yep. compound interest. i regret not doing more. front load as much as you can when you can. You will most likely get laid off, move, kids, etc. Put money in when you can to make up for gaps.
Yep. 40s is too late to start thinking about retirement planning, despite some people saying it's never too late. The sooner you get out of any bad debt you have and start saving/investing, the better off you will be when it comes to retirement. I started saving/investing for retirement in my early 20s when I graduated from college.
I don't think it's necessarily a disagree or agree thing. Both can be true. Think of it like a race. You are at the start line and you have to get to your retirement number. You are 100 percent correct that the person who starts at 20 will have an easier time. Compounding will work for them and they may have 4 or 5 decades before they retire so they have a long time to run the race. They may not have to be pedal to the metal the whole way, they can stop and smell the flowers while they run the race. Someone in their 40s who starts the will have a much harder race to get to their number assuming all else equal. They may have 2 to 3 decades so they would in fact need more focus. They have less time to compound and invest so they can't afford to take as many breaks. So yes I agree. Starting earlier is better. But the fact is not everyone does so I also agree with the video. If u are in ur 40s and have nothing saved, well u can't go back in time and change that. So in that case what you should do is really buckle down, focus and hit that race hard.
I came across an article that highlighted how Americans in their 40s are the least prepared for retirement. Honestly, it makes sense-this stage of life is often consumed with responsibilities like mortgages, raising kids, or managing debt, so retirement planning often gets overlooked.
That’s a good point, but the 40s are also a pivotal time to start making progress if you’re behind. You still have around two decades before retirement, and with consistent effort, compounding can work wonders for your savings.
Our life come in stages. It sounds ridiculous that retirement planning needs to start in our 20’s but that’s a real lesson that will eventually become clear in our 40’s. Unless you seek this knowledge or someone told you about this when you were in the process of adulting, you will find yourself clue less and bewildered when you turn 40. Compounding takes time and for regular folks our 401 K and 403 B’s is our prime vehicle for a well prepared retirement. Time is slow. Time is like the sun that comes up every morning. It’s always there. Thus it gets ignored for almost all our lives until we become old and feeble. Then time looks at us and it’s all we think about. Save early. Be frugal. Marry the right person. Make health a priority. Love your family. Work with purpose. Sit back and smile.
I was reading this article that said Americans in their 40s are the least prepared for retirement. It makes sense when you think about it. Most people are busy with mortgages, kids, or paying off debt, so retirement planning takes a back seat.
That’s true, but the 40s are also a crucial time to start catching up if you’re behind. You still have about 20 years before retirement, so compounding can work in your favor if you’re consistent.
Exactly! I learned the hard way. I didn’t start saving seriously until I was 42, and I realized how much I was leaving on the table. Now I max out my 401(k) and put extra into an IRA. Better late than never, right?
That’s where working with a financial advisor, like Joseph Nick Cahill, makes a huge difference. I Googled his name and saw he’s highly rated. I decided to work with him, and honestly, it’s been life-changing. He helped me organize my finances, reduce unnecessary expenses, and map out a realistic retirement strategy.
Oh, I’ve heard of him! Didn’t someone leave a testimonial saying he helped them double their retirement savings in just five years? That’s impressive. Having someone like that guide you ensures you’re making the right moves instead of guessing.
Absolutely. Joseph even showed me how I could invest more aggressively now to build wealth, then transition to safer options closer to retirement. It’s not just about saving but knowing where to save and invest. I recommend him to anyone who feels stuck or overwhelmed.
That's what I did. Just retired with this year in my mid 40's, having grown my investments (Roth, IRA, etc.) to multiple $Ms. It can be done but just takes discipline. The people only just realizing in their 40s that they're behind are gonna get steam rolled hard.
This is extremely bad not just in terms of retirement savings. In our 40s, many of us are going to experience age discrimination so the option of working longer might not even be on the table the older we get.
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Robert! Imagine i invested $50,000 and received $190,500 after 14 days
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Robert L Cox.
You are spot on. I just helped my two teenage kids open Roths with Fidelity and they are investing in Index funds. Small amount now but time is a huge factor when investing.
This lady has a short-term economic struggle. As soon as her kids move out, she could sell the home and do a major downsize but psychologically, people seldom want to choose to have less.
