Wow - one of the great things about this channel is that you have not only a access to these people but you can persuade them to be on-camera and are willing to share it yourself. Fantastic content.
Very refreshing to see and listen to a banker that actually a) is enthusiastic b) clearly has a good understanding of agriculture c) very likely gets his boots dirty d)understands business full stop and not purely by looking at a balance sheet e) can throw out numbers about their own staffing, borrowing, government banking and still talk about on farm numbers. Well done James and Tom on reaching 20k subscribers. Already looking forward to your next video.
Excellent video and discussion. Diversity and technology rather than the Government’s ‘MFI(!)’ schemes. People are the most important part not least the banks’ willingness to understand and lend. Very positive James as ever .
One of the best farming you tube videos I've seen ! It's great to see how upbeat and positive you are James, I think some of your fellow farmer's should take a leave out of your book ,it's no good wallowing in misery about iht you got to stay positive in life
thank you again for sharing this side of your business, I find these videos fascinating and interesting. and congratulations on 20k subscribers although I believe you deserve far more
Excellent clip James, thoroughly enjoyed listing to the round table discussion, 5/10 year plans are a definite must and as you saying having good professional advice to help steer the business, love your optimism, it’s a real motivator to look ahead and not let current challenges blind your thinking. Keep up the great work
Refreshing to hear someone being positive and looking to move forward rather than moaning and groaning like most other farmers have been doing. Well done.
Superb video again. Nice to hear some raw common sense and knowledge being spoken for once. Thanks to the four of you for your precious time and experience given so willingly. Now all we need is for the Gov't to listen.... Congrats on your blossoming subscriber numbers too! 🎉
Very interesting video. As a dairy farmer I would like to point out we do extensive carbon footprint surveys but the dairy processors refuse to take into account photosynthesised carbon and use gross output results NOT NET. This gives a hugely exaggerated false figure to the industry yet they won’t answer as to why they do it because the survey standards are set internationally and not by our government.
48 minutes in and the comment came "lets hope there's some common sense". That one phrase is key to most Gov. issues across the board. Front and centre is the ever growing fiasco around CARBON. Thank you for an invaluable fly on the wall vid James.
Probably one of the best, a fascinating episode, just what we all have been saying about banks, Barclays cant even give you someone at the end of a phone who knows the difference between Acres and Hectares! let alone a dedicated bank manager, no accounting for loyalty whatsoever, we use Oxbury for a small investment portfolio, just wish they had been around when we were at our peak trading. Interesting the comments about the veg growers and longer contracts, In my farming life as one of several reasonable sized brassica growers in the SE (5 million head per year) in the 90's , short termism was rife, with fear of delisting, the supermarkets were killing the golden goose and longer contracts would have been unthinkable. Also when i was a NFU branch chairman back in the 90' i said what Agriculture needs is some sort of peak time viewing just showing day to day farming, i was laughed out of the room, well lo and behold along with Clarkson's Farm this is exactly what you are doing now, just need to get your numbers up but congrats on 20K. Would love a visit to a large scale Veg operation if you could squeeze one in maybe?
What a great conversation keep up the real farming, and dont bank on any government money as there to volatile to put into any plan Use an government subsidy as a bonus only. When everyone is running scared is the time to invest. The deals to be had on machinery now since the budget haven't been seen in years. Well done James great videos too
Great video James , very refreshing to hear a bank so positive and talk to farmers on their level to work for the farm . High street banks see farms now as just security for their books screw the farmer but use their security to borrow against for profit. Interested to know if they lend to Northern Ireland or ever plan to ?
Another very interesting video James really good when you explain some of the financial problems of running your farm ,definitely need to get some of them out of the green sits in London and show what the countryside is all about.
Re farm banking, as well as Oxbury who seem good, i'd like to give a shoutout to Clydesdale, now Virgin Money. They've lent us whatever we wanted to develop our poultry business, and have never made us wait more than a day or two to offer 7 figure sums in principle. (The actual mechanics obviously take longer) And we have a proper agriculture account manager we can pick up the phone to and who comes to see us, whilst not interfering. Makes all the difference.
The discussion around the table was very interesting and informative. I agree that the help to diversify if really an admission of the fact that producing cheap food is not profitable.
I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Your sound on the main table section was so good compared to the end segment off James behind the desk . I had to turn the volume down at start, then up at end
Before IHT was introduced in 1983 farming made good profits. We didn't need an overdraft to pay for inputs to grow our crops. We don't mind paying tax if we are profitable. Taxing an asset base value that we need to run our businesses is bonkers.
