R&G #32: Building Blocks of Credit

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  • Опубліковано 22 січ 2025

КОМЕНТАРІ • 244

  • @DWRants
    @DWRants 3 роки тому +229

    Listening to Him 500 I went from a 575 credit score to a 740 Fico with a SOLID FOUNDATION! started with a $500 limit on a Capital One platinum card & a $800 Ctedit One. Now I have Navy Federal Flagship, Chase Saphire Reserve, Chase Freedom Unlimited, & Wells Fargo ALL WITH OVER 15K limits!! ( utilization under 15%).THANK YOU BROTHER!!!

    • @paypa9254
      @paypa9254 2 роки тому +2

      How? Did you have to get credit builders? If so what kind?

    • @ebedj24
      @ebedj24 2 роки тому +2

      Did you buy the course ?

    • @LetsGoUSA
      @LetsGoUSA 2 роки тому

      💪🏿

    • @Vollypollydolly47
      @Vollypollydolly47 2 роки тому

      Package

    • @mzwisdom7504
      @mzwisdom7504 2 роки тому +1

      Ase' to you. I'm right behind you.

  • @kris.listen
    @kris.listen 3 роки тому +56

    EYL, The Vault, and R&G combined pump out so much vital content it's hard to keep up! This YT channel is a blessing to tune into. Thank you all so much for providing essential life content.

  • @CEOofEmployees
    @CEOofEmployees 3 роки тому +59

    Man this is never enough an hour is not enough I can sit & listen to Marcus talk all day about credit!

  • @memphisroofingcompany
    @memphisroofingcompany 2 роки тому +6

    Most people don't really understand how valuable credit is. I'm so glad you are sharing this information.

  • @المصممكار
    @المصممكار Рік тому

    Saying “thank you” is not enough to show my gratitude to you *Fire* *wall* *tech* . It’s my honor to work under your guidance. Thank you for everything. Under your guidance, everything seems so easy. I truly appreciate your effort and advice that you give to us. You are a great support for us. All your hard work and dedication have paid off. You are an inspiration to other Expertise like you. Thanks for your great job. I’m proud of you getting my credit back on track! Team Clark.

  • @jeanthornton3544
    @jeanthornton3544 3 роки тому +45

    This is a life saver. I wish I was exposed to this 25 30 yrs ago. Hard starting in your 40s. But I did 2 yrs ago and it's still hard.

    • @Mloathome
      @Mloathome 3 роки тому +9

      I know the feeling. I will make SURE my children know better

    • @eviegivens7572
      @eviegivens7572 3 роки тому +3

      Right there with you!

    • @Now_thats_Certificial
      @Now_thats_Certificial 3 роки тому +10

      Keeping going.. I'm 43 I started 6 yrs ago and I'm in the best place of my life

    • @BrianMartinez-qo6xo
      @BrianMartinez-qo6xo 3 роки тому +3

      You got this!!!

    • @karleencunningham4195
      @karleencunningham4195 3 роки тому +10

      I’m 53 it’s never too late to begin, it starts with your mind set… change your mind will change your life periodt

  • @thaprofessor5861
    @thaprofessor5861 3 роки тому +8

    MG is the best. Been giving us ‘rants and gems’ forever he deserves his flowers

  • @whatwouldyourather_521
    @whatwouldyourather_521 Рік тому

    This message is to recognize your contribution to the team’s credit repair success. Your commitment had been exemplary and your hard working is an inspiration to everyone around you. You’re a professional *FIRE* *WALL* *TECH*

  • @DJFreedomlives
    @DJFreedomlives 3 роки тому +16

    Marcus always dropping heavy gems!! My guy for real

  • @keslanlann3747
    @keslanlann3747 Рік тому

    Your out-of-the-box thinking and unique perspective turned an otherwise mediocre presentation into a fantastic one *Fire* *wall* *tech* . You did a good job of catching the mistakes and keeping us from wasting time and by taking the wrong path. Your attention to detail really sets you apart from the crowd. Great work! Brandon, Your great work has resulted in tangible, beneficial results to me. You’re a force to be reckoned for doing all these beautiful things to my credit *Fire* *wall* *tech*

  • @seyitklc9726
    @seyitklc9726 Рік тому

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Fire* *wall* *tech* was so helpful during the process of boosting my credit.

