This is not right information only first year interst is guaranteed but in rest periods interst is non guaranteed and there is maturity amount is not mention on any document..
Thanks sir maine v ye sukanyasamridhi beti k leye keya hai par mughe itna detail mai to post office ne v nahe samghaya tha ,jitna aap ne samghaya hai thanks sir good job we proud of u sir .god blase u sir.
This comment is without seeing the video , just seen the Title and the thought which came to my mind" what a social service you are doing sir" excellent Keep on ...best wishes
Sir Namaskar, You videos is as clean as your face. No if no But real data 100%. Really your video is always worth watching and knowledge enhancing. Thank you
At childhood we had heard about the stories of Kind Midas...Now we had seen him... Whichever topic you choose ... it becomes Gold (so much valuable for us) thanks sir. Keep sharing
सर मेरी बेटी का उम्र 2 वर्ष है एवं इस स्कीम को स्टार्ट किया और अभी मेरी बेटी का उम्र 19 वर्ष है और उसकी शादी करनी है तो क्या पूरे पैसे वापस मिलेंगे या उस साल तक का रिटर्न मिलेगा।
Super thank you for sharing with excel sheets You are guru You are spreading such good knowledge in great ways that painfull life being not able deal with money anybody could get you easily Thanks a lot
Sir as per calculator investment year started from 0,1,2,3,4....., That means we have to deposit 15 yrs instead of 14 years .pls clarify deposit period 14 years
Hi, very concise information and well presented. 1 query: When we invest monthly some amount how is the interest calculated? Can we see that in your calculator?
What I seen after investing in ssy Deposit ing lumpsum in April tht too bfre 10th is profitable in interest thn investing monthly I tried both.thrs athige diff in interest.depositing lumpsum 1.5lkh in April is benificial
@@karanthakur313 agr aap beti k future k liye soch rhe he to ssy best he, ye sirf saving hogi jo beti ko education help milgei or LIC me apko life cover milega ,apki requirment kya ye sochkar faisla kre.thanks
Hello sir, i m working in postal department n dis video is very usefull. Thank you. But 250deposite is only first dwposite after dat evry year it ll not remain as min amount.. 1000is min amount
आप पोस्टल डिपार्टमेंट में है तो प्लीज आप मुझे एक बात बताए । मैं अपनी भतीजी के लिए ये प्लान लिया हुआ है , प्रत्येक महीने 1000 Rs जमा करते है बट मैं अब चाहता हूं की अब मैं 2k या 3k जमा करूं तो ये हो सकता है न? और मुझे इसका फायदा मिलेगा ?
अगर पैसा एक बार मेँ डालूँ या 12 बार मेँ डालूँ तो क्या ब्याज एक जैसा मिलेगा या अलग अलग मिलेगा, मैं अभी तक आर्थिक वर्ष के शुरुआत मेँ ही 150000 डाल देता हूँ अगर मैँ इस पैसे को आखिरी के महीने मेँ डालूँ तो क्या होगा या चार चार महीने मेँ डालूँ तो क्या होगा
Sir please create video comparing PPF vs SSY too.. also clarify that after 18 yrs of daughter, daughter is sole owner of this account or parent / guardian has any ownership on this account/amount?
How does SSY fare compare to other Children Gift Plans bank has to offer? Like Axis Children Gift Fund.. this plan also cover insurance component of parent is well. So wanted to know your thought if these are better option than SSY or not?!
Hi Mukul, You nailed it yet again man. Your videos are so informative and easy to understand. Even a man like me who is Senior Manager in a Nationalized bank learns so much from your videos. I request you to come up with a video on CGTMSE coverage. Regards Sandeep Kumar
You have taken 1.5 lakh deposit for 15 years in the explanation. For 14 years total amount invested will be 21 lakhs and interest will also differ. Kindly make correction.
As government changes interest rates regularly, So what inetrest will apply on amount? Is it same as during account opening or will it vary as per new interest rates?
