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FEMA Accessible: Several Inspectors May Come to a Home

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  • Опубліковано 27 чер 2017
  • FEMA video explaining what to expect for an inspection in American Sign Language (ASL).
    Closed captioning available in English, Chinese, German, Hindi, Italian, Khmer, Korean, Polish, Portuguese, Russian, Spanish, Tagalog, Thai, and Vietnamese.
    [Transcript:]
    Several Inspectors May Come to a Home
    After applying for disaster assistance from the Federal Emergency Management Agency, They may contact you to schedule a home inspection. It’s possible that several other agencies may also need to inspect the damage.
    The inspections will not cost you anything - they are free.
    If you want your application to move forward, FEMA needs to verify the damage. Other inspections by the Small Business Administration (SBA) may be needed to process your disaster loan application. You should always ask for a photo ID when the inspector arrives. FEMA and SBA inspectors will have an official photo ID.
    Homeowners should consult their local planning or public works department to learn about permits and code requirements. In some cases, a local inspector might need to visit the home.
    Here are some of the inspections a homeowner might expect:
    • FEMA inspectors - From FEMA’s Individual Assistance program, these professionals have experience recognizing types of disaster damage. These inspectors will carry FEMA identification and may spend only 10 to 20 minutes looking at damage reported in the application. FEMA inspectors do not decide if you may be able to get money.
    • National Flood Insurance Program adjusters (NFIP) - These professionals will inspect the flood damage reported on the flood insurance claim. They may ask for paperwork or photos if repairs have been made.
    • Private flood insurance adjusters - These representatives of insurance companies may inspect the flood damage reported on the flood insurance claim. They may also ask for paperwork or photos if repairs have been made
    • Small Business Administration (SBA) loss verifier - They will verify the damage and analyze how much money is needed to repair or replace disaster damaged property.
    • Local city or county inspectors also may visit the home.
    Published June 28, 2017

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