That’s why it’s easier to focus on retirement planning in your 20s. Your income may be lower but your expenses can also be low if you don’t have kids. Then by your 30s you can focus on other priorities since you’re ahead on saving for retirement.
It’s astounding to me that personal finance, future financial planning and or retirement planning is not taught at any school K through college. It should be required that every student take a course on these subjects, managing a bank account, managing credit and at a minimum, the benefits of a 401K, a Roth IRA and or an IIRA. Starting young is key. Your retirement planning should begin the day you start your first job. Here’s some free advice. Never finance a new car. Wait until you can pay cash. Financing a new car will have you following the yellow brick road not to Oz but to poverty.
The best thing my husband and I have ever done besides having our children is starting 18% retirement right out of college and never ever touching that. At age 42 our retirement accounts are over 1 million. That was money we never missed because we never built a lifestyle using it. You can’t make up the multiplier you get on money invested 40 years before you retire. Each dollar does so much more work for you so that you don’t have to save as much.
Problem with american education is it fails to teach kids how to budget and invest. Warren Buffet said it best, " compound interest is the 7th wonders of the world".
That's not a problem. Budgeting is an individual responsibility and you can't invest in anything until you are an adult, meaning after you graduate high school and not everyone cares about investing.
@@donnavannostrand4139 idk your specific situation. But bitcoin has gone up 60% a year on average. That's means if you put $1,000 in now, and added $500 a month, you could retire before age 70, and have about 50k a year to live on til you're 90. Idk about you, but that sounds a lot better than working til you die.
@@donnavannostrand4139 why? I just plugged some numbers in. If you started putting $500/ a month in now, you could retire by age 70, and have 50k to live on til ur 90. That sounds a lot better than the alternative!
The first thing I did my first “real” job out of college is sign up for that 401(k) program! Took a LONG time to feel like I was making any progress, but I kept with it through good times and bad! Now, having just turned 60 I am glad I did - another couple of years and the boss gets his upraised middle finger………🥳
Agree. My sister likes to say to me “what if you die before you can spend all that money” to which I try to explain to her the joy I get every day simply from knowing I’m financially secure and don’t have to worry.
My wife and I live (very) comfortably on $2,000 (-$184 for Medicare) social security. We bought an old sailboat for $10k and live aboard fulltime. No rent, mortgage, utilities, taxes, or car payments. We sail the Bahamas, Caribbean, U.S., Mexico and Panama are in our future. We save close to 50% ($900) of our monthly income on average. Sure, there's a retirement problem in this country, but there's also an entitlement problem - everyone believes they should be living luxuriously. It's just not necessary.❤️
You don't have to retire, if you don't stay busy and social you deteriorate in mental and physical form. I Know of 60 year old hispanic landscapers stronger than me
Don't think that. You can do this. Start today though, not next week or next month, today. Open up a Roth IRA and invest in index funds. Set up regular automatic contributions and never stop.
@@schawnettarobinson8584 .. ok that’s a bit different. I understand that can happen. Don’t give up though, formulate a plan and don’t quit until it works out. Nothing easy is worthwhile.
Why pay for your kids tuition? Invite them to start saving themselves. Encourage them to go to more affordable universities. I'm doing the same job with coworkers who went to top universities, only difference is I'm not in debt. I plan to have some money set aside for when they really need financial help in college, but I wouldn't put it in their minds that I'm paying their tuition. Heck no.
I soon enter the 40s and have been getting the retirement accounts planned out to be on track or better based on my income and future. The year I am 40, be nice to have $250K among accounts although it will be a stretch to get there.
Dollars to donuts her ex divorced her because he was tired of subsidizing her pet project nonprofit book store which I'm sure was hemorrhaging money. Probably burned through half of his cash from divorce in months and then thought "Oh s**t, he's no longer going to bail me out of my stupidity." I'm more curious to hear how he's doing.
Don’t listen to the economist named Teresa. You’re not destined to do worse than your parents or grandparents. You can build up your retirement fund. Sacrifice now. Save frequently now. If that means you have to work a side hustle, do. But Teresa was a negative Nancy in this piece. Don’t listen to losers.
