Make your own calculations, here: bit.ly/46Xpbdg (Download to edit) Get my new book 'GET EPIC SHIT DONE' here: ankurwarikoo.com/getepicshitdone Get my first book 'Do Epic Shit': ankurwarikoo.com/doepicshit Subscribe to warikoo Shorts for tips in less than 60 seconds: t.co/pMdPNe4Quf My Money Apps My Money Links Indian Stock Investing (Zerodha): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/37M1rik Portfolio Investing (Smallcase All Weather Investing): bit.ly/3u0is0I Life Term Insurance (PolicyBazaar): bit.ly/3XsEGWi Health Insurance (PolicyBazaar): bit.ly/46hvbNL Corporate Bonds (Wint): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU Crypto Investing (WazirX): bit.ly/3O4KC2 My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets
Sir 50 saal taak kon naukri karega agar hum 20 ki umaar me naukri paar lagenge toh retirement 58 pe honge maximum 60 pe toh hume naukri 38-40 saal milegi
@@youtubekliye5112 No in past he saved little at mom's behest. So he took loan of only 3 lakhs for house & 1 lakh from my uncle. That's all he had taught me & what I had seen in his banking app. My grandmother is the destroyer of our peace 🕊️✌️.
Howcome she is bro,what did she do and I hope to bhagwaan that u guys clear ur drbts and u get a job with enough salary so that u san invest some amount as emergency fund,or as backup
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Achieving significant returns isn't about volatile stocks; it's about effectively balancing risk and reward. Proper position sizing and leveraging your advantage repeatedly are essential, whether you're a long-term investor or a day trader.
Certainly, many underestimate advisors until emotions lead to losses. A few summers ago, during a tough divorce, I sought a licensed advisor who, through diligent work, boosted my business from $190k to around $720k despite inflation.
The Adviser I'm in touch with is *'Jude Ryan McDonough'* , he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me her strategy works hence my result. He provides entry and exit point for the securities I focus on.
Good Evening, Ankur Sir. You are saving and making everyone aware of how to go about in life. Thank you for sharing your knowledge with us. God bless you and your family ❤
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point. I came across an article highlighting individuals who achieved profits of up to $150,000 during challenging market periods. Considering this, I am curious about the best stocks to purchase now or add to a watchlist.
You are really awesome sir. I find no words to express my gratitude for you sir. Well explain how to manage money for happy life with real calculation excell sheet. Thanks alot sir.
I'm in my early 20s and recently started working. It was worrying me as to how I should manage my money. Thank you for making this video. It has been extremely helpful!!! 😊 God bless you !
Amazing calculation sir!! Only 1 question- if the salary increseses, the income tax would also increase, resulting in less amount left for Needs, wants & investments. So how do we account for that in this excel??
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@sojakia Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Alice Marie Coraggio, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@sojakia Alice Marie Coraggio her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy.............
Very Informative video. However one thing missing is the tax impact which is approx 20% of your salary once you cross 25 lacs. Let me know your views. Thanks
This is the best financial advice video I've ever seen. The information was clear, comprehensive, and extremely helpful. I learned a lot and feel much more prepared to make informed financial decisions. Great job! THANKS!!!!!!!!!!!!!!!!!!!!!!!!!!
Really wish they taught this to young adults in their college days. I wouldn't say school cause as school kids we are naïve and oblivious to financial problems. But seriously it will give a good head start for teens transitioning into adulthood to get a better grip at life since hitting the "big-boy territory" for the very first time is always scary..
Baselase calculation. Nowadays for layoffs and less jobs people are losing jobs. And this calculation is on the basis of fixed income with yearly 10% increment 😅.
