Thanks sir to share this useful information. I have a question on it, please guide if borrower has seasonal income with 4 month gap in a yr, then we calculate his/her YTD income on 8 months or 12 months basis to average out monthly income in that whole year.
Very nice 👍🏻 please keep on posting such vedios it's very informative it help us to understand the basic of salary calculation
Thanks sir to share this useful information. I have a question on it, please guide if borrower has seasonal income with 4 month gap in a yr, then we calculate his/her YTD income on 8 months or 12 months basis to average out monthly income in that whole year.
In seasonal it's to be divided by 12 months..
should we deduct any garnishments or loan payments payments from the base pay? or if any docs provided for the same can we ignore without deducting.
Hello Kishore.. sorry for a delayed response.. you can call me @ 95999 64390 and we discuss your doubts.
Hi sir thanks loot ,can i know what is the suitable time to call you
@@kishorereddy5678 before 4pm 🙂
ok sir thank you
Hi Sir, can you please make some videos on Credit report and property appraisal so that it would be helpful. Thanks.
Sir suppose borrower has loan or child care deductions then does this needs to be deducted from base/ gross income? pls reply
The best way is to add these as monthly expenses in your liability section.. also u can send ur questions @ 95999 64390
@@leosudesh Thanks a lot sir
Very nice sir!
Yes it was around 9.58 months borrower has been paid.
9.5
Thank u 🙏 give extra more information please.
Can we add PTO in base income?
Paid time off.. is aka ( also known as) of Vacations.. so the answer is Yes.. thank you👍
@@leosudesh 🙏
9.58 months
9.58 months till 10/18
9.58064
9.5 months
9.58
8000/9.58 = 835.07