Very well explained Mukul sir !! Small clarification needed - in unfortunate case parents will receive the amount (only principle amt or including interest rate) till when we have paid , thanks
Sir Thanks for explaining plan Now it's clear that It's simple interest Amount at just 8.5%/year Also the Amount Freeze till maturity It's trap for those who's expecting that it's high returns investment plan Because market inflation is same 8.5%/year Hence Investor's will get the same Amount what they invested on maturity Means there's Someone other's who borrow the amount will enjoy the benefits & not the Investor's So All investors think 100 times while investing in such Govt Plans which are Trapps
यहां एक catch हे. 14 years के end me corpus 45.94 Lacs हे तो यह scheme sirf 75 Lacs दे रहा है अगले 7 साल बाद यानी 21 साल बाद sirf 75 जब कि 7 years me पैसा दुगना हो जाता है. Kam se kam 80-85 Lacs to होना चाहिए maturity 7 years की अवधि में between 14 to 21 years
Thanks a lot. Very useful video. One question - I invested only 5000 every year for last 5 years. Can I invest more now to compensate with the remaining amount 145000*5 for 5 years? Now onwards, I will invest 150000 every year to take the max benefit. Anybody can answer if you know
Sir i opened my ssa account last year in 2018....but i wNt to my maary my girl at least after25 years.... So after 21 years my maturity amnt will be transferred to saving account so my question is will i have pay tax after 21 years which i will get in saving account also where should i keep money for four years so to avoid tax
Thanks for nice explanation. While withdrawal of money for higher education/marriage, 50% amount is consists of interest earned or only principal amount?
Hi Sir, Could you please make a video on tax planning for a salaried person for current financial year in India. Please explain all the investment options with limits. Thank you.
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Excellent Mukul.... You're doing wonderful job on Financial education of people
बहुत बहुत धन्यवाद आप का इस तरह की जानकारी वीडियो के माध्यम से देते रहीं ताकि लोग बेटियों के हित मे कार्य कर सके
One of the best financial gift to girl child future. Thanx GOI.
You calculated for 15 yrs. 15 X 12 =180
Aapne jo age aur maturity pe clarification diya hai.
Thats unique.
Thanks a lot sir, really you give explanations very nicely & easily understand manner.
You are most welcome
Sir you are very good financial advisor for middle class💓
Thanks !
Beautifully explained along with calculations brother.. I started this account last month only... For my 2 year old little girl.. thanks a lot bro :-)
Glad to hear that :)
Means bachhi ke 16 years main apko return Milne Bala hai?
@@avishek16 i think it means 2 + 21 = 23 years when she will get this amount
This is not right information only first year interst is guaranteed but in rest periods interst is non guaranteed and there is maturity amount is not mention on any document..
Lic ka jeevan lakshya kesa rhega ssy k compression
जानकारी बहुत महत्वपूर्ण है और आपका बताने का तरीका उत्कृष्ट है।
Dhanyawad Deepak :)
Thank you sir for making a video on the subject matter.
Thanks for appreciation :)
Thanks sir maine v ye sukanyasamridhi beti k leye keya hai par mughe itna detail mai to post office ne v nahe samghaya tha ,jitna aap ne samghaya hai thanks sir good job we proud of u sir .god blase u sir.
Hi Mukul,
Wonderfully explained in this video. In last few days, I watched your many videos. You are SUPER. Thanks for guiding & sharing.
This comment is without seeing the video , just seen the Title and the thought which came to my mind" what a social service you are doing sir" excellent Keep on ...best wishes
Thank you for your kind words Rajeev :)
@@AssetYogi welcome sir
Only one channel where each and every doubt is made clered by sir. Thank you sir.
