahak921
    @mahak921 Рік тому

    Great understanding between you both🙌🏼 saare hi ladke itne samjhdar hone lage toh kya baat hai 🌚🙌🏼

  • @lifelearnings8642
    @lifelearnings8642 Рік тому

    yr di app bhut achhe se explain krte ho
    tanks for sharing your experience and expenditure

  • @kavitashahofficial
    @kavitashahofficial Рік тому +1

    Hey Jyoti and Kamal, I am a big fan of you both❤
    I would highly request you to make a sit down video on how to start content creation on youtube, IG and other platforms, how to know what is a right collaboration, how to beware of scams, how to start charging for content, approach brands for collaborations and anything which might help new creators. You are in this profession for long and I am sure your insight will be very useful ❤
    Thanks for all your informative and entertaining videos always

  • @ushamdoshi5
    @ushamdoshi5 Рік тому

    Hey guys nice vlog .... many must have got insight of financial gyan from ur informative vlog....I LIke u guys cuz u both are down to earth...keep shining ..😊

  • @pranitasuvarna7451
    @pranitasuvarna7451 Рік тому +11

    Soo proud and it always feels motivated you guys are goals❤❤❤❤ and im loveing this bro bro code bond😂🙈😍🥺

  • @Priyanka_braham
    @Priyanka_braham Рік тому +2

    Wow this was a amazing content.....such a kind couples you guys are jojo mam and kamal sir❤❤

  • @ankitabansal8137
    @ankitabansal8137 Рік тому

    Very informative video.....make such more🥰🥰🥰

  • @urveepatney2656
    @urveepatney2656 Рік тому

    50-50 spend idea spending and house hold chores beautiful team work. Plus Jyoti Mam donations that is learning. Yes i m watching since 5 yrs. All those vlogs memories flashed 😊😊😊. I was worried about your health your mental health seeing you simling i got relieved. It was difficult for me also to coope up my munma death. How you have work from taking tution to become successful vloggers make up artist plus your cooking vedio also i saw and had decorate my simple own 2 bhk flats room small but thats what my affordability.

  • @Lets_Talk_About
    @Lets_Talk_About Рік тому

    God bless you guys... U both are too cute n really nice persons...
    I am from Kolkata here also doctor visit is around 800 to 1000 per visit.

  • @aliyasahibole5315
    @aliyasahibole5315 Рік тому

    Nice to see this video and kamal bhai to may you be happy and healthy 😊

  • @dhruvsharma9506
    @dhruvsharma9506 Рік тому

    V nice video on ur channel after a long time !! Keep it up

  • @arunima1002
    @arunima1002 Рік тому

    Kya baat hai bhai kamaal hai kamal jijs😍😍🤩

  • @tarotcard1243
    @tarotcard1243 Рік тому

    Wow itna achha aj tak kisi ne nai bataya hoga

  • @storiesofsaba
    @storiesofsaba Рік тому

    Stay strong Jojo, loads of love ❤

  • @Elaadid_7
    @Elaadid_7 Рік тому

    I really like Jyoti she had struggled a lot that’s by may be she is that much mature and she understand a lot I guess she don’t have atitude that she is earning or whatever I like her may allah bless you more ❤😊

  • @saritasinwar
    @saritasinwar Рік тому

    Didu yrrr itne pure true or Dil se such bolna aapke sewa Syd hi koi kre😍😍😍😍😍😍❤️❤️❤️love uhhhhh

  • @shagunbharti6276
    @shagunbharti6276 Рік тому

    Hii Jyoti mein aapko pechle 4 yrs se follow kar Rahi hun but meine Aaj tk kabhi koi comment nahi Kiya but is baar mein apne aap ko rok nahi payee itni beautiful and helpful aur honest video meine Aaj tk nahi dekhi thanks so much dear 😘

  • @priiyoo
    @priiyoo Рік тому +1

    No Jyoti you are nor kanjus AT ALL. Especially when it comes to birthdays and gifts, entertaining friends and family. You are just cautious to save for rainy days and not just blow all your monthly income in the same month. 😊😊

  • @snehalata6688
    @snehalata6688 Рік тому

    Been watching your videos since lock down , I remember watching the "janta curfew" vlog that was the first video I watched ❤ since then been a silent subscriber of yours🤗 love you jojo and koko

  • @hiralvala710
    @hiralvala710 Рік тому

    Amazing amazing and very helpful video Jyoti di and Kamal jiju🥰❤️you guys motivate a lot🙌bless u both🤗💕 love❤

  • @krgeetentertainment3715
    @krgeetentertainment3715 Рік тому

    I love to watch your videos every time . And I love to see , how everyone can manage household things. We are really inspired by you both. Love you a lot . God bless you both. ❤️❤️

  • @akankshamehta5444
    @akankshamehta5444 Рік тому

    Nice video loved it😊 learnt alot of things
    I learnt from your videos only how to manage the expenses

  • @KamalShergill683
    @KamalShergill683 Рік тому +1

    Jyotii kamaljeet bro ❤️❣️🧿

  • @BhaviSood
    @BhaviSood Рік тому

    Love too see ur videos first comment n like ❤

  • @AnjushaJaiswalVlogs
    @AnjushaJaiswalVlogs Рік тому +1

    You both are lucky that you have each other.