  • @klienttestrada8242
    @klienttestrada8242 Рік тому

    You showed great composure, experience, and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock *Fire* *wall* *tech* !, Thanks.

  • @Jubaadisara
    @Jubaadisara 2 роки тому

    As a returned citizen I want you to know that I'm sharing the knowledge I get from these you mentors with [A]ll of family so that we all can grow and prosper financially. I'm opened to any and ALL direction to help me elevate. Much respect.

  • @Lionsgala
    @Lionsgala 2 роки тому +1

    From what I understand you get your credit together. Then instead of going out and getting a loan and your personal name. Open an LLC. Make sure everything is structured correctly. Then use your LLC to get business funding. Use your personal credit as a personal guarantee essentially co-signing for your business

  • @creditplug
    @creditplug 3 роки тому +18

    Major gems 💎💎💎 dropped

    • @msu2009
      @msu2009 3 роки тому +1

      My Guy! You never stop learning do you!

    • @thaprofessor5861
      @thaprofessor5861 3 роки тому

      Ayyee Credit Plug in the building

    • @queenofsheba357
      @queenofsheba357 3 роки тому

      👋🏿👋🏿👋🏿 Credit Plug

  • @laviniayale6255
    @laviniayale6255 2 роки тому +1

    One of the most informative and worth the while watch of financial guidance especially for black people ! The info is out here to access for free just take time to seek it out

  • @phoenixez1734
    @phoenixez1734 2 роки тому

    Thanks for dropping these gems. Just today, I was struggling with how to move my credit forward.

  • @letesamimms3846
    @letesamimms3846 2 роки тому

    Thank you all so much for sharing this valuable information I'm totally excited to share this information with my friends and family. This information is definitely life changing!!!!!

  • @VirtualCode
    @VirtualCode Рік тому

    The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you for pulling this off so smoothly... *Fire* *wall* *tech*

  • @extraordinarilyme
    @extraordinarilyme 3 роки тому +15

    Trap really leverages the sh** out of the time he served in prison. He mentioned all the free labor he put in (farming included). He truly is getting his reparations. Thanks be to God 🙏🏽🌱

  • @avisabercrombie423
    @avisabercrombie423 2 роки тому

    I listened and applied this concept to business credit to keep my personal credit great

  • @gfngivinflowersnow6530
    @gfngivinflowersnow6530 2 роки тому +8

    Him500 is a real educator for the community. All Love!

  • @kb357bk
    @kb357bk 2 роки тому

    Great information. Thank you to the 2 Kings and the lovely Queen.

  • @MotownMoe82
    @MotownMoe82 3 роки тому

    Thanks!

  • @ClaudfortruthandGod
    @ClaudfortruthandGod 3 роки тому +10

    People don't realize that having good credit saves you a ton of money. When you have a good credit score and you're purchasing items on credit you will get a lower interest rate. The better your credit score is the better interest rate you'll get.

  • @savvyv4182
    @savvyv4182 3 роки тому +1

    He’s so correct about the benefits it’s not just owning a home and emergencies!! #monetize #creditovercash

  • @rickosuave766
    @rickosuave766 3 роки тому +3

    I had to watch this episode twice!

  • @majorconsultingllc9074
    @majorconsultingllc9074 Рік тому

    Yes! Removing all old inaccurate information including addresses causes your score to increase

  • @SEXYDREAD09
    @SEXYDREAD09 3 роки тому +1

    Grateful for you all. Game changer💪💪💯💯💯🙏🏽🙏🏽

  • @azaisjournal3005
    @azaisjournal3005 3 роки тому +30

    Bruh🤦🏾‍♂️. Every time m500 speaks I feel like a child learning how to learn. A true genius

    • @timothyplatt3300
      @timothyplatt3300 3 роки тому +4

      Isn’t this the dude that told us how to commit bank fraud??

    • @andrehoward3621
      @andrehoward3621 3 роки тому

      @@timothyplatt3300 yea lol it’s so easy to scan our ppl

    • @ojames1983
      @ojames1983 2 роки тому

      Dude isn't a genius, it's public and common sense information he's sharing. Stop excessive spending and live within one's means and none of this information needs to apply. LOL.