The last thing they said in the video was to think outside of the box. with that said, everyone should start to think about Bitcoin. Seriously, without bitcoin idk how most people have any hope for the future
All I can say is to start early. Compound interest is our best friend. As a 43 year/ husband 46. We started to invest when we started our first grown up jobs right after college. Granted luck maybe on our side, consistency is the key, no matter what the market is doing. Believe me anyone can do it. Little bit at a time, don’t stop and won’t stop.
Retirement will soon be considered a luxury. Let’s be honest, you can’t have a decent lifestyle and survive with prices the way they are, and in a capitalist nation. I’m not saying don’t plan and save, but I’m not going to squirrel away every dime for “someday”, because I’ll probably die from cancer or a heart attack before I get to 68-70. It’s my genetics, so the hell with it…I’m going to travel and enjoy nice things now. But you all do you internet people.
Thank you for featuring JENNIFER LORELLE ROBERTS in one of your videos. I took your advice and contacted her for investment opportunities, and the results have been incredible. Started with slightly less than $40k, and now I’ve paid off my $529k loan in 8 months. Now totally debt free with 2 paid off rentals. having no debt for the last 2 months. Thank you JENNIFER LORELLE ROBERTS!
The stock market is likely the best smart investment. However, if you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
True.. based on my personal experience working with an investment advisor, I currently have $585k in a well-diversified portfolio that has seen exponential growth. It's not just about having money to invest in stocks; you also need to be knowledgeable, persistent, and have the strength to hold on during market fluctuations
That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using
Jennifer Lorelle Roberts is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Here is a thought outside the box. 401(k)'s are no longer useful for retirement. The system is broken due to high inflation, high risk, and poor returns. Take that money and buy bitcoin instead. Educate yourself on bitcoin. It is the future of finance, and it is coming sooner than you think.
Can't stop devaluation of the dollar, expenses double every 12-13 years. A person in their twenties now living on $50k a year will need $400k fourth years from now just for same lifestyle. To earn $400k a year a person would need $10 million earning 4%. Dollar devaluation from government debt sucks.
Tell your son he must be out of the house by 18 and repay back the last 18 years too with interest. Same goes for the daughter. Parents need to understand times have changed, all student tuition must be paid back in full on top of a parent gratuity return fee for taking care of you for 18 to 21 years.
When you dig into the majority of your stories. It’s single women who have divorced either one or two husbands and then they have four kids with four different fathers. Women chose to put themselves in this situation. If you’re a single mom with four kids today good luck no man is Going to help you. Stop divorcing, great husbands, and fathers
I disagree.
Depending on income, people should start retirement planning/investing in their 20’s with at least small contributions.
yep. compound interest. i regret not doing more. front load as much as you can when you can. You will most likely get laid off, move, kids, etc. Put money in when you can to make up for gaps.
you need 1M likes for this, I swear the media does the best it can to miseducated people about finance
Yep. 40s is too late to start thinking about retirement planning, despite some people saying it's never too late. The sooner you get out of any bad debt you have and start saving/investing, the better off you will be when it comes to retirement. I started saving/investing for retirement in my early 20s when I graduated from college.
Agree 💯
I don't think it's necessarily a disagree or agree thing. Both can be true.
Think of it like a race. You are at the start line and you have to get to your retirement number. You are 100 percent correct that the person who starts at 20 will have an easier time. Compounding will work for them and they may have 4 or 5 decades before they retire so they have a long time to run the race. They may not have to be pedal to the metal the whole way, they can stop and smell the flowers while they run the race.
Someone in their 40s who starts the will have a much harder race to get to their number assuming all else equal. They may have 2 to 3 decades so they would in fact need more focus. They have less time to compound and invest so they can't afford to take as many breaks.
So yes I agree. Starting earlier is better. But the fact is not everyone does so I also agree with the video. If u are in ur 40s and have nothing saved, well u can't go back in time and change that. So in that case what you should do is really buckle down, focus and hit that race hard.
I came across an article that highlighted how Americans in their 40s are the least prepared for retirement. Honestly, it makes sense-this stage of life is often consumed with responsibilities like mortgages, raising kids, or managing debt, so retirement planning often gets overlooked.
