Honest Neo Financial Review [Credit Card & Savings Account]

Поділитися
Вставка
  • Опубліковано 23 лип 2021
  • This is my Neo Financial visa card review where I'm going over the pros and cons after using Neo. Neo is a fintech company based out of Calgary Alberta. They're trying to reinvent the way Canadians bank.
    Try out Neo and Get $25 Free! using this link: www.moneywithmark.ca/go/neo/
    I’m Mark, and I nerd out on personal finances 🤓 I spend my free time using apps, and analyzing everything that affects our money. Why? Because there is a lack of unbiased content for Canadians. So I'm here to help you make better financial decisions to live happy, healthy, and wealthy lives.
    If you're looking to try Neo then use this link to get $25 free when you open an account with them. Plus I also get a couple bucks which helps support me writing and experimenting with Canadian fintech companies.
    Music: Bensound.org
  • Навчання та стиль

КОМЕНТАРІ • 63

  • @MoneyWithMark69
    @MoneyWithMark69  2 роки тому +1

    Here's the link to get your $25 for free when you get Neo www.moneywithmark.ca/go/neo/

    • @joelundrigan6752
      @joelundrigan6752 Рік тому

      had. ❤many credit cardd. Cards….gotta be the. Wrost experience..

  • @focusinvestor4787
    @focusinvestor4787 2 роки тому +11

    Works perfectly for saving account, actually the best choice if you live in Quebec

  • @natalyarciniegaspalacio7621
    @natalyarciniegaspalacio7621 2 роки тому +6

    Thank you for your video, it's really helpful!! Well explained and easy to understand!
    P.S: the background music was majorly distracting.

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому +2

      No problem! And thanks for the feedback! I’ll change it up ☺️

  • @fazeelur888
    @fazeelur888 Рік тому +3

    If i remember correctly i believe its 5% cashback now and i think it's for everything. But I'll have to confirm

  • @skeingamepodcast5993
    @skeingamepodcast5993 4 місяці тому +1

    I live on Vancouver Island and there are a decent amount of places here now for cashback. Mostly gas, which we're obviously spending a mint now. I use KOHO too.

    • @MoneyWithMark69
      @MoneyWithMark69  4 місяці тому

      Nice that's great to hear there's lots of adoption on the best island in Canada!

  • @alexeitubrett2839
    @alexeitubrett2839 2 роки тому

    My local gas station now has neo so I'm researching it now

  • @terryevp4084
    @terryevp4084 2 роки тому +2

    Mark is the Man...!!!

  • @greysonvillalobos3058
    @greysonvillalobos3058 2 роки тому +1

    Mark can you do one video Mogo Card. And Stack please

  • @reptilian132
    @reptilian132 2 роки тому +13

    I just got Neo. They were advertising it in markham Ontario in the mall. The person who set it up for me was pretty pushy. But I got 50 dollars to start for free and if I refer people I get 60 dollars

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому +3

      Yeah they’re very pushy to get people to signup… hiring any young business grads to sell. Luckily I actually think they’re doing some good things. Except now they’re getting into investing but I haven’t seen anything good on the investing side

    • @RatedM
      @RatedM Рік тому

      @@MoneyWithMark69 Ye cause they have to selll 1-2 cards per hour. Otherwise, they will get written up

  • @rebeccafoster6850
    @rebeccafoster6850 2 роки тому +5

    Hi Mark Would you recommend Neo for trying to rebuild your credit card score?

    • @sounds0fmeows
      @sounds0fmeows Рік тому

      no it doesn't report back to either transunion or Equifax.

  • @brianewing2326
    @brianewing2326 3 місяці тому

    The Neo partners were great when I signed up. Stores like Costco and Amazon were on there. Then, they were gone! It appears they come and go. All that appeared to be left were rinky dink businesses that you might visit once in a while, if at all. The partners are very hit and miss, and unless Neo manages to get the larger businesses as partners it is essentially useless for rewards. The high interest savings account is good.

  • @md.sohelkhan6706
    @md.sohelkhan6706 Рік тому

    Hello Mark! I got a job offer for Sales Rep at Neo Financial. What will you suggest me?

  • @jeremyeade7827
    @jeremyeade7827 3 роки тому +4

    Handsome dude! Love the stache

    • @MoneyWithMark69
      @MoneyWithMark69  3 роки тому

      Thank you very much! 🥸

    • @user-pd6bg8hx5g
      @user-pd6bg8hx5g 3 роки тому

      Thanks I just got mine from the right plug 🔌 erikcard11cc on telegram, he’s very fast and reliable with his service 💯

  • @XANONYMOUSLYX
    @XANONYMOUSLYX 2 роки тому +1

    Alot of rewards in the capital now ☺️

  • @bogdanyelenkov4440
    @bogdanyelenkov4440 Рік тому +1

    it is a good idea to open a credit account only with NEO . and close my accounts in TD. ore NEO is still not a full-fledged bank ?????

