HELP! My partner won’t budget & keeps spending all our money!
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- Опубліковано 25 січ 2025
- Two people need to be on the same page for a frugal plan to thrive. How can you achieve this with minimal friction?
Frugal Queen in France
We are a British couple living in Brittany on a budget.
Frugal recipes, days out, home renovations and day to day making do in France.
We’ll give you hints, tips, advice and an insight into our life in France.
Budget Book Recomendation
Link to book:
shorturl.at/Xv5Fp
Link to Full Shop
www.etsy.com/u...
Instagram / frugalqueen. .
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Great tips there Jane. When I met my husband he had a nice home a nice car no debt except his mortgage and a current account with not much money in it. He worked hard but spent hard which was not how I had been brought up. I took over managing the household finances. He was happy to earn the money and leave the rest to me. I gave him Pocket Money every week and set up a budget. Little by little I managed to build up savings and a good emergency fund. One day he said he couldn’t understand how I could fund things like changing the car and going on holiday without getting a loan from the bank. He was never interested in learning about budgeting or saving but was happy with me paying things and FINDING the money when we needed something or get a larger energy bill in winter.
Thanks for sharing your story Pat.
I always love to see what quilts you have out. You do a great job at everything.
Much appreciate this video, Mike and Jane! In the past I struggled to bring my husband on board the (more) frugal train. Fortunately, he isn’t particularly spendy, but rather he’s disorganized. While we are not always on as much the same page as you and Mike, we are much more organized, communicative and reaching financial goals together than before I started watching your videos. I am choosing to focus on the good progress we have made as a couple, and I try to remember that with money comes emotion, so I make sure not to bring it up when either of us is having an “off” day. Thanks again for the great topics and ideas ❤
Your final point is so important. Thanks for sharing.
I am single so I budget alone but as i was listening to your presentation i found myself identifying with ALL the personality types you discussed. Sometimes, if my life is an indicator, even single people will be dealing with a " spender" AND a " saver", and the associated internal struggles.
So, your suggestions work even for SOME single people.
Thanks for your hard work.
Thank you for your feedback
My husband is totally on board with not spending money. We are retired and have what we need. Very grateful we worked hard for what we have. Enjoyed the video. 😊😊
My husband and I both grew up in frugal families with not much money. We both have similar ideas about spending money. So we never had debts and the mortgage is paid off. I’m the one of frugal practice and he is the one with a lot of financial knowledge.
We have had times that our budget was very tight, now we got more money to spend, or better said saved for early retirement.
In my experience its easier to live frugal when there is more money, because there is less stress and for me the creative part of being frugal is what I really enjoy.
Well said and I agree
Good afternoon everyone from a very cold -5 snowy West Yorkshire in the Uk. Hope everyone is able to stay warm and stay safe.
I can’t wait for this video. My other half is VERY stubborn.
same
Vital video for budgeting with a partner! Thanks, Jane and Mike! This should be in the top five of your excellent, must-watch videos. ❤🐾❤️🐾
@@lindajacquot5391 thank you
I'm glad you specified in the beginning. Sometimes a legal separation is the only way to stop an entitled spouse from drowning the entire family. I'm going to boop the like button and skip the rest ❤
Thank you
Great comments, Jane. Spot-on as usual. I am sure you can speak about this with understanding because you work on frugality as a couple and there is always a need to communicate and focus on financial goals as a couple since you both take in income, spend money and face inflation as a couple. Please keep these coming!
Thank you
I would love to know how to get a partner. Period.
🤣
Be careful what you wish for.😂
We are very fortunate, we are on the same page with money and budgeting. ❤
Us too 🙂
My late husband liked to consider himself good in managing with the family finances, in fact he was fairly hopeless. We were never owed anything other than the mortgage but had little in savings and things looked fine.
On having to take over the estate I discovered things were not really that good. A strict rule was applied, record every cent spent and for the past twenty years has been done Holidays are paid up for prior to going, clothing is basic and interchangeable.
Managing money 💰 was a learning curve for the but I got there😊
Thanks Jane and Mike for an informative talk. Pats to the doggies ☃️👍🇦🇺
Thanks for sharing. Often people think they're on top of things.
Jane, this subject is the absolute number ONE stumbling block in this household. We have the Saver/Frugal side and then we have I'm not happy until I have spent every penny and the pennies to be made next month side. Since I am the one watching I can admit I am the Saver. PLEASE think about expanding on this subject in future midweek money chats.
I'm so sorry to hear this. Have you tried the three suggestions I made ?
I’m also looking forward to this video. My husband is getting closer to me in my frugalness, but our attitudes to budgeting still differ and there can often be a bit of a ‘push-pull’ when it comes spending x
Good luck. It takes patience but worth it.
Great video. 👍
ive always dealt with the finances but it made sense as I was in Banking for 34 years! I came from a budgeting upbringing, whereas my husband didnt, he often saw his Mum go short as his parents didnt have a great relationship, luckily hes not a spender, so its been working for us almost 40 years
Great video.
Thank you 😊
Hi. Education is the key....
👍👍👍
I’ve been married 41 years happy
Me too and fortunately both of us are savers, we both remember taking money to school to put in the school bank and marked in your savings book. When enough money was in then a national savings certificate was bought which was the basis for both our savings when we got older. Both os us hated having the red mark in the book showing withdrawals even though it was into another form of savings. I don’t think they do this in schools anymore and as far as I know there is no financial education which going forward is a recipe for disaster. Today’s children seem to think that you just tap a card or phone for goods and have no concept of the money required to fund these cards. Maybe I’m generalising a bit but it’s just my opinion.
Hello from Virginia 🇺🇸🗽
My husband is not a spender nor me , but our buiness flatlined during the last few years , you know , we manage to keep ourself afloat , but now have no savings , feel like we are started again .
@@franceslynch3285 thank you for sharing, we wish you all the best
My and my partner live separately we combine our money to and extent we pay our bills and have fun with the rest of this!
Thank Rachel
We have to make every meal as I have celiac disease xxx
A lot of what I hear even marred couple s they don’t put there money together one person pays so many bills the other pays the others I don’t get how that works if your money isn’t together but I know quite a few who don’t have there money together x
I don't pass judgement but I just don't understand how thst works either.
@ Each to there own but I don’t understand it either x
Great post!👏🏻👏🏻👏🏻👏🏻
Glad you enjoyed it!
I've always taken care of the household finances and I don't mind doing it, I don't find it a chore Hubby is not good at being froogle or money saving but knows that I take good care of the finances so it works for us. I've done it for so long that I don't think I would like or appreciate him poking his nose in, lol. Money doesn't interest him, when I worked he never asked how much I earned nor does he question what I spend, I suppose because he knows it's taken good care of. Works for us.
@@94hydenseek thanks for sharing,
. i think to be fair is having no budget at all and the money should be cut in half and the bills too and then each partner can do what they like with what is left over . because we all have different personalities .
My husband doesn't want to know about budgeting! Im the opposite 😅 We keep our finances separate, he pays all bills I pay for groceries, childcare. Its equal % to what we earn. When it comes to big purchases, holidays etc we split it, again equally. Not my ideal but it works now.
I'm glad you're making it work even though I sense that you'd rather it was different
The next one…The next one…The next one…The next one…
The next partner?
I am lucky,that I have a frugal husband.we both grew up in a family where the parents were frugal.for us it's our way of living.And we love it👍