सर जी आपने बहु
त ही अच्छी जानकारी दी
है।इसके लिए आपको बहुत बहुत धन्यवादा
Bahut bahut Sukriya Bal mukund
Very very nice information Sir. Thank you so much.. 😊👍💐💐
Most welcome
Sir Namaskar,
You videos is as clean as your face. No if no But real data 100%. Really your video is always worth watching and knowledge enhancing. Thank you
Many many thanks
At childhood we had heard about the stories of Kind Midas...Now we had seen him... Whichever topic you choose ... it becomes Gold (so much valuable for us) thanks sir. Keep sharing
झझंझझझझझझझझझंझझझझझझझझझझझझंझझझझझंझझझझझझझझझझझझझझझझझझझझझझझझझझझंझंझझंझंझझझझंझझंझंझझंझंझझझझझझझझझझझझंझंझंझंझंन
@@FerozKhan-vl8pu 09
Aapke jaisa koi nahi samjhata hai sir. Great
Beautifully explained. Better than other youtubers. 👏👌
Thanks for appreciation Hardik :)
@@AssetYogi My pleasure 😊
Sir bahut ache sai aapne explain kiya thnk u 🙏
Keep learning
सर मेरी बेटी का उम्र 2 वर्ष है एवं इस स्कीम को स्टार्ट किया और अभी मेरी बेटी का उम्र 19 वर्ष है और उसकी शादी करनी है तो क्या पूरे पैसे वापस मिलेंगे या उस साल तक का रिटर्न मिलेगा।
Bahut hi badiya jankari di aapane.
Thanks.
Thanks Shravan
Hi, Video is very informative & useful for understanding. Calculator at the end is a great tool for users. Keep the good work going !
Super thank you for sharing with excel sheets
You are guru
You are spreading such good knowledge in great ways that painfull life being not able deal with money anybody could get you easily
Thanks a lot
Sir I really impressed about ur knowledge & technic of motivation.
Thanks a lot sir for guiding us..
भाई आपने बहोत अच्छा समझया ,,धन्यवाद 🙏मुकुंद भाई ,,,सुकन्या योजना में निवेश पर इंटरेस्ट अप्रेल-मार्च है या कैलेंडर वर्ष है ?
सुकन्या समृद्धि योजना😊😊😊😊👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻,बहुत he achi जानकारी मुकुल जी😊😊😊🇮🇳🇮🇳👌🏻👌🏻🙏🙏
Thank you Deepak!
😊🙏
Aapka samjhane ka tarika bahut achha h
❤️
Aap ne bhuuut acha smjaya sir👍
Thanks Rajan
Very well explained Sir...looking for the same for a long time❤️
Bahut hee badiyaa video....sachin jammu city
Wonderful explanation and analysis
Always
Thx
बहुत अच्छे जानकारी दिए धन्यवाद
Thanks for all the efforts you put in while gathering all the required information. Stay blessed 😇
Thanks 😊
@@AssetYogi ? ल)? )?)) lp
@@AssetYogi Tax benefits girl child ko milega yaa parent ko??
Thank you sir it is very knowledgeable video. Again thank you 👍
Most welcome
Thank you so much Mukul Sir really you are great ,you always develop our financial knowledge in your all video great job Sir thank you so much
Thank you Thank you very much for detail information about this scheme which is beneficial for girls and parents.
God blessyou.
You are most welcome
Your way of explanation is too good... Thanks 👍😊
Keep learning 😊
Great work sir. Shared such wonderful information
Sir as per calculator investment year started from 0,1,2,3,4.....,
That means we have to deposit 15 yrs instead of 14 years .pls clarify deposit period 14 years
yes. investment is for 15 years, i.e 15 total investments
Thankyou very much sir🙏🙏 kitne ache se explain kiya h👍👍
Thanks Preeti
Beautiful explanation. Thanks.
Thanks 😊
Thank you sir
Aap bahut acchya kam kar rahe ho.
Thanks Anmol
A very important video.
Thank you sir
Most welcome
Bhut bahtreen trh se explain krte h👍🙏
Thanks :)
Thank you Sir For valuable Knowledge
Most welcome
Thanks sir bhut ache see samjhaya aapne
Dhanyawad :)
Very well explained... each and every point you have covered👌👍
Thank you
I hope this will be helpful Snehal :)
V good thanks 👍
monthly ya yearly ek sath jama karne me interest me koyi farak aayega kya sir please reply
Thanku sir. Very good information given by you.👍👍🙏🙏
Most welcome
Hi, very concise information and well presented. 1 query: When we invest monthly some amount how is the interest calculated? Can we see that in your calculator?
yes sir we need monthly payment calculator
Plz deposit bfre 10th of ech month as monthly interest is added bfre 10th of ech month
U cn Google fr calculator
What I seen after investing in ssy
Deposit ing lumpsum in April tht too bfre 10th is profitable in interest thn investing monthly
I tried both.thrs athige diff in interest.depositing lumpsum 1.5lkh in April is benificial
Very nice explanation. Sab chiz cover ki Aapne
Thanks Pradeep :)
Exact video I was searching for...