Behkao me na AA jao, you yourself better than others ankur hehne se nahi hota naadan ho tum, main 31 hu, I was 13k as my first salary on 2013 my daily duty expenses was 4000 45 km up down with bike Yamaha YBR 110, I built a house worth 12 lakh after 5 years hum se pucho kaise Kiya mai abhi apne Ghar me rehta hu, gaon me, bought bike, 2015 bike pulsar, 2020 Car Baleno, 2021 started building a rental house property, took 2 years to complete and Noe I'm sitting my salary 40k, 18k rental income.
Dear Ankur sir kindly consider my request. This video is very beneficial for an individual person who has no dependents. He can achieve this target by managing the expenses. Can you make a budget video in which a person has dependents and can achieve this type of stable target by fulfilling his dependents wants and dreams also.
+1. Good point. 100 other youtubers have made similar videos. This will only work for people who don't have any dependents (siblings or parents). How it will work for people earning x money and paying pockey money to siblings, expenses for things their family members need and saving for their expenses as well.
I think with a salary around of 30K, it's really a challenge to take care of dependents and sustain a good lifestyle with some savings. But I think we have to lower our wants and needs or maybe we can adjust the extra expense (like giving pocket money to siblings and other things which are really necessary) into the needs category.
I have multiplied in the need and want section with my dependent and also added salary of my wife along with tax deduction cause as salary increase the tax also increased so added initial salary with tax cut and added 30% deduction on increment amount so you can extend this sheet and have very realistic view
@@kelsier1102 govt jobs are infamous for having a bad increment, if you keep switching jobs when you are in early 20s every 2-3 you CAN get up to 25-30% increment but if you stick loyal to a company and get into comfort zone I don't think so you will even get 10% in private sector, same can't be said about govt jobs
Great video and nice explanation. I think only one missing part that is tax. If we increase salary tax also applicable and it will have huge impact. @Ankur warikoo
This is unrealistic for me, as the person having 30k salary would not be offered 3 lakh per month salary even after years of experience. It is not always possible to get promoted every year as you mentioned.
Actually 15000 me kaha rent electricity aur water cover hota hai aap Mumbai ki baat kar rahe hai toh this is not possible, assuming is good for satisfaction.but 15000 me normal rent 12000 to 20000 hoya hai sur 100 rs me kya khaye breakfast lunch dinner is ka bhi break up dedo with actual price of milk & vegetables... You should have taken major amount in needs
Great calculation and observations sir ..... This looks good on paper but can't be applicable in reality. Nowadays no Corporate provides you with a 10% increment. You might get 10% of increment once in 5 years. Till that time you are already behind market inflation rate..... Instead of this I would recommend you to suggest how to get 2nd income even after working in 9-5 jobs, which can be utilised for their daily needs and 1st income can be used for savings and desires.
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment.
Very impressive!!! I'm going through an early stage of divorce right now and it saddens me. Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated. It's hard to find someone that's reliable. When I see how what you've achieved by investing, I could really use your investment advisor., if you don't mind sharing his information.
No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted me in managing my investments while I focused on my job without any concerns.
Thank you for your advice. It's challenging to find a reliable investment advisor, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.
I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online.
Let's talk practical. Especially in private sector, chances of PPL working beyond 50 are very less. Not because they don't want; but will be replaced by either technology, outsourcing or younger talents. Only extraordinary or some luckiest PPL might b employed till tht age I think.
Many people have variable monthly salary on top of base, plus there is annual, semi annual or quarterly bonuses as well. I have seen lot of people spending bonuses on iphones or less VFM things. You should also make a video if there is a better way to utilize or invest bonuses.
@warikoo sir, I have to feed 4 people in my family (parents, wife and child).. so the insurance, medical Insurance and other necessary expenses can't spare more than 25% for investment. In hand salary near 60k, Can you please work with it including all necessary accessories?
This Excel sheet is only applicable in ideal cases but it's not always true to save money. When u have financial support like dad or mom working then we can save but being alone sole bread winner it's difficult.
Sir, your investment plannings are just awesome and give us hope to keep motivated. Just want to suggest one thing. There are people who work in a government organisation for whom 10% yearly increment is just not possible. 3% increment is what actually comes yearly.
