Steps I Took To Pay Off OVER $60,000 of Debt | How to Become Debt Free in 2023
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- Опубліковано 21 сер 2024
- HAPPY NEW YEAR! It is time we get these finances in order. I was in the rabbit hole for quite sometime. In debt for YEARS, robbing Peter to pay Paul as my mom would say. Today I'm talking all about what shifted my mindset and what I did to become DEBT FREE. As a #firsttimemom being financially free feels so rewarding. Being able to give my daughter a better start than I had means the world to me. Are you on your #debtfree journey or are you already debt free? Let me know in the comments below!
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It took me 5 years to pay off 40,000 ,on a fixed income, but now my credit score is 842, because I never was late or missed a payment
That’s great! A credit score is only good if you are trying to get into debt. Save and pay cash… no need for a great credit score
@BreezyByTheSea63 sometimes repairs are expensive, when you own your own home, so I keep it for that
awesome!
Great job. And here I am thinking I want to pay that off in 2 years. I gotta give myself nore grace but I just wanna see that balance go down.
I think the quote is "Do what no one else will, so you can do what no one else can."
Ohh I like that too 🙌🏽🙌🏽🙌🏽
Dave said it best
Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment
Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.
Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.
Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement
The adviser I'm in touch with is Natalie Lynn Fisk, she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me her strategy works hence my result she provides entry and exit point for the securities I focus on.
The quote is: Live like no one else, so later, you can live like no one else.
Yes yes and yes! Such a great quote.
Actually the quote is “ Live like no one else, so later you can live and give like no one else.”
On this day, Easter 2023, we officially hit Baby Step 7!
Debt free works for me!
Great video. Thanks for sharing. I like that quote as well at the start of all he podcasts. Debt is dumb, cash is king, and the paid off home mortgage has taken the place of the BMW as the status symbol of choice”.
Looking forward to a debt free scream in the future!
I have 60k of debt so I’m here to learn… I have the mindset but I need more income… I’m working on saving…. I was going to do the 3 months emergency fund but that would take some time so I’ll do the 1k
Omg 🥹 I love that you guys are supporting your daughter even if she chooses the entrepreneurial route. I can just tell from this video how amazing of a mom you are! We need more parents like this!!!
Don’t make me cry 🥹 thank you oh so much! That truly means a lot
Im in 47,000 and need a bigger emergency fund. Congratulations on the good job!
I appreciate the knowledge you've provided, There’s this woman I got in touch with during the last economic recession which cost me my job. Ms. Norman Davis helped me manage my assets by introducing my to the best trading method, I earned a lot of $$$ working with Norman at the comfort of my home. I still keep in touch with the amazing lady
Most family are struggling to survive. meeting Ms Davina Norman has brought me great success. Even with the economy situation I'm still sure of my $15,000 weekly
Hi there, I’m commenting from Switzerland . Interesting to know she connects with people from different parts of the world. Such an ambitious woman. I got in touch with Ms. Davis early this year. As a newbie in the market, I had little knowledge on predicting the stock market, but with Ms. Norman weekly analysis and advise profits are guaranteed! I received three times my initial deposit in a week!!
I want to be financially free , I currently work 2 9-5 jobs and I’m struggling to pay bills along with my moms medical bills. I heard about forex a little while ago and was really interested and wanted to get into for the longest but I never had someone who could help. Can I get her contact? I need her assistance
How can I reach Davina does she have a telegram page??
Yes, she does and is very accessible with the username..........
Great video, looking forward to watching more content.
Thank you for this. It was hella informative
I’m so glad you enjoyed it! 🙌🏽♥️
Key to paying off debt is never using it!!
Then double up on jobs to save 50k for a place to sleep cook and clean up on bus stops near jobs with roommates and housemates
New sun! Great info! Thank you
Ahh welcome! Thank you so much ☺️
Hi, I am a new Subscriber. I love your story, great to be here.
Hi there! Thank you so much ☺️ so glad to have you.
Excellent content and informative! New subscriber. ❤️
My 4yr old son's name is Noah
Did you have multiple streams of income when paying off your debt?
Yes, I did lots of small gigs from Lyft to Uber to online consulting for small businesses and some virtual assistant gigs.
Loved this video
thank you!
Share what you did to pay off debt. We all know of Dave Ramsey. Everyone uses him. But did you get a second job or sell things? I enjoy listening to him . Thanks for sharing
HI! Yes love him. Yes I did various side hustles. Admin work, contracting work, selling old items of mine, door dash, uber and then finally jumpstarted my career in real estate and that helped big time.
They are trying to make cash obsolete. So if they succeed, then what would be use?
Music in background
Everyone always say start small pay off small bills save a 1000.00 but how in the hell do you start if I save an emergency fund when do I start paying my bills
The point is to save while making minimum payments on everything. If you don’t have enough to save then you need to find a side hustle or part time job to supplement.
Simultaneously. Write it out and figure out how much you can put towards each task. If you have high cc debt, I would make that a priority and put whatever you have left or can spare towards the emergency fund. You can always adjust
Pay off ur debt first
How long did it took you to get debt free?
About 3 years but once I got serious it took about 10 months
If you can pay a lump sum on your mortgage, will knock out a few years. Good luck
How do you do it when your expenses are more than your income?? 😩
You have to find a way to increase your income like Take on a part time job in addition to your full time job. Or start a side gig.
You can pick up another job if able
Mortgage is debt.
They claim its a good debt idk
No debt is good even after u pay off ur home u still have to pay property taxes in away we still won’t really own shit
😊❤🎉🎉🎉
This is going to sound crazy but don’t you miss the debt …. At least a little ?????
I don’t know how to tackle the triggers people give off to spend on frivolous things
I get scared to have cash
Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment
Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.
Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.
Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement
The adviser I'm in touch with is 'Catherine Morrison Evans, she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me his strategy works hence my result. he provides entry and exit point for the securities I focus on.