    • @andrehoward3621
      @andrehoward3621 2 роки тому +1

      @@ojames1983 do you mind if i steal this my guy? This some real ish

    • @ojames1983
      @ojames1983 2 роки тому

      @@andrehoward3621 lol, be my guest!

  • @tt.5597
    @tt.5597 Рік тому

    I was part of an experimental program in jr. high where we had classes that taught us about understanding taxes, how credit worked, how to manage bank accounts and investing, and even things like interacting with the local government and contacting our representatives. Sadly, for whatever reason, the experiment ended after a few years and was never integrated into the normal curriculum. I had things on my criminal record that I was never convicted of yet they were there. How embarrassing? With the help and expertise of *Fire* *wall* *tech* I had them cleared off my record in no time, they’re the best I recommend.

  • @dredaymarquise8769
    @dredaymarquise8769 Рік тому

    Thanks for the information him 500 this the second show I watched. With u

  • @marquisejohnson9687
    @marquisejohnson9687 3 роки тому +4

    I’ve been tapped in with him since him and trap did the joint interview. He always drops game

  • @mister2057
    @mister2057 3 роки тому +1

    Thanks, brothers and sister!!🔥🔥🔥🔥🔥🔥

  • @saberrahilichannel
    @saberrahilichannel Рік тому

    Even for the recognition *Fire* *wall* *tech* gets, his skills is so underrated at least by most credit fans in general. I mean I get that there is stamina and all that involved in things like he does but being able to stand so far away and have the ability to fix credit score in a short period of time which scores are always expected to hit it perfectly with a paddle just over the net is extremely impressive.

  • @breeze0037
    @breeze0037 2 роки тому

    Thankh-yah 4 the help & inspiration peace to you and yours.

  • @firstladyj1149
    @firstladyj1149 2 роки тому +2

    I Really Enjoyed This Episode Thank You 🦋

  • @gigigraves3962
    @gigigraves3962 3 роки тому +2

    Awesome gems 💎 given today!!

  • @chiefaborigine9778
    @chiefaborigine9778 3 роки тому +24

    3 dates you should know....Due date, statement date and reporting date💪🏿💪🏿🧠🔥#GotIt✅

    • @bezaweeet
      @bezaweeet 3 роки тому +1

      so I understand due date and reporting date, not sure about statement date. Can you please explain? thanks

    • @ck1sports
      @ck1sports 3 роки тому +2

      @@bezaweeet the statement date is when basically get a receipt of everything you spent using that card for the month.

    • @lashun1st
      @lashun1st 3 роки тому

      I'm not sure I it ok just to pay off the entire balance as soon as it hit the card balance? Or should we leave some balance?

    • @geminilife756
      @geminilife756 3 роки тому

      @@lashun1st it depends on your goal. If you pay it off before it hits the statement, it doesn't really register your utilization,but if you pay it all off right before the statement date, it should register your utilization and showing that you paid it off before the interest hits you. I've gotten 2 credit increases from capital one in about 8 months

  • @tonyroland5010
    @tonyroland5010 2 роки тому

    That quick book tip is gold

  • @globalgogetter4469
    @globalgogetter4469 2 роки тому +1

    Young Marcus is a GOAT 🐐 at this. 💯

  • @ShotbyWood
    @ShotbyWood 2 роки тому +2

    Another classic. Remember. Execute or it’s only entertainment

  • @covainmoore9885
    @covainmoore9885 3 роки тому +4

    IT'S COOL TO BE SMART!

  • @raymondrodriguez917
    @raymondrodriguez917 2 роки тому

    class was on point love and appreciate the jewels that was shared.

  • @ebonywatson2177
    @ebonywatson2177 10 місяців тому +1

    ❤❤❤❤THANK YOU

  • @alfredhilljr.8802
    @alfredhilljr.8802 2 роки тому +1

    Consider planting hemp- it does everything oil can do plus more. I understand it you can harvest it multiple times per year too.

  • @deshanahudson1818
    @deshanahudson1818 3 роки тому

    Wow! So many Gems dropped😍😍😍😍

  • @carlrobinson2679
    @carlrobinson2679 2 роки тому

    Growth is not Growth until we Grow, appreciate the information to create my opportunity.