Thanks for your continuous guidance. I am regularly waiting all the videos. Could you please help me to share the link of Coffee can investing video. I can recall there was video and it was well explained with excel. I hope gone through alpha and bita video also but looking for CCI video. Please help
Warikoo Sir, can you please make a video how Government employees will sustain. We do not have 10% increment. In a year, we have increase of around 2K per year per month.
Make your own calculations, here: bit.ly/46Xpbdg (Download to edit)
Get my new book 'GET EPIC SHIT DONE' here: ankurwarikoo.com/getepicshitdone
Get my first book 'Do Epic Shit': ankurwarikoo.com/doepicshit
Subscribe to warikoo Shorts for tips in less than 60 seconds: t.co/pMdPNe4Quf
My Money Apps
My Money Links Indian Stock Investing (Zerodha): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/37M1rik
Portfolio Investing (Smallcase All Weather Investing): bit.ly/3u0is0I
Life Term Insurance (PolicyBazaar): bit.ly/3XsEGWi
Health Insurance (PolicyBazaar): bit.ly/46hvbNL
Corporate Bonds (Wint): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
Crypto Investing (WazirX): bit.ly/3O4KC2
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
If you want something you never had, you have to do something you've never done.
Sir 50 saal taak kon naukri karega agar hum 20 ki umaar me naukri paar lagenge toh retirement 58 pe honge maximum 60 pe toh hume naukri 38-40 saal milegi
sir me last 1 month se aapko mail kar kaha hu, mujhe aapse baat karni hai, I request you to please give me a chance to talk with u once.
I'm not able to download the Excel file.. kindly help me.
The excel file is in View only formet. I am not able to edit
My father is literally adjusting on 9,000/-.. literally salute to him!
💀
Bro how??? Aap pdhai kro ache se, bahut saara debt mein honge vo pkka, support krna unko
@@youtubekliye5112 🙏🙏
@@youtubekliye5112 No in past he saved little at mom's behest. So he took loan of only 3 lakhs for house & 1 lakh from my uncle. That's all he had taught me & what I had seen in his banking app. My grandmother is the destroyer of our peace 🕊️✌️.
Howcome she is bro,what did she do and I hope to bhagwaan that u guys clear ur drbts and u get a job with enough salary so that u san invest some amount as emergency fund,or as backup
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Achieving significant returns isn't about volatile stocks; it's about effectively balancing risk and reward. Proper position sizing and leveraging your advantage repeatedly are essential, whether you're a long-term investor or a day trader.
Certainly, many underestimate advisors until emotions lead to losses. A few summers ago, during a tough divorce, I sought a licensed advisor who, through diligent work, boosted my business from $190k to around $720k despite inflation.
wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
The Adviser I'm in touch with is *'Jude Ryan McDonough'* , he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me her strategy works hence my result. He provides entry and exit point for the securities I focus on.
Thanks, I just googled him I'm really impressed with his credentials. I reached out to him since I need all the assistance I can get
Ye sab dekhne or think karne me jitna achaa sound karta he utna hi impossible he, life is filled up with very infortunate up downs
Patience and persistence is the formula of successful people. Follow the formula or get left behind
@@ChristopherSammy True
yes, life itself is a roller coaster ride.
Good Evening, Ankur Sir. You are saving and making everyone aware of how to go about in life. Thank you for sharing your knowledge with us. God bless you and your family ❤
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point. I came across an article highlighting individuals who achieved profits of up to $150,000 during challenging market periods. Considering this, I am curious about the best stocks to purchase now or add to a watchlist.
Thank you for providing this helpful pointer.
"If you want something you never had, you have to do something you've never done."
Ye dialog maine kal suna aur dekha Hotstar ke series me
@@AaoBookPadheOoo 😮 Nice! 😄
Ha lekin 30k bhi kuch logon keliye "something you never had" mai aata hai
@@jakoick1298 Yes it is because they have Fixed Mindset it's solution is "Growth Mindset" by which they can dream big.
