How did I manage to buy a 3 BHK house working as a QA at 27? | Bengaluru or Noida? | Saddaa INDIA

Поділитися
Вставка
  • Опубліковано 11 вер 2024
  • You can connect with me over:
    INSTAGRAM: / manishrajsrivastav
    QUORA: www.quora.com/...
    LINKEDIN: / manishrajsrivastav
    TWITTER: / saddaaindia

КОМЕНТАРІ • 57

  • @vigneshb5347
    @vigneshb5347 Рік тому +14

    Congrats Bro! When I was your age ..i was scared to make that move, never bought a house in Blr 😢 now its crazy price
    But managed to send money home and parents built a home in my native place.

  • @Its.abhi..
    @Its.abhi.. Рік тому +4

    My parents recently built home in native place , our Budget got imbalanced in between meanwhile I got the job , paying all the debts sideby my brother is also getting ready for his graduation. I'll have to look into it. And at last my parents says you'll have to live somewhere else "yaha hometown rah kar kya karoge." I am worried now , by the end of my brothers graduation I'll be 26 and the home loan will also take sometime. I don't think I will be able to save any penny by that time. By that age they will start forcing me to get married. I want to give my future family a good life but not sure how will that happen.

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому

      I would advice you to talk these things with your parents and I am sure they understand. Just ask them to give you sometime which you think will be enough for you.

    • @Its.abhi..
      @Its.abhi.. Рік тому +1

      @@SaddaaINDIA sir kalesh hote hai ghar mei 🙂 i am sorry i know this is lil personal but seriously i am kinda depressed now. Is type ki bat krta hu toh alag hi matlb nikal jata hai like "tu toh tere paise ginane lag gya , humhe dekh humne bhi toh tujhe padhaya likhaya hai ,, aj tak kuch bole ?" I don't know what to say. Is it really bad to also think about personal future plans?

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому +1

      @@Its.abhi.. There is nothing wrong with thinking about yourself but you need to find out a balance between you and your family.

    • @Its.abhi..
      @Its.abhi.. Рік тому +1

      @@SaddaaINDIA thank you sir bTw very informative video. Keep it up

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому

      @@Its.abhi.. Thank you

  • @saaadshot
    @saaadshot Рік тому +4

    Your best decision was to buy flat in Noida
    Bangalore is the worst city to live. Poor infra, greedy people and totally unprofessional city

    • @GS_youtube76
      @GS_youtube76 Рік тому +1

      Grapes not reached are sour 😂

  • @ardra063
    @ardra063 Рік тому +5

    Hi. It was a thoughtful video. I just had one query. Is the ROI for EMI fixed or floating? If its floating, how do u manage repaying the changing EMI as the amount it is not pretty certain after changes in interest rates.

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому

      ROI of my home loan is floating. When then ROO changes Bank will not increase your EMI instead it will increase tenure of your loan. For example if you took loan for 15 years and the bank increased ROI later than your loan tenure will increase from 15 to 18 or 20 but the EMI will remain same.

  • @adityau5823
    @adityau5823 Рік тому +1

    This is the best video 💯💯💯💯💯🙌🙌🙌🙌🙌

  • @shubhamkhare26
    @shubhamkhare26 Рік тому +1

    Like this video topic ... Nice info 👍

  • @akashpatil9043
    @akashpatil9043 Рік тому +2

    Btw nice information bhaiya ❤

  • @mukulmandal2416
    @mukulmandal2416 Рік тому +1

    Bro you made the wrong decision.. You will understand once you get more mature.. All the best..

  • @Vpsingh1
    @Vpsingh1 Рік тому +1

    35k EMI is too much!
    If uou don't mind could you let me know your salary in Bangalore...
    As you have to rent also in Bangalore right?

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому +1

      That's confidential.
      Also the EMI is shared between me and my brother.

  • @biswajitsamal1609
    @biswajitsamal1609 Рік тому +1

    Informative video, thanks

  • @RamSharan-RamsArrow
    @RamSharan-RamsArrow Рік тому

    Thank you bro!
    I was in the same dilemma, should I buy in Bangalore or Noida? I stay in Bangalore but want to settle down in Noida to support my parents (considering their old age down the 5-10 years). Now I feel confident after seeing your video.
    In which area you bought a 3bhk in 65L?

  • @prof.mangabhai
    @prof.mangabhai 8 місяців тому

    Bro aapke wife and brother , wo bhi EMI ya downpayment mai contribute kare hai kya, and since job IT ki hai toh thoda risky nhi ho gya ki heavy emi aap 15 years ke liye plan kr rhe hai, what if ki apke wife ka job location change ho aur kharche badh jae ya aap baby plan kro
    And if possible ek video essentials in 20s ke upar bhi bna dijiye, like insurance kounse liye hai aapne, investment tools kounse use krte ho aap, and practical things which you think outside job and for future we should plan

    • @SaddaaINDIA
      @SaddaaINDIA  8 місяців тому

      My brother and I share the EMI. Also the loan was initially for 15 years but we paid in advance and brought it down to 9 years. We are trying to close the loan in the next 3-4 years. There is a bit of a risk for sure but we felt it will be manageable.

    • @SaddaaINDIA
      @SaddaaINDIA  8 місяців тому +1

      Sure I will make a video regarding my investments.

    • @prof.mangabhai
      @prof.mangabhai 8 місяців тому

      Thanks @@SaddaaINDIA for answering

  • @therailwaygyaan6683
    @therailwaygyaan6683 Рік тому +2

    Still people say delhi ncr is unsafe

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому

      Nothing is safe you need to keep precautions.

  • @vivekgoel2413
    @vivekgoel2413 Рік тому +2

    Hi, I am also exploring the flats. Can you tell me the name of society in which you got 3bhk for 65lakh?

  • @ToysThunder
    @ToysThunder Рік тому +1

    Noida me 3bhk flat within 67 lacs. This is almost impossible. Is it under construction property?

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому

      Panchsheel Greens 1

    • @ToysThunder
      @ToysThunder Рік тому

      @@SaddaaINDIA you purchased during covid times so the cost was low. Now the prices have gone drastically up. Near to 1cr

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому

      @@ToysThunder Yup

  • @whatever3041
    @whatever3041 Рік тому +1

    congratulations on your new house, gaadi kaun si li aapne?

  • @talesbyricha
    @talesbyricha Рік тому +1

    Nice.. video

  • @krishnaverma6994
    @krishnaverma6994 8 місяців тому

    great sir

    • @SaddaaINDIA
      @SaddaaINDIA  8 місяців тому

      Thank you 😊

    • @krishnaverma6994
      @krishnaverma6994 8 місяців тому

      try to make a video on which is better private software job vs. gov job group c
      group b job how you feel is software job is better than a gov job . whats your views on this@@SaddaaINDIA

    • @SaddaaINDIA
      @SaddaaINDIA  8 місяців тому

      @@krishnaverma6994 Sure

  • @akashpatil9043
    @akashpatil9043 Рік тому

    Mai 24 ka hu or koi job bhe nhi hai 🥲 why god 😩

  • @teluguanchorpraveenkumar6014

    I completed my b. Tech ,Cse & Testing course, I am interested Manual testing job help me bro

  • @brucewayne5916
    @brucewayne5916 Рік тому

    When video subject. Is in English you speak in English

    • @SaddaaINDIA
      @SaddaaINDIA  Рік тому

      I will try to add English subtitles. Sorry for inconvenience.

  • @brucewayne5916
    @brucewayne5916 Рік тому

    Why don’t you speak in english ?