Amazing video on of the most thought provoking video about our businesses etc nothing to do with purely Oxbury but how we fund etc and structure all our businesses going forward but one major question Whose the Dude in the Corner behind Nick
Thank you for the excellent discussion with Oxbury Bank and your beancounter. I would be interested to know how they fund their loans. Do they borrow short to lend long like Northern Wreck or is there a good match between the maturity of assets and liabilities?🤓
Congratulations on 20K James and I see Olly was having a look around at one of your very old trucks,you use to own and a wild stab in the dark is this tax thing why Tescos is dabbling,in to farm to save there self’s tax money and keep up with the excellent videos I see Tom Lamb,was at yours the other day 👍👍
Hi I am 76 and started farming when I was 19 and twice paid Dearth duty first when my father died but no will so my Mother got the major share I paid again when she died but I managed values were different
No mention of a disastrous brexit or the awful conservative government for the past few years. The labour government are probably no better but definitely no worse than what went before them. You are really unfortunate in the UK that farming is not valued the way it should be.
Wow - one of the great things about this channel is that you have not only a access to these people but you can persuade them to be on-camera and are willing to share it yourself. Fantastic content.
Very refreshing to see and listen to a banker that actually a) is enthusiastic b) clearly has a good understanding of agriculture c) very likely gets his boots dirty d)understands business full stop and not purely by looking at a balance sheet e) can throw out numbers about their own staffing, borrowing, government banking and still talk about on farm numbers. Well done James and Tom on reaching 20k subscribers. Already looking forward to your next video.
Excellent video and discussion. Diversity and technology rather than the Government’s ‘MFI(!)’ schemes. People are the most important part not least the banks’ willingness to understand and lend.
Very positive James as ever .
One of the best farming you tube videos I've seen ! It's great to see how upbeat and positive you are James, I think some of your fellow farmer's should take a leave out of your book ,it's no good wallowing in misery about iht you got to stay positive in life
thank you again for sharing this side of your business, I find these videos fascinating and interesting. and congratulations on 20k subscribers although I believe you deserve far more
Excellent clip James, thoroughly enjoyed listing to the round table discussion, 5/10 year plans are a definite must and as you saying having good professional advice to help steer the business, love your optimism, it’s a real motivator to look ahead and not let current challenges blind your thinking. Keep up the great work
I find this channel just gets better and better
Refreshing to hear someone being positive and looking to move forward rather than moaning and groaning like most other farmers have been doing. Well done.
Superb video again. Nice to hear some raw common sense and knowledge being spoken for once. Thanks to the four of you for your precious time and experience given so willingly. Now all we need is for the Gov't to listen....
Congrats on your blossoming subscriber numbers too! 🎉
Very interesting video. As a dairy farmer I would like to point out we do extensive carbon footprint surveys but the dairy processors refuse to take into account photosynthesised carbon and use gross output results NOT NET. This gives a hugely exaggerated false figure to the industry yet they won’t answer as to why they do it because the survey standards are set internationally and not by our government.
Itsall about shareholders
@ Arla is a cooperative, I own part of it!
First class episode. 10 year plans provide confidence for all and staff buy into.
48 minutes in and the comment came "lets hope there's some common sense". That one phrase is key to most Gov. issues across the board. Front and centre is the ever growing fiasco around CARBON. Thank you for an invaluable fly on the wall vid James.
Probably one of the best, a fascinating episode, just what we all have been saying about banks, Barclays cant even give you someone at the end of a phone who knows the difference between Acres and Hectares! let alone a dedicated bank manager, no accounting for loyalty whatsoever, we use Oxbury for a small investment portfolio, just wish they had been around when we were at our peak trading. Interesting the comments about the veg growers and longer contracts, In my farming life as one of several reasonable sized brassica growers in the SE (5 million head per year) in the 90's , short termism was rife, with fear of delisting, the supermarkets were killing the golden goose and longer contracts would have been unthinkable. Also when i was a NFU branch chairman back in the 90' i said what Agriculture needs is some sort of peak time viewing just showing day to day farming, i was laughed out of the room, well lo and behold along with Clarkson's Farm this is exactly what you are doing now, just need to get your numbers up but congrats on 20K. Would love a visit to a large scale Veg operation if you could squeeze one in maybe?
What a great conversation keep up the real farming, and dont bank on any government money as there to volatile to put into any plan
Use an government subsidy as a bonus only.
When everyone is running scared is the time to invest.
The deals to be had on machinery now since the budget haven't been seen in years.
Well done James great videos too
Great video James , very refreshing to hear a bank so positive and talk to farmers on their level to work for the farm . High street banks see farms now as just security for their books screw the farmer but use their security to borrow against for profit. Interested to know if they lend to Northern Ireland or ever plan to ?
Another very interesting video James really good when you explain some of the financial problems of running your farm ,definitely need to get some of them out of the green sits in London and show what the countryside is all about.
How true this is. I so miss talking to the bank manager now it’s press button a or b for choices
Re farm banking, as well as Oxbury who seem good, i'd like to give a shoutout to Clydesdale, now Virgin Money. They've lent us whatever we wanted to develop our poultry business, and have never made us wait more than a day or two to offer 7 figure sums in principle. (The actual mechanics obviously take longer) And we have a proper agriculture account manager we can pick up the phone to and who comes to see us, whilst not interfering. Makes all the difference.
