How To Get Approved For A Loan To Buy Rental Property (How I Got 40 Rental Properties!)

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  • Опубліковано 26 лис 2024

КОМЕНТАРІ • 77

  • @MrGoHAM17
    @MrGoHAM17 Рік тому +10

    Are you able to have more than 4 active mortgages?

    • @NoelleRandall1
      @NoelleRandall1  Рік тому +12

      Yes, conventional loans will limit you to 4. But there are investor loans, blanket loans and so many other options if you use homes as investment

  • @sharlinehill509
    @sharlinehill509 2 місяці тому +2

    Thank you neolle for the amazing opportunity in real estate very excellent information endless blessings

  • @godspeedrell
    @godspeedrell Рік тому +9

    Always giving great game and information 💯

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      Thank you so much! I'm here to share valuable insights and help you succeed. If there's anything specific you'd like to learn more about, just let me know.

  • @rosiebelf955
    @rosiebelf955 Рік тому +3

    im 1st.
    I like your videos.thank you!

    • @NoelleRandall1
      @NoelleRandall1  9 місяців тому

      Awe. Thank you so much for the support. 🥰

  • @kingdomauthoritymedia
    @kingdomauthoritymedia 5 місяців тому +6

    This math relies on real estate going up 75% every 3-4 years. Unfortunately, historically that is not the case. Maybe in good economy, but Ive seen it go the other way.

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому +4

      You’re right! The market has ups and downs, and growth isn’t guaranteed, especially in a shaky economy. Smart investing is about understanding cycles, balancing risk, and being ready for shifts.🙂

  • @georgiastewart6283
    @georgiastewart6283 8 місяців тому +1

    Excellent advice! Thank you!

  • @sandysheppard4802
    @sandysheppard4802 3 місяці тому +1

    Hi, I have been watching you for awhile. I wonder how you really making this work with out perfect credit. I have been trying for years and I have been used so I gave up on real estate.

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому +1

      Thank you for following along! I completely understand how frustrating it can be, especially when credit challenges get in the way. What worked for me was focusing on strategies like DSCR loans, which don't require perfect credit, and leveraging business credit to fund down payments. Real estate can be tough, but with the right approach, it’s possible to succeed without perfect credit. Don’t give up-let’s find a strategy that works for you! 🙂

  • @Tshep-yasharel
    @Tshep-yasharel 3 місяці тому +1

    Can you get your first rental property without having owned your own first? Or must you buy your own home and then you turn that into a rental property before you can qualify for a loan on a rental ?

    • @tamarabaugh3841
      @tamarabaugh3841 2 місяці тому

      Yes, you can buy up to 4 doors and live in one. Buy a 4 plex and rent out the other 3. Good luck.

  • @emiliaoa.1011
    @emiliaoa.1011 Місяць тому

    How to get financed with 650+ score, less than 1yr of credit history-almost two years of employment?

  • @MultiLawofattraction
    @MultiLawofattraction 2 місяці тому +1

    Can i get that loan to buy rental properties from the UK ?

  • @mahoganychic841
    @mahoganychic841 7 місяців тому +2

    I just have one question. If one puts 20% down plus closing and possibly reserves, how does one benefit from having all that money tied up in one property?! Taking equity out to buy another unit doesn’t even seem feasible.

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому +1

      Great question! By putting 20% down, plus covering closing costs and reserves, you're leveraging your investment. This means you control a larger asset with a relatively small initial investment. Over time, the property’s value typically appreciates, and the rental income can provide consistent cash flow, which can help you cover expenses and save for future investments. While it might seem challenging to use equity to buy another unit, strategies like refinancing or leveraging business credit can make it feasible. For example, you can refinance to pull out equity or use business credit to fund additional properties. This approach allows you to build a rental portfolio and increase your wealth, even if the initial investment seems substantial. Hope this helps. 😃

  • @GreatApeChristopher
    @GreatApeChristopher Місяць тому +1

    Locked in 🔒

  • @mariaphan7591
    @mariaphan7591 Рік тому +4

    You are the best!! ❤

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      Thank you so much! You’re awesome too! If there’s anything more I can do, I’m here for it! 🙌

  • @pv2101
    @pv2101 5 місяців тому +1

    Any lenders you suggest that offer DSCR Loan or does most lenders offer that?

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      Great question! Many lenders offer DSCR (Debt Service Coverage Ratio) loans, which are fantastic for real estate investors. Local banks, credit unions, and specialized real estate lenders like Visio Lending and LendingHome often provide these types of loans. Online mortgage platforms such as LendingTree and Rocket Mortgage also have options for DSCR loans. For more flexible terms, hard money lenders can be a viable choice. Additionally, working with a mortgage broker can help you find the best DSCR loan options tailored to your needs.