That’s a good point, but the 40s are also a pivotal time to start making progress if you’re behind. You still have around two decades before retirement, and with consistent effort, compounding can work wonders for your savings.
Our life come in stages. It sounds ridiculous that retirement planning needs to start in our 20’s but that’s a real lesson that will eventually become clear in our 40’s. Unless you seek this knowledge or someone told you about this when you were in the process of adulting, you will find yourself clue less and bewildered when you turn 40.
Compounding takes time and for regular folks our 401 K and 403 B’s is our prime vehicle for a well prepared retirement.
Time is slow. Time is like the sun that comes up every morning. It’s always there. Thus it gets ignored for almost all our lives until we become old and feeble. Then time looks at us and it’s all we think about.
Save early. Be frugal. Marry the right person. Make health a priority. Love your family. Work with purpose. Sit back and smile.
I was reading this article that said Americans in their 40s are the least prepared for retirement. It makes sense when you think about it. Most people are busy with mortgages, kids, or paying off debt, so retirement planning takes a back seat.
That’s true, but the 40s are also a crucial time to start catching up if you’re behind. You still have about 20 years before retirement, so compounding can work in your favor if you’re consistent.
Exactly! I learned the hard way. I didn’t start saving seriously until I was 42, and I realized how much I was leaving on the table. Now I max out my 401(k) and put extra into an IRA. Better late than never, right?
That’s where working with a financial advisor, like Joseph Nick Cahill, makes a huge difference. I Googled his name and saw he’s highly rated. I decided to work with him, and honestly, it’s been life-changing. He helped me organize my finances, reduce unnecessary expenses, and map out a realistic retirement strategy.
Oh, I’ve heard of him! Didn’t someone leave a testimonial saying he helped them double their retirement savings in just five years? That’s impressive. Having someone like that guide you ensures you’re making the right moves instead of guessing.
Absolutely. Joseph even showed me how I could invest more aggressively now to build wealth, then transition to safer options closer to retirement. It’s not just about saving but knowing where to save and invest. I recommend him to anyone who feels stuck or overwhelmed.
Don't depend on your kids for help later in life. They'll be too busy with their own life problems.
Sadly that's a big reason people have children
Hispanics take care of their elders
@@josebautista7311yes some cultures still do. Hopefully if all family members including spouses are on the same page. 😬
Agree with this. 👍🏼
Not everyone
You don't plan for retirement right before you retire. You plan for retirement your 1st day on the job.
Smartest thing said.
That's what I did. Just retired with this year in my mid 40's, having grown my investments (Roth, IRA, etc.) to multiple $Ms. It can be done but just takes discipline. The people only just realizing in their 40s that they're behind are gonna get steam rolled hard.
YES
This is extremely bad not just in terms of retirement savings. In our 40s, many of us are going to experience age discrimination so the option of working longer might not even be on the table the older we get.
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Robert! Imagine i invested $50,000 and received $190,500 after 14 days
Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Robert L Cox.
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
Cox demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
40’s! Start sooner u do not want to be working at 65 !
Working at 65 and beyond is the new normal.
High school students with part-time jobs should set up Roth IRAs and invest in low-cost stock index ETFs or mutual funds.
Most of them are too busy wasting money. We all did it. Kids need proper education and support to help funding a good retirement.
You are spot on. I just helped my two teenage kids open Roths with Fidelity and they are investing in Index funds. Small amount now but time is a huge factor when investing.
This lady has a short-term economic struggle. As soon as her kids move out, she could sell the home and do a major downsize but psychologically, people seldom want to choose to have less.
That’s why it’s easier to focus on retirement planning in your 20s. Your income may be lower but your expenses can also be low if you don’t have kids. Then by your 30s you can focus on other priorities since you’re ahead on saving for retirement.
It's hard for people to plan for retirement, because they live paycheck to paycheck, and are too busy living for today.
Save as early as you can and save as much as you can
It’s astounding to me that personal finance, future financial planning and or retirement planning is not taught at any school K through college. It should be required that every student take a course on these subjects, managing a bank account, managing credit and at a minimum, the benefits of a 401K, a Roth IRA and or an IIRA. Starting young is key. Your retirement planning should begin the day you start your first job. Here’s some free advice. Never finance a new car. Wait until you can pay cash. Financing a new car will have you following the yellow brick road not to Oz but to poverty.