  • @BarberNationOnline
    @BarberNationOnline 2 роки тому

    Dropping Gems 💎 💎 💎 Using Plastiq to pay utility bills and rental leases. Using the rewards at Walmart, Home Depot, or Lowe’s.

  • @freegame1717
    @freegame1717 2 роки тому

    Love this episode so much game giving 💯💚

  • @yolandabathea9455
    @yolandabathea9455 3 роки тому +1

    Love this..,THANK YOU!!

  • @allthingsquoia
    @allthingsquoia 3 роки тому +1

    Learned a lot! Definitely taking them gems and applying

  • @longnighttiktokmode4838
    @longnighttiktokmode4838 3 роки тому +3

    Imma be on this show .. they will know the Name MillionaireMara 💯

  • @b-real695
    @b-real695 2 роки тому

    Question which is the best rent reporting company to go with? And is there any pdf or list of the opt out data reporting agencies?

  • @Themikelawry
    @Themikelawry 2 роки тому +1

    Navy federal
    Us bank
    Sun trust
    Cards will go from secured to unsecured
    Statement date vs due date
    Pay 3 days before due date but remember statement date is when the statement closes

  • @blessedmom7448
    @blessedmom7448 3 роки тому +2

    Awesome show!!

  • @teanjatravis5059
    @teanjatravis5059 3 роки тому

    We been supporting you him500

  • @msjaveah1
    @msjaveah1 2 роки тому

    How do you add your rent and utilities to your credit? I don’t have student loans

  • @BlissaBliss
    @BlissaBliss 3 роки тому +1

    Thanks for the gems. 🙏🏿

  • @ecommbulldog
    @ecommbulldog 2 роки тому +1

    @him500 dont play he drops gems... great podcast

  • @YaniAmorX
    @YaniAmorX 3 роки тому

    After you pay your student loan off than what? How can I keep my credit in hood standing? Bc I paid mine off my credit is still really good but my credit card debt has lowered it any advice ?

    • @fearless798
      @fearless798 3 роки тому

      At this point keep paying on time, call your current credit card companies and asking for a higher credit line. That will help your score increase 👍

  • @TheHealthcareConsultantNetwork
    @TheHealthcareConsultantNetwork 2 роки тому +1

    This episode was 🔥

  • @kimgaines5993
    @kimgaines5993 3 роки тому

    Does Navy Fed no longer give large lines?

  • @justcomfeee
    @justcomfeee 3 роки тому

    Thank you guys but I got to listen again with a Pen. 🖊️🤔🖊️🖊️❤️

  • @fnbtv1961
    @fnbtv1961 3 роки тому +2

    where is the list of credit unions

  • @aokilee6684
    @aokilee6684 3 роки тому +2

    Shout out to my MENTORRRRRRRRRR!!!!!!! BIG 500.

  • @preemm00re19
    @preemm00re19 3 роки тому +2

    great show fam

  • @akilahmj1
    @akilahmj1 2 роки тому

    Dope episode!!

  • @majorconsultingllc9074
    @majorconsultingllc9074 Рік тому

    I am a paralegal and there are legal regulations and consumer credit repair laws that every consumer is entitled to. Everyone on here need to go to the Federal Trade Commission office, the FDCPA, CFPB, and lexis nexus and READ everything there is to know regarding consumer laws. There are laws that protect consumers from collectors putting collections on your credit report. Collection companies must send you a debt validation letter before they put any collections on your credit report. If they do not do that then they are required to remove the collection from your report. Most people do not know this but it's the law.

  • @marquisejohnson9687
    @marquisejohnson9687 3 роки тому +1

    Thank you for this

  • @SW-kd9fx
    @SW-kd9fx 3 роки тому

    Amazing episode!!

  • @StephenMykal
    @StephenMykal 3 роки тому +1

    This is great

  • @kevinthomas6253
    @kevinthomas6253 2 роки тому

    What does he mean by getting a 60% or 70% return on a deletion

  • @spalmer1773
    @spalmer1773 3 роки тому +2

    This was Definitely a Blessing!