  • @ramonarobinson3703
    @ramonarobinson3703 Рік тому +3

    Do you have to have all 4 before you can get the DSCR Loan?

    • @letsTACOboutGoals
      @letsTACOboutGoals Рік тому

      Yes you do... And you can't put 3% as down payment going this method, it's more like 20% and higher interest.

    • @StLouis-yg8jp
      @StLouis-yg8jp 11 місяців тому +1

      @@letsTACOboutGoals How will you be profitable putting nothing down? Won't your payments be too high?

    • @HappyPenguin75034
      @HappyPenguin75034 7 місяців тому

      @@StLouis-yg8jp you have cash so your cash flow can be lower. Either cash in or cash out. 20% down in money gone (yes still equity).

  • @Story_player
    @Story_player 6 місяців тому +1

    Hi thank you for this video. I was just wondering how do you pay for the credit cards once the 12/18/24 months (or however long the 0% intro APR is) has ended? Thank you 🌟

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      Great question! Once the 0% intro APR period ends, you’ll start accruing interest on any remaining balance. To manage this, it’s important to have a repayment plan in place. Ideally, you should aim to pay off the balance before the introductory period expires to avoid interest charges. If that’s not possible, consider transferring the balance to a new card with a 0% APR offer, if available, or budgeting to pay off the remaining balance as quickly as possible to minimize interest costs. Keeping track of your credit card terms and planning your payments strategically can help you manage and reduce the financial impact once the introductory period ends.

  • @Pureblissfullness1111
    @Pureblissfullness1111 Рік тому +4

    Wow thank you Noelle

  • @deek3780
    @deek3780 9 місяців тому +1

    Im trying to decide if I want to refi my only rental to invest or just sell and invest as it is an older mobile home.

    • @NoelleRandall1
      @NoelleRandall1  9 місяців тому

      Refinancing could offer lower rates and leverage for further investment, while selling provides immediate liquidity and relief from maintenance. However, I highly suggest you get a financial advisor or consult an expert so they will guide you.

    • @NoelleRandall1
      @NoelleRandall1  9 місяців тому

      If you want to know more about refinancing and selling, you can reach out to me at asknoelle.net so i could help you in your Real Estate journey. :)

    • @NoelleRandall1
      @NoelleRandall1  9 місяців тому

      Get A Coaching WIth Me And My Team Get Your Questions Answered:
      callnoelle.com

    • @chuksbright7505
      @chuksbright7505 3 місяці тому

      Can non US residents do this?

  • @ojones3115
    @ojones3115 3 місяці тому +1

    Thanks for this amazing content ❤🙏

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      You're very welcome! I'm glad you liked it! If you need more content or help with anything else, just let me know.

  • @UltimateMarketing-B
    @UltimateMarketing-B Рік тому +1

    Super great advice. I used advice for my digital marketing business and for my business funding technique service.

    • @NoelleRandall1
      @NoelleRandall1  9 місяців тому

      Thank you so much for the support. 🥰

  • @ThePropertyTaxChampion
    @ThePropertyTaxChampion Місяць тому +1

    How do I get the business line of credit?

    • @NoelleRandall1
      @NoelleRandall1  Місяць тому

      Great question! First, make sure your business is set up as an LLC or corporation with a dedicated business bank account. Then, focus on building your business credit by opening vendor accounts that report to business credit bureaus. Once that's established, you can apply for a business line of credit with banks or online lenders. Just keep your financials strong-lenders love seeing consistent revenue and a good credit profile. It's a straightforward process, but super effective!

  • @Psalms20A21
    @Psalms20A21 3 місяці тому +2

    🧠Thanks very helpful.

  • @WFFLHOUSE
    @WFFLHOUSE 3 місяці тому +1

    Awesome video 🔥🔥

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      Thank you so much! I'm glad you enjoyed the video. 😃

  • @johngaytan9270
    @johngaytan9270 7 місяців тому +1

    Wow thank you so much for sharing your knowledge god bless you! ❤

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      Thank you so much! I'm here to share valuable insights and help you succeed. If there's anything specific you'd like to learn more about, just let me know.

  • @mikeb4790
    @mikeb4790 2 місяці тому +1

    I’m serious about having you as my mentor!! Please, let’s set something up! 😭💯💯

  • @mariaassumptaeei4877
    @mariaassumptaeei4877 6 місяців тому +1

    Hello Noelle! I am interested in being in real estate! How do I start?