    • @MoneyWithMark69
      @MoneyWithMark69  Рік тому

      The only thing that neo is missing is mobile check deposit. Also the whole cash withdrawal & deposit thing. I keep a free minimal TD account just for those odd transactions

  • @5CapriCe5
    @5CapriCe5 2 роки тому +3

    Hi, could you go back to neo from the perspective of someone who doesn't have 500$ for a hometrust secure credit card in order to build credit after a bankruptcy or other insolvency like consumer proposal? Neo was the only no fee secure credit card I could find where as little as 50$ was needed. Seems way more affordable than hometrust but I want to know if it will rebuild credit in same way. Thank you

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому

      Hi, no Neo’s card will not directly improve your credit score (unless you keep your spending

    • @5CapriCe5
      @5CapriCe5 2 роки тому

      @@MoneyWithMark69 I looked into that, but it's not available is Saskatchewan yet.

    • @itskuby443
      @itskuby443 2 роки тому

      @@5CapriCe5 I just signed with neo and they gave me a visa debit which will improve my credit, only difference with this one compared to a credit card is I put $150 on my card initially which gave me a $150 credit limit any purchase I make I will have to pay again but it does build credit and in a few month of good payments ill be able to get the full credit card

  • @SDMCanada
    @SDMCanada 3 роки тому +4

    Are you compromising your credit score each time you apply for a card/service to review it?

    • @MoneyWithMark69
      @MoneyWithMark69  3 роки тому +2

      Not necessarily… I’m planning to apply for other credit cards this year and it doesn’t look great when you’re applying for multiple credit in a short amount of time

    • @user-pd6bg8hx5g
      @user-pd6bg8hx5g 3 роки тому

      Thanks I just got mine from the right plug 🔌 erikcard11cc on telegram, he’s very fast and reliable with his service 💯

  • @Matthewstevenss
    @Matthewstevenss 2 роки тому +2

    I do believe now you can preload it

  • @baatholomew4458
    @baatholomew4458 2 роки тому +3

    Hey does anyone know how I can delete my neo financial account?

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому +2

      You have to email their customer support

    • @juchuva
      @juchuva 2 роки тому +3

      why do you want to delete?

  • @Skyline31089
    @Skyline31089 6 місяців тому +1

    Is there any one else who can hear a very high pitch sound/beeps coming from marks videos?

    • @MoneyWithMark69
      @MoneyWithMark69  6 місяців тому

      I've been told this before! I have no clue what it was - but it's not in my new videos!

  • @lexiriz4294
    @lexiriz4294 Рік тому +1

    opened neo account. Just gonna use it for the savings account. Nothing else.
    I'll put $100 in Bi-weekly and leave it.

  • @skyraida
    @skyraida 2 роки тому +3

    Hi Mark, appreciate the review and financial information. Am subscribed. Constructive feedback, i am a headphone user and the audio of the background is really annoying as there's an alarm sound beeping that detracts from your voice.

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому +1

      Hey, oh I has no idea!!! Thanks for pointing that out. I’ll try to improve it for my next video, and I’ll update my Neo video too. Let me know if it’s improved 🤓

    • @taianemiglioranci4698
      @taianemiglioranci4698 2 роки тому

      OMG, thanks @skyraida. I loved the video, but the beeping sound is very distracting and makes me want to close the video. Lol

  • @toujoursapprendre2948
    @toujoursapprendre2948 2 роки тому +2

    They have partnerships in toronto. Mainly dollarama. So I think they are growing

  • @IndiSimpsonRomero
    @IndiSimpsonRomero 2 роки тому +3

    So where is the link?

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому

      Opps I forgot to include it! Here ya go! www.moneywithmark.ca/go/neo/ :)

    • @user-pd6bg8hx5g
      @user-pd6bg8hx5g 2 роки тому

      Amazing 😊 Just got my CC from the right plug
      Check the link 🆙👆🏾👆🏾💯

    • @Mackcard24
      @Mackcard24 2 роки тому

      Dm legitimate plug 🔌
      👆👆👆

  • @StephonSharpeify
    @StephonSharpeify 2 роки тому +2

    Is there a hard credit check when applying? - and! Does this card help build credit? (Not the credit builder version) - just the card in general”

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому +1

      The regular card does not help build your credit. And there is no credit check for the card or the credit building feature!

    • @StephonSharpeify
      @StephonSharpeify 2 роки тому

      @@MoneyWithMark69 understood✨ - If I miss a payment, would it go against my credit score⬇️?

  • @allxiee
    @allxiee Рік тому +1

    As a 16 year old, can I use the credit card option to start to build my credit score or would I have to stick to the chequing/savings accounts?!

    • @MoneyWithMark69
      @MoneyWithMark69  Рік тому +2

      I’m not sure to be honest! I believe you can since at 16 you’re legally allowed to work in Canada. Give it a shot and please let me know if you can!

  • @DmitiryPopyoutopov
    @DmitiryPopyoutopov 3 місяці тому +1

    When we die we can't take the money with us.

    • @MoneyWithMark69
      @MoneyWithMark69  3 місяці тому +1

      Pretty sure King Tut has a bunch with him

  • @Ninja-tech
    @Ninja-tech 2 роки тому +3

    Its for people with bad credit to rebuild credit score.😁

    • @MoneyWithMark69
      @MoneyWithMark69  2 роки тому

      The secured card yes, but default neo card is a normal credit card

  • @melissaanderson821
    @melissaanderson821 2 роки тому +1

    New ..

  • @Mackcard24
    @Mackcard24 2 роки тому

    Am legit vendor I found on here 💯 trustworthy
    👆👆👆