Not true
You are really awesome sir. I find no words to express my gratitude for you sir. Well explain how to manage money for happy life with real calculation excell sheet. Thanks alot sir.
Awesome way to educate the starters, I really respect you a lot Sir.
the way you teach, its so awesome and so calculated...
Very educative video, simple and understanding, Thank you
I'm in my early 20s and recently started working. It was worrying me as to how I should manage my money. Thank you for making this video. It has been extremely helpful!!! 😊
God bless you !
Life doesn't work on Excel Sheets
Thank You warikoo sir for your Valuable Guidance for Career & Future as path.....
I loved this. Thank you! 💗
Love ❤ and respect 👏
That's all what I can say for the efforts you put
very helpful and an eye opening content. thank you sir
Amazing calculation sir!! Only 1 question- if the salary increseses, the income tax would also increase, resulting in less amount left for Needs, wants & investments. So how do we account for that in this excel??
Your each & every video is very informative.
Thank you sir, very informative video❤
Thanks lot sir for sharing this calculation and information ℹ️☺️
Ankur sir your videos are really helpful for us engineering students!!..Thank you sir
What had you lerant from
Thank you Ankur for this Video. It is really useful 😊
Very nice, informative and eye opening, Thank you so much Ankur Sir for sharing this :)
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@sojakia Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. Alice Marie Coraggio, a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
Lookup with her name on the webpage
@sojakia Alice Marie Coraggio her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy.............
yes such strategies work very well for scammers 😂
Best video for me. Thanks for giving this kind of support ❤
Thank you for sharing such kind of information sir .☺️
Sir aapke aise video dekh kar life me thodi himmat aa jati hai ki hum bhi Kutch kar sakte hai life me ❤❤❤
Aap bade bhai jaise guide karte ho... Thanku Sir
Very Informative video. However one thing missing is the tax impact which is approx 20% of your salary once you cross 25 lacs. Let me know your views. Thanks
Very good video , really helpful for everyone ❤
Gerat Content Alwasy, Thanks 😃👍👍👍
This is the best financial advice video I've ever seen. The information was clear, comprehensive, and extremely helpful. I learned a lot and feel much more prepared to make informed financial decisions. Great job! THANKS!!!!!!!!!!!!!!!!!!!!!!!!!!
Thank you so much, ankur sir.. for sharing this information.
This is so relevant and beneficial.
Lots of love❤❤
Really wish they taught this to young adults in their college days. I wouldn't say school cause as school kids we are naïve and oblivious to financial problems. But seriously it will give a good head start for teens transitioning into adulthood to get a better grip at life since hitting the "big-boy territory" for the very first time is always scary..
Sir ,Last year I seen your video on mutual fund. You inspired me alot and From Jan 2023 I started investing . Thank you so much❤
amazing sir thank you
Appki videos best hoti hai please keep doing
Wonderful and knowledgeable session Sir..❤❤
Awesome videos ek dam unique...❤ thank you sir keep uploading more for middle class like us ❤
Baselase calculation. Nowadays for layoffs and less jobs people are losing jobs. And this calculation is on the basis of fixed income with yearly 10% increment 😅.
right !! most of the jobs does not gave 10% increment as well as its very difficult to invest in14% return option
My company who gives hardly 2 to 3% hike 😭
Govt also gives 3% increments
Thank you so much sir 🙏❤
It's a really good idea, method, to save money, invest and it will save our future. Thank you sir....
How did Ankur know about my situation? I am not so smart so I really needed this explanation. Thank you Ankur😊
Behkao me na AA jao, you yourself better than others ankur hehne se nahi hota naadan ho tum, main 31 hu, I was 13k as my first salary on 2013 my daily duty expenses was 4000 45 km up down with bike Yamaha YBR 110, I built a house worth 12 lakh after 5 years hum se pucho kaise Kiya mai abhi apne Ghar me rehta hu, gaon me, bought bike, 2015 bike pulsar, 2020 Car Baleno, 2021 started building a rental house property, took 2 years to complete and Noe I'm sitting my salary 40k, 18k rental income.