Thanks sr giving this useful information,I had opened this account for my daughter,but now I fully understand this scheme
You are most welcome
Nisha ji mujhe b khulwama h account but me lic I jeevan lakshya or SSy me confused hu
@@karanthakur313 agr aap beti k future k liye soch rhe he to ssy best he, ye sirf saving hogi jo beti ko education help milgei or LIC me apko life cover milega ,apki requirment kya ye sochkar faisla kre.thanks
@@Anveshaeditz u r right nisha ji.. Thnkiew so much mam.. Can I deposit in dis scheme online also
Ys,you can deposit online also with the help of india post payment app.
Thanks for giving us financial education. Please make a video on different types of "Trust" and tax-related benefits.
Very good video nicely explained
Thanks sir ye video btane ke liye
Very clear analysis. Thanks a lot.
Hope it helps Ahmadulhaque :)
Very Informative Video.
Thanks for Posting..
Keep learning
Hello sir, i m working in postal department n dis video is very usefull. Thank you. But 250deposite is only first dwposite after dat evry year it ll not remain as min amount.. 1000is min amount
Is it true ,in unfortunate case parents will receive amount?
@@pratimathoke7832 ।
Sir present time me policy period 15 year ka hua hai kya?
आप पोस्टल डिपार्टमेंट में है तो प्लीज आप मुझे एक बात बताए । मैं अपनी भतीजी के लिए ये प्लान लिया हुआ है , प्रत्येक महीने 1000 Rs जमा करते है बट मैं अब चाहता हूं की अब मैं 2k या 3k जमा करूं तो ये हो सकता है न? और मुझे इसका फायदा मिलेगा ?
@@sudhirbhartiya5190 bilkul kar sakte h
Thanks, pura dubt clear ho gaya
Glad to hear that 😊
अगर पैसा एक बार मेँ डालूँ या 12 बार मेँ डालूँ तो क्या ब्याज एक जैसा मिलेगा या अलग अलग मिलेगा, मैं अभी तक आर्थिक वर्ष के शुरुआत मेँ ही 150000 डाल देता हूँ अगर मैँ इस पैसे को आखिरी के महीने मेँ डालूँ तो क्या होगा या चार चार महीने मेँ डालूँ तो क्या होगा
Same interest rate milta hai
. Mtlb jitna interest rate chal rha hote hai uske according calculations hote hai
150000 par sabse jyada 1 april
per month ya yearly ek sath de to interest me farak aayega kya please sir reply
हर मंथ जमा करे और लास्ट में एक साथ जमा करे मार्च में तो same ही इंटरेस्ट मिलेगा क्या
Up to the mark information ℹ 👌 👍
Sir please create video comparing PPF vs SSY too.. also clarify that after 18 yrs of daughter, daughter is sole owner of this account or parent / guardian has any ownership on this account/amount?
Aur jankari acchhi h
How does SSY fare compare to other Children Gift Plans bank has to offer? Like Axis Children Gift Fund.. this plan also cover insurance component of parent is well. So wanted to know your thought if these are better option than SSY or not?!
Very informative Mukul ji...thanks for sharing.
Always welcome
Hi Mukul,
You nailed it yet again man. Your videos are so informative and easy to understand. Even a man like me who is Senior Manager in a Nationalized bank learns so much from your videos.
I request you to come up with a video on CGTMSE coverage.
Regards
Sandeep Kumar
Thanku
Olulplllllllulllllllluollllouoooo
Thanks for providing such a valueable information..
You have taken 1.5 lakh deposit for 15 years in the explanation. For 14 years total amount invested will be 21 lakhs and interest will also differ. Kindly make correction.
The best you tube channel I would say...hatts of to you sir
Thanks Waman :)
As government changes interest rates regularly, So what inetrest will apply on amount?
Is it same as during account opening or will it vary as per new interest rates?
Answer pta chala is question ka?? I have same enquiry
Interest has been calculated per year basis
@@laxmiprajapati123 How can it be 75 lakh ..If interest rate is not fix...
monthly ya yearly ek sath jama karne me interest me koyi farak aayega kya sir please reply
Very clear and concise
Good One Sir, As always !!!