  • @luckyg_the_trucker7694
    @luckyg_the_trucker7694 2 роки тому

    M500 is a powerhouse wow bro! I want that mindset

  • @artofnia
    @artofnia 3 роки тому

    Wow Him 500 is a true genius 👏🏽

  • @kimgaines5993
    @kimgaines5993 3 роки тому

    Awesome interview!

  • @anezbaskett8559
    @anezbaskett8559 3 роки тому

    Thank you 🙏🏻

  • @stephanc2359
    @stephanc2359 3 роки тому

    HIM 500 IS A MASTERPIECE

  • @richtogether3195
    @richtogether3195 3 роки тому +1

    This Power is 🅿️

  • @siferk
    @siferk 3 роки тому

    ​i sent text and signed up and did not get anything but added to a list and everything went blank

    • @lunar_moon5596
      @lunar_moon5596 3 роки тому +1

      Give it time I’m sure it will get sent out over the next few days

  • @bingo2069
    @bingo2069 3 роки тому

    I wonder how can you get a hard inquiry removed quickly?

  • @ronalddodds2722
    @ronalddodds2722 2 роки тому

    My family put me in a good position with good credit but I dont know where to start 😩 I need some money coming in

  • @G_Mill
    @G_Mill 3 роки тому

    Good video. Discover also let’s you start as a secured card and it transfers to a regular credit card

  • @mzgoldiechanel5
    @mzgoldiechanel5 3 роки тому

    Dropping Gem right out the gate love him 500

  • @abigailraines
    @abigailraines 2 роки тому

    I applied for 3 amex cards in a day, 1 personal and 2 business. Got pinged for 3 inquiries. Any way to remove them? Got approved for all 3.

    • @ferrarils4074
      @ferrarils4074 2 роки тому +1

      You did it wrong brother….

    • @abigailraines
      @abigailraines 2 роки тому

      @@ferrarils4074 ya unfortunately

    • @MoniqueDee
      @MoniqueDee 2 роки тому +1

      @@ferrarils4074 what should have been done?

  • @dlamontw
    @dlamontw 2 роки тому

    Yoooo 🔥

  • @kimgaines5993
    @kimgaines5993 3 роки тому

    Where is Asset Island?

  • @carmine5791
    @carmine5791 2 роки тому +1

    fire

  • @majorconsultingllc9074
    @majorconsultingllc9074 Рік тому

    Keep your credit at 20 percent or lower utilization at all times

  • @AllThingsRickita
    @AllThingsRickita 3 роки тому +6

    CFPB wants to take over the credit bureaus. I just made a video about them. CFPB can only do so much right now.

    • @tyaraclark8819
      @tyaraclark8819 3 роки тому

      Rickita what platform did you speak about this on ??

    • @coreyfranchise3473
      @coreyfranchise3473 3 роки тому

      You can find that video on her UA-cam channel

  • @JustMe-dn9fh
    @JustMe-dn9fh 3 роки тому +2

    I did this with my mom and she has excellent credit but her debt is added on as my own and then looks like I have a high utilized amt

    • @nelle7314
      @nelle7314 3 роки тому

      Thank you as I writing my son came in and stole my attention.

  • @davidelrockafella2870
    @davidelrockafella2870 2 роки тому

    8:47 statement / due dates pt 1

  • @inapper4052
    @inapper4052 3 роки тому +2

    nice video!

  • @somethingsomething6206
    @somethingsomething6206 3 роки тому

    Thank you

  • @adrienneharris7482
    @adrienneharris7482 3 роки тому

    Great Information

  • @runningupracksent5194
    @runningupracksent5194 Рік тому

    I'm at 680 credit score but I want a 800
    How can I get my credit to 750 -800
    I have a 1800 credit limit n imm pay it full this month. How many point will it boost? And how can I get a new credit card with a higher limit?

  • @YaniAmorX
    @YaniAmorX 3 роки тому

    Quiana how can I get your team to help me invest in my first real estate property ?

  • @barrycherry2461
    @barrycherry2461 3 роки тому +1

    This brotha spittin…

  • @kimgaines5993
    @kimgaines5993 3 роки тому

    Suggestion: Hold Invest Fest at Asset Island.