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому

      Get A Coaching WIth Me And My Team Get Your Questions Answered:
      callnoelle.com

  • @chuksbright7505
    @chuksbright7505 3 місяці тому +1

    Can non US residents do this?

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому +1

      Absolutely! Non-US residents can invest in US real estate using business credit, DSCR loans, and the BRRR method. Some lenders even finance foreign investors without requiring US citizenship or credit. Just set up a US-based LLC, build business credit, and connect with the right lenders. Hope this helps. 🙂

  • @temple2431
    @temple2431 6 місяців тому +1

    I didn’t think you could get multiple FHA loans at one time. I thought it had to be paid off before you could take another.

    • @NoelleRandall1
      @NoelleRandall1  3 місяці тому +1

      Actually, you can have multiple FHA loans simultaneously under certain conditions. The key requirement is that each FHA loan must be for a different property and meet specific criteria. For example, you must demonstrate a valid reason for needing a new FHA loan, such as relocating to a new area or a change in family size. Additionally, you must be able to prove that you can handle the additional mortgage payments. It’s important to check with an FHA-approved lender to ensure you meet all the requirements for securing multiple FHA loans.

  • @rosiebelf955
    @rosiebelf955 Рік тому +1

    Hi Noelle do you thing i can invest using OPM for my fisr rental property?

    • @NoelleRandall1
      @NoelleRandall1  9 місяців тому

      Absolutely, using OPM to invest in your first rental property can be a viable strategy. It allows you to leverage funds from lenders or investors, potentially increasing your purchasing power and spreading your risk. However, it's essential to thoroughly research and understand the terms and conditions associated with borrowing or partnering with others. Additionally, ensure you have a solid investment plan and exit strategy in place to mitigate risks and maximize returns. Consulting with a financial advisor or real estate professional can provide valuable insights tailored to your specific situation and goals.

  • @HarringtonB
    @HarringtonB Рік тому +3

    Wow!

  • @HUSTLER-AT-HEART
    @HUSTLER-AT-HEART 2 місяці тому +1

    Thank you

    • @NoelleRandall1
      @NoelleRandall1  2 місяці тому

      You're welcome! Thank you for watching.

  • @MONST3RSKILKZ
    @MONST3RSKILKZ Рік тому +1

    hey

  • @BlackMagikTarotReader
    @BlackMagikTarotReader Рік тому +1

    Thank you for sharing

    • @NoelleRandall1
      @NoelleRandall1  9 місяців тому

      Thank you so much for the support. 🥰

  • @53mobile
    @53mobile 4 місяці тому +1

    Great video thank you for sharing ! The phone number you provide and email on your website still updated b/c no body replied yet
    ?

  • @Tom6567my
    @Tom6567my 2 місяці тому +2

    I love it, but you better make sure you understand how to make money 💰.

  • @HannahBarish
    @HannahBarish 9 місяців тому +1

    Best

  • @Bruhzabroad
    @Bruhzabroad Місяць тому +1

    This is in no way realistic. In my 34 years alive, the market has only grown that fast twice. Besides, how long will you have to wait between getting loans for all these new properties, how will prices change

  • @pureperufamilia6289
    @pureperufamilia6289 Рік тому +3

    💯

  • @mwtechneek
    @mwtechneek 10 місяців тому +5

    Where are you buying property?

    • @NoelleRandall1
      @NoelleRandall1  10 місяців тому +8

      My big focus is Orlando and the surrounding area, but I do watch and consider properties all over, with a closer eye on Florida in general, but also the Atlanta areas, Charlotte North Carolina, the Denver/Fort Worth area, and a few others in the New England and West Coast areas.

    • @phillipturner9598
      @phillipturner9598 9 місяців тому

      How do you feel about Columbia South Carolina?

    • @danwalter6408
      @danwalter6408 7 місяців тому

      Check out Richmond Virginia and the surrounding areas

    • @cjwalker102
      @cjwalker102 7 місяців тому

      @@phillipturner9598Im from Columbia SC. Homes prices are way too high. However, it is one of the lower end of home prices overall. Demand is definitely there for rentals

  • @bangiefils906
    @bangiefils906 Місяць тому +1

    I don't believe that method, that's too risky, some of those properties might be dropped into foreclosure 👎

  • @NoelleRandall1
    @NoelleRandall1  Рік тому +3

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  • @mikeb4790
    @mikeb4790 2 місяці тому +1

    Be my mentor! 🫠💯