Thank you
Thank u soo much sir, your videos are very helpful for public.
Keep learning
Very well explained Mukul sir !!
Small clarification needed - in unfortunate case parents will receive the amount (only principle amt or including interest rate) till when we have paid , thanks
Is it true
Mukul thank s 😊😊😊😊😊 hame aapki puri jankari achhi lagi best
Thanks
Sir
Thanks for explaining plan
Now it's clear that It's simple interest Amount at just 8.5%/year
Also the Amount Freeze till maturity
It's trap for those who's expecting that it's high returns investment plan
Because market inflation is same 8.5%/year
Hence Investor's will get the same Amount what they invested on maturity
Means there's Someone other's who borrow the amount will enjoy the benefits & not the Investor's
So All investors think 100 times while investing in such Govt Plans which are Trapps
Pl mere objections padho
Better than mutual funds becoz Wahab tax dena parta hain
One of the best ways Modi ji gifting our Girl Children.
यहां एक catch हे. 14 years के end me corpus 45.94 Lacs हे तो यह scheme sirf 75 Lacs दे रहा है अगले 7 साल बाद यानी 21 साल बाद sirf 75 जब कि 7 years me पैसा दुगना हो जाता है. Kam se kam 80-85 Lacs to होना चाहिए maturity 7 years की अवधि में between 14 to 21 years
Yhan 15 installments..Yani 15 financial year tak invest Karna h..Uske baad 6 Saal tak paise rahenge...na ki 7
@@pankajgoyal7369 सिर्फ़ 14 installments हे. यानी कि आयु 14 साल की हो तब तक. 0-14 मतलब 14 installments
@@dr.kaushikpatel2331 14 nahi ab 15 instalments hai.....aur intrest rate 7.6% hai....
Bahut badiya ekdam clear thanks
Good video but I think you missed is that you did not explain that monthly investment will yield lesser corpus. So better to invest every 1st of April
explained the topic neatly,clarity was there in explaination and graphics use was apt..thanks
Puri jaankari nahi di aapne .Agar girl child ke guardian ki sudden death ho jaye us case me ye account kaise continue rahega
Paisa dena hoga nhi to act band
Sahi kaha apne
Nice.... Information...sirji
Thanks Deepak
धन्यवाद भैया हमें आप पर गर्व है।
Thank you Vijay !
Thanks a lot. Very useful video. One question - I invested only 5000 every year for last 5 years. Can I invest more now to compensate with the remaining amount 145000*5 for 5 years? Now onwards, I will invest 150000 every year to take the max benefit. Anybody can answer if you know
Sir i opened my ssa account last year in 2018....but i wNt to my maary my girl at least after25 years.... So after 21 years my maturity amnt will be transferred to saving account so my question is will i have pay tax after 21 years which i will get in saving account also where should i keep money for four years so to avoid tax
Good question. I want to know the same.... as my daughter's ssa maturity will be at 23 years
Bahut sundar jankari sir
Thanks for nice explanation. While withdrawal of money for higher education/marriage, 50% amount is consists of interest earned or only principal amount?
50% of total corpus, including interest
Tnx sir
@@AssetYogi But sir rest of the 50% amount when we can withdraw?
Very helpful information..thanku explained very well.
Keep learning 😊
Hi Sir,
Could you please make a video on tax planning for a salaried person for current financial year in India.
Please explain all the investment options with limits.
Thank you.
Good morning sir your information is very usefull so thank for it.
And sir please provide a good and right information because we trust u
Doesn't the interest value vary if I deposit 1.5L at the end of year 🙂
No. Interest rate is same for all
आपकी वीडियो बहुत ही जानकारी देते हैं।
आप यदि वॉइस क्वालिटी और अच्छी करें तो अच्छा होगा
Is there any one time deposit schemes available for girl child
Type of mutual fund pe video banao sir full info ke saat
Yes. Will make. Please give me some time.
Jabardas he bhai aap or ye Sukanya
Schemes like this are much needed in our country to promote gender equality
Sir, Thank u soo much ,Nice and debrief
Thanks for appreciation Lalit :)