  • @gauravkumarsharma007
    @gauravkumarsharma007 3 місяці тому

    You both rocking ❤❤

  • @rubymamtanair4039
    @rubymamtanair4039 Рік тому +1

    Lovely, u both r awesome...gr8 understanding.. both r vry sensible, God bless Jojo Coco

  • @mayurijadav
    @mayurijadav Рік тому +2

    I just wanted to take a moment to tell you how much I love your content and your clear and clutter-free lifestyle. Your videos have been so inspiring and have helped me to see the value in simplicity and minimalism.
    I appreciate the way you share your journey and the practical tips and advice you offer. Your transparency and honesty are refreshing, and it's clear that you genuinely care about your viewers.
    Thank you for all the time and effort you put into creating your content. You have a real talent for making things relatable and accessible, and I always look forward to watching your videos.
    Keep up the amazing work, and know that you have a loyal fan in me!
    Mayuri Jadav

    • @sethijyoti
      @sethijyoti  Рік тому

      Thanka for this beautiful comment 💕

  • @vasundharaagarwal1379
    @vasundharaagarwal1379 Рік тому

    Appreciation for the efforts you have put in, it's helpful

  • @punitaarora8654
    @punitaarora8654 Рік тому +1

    The most compatible couple I have ever seen .. stay blessed ❤️

  • @atalkwithlife1323
    @atalkwithlife1323 11 місяців тому

    That’s not at all for someone who shifted to Mumbai from outside bachelor or middle class, not even for upper middle. These expenses mentioned in the video refers to some kind of rich models, businessman etc.

  • @suchetajana8828
    @suchetajana8828 Рік тому

    It's really really really sooo helpful video..... Thank you so much ❤️❤️❤️❤️❤️
    Lots of love u both from Kolkata 😘😘😘😘

  • @divyan9153
    @divyan9153 Рік тому

    Frankly this is really nice video :)

  • @yoginigavande168
    @yoginigavande168 Рік тому +1

    Jyoti in Uk is totally different here the labour is very expensive so you can’t really afford to have maid or helper. Also on the other hand here primary and secondary education for children is free. The children will be not charged for travelling also till age 16 years. Also the doctor services here are free you just have to pay for your prescription. For children it is free. But the tax paying is very high here so the government afford to give the services to public. Here the poor people get lot of benefits. Like india here there is no difference between poor and rich. That is a good thing.😍😍😍😍

    • @bharatidutta3945
      @bharatidutta3945 Рік тому

      True no difference between tax payers and non tax payers government should give benefit to tax payers atleast

  • @kiaravlog776
    @kiaravlog776 4 місяці тому

    Beautiful video,ham chote Ghar me rahte ho par bahut jyada kharcha hi❤

  • @saniakhan1996
    @saniakhan1996 Рік тому +1

    Luv it bt u u don't ask your house help to make u healthy meals at home i mean can u tell wht is in your healthy meal plan ❓❓❓

  • @tinsygoel6734
    @tinsygoel6734 Рік тому +1

    Guys you both killing it❤ Big fan😀😀

  • @parinitajason8230
    @parinitajason8230 Рік тому

    Proud of an independent woman... killing it bro!!
    And Kamal also...❤

  • @abarnaghosh1356
    @abarnaghosh1356 Рік тому

    Amazing video. Thanks for sharing this.😊

  • @bsweta1991
    @bsweta1991 Рік тому +1

    Plzz share ur hair care routine..... Ur hair looks v healthier now

  • @swatilekhabhattacharya585
    @swatilekhabhattacharya585 Рік тому +2

    Which area in thane do u stay tht a 3bhk of 1200 Sq ft is only coming to 26k per month?? We hv bn staying in navi mumbai for the past 10yrs n here in vashi/seawoods/kk etc areas a 2bhk easily comes at 30k-40k rent....

  • @harprit20
    @harprit20 Рік тому +1

    You guys are imaging ❤❤❤❤

  • @ENNB16
    @ENNB16 Рік тому +1

    You guys are sorted. Very rare to see it these days. Touchwood ❤

  • @moulikachowdhury1401
    @moulikachowdhury1401 Рік тому +1

    Perfect thoughts....Ideal couple 👌🥰 U both are very responsible person ❤❤ love you so much 💖

  • @sonamprofile
    @sonamprofile Рік тому

    Jyoti Mam...I am not good in appreciating people but ...now I feel I have to work on it . Literally I am following you from a very long time like 5-6 year's. And following you I also started my own channel . And Now I know how much effort you put in a single video. ❤ Hope you all do best ❤🎉

  • @Feelathomeee
    @Feelathomeee Рік тому +2

    U guys are damn honest. Thats what I like the most about u. ❤😇