The discussion around the table was very interesting and informative. I agree that the help to diversify if really an admission of the fact that producing cheap food is not profitable.
Huge congratulations on the 20k subscribers James!
Great, informative and thought provoking chat around the table James. Important to stay positive!
James, another eye opener from PX. Would it be rude to ask who the gentleman standing in the corner, to your left, was.
So interesting, positve and informaive. Thank you to all involved.
Interesting stuff. As a matter of urgency though we need to focus on Tom's 3 to 4 day plan of sorting the volume levels.
Yes this would be of the upmost importance. Just about blew a speaker 😂
P.X farms....Pure Xcellence in Farming
Brilliant video James , very interesting listen I’m sure it will help a lot of other people within the industry.
Well done James and Team on 20k subscribers. Keep up the good work.
Very interesting video James, well done on 20k subscribers.
Don't work for money; make money work for you. Invest wisely today to create the freedom you desire tomorrow. ....
Many new tra-ders face challenges without proper guidance. I found success by learning from James Clark's expertise.
@@thefirm25That's precisely why I trust and value the guidance of Mr. J. Clark in all my endeavors.
I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?
Celebrating a $30k stock portfolio today from a $6k start. Investing wisely has given me time for family and future plans.
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Your sound on the main table section was so good compared to the end segment off James behind the desk . I had to turn the volume down at start, then up at end
Apologises
That meeting was a very interesting look into the world of agriculture finance. Thank you for sharing. I don’t know many who would do that.
Before IHT was introduced in 1983 farming made good profits. We didn't need an overdraft to pay for inputs to grow our crops. We don't mind paying tax if we are profitable. Taxing an asset base value that we need to run our businesses is bonkers.
Well said,we had guaranteed prices then,so you had a good idea what the output could be,energy farmers know where they with their renewable income
That was really excellent James, thank you.
Best wishes to you all.
What could have been a drive you to sleep video, was actually the very opposite, that was very interesting well done all
Congrats James on hitting 20k subscribers
Another great blog James - the P in PX also stands for professional 👌
Amazing video on of the most thought provoking video about our businesses etc nothing to do with purely Oxbury but how we fund etc and structure all our businesses going forward but one major question Whose the Dude in the Corner behind Nick
Its a cardboard cutout standing in the corner. Very interesting conversation .Well done
20k. Congrats Team PX!!😊
Thank you for the excellent discussion with Oxbury Bank and your beancounter. I would be interested to know how they fund their loans. Do they borrow short to lend long like Northern Wreck or is there a good match between the maturity of assets and liabilities?🤓
Congratulations on 20K James and I see Olly was having a look around at one of your very old trucks,you use to own and a wild stab in the dark is this tax thing why Tescos is dabbling,in to farm to save there self’s tax money and keep up with the excellent videos I see Tom Lamb,was at yours the other day 👍👍
That banker knows his stuff.💯👍
why is the audio so quite then loud but most of the time its very poor
PX FARMS VERY PROFESSIONAL FARMER'S 💯 UP THE FARMERS 👏 .🤙🦊
Another great interesting video James cheers.
Very interesting video
Another great video
Why don't you stick the top corners down on your beautiful Rocketeer print? Thanks
Carnt believe James mentioned about getting some px farms hoodies in wasn't sure whether to ask the question in the last video cheers
Interesting discussion once again. James still needs to work on his interrupting though. 😉😂
Interesting discussion and now I understand why I could never have made a success in business. The bloke in the corner never said much.
Love watching you but lately ur mics not working properly maybe get the editor to have a look at the problem
20K 🎉🎉🎉
Hi I am 76 and started farming when I was 19 and twice paid Dearth duty first when my father died but no will so my Mother got the major share I paid again when she died but I managed values were different
Fascinating
!st impression was that, cousin Michael had blotted his copy book, again, so he had to stand i the corner of the board room as a spectator.
Who's stood in the 'Naughty Corner'?
A comment to take away from this video James is that you shouldn’t trust your business future to Government schemes.
Well put.
Is Donald going to invest 😎🤣
And that is the trouble with online banking you can’t speak face to face!!
I doubt china is paying much attention to "climate carbon " given their enviable use of coal fired power generation...
Is that cousin Micheal in disguise hiding in the corner
No mention of a disastrous brexit or the awful conservative government for the past few years. The labour government are probably no better but definitely no worse than what went before them. You are really unfortunate in the UK that farming is not valued the way it should be.
Hi james . Not being rude but you keep talking over great guests, would have been great to hear all the oxbury gues had to say. Cheers.
Who's the big lad hiding in the corner?
not a moan, but sounds very quite
Any friend of Donald is a friend of mine
Why is Donald Trump stood in the shadows?
Another great video james