How it's possible
After 5 years may without any other expenses u have approximately 8.5lac how you bought 12lac house and purchase bike how??
Thank you Sir for sorting, financial mess in my mind.
Salary is drug which your company gives to forget your dreams, nice realistic explanation
One of the best Video! Warikoo
Waited so long to see you again in Personal Finance ❤
Thanks. Very informative videos for young ones
Thank you so much, this motivates me to fix my Savings
sir you are great i watch every video
What about the tax brackets? Once the income increases the tax brackets would also increase.
Thank u so much sir 🙏
Thank you sir for sharing such necessary information
He finally found his Target audience
Sir thank you for u I m start plan my budget , saving & invest ...Big Fan sir one like plz❤
Dear Ankur sir kindly consider my request.
This video is very beneficial for an individual person who has no dependents. He can achieve this target by managing the expenses.
Can you make a budget video in which a person has dependents and can achieve this type of stable target by fulfilling his dependents wants and dreams also.
+1. Good point. 100 other youtubers have made similar videos. This will only work for people who don't have any dependents (siblings or parents).
How it will work for people earning x money and paying pockey money to siblings, expenses for things their family members need and saving for their expenses as well.
I think with a salary around of 30K, it's really a challenge to take care of dependents and sustain a good lifestyle with some savings. But I think we have to lower our wants and needs or maybe we can adjust the extra expense (like giving pocket money to siblings and other things which are really necessary) into the needs category.
DEAR SIR, i am a huge fan of yours financial motivation , i have downloaded the excel file to change my life thanks sir
I have multiplied in the need and want section with my dependent and also added salary of my wife along with tax deduction cause as salary increase the tax also increased so added initial salary with tax cut and added 30% deduction on increment amount so you can extend this sheet and have very realistic view
Thank you sir love you ❤️
You forgot to calculate 30% TAX 😮💨
Correct Bro! Tax Stop us to grow as we want.
7 tax income tax free hai ur aane wale time me ur badh jayega
50 saal tak konsi job chalti h bhai, 58 me toh retirement aa jaata h.. mtlb aapke hisaab se hme 8 saal ki age se he Job krna start kr dena chahiye
😂😂👍
Haan Baal mazduri 😂😅
Aur Itna increment kaha milega mujhe ( 10% per year)
State government meh kaam karta hu , 3-4% increment milta hai hume
20 year bola hai
@@kelsier1102 govt jobs are infamous for having a bad increment, if you keep switching jobs when you are in early 20s every 2-3 you CAN get up to 25-30% increment but if you stick loyal to a company and get into comfort zone I don't think so you will even get 10% in private sector, same can't be said about govt jobs
I was exactly searching for it, and got this is on top. Thank you for helping us all and sharing your knowledge for the nation's growth.
U r realist sir
Thanks Ankur for such a helpful video, but you missed one point which is health insurance and all...could you please add it
Always awaited for your videos sir ❤
Ankur,please create a video on investments at early retirement
Great video and nice explanation.
I think only one missing part that is tax. If we increase salary tax also applicable and it will have huge impact. @Ankur warikoo
Aise hi ek video sir life insurance se related bana do jisme best plans bata do or kaise or kaha se le 🙏
Thankyou sir 🙏❤
Usefull video
Thank you Warikoo for the video
Excellent video ✔️
Thanks sir for advice 🙏🙏
I think you forgot to mention the responsibilities and uncertainties of middle class people 😅😅
Its is good if life goes in straight line.
Yes. What about self marriage exps children brought up and there education?