The best thing my husband and I have ever done besides having our children is starting 18% retirement right out of college and never ever touching that. At age 42 our retirement accounts are over 1 million. That was money we never missed because we never built a lifestyle using it. You can’t make up the multiplier you get on money invested 40 years before you retire. Each dollar does so much more work for you so that you don’t have to save as much.
Problem with american education is it fails to teach kids how to budget and invest. Warren Buffet said it best, " compound interest is the 7th wonders of the world".
This is a MAJOR problem in America for sure!
That's not a problem. Budgeting is an individual responsibility and you can't invest in anything until you are an adult, meaning after you graduate high school and not everyone cares about investing.
How things are going, teenagers should start planning for their retirement also.
I'm 63 and it is too late for me. I will work until I die.
buy bitcoin. there's still time
@@drumdevilbdAbsolutely not
@@donnavannostrand4139 idk your specific situation. But bitcoin has gone up 60% a year on average.
That's means if you put $1,000 in now, and added $500 a month, you could retire before age 70, and have about 50k a year to live on til you're 90. Idk about you, but that sounds a lot better than working til you die.
@@donnavannostrand4139 why? I just plugged some numbers in. If you started putting $500/ a month in now, you could retire by age 70, and have 50k to live on til ur 90. That sounds a lot better than the alternative!
The first thing I did my first “real” job out of college is sign up for that 401(k) program! Took a LONG time to feel like I was making any progress, but I kept with it through good times and bad! Now, having just turned 60 I am glad I did - another couple of years and the boss gets his upraised middle finger………🥳
Huh? Adults in their 20s and absolutely by 30 should start planning for retirement. Wtf?
Build my exit plan with 50-55 at 35.
It brings a lot of joy to have that defined.
Agree. My sister likes to say to me “what if you die before you can spend all that money” to which I try to explain to her the joy I get every day simply from knowing I’m financially secure and don’t have to worry.
@edhcb9359 tell your sister that the probability you will become old is way higher than actual die young.
My wife and I live (very) comfortably on $2,000 (-$184 for Medicare) social security. We bought an old sailboat for $10k and live aboard fulltime. No rent, mortgage, utilities, taxes, or car payments. We sail the Bahamas, Caribbean, U.S., Mexico and Panama are in our future. We save close to 50% ($900) of our monthly income on average. Sure, there's a retirement problem in this country, but there's also an entitlement problem - everyone believes they should be living luxuriously. It's just not necessary.❤️
another problem people "experiencing homelessness" don't have to worry about because they don't have a job to "retire" from
I’m doing that but don’t plan on retiring in my 70s 80s or even 90s
You don't have to retire, if you don't stay busy and social you deteriorate in mental and physical form. I Know of 60 year old hispanic landscapers stronger than me
In your later years, you should work because you want to, not because you haven’t saved for retirement.
You can borrow up to $50K from a SOLO 401K
My retirement is looking nonexistent. It is very challenging.
Don't think that. You can do this. Start today though, not next week or next month, today. Open up a Roth IRA and invest in index funds. Set up regular automatic contributions and never stop.
@ Thanks for your advice. Currently, I’m going through a financial crisis without a job.
@@schawnettarobinson8584 .. ok that’s a bit different. I understand that can happen. Don’t give up though, formulate a plan and don’t quit until it works out. Nothing easy is worthwhile.
I would go homeless before I touch my 401k
Yes, this hurts me to hear that people have taken money from retirement to buy a liabillity.
I mean did she really need that house?? She was better off downsizing to condo or rental for afew yrs and not takeout of her 401k
I’m doing that, but don’t expect me to plan on retiring anytime soon
The funny thing is that she caused her divorce which kicked off all her issues 😂
Why pay for your kids tuition? Invite them to start saving themselves. Encourage them to go to more affordable universities. I'm doing the same job with coworkers who went to top universities, only difference is I'm not in debt. I plan to have some money set aside for when they really need financial help in college, but I wouldn't put it in their minds that I'm paying their tuition. Heck no.
What retirement?