My father always used to say that "Earning money is an easy task but managing it wisely is much more challenging" 🙌
This is unrealistic for me, as the person having 30k salary would not be offered 3 lakh per month salary even after years of experience. It is not always possible to get promoted every year as you mentioned.
But when you switch companies, you'll also get 30-40% increment
Actually 15000 me kaha rent electricity aur water cover hota hai aap Mumbai ki baat kar rahe hai toh this is not possible, assuming is good for satisfaction.but 15000 me normal rent 12000 to 20000 hoya hai sur 100 rs me kya khaye breakfast lunch dinner is ka bhi break up dedo with actual price of milk & vegetables... You should have taken major amount in needs
Well if ur form expensive city like Mumbai then u'd need starting salary of 50,000 /month
SIP is best or not for 15-20 years investment? monthly or lumpsum which is better
Great calculation and observations sir ..... This looks good on paper but can't be applicable in reality. Nowadays no Corporate provides you with a 10% increment. You might get 10% of increment once in 5 years. Till that time you are already behind market inflation rate.....
Instead of this I would recommend you to suggest how to get 2nd income even after working in 9-5 jobs, which can be utilised for their daily needs and 1st income can be used for savings and desires.
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment.
Very impressive!!! I'm going through an early stage of divorce right now and it saddens me. Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated. It's hard to find someone that's reliable. When I see how what you've achieved by investing, I could really use your investment advisor., if you don't mind sharing his information.
No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted me in managing my investments while I focused on my job without any concerns.
Thank you for your advice. It's challenging to find a reliable investment advisor, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.
I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online.
Actually I watch your video becoz you are a good guy.but reality and logic values...
Love you dear❤
Let's talk practical. Especially in private sector, chances of PPL working beyond 50 are very less. Not because they don't want; but will be replaced by either technology, outsourcing or younger talents. Only extraordinary or some luckiest PPL might b employed till tht age I think.
Respect ++ Sir
Many people have variable monthly salary on top of base, plus there is annual, semi annual or quarterly bonuses as well. I have seen lot of people spending bonuses on iphones or less VFM things. You should also make a video if there is a better way to utilize or invest bonuses.
Why do you guys never calculate the burden we get from our family. Like education loan/some other loan, sister's marriage, parent's health etc.😅
True 🤣🤣
I can feel you bro 😢
@warikoo sir, I have to feed 4 people in my family (parents, wife and child).. so the insurance, medical Insurance and other necessary expenses can't spare more than 25% for investment. In hand salary near 60k, Can you please work with it including all necessary accessories?
Check your expenses. Maybe you can reduce rent to increase more cash available for investment.
This Excel sheet is only applicable in ideal cases but it's not always true to save money. When u have financial support like dad or mom working then we can save but being alone sole bread winner it's difficult.
Sir, your investment plannings are just awesome and give us hope to keep motivated. Just want to suggest one thing. There are people who work in a government organisation for whom 10% yearly increment is just not possible. 3% increment is what actually comes yearly.
You are just amazing no one can explain like you
Thanks for your continuous guidance. I am regularly waiting all the videos. Could you please help me to share the link of Coffee can investing video. I can recall there was video and it was well explained with excel. I hope gone through alpha and bita video also but looking for CCI video. Please help
Sir Salary 30k hogi to na comfortable rahege ...
According to survey 85 to 90 % people's average salary 20 to 25k hai.....
Thank you sir
10:53
He missed one thing
After 10 or 20 years what would be the house price why he matched to today price 😅
Who agreed
Food and other accessories also 😅😅
Great
Sir can you show us the file of a monthly expenses, like -grossery, veg, elc, &other....
Income tax bhi to lagao stocks returns par then you will feel the kbc 😂
Sir , you haven't mentioned about the children's education.
In needs expenses....
Warikoo Sir, can you please make a video how Government employees will sustain. We do not have 10% increment. In a year, we have increase of around 2K per year per month.
amazing video
It would be better if you add age column as well