I soon enter the 40s and have been getting the retirement accounts planned out to be on track or better based on my income and future. The year I am 40, be nice to have $250K among accounts although it will be a stretch to get there.
Sacrifice in the short term, to get massive returns in the long term. Ain't easy. But worth it
It’s really all about investing.
Her best retirement plan she disposed of.
Dollars to donuts her ex divorced her because he was tired of subsidizing her pet project nonprofit book store which I'm sure was hemorrhaging money. Probably burned through half of his cash from divorce in months and then thought "Oh s**t, he's no longer going to bail me out of my stupidity." I'm more curious to hear how he's doing.
Don’t listen to the economist named Teresa. You’re not destined to do worse than your parents or grandparents.
You can build up your retirement fund. Sacrifice now. Save frequently now. If that means you have to work a side hustle, do. But Teresa was a negative Nancy in this piece. Don’t listen to losers.
The last thing they said in the video was to think outside of the box. with that said, everyone should start to think about Bitcoin. Seriously, without bitcoin idk how most people have any hope for the future
relying on ur children??? what a joke. once ur child turns 18 stop supporting them and you will have money for retirement!!!
S&P 500 index fund
I'm on the Kurt Cobain retirement plan.
All I can say is to start early. Compound interest is our best friend. As a 43 year/ husband 46. We started to invest when we started our first grown up jobs right after college. Granted luck maybe on our side, consistency is the key, no matter what the market is doing. Believe me anyone can do it. Little bit at a time, don’t stop and won’t stop.
Wonder who filed and why?
Retirement will soon be considered a luxury. Let’s be honest, you can’t have a decent lifestyle and survive with prices the way they are, and in a capitalist nation. I’m not saying don’t plan and save, but I’m not going to squirrel away every dime for “someday”, because I’ll probably die from cancer or a heart attack before I get to 68-70. It’s my genetics, so the hell with it…I’m going to travel and enjoy nice things now. But you all do you internet people.
I started fully funding my ROTH IRA in my early 20’s!!! My 30’s was spent accumulating a diverse STOCK PORTFOLIO. Oh, and DON’T HAVE KIDS!!!! 🤷🏼♂️😎🥂
Good for you 😮😅
Thank you for featuring JENNIFER LORELLE ROBERTS in one of your videos. I took your advice and contacted her for investment opportunities, and the results have been incredible. Started with slightly less than $40k, and now I’ve paid off my $529k loan in 8 months. Now totally debt free with 2 paid off rentals. having no debt for the last 2 months. Thank you JENNIFER LORELLE ROBERTS!
The stock market is likely the best smart investment. However, if you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
True.. based on my personal experience working with an investment advisor, I currently have $585k in a well-diversified portfolio that has seen exponential growth. It's not just about having money to invest in stocks; you also need to be knowledgeable, persistent, and have the strength to hold on during market fluctuations
That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using
Jennifer Lorelle Roberts is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Here is a thought outside the box. 401(k)'s are no longer useful for retirement. The system is broken due to high inflation, high risk, and poor returns. Take that money and buy bitcoin instead. Educate yourself on bitcoin. It is the future of finance, and it is coming sooner than you think.
The system is not broken. Bitcoin is good but there are plenty of other great options, including a 410k
Seriously what are women crying about they get everything in the divorce anyway😮😅
So your saying I should marry so I get everything in the divorce?
😂😂😂
Can't stop devaluation of the dollar, expenses double every 12-13 years. A person in their twenties now living on $50k a year will need $400k fourth years from now just for same lifestyle. To earn $400k a year a person would need $10 million earning 4%. Dollar devaluation from government debt sucks.
Is she even American? She has a strange accent.
This is a dumb comment. People can immigrate or be second generation Americans.
Tell your son he must be out of the house by 18 and repay back the last 18 years too with interest. Same goes for the daughter. Parents need to understand times have changed, all student tuition must be paid back in full on top of a parent gratuity return fee for taking care of you for 18 to 21 years.
😂😂😂
When you dig into the majority of your stories. It’s single women who have divorced either one or two husbands and then they have four kids with four different fathers. Women chose to put themselves in this situation. If you’re a single mom with four kids today good luck no man is Going to help you. Stop divorcing, great husbands, and fathers
So true. But they chase the tingles!