I invest in few of these but my portfolio is still down by approximately 20% and there's no hope in sight. Buying is not even an option. Any recommendations on how to scale up my returns before selling off to draw even will be highly appreciated as I am losing my mind given that my retirement draws nearer.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 87% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I would like to ask, how did you achieve it? I've been trying to stick with index funds. I feel these new interest rate hikes could crash the economy. I'm looking for a better investing strategy, as I have a lump sum that inflation is steadily eating up.
I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like 'Sophia Irene Powell " I've worked with her for over 4 years now and I'd gladly commend her exemplary service on a public post.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Thanks to You Mate, I have realistic expectations for this bullrun. Got into crypto early this year and I have truly learned a lot from you about cycles, crypto and markets as a whole. Now I know that all assets/markets are heavily tied to eachother and global economy has very high impact on Crypto. Thats why I am very cautious about when traditional markets top and how this affects Bitcoin and altcoins. If i havent discovered your channel I would have blindly holding instead of engaging the market........ I have managed to grow a nest egg of around 2.3Bitcoin to a decent 24Bitcoin. in the space of a few months... I'm especially grateful to Francine Duguay's, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
One thing I know for certain is crypto is here to stay, the only thing that leaves is the people who don't manage their risk. Manage that, or the market will manage it for you. With the right strategies you will survive.
Thank you for sharing your experience. She’s helped grow my reserve, despite inflation, from $87k to $246k as of today…..Her insights and daily siignals are worth following.
I got to the end and wondered, “did he ever describe a portfolio?” It seems he only listed criteria for a portfolio, not an example. Decent advice but too generic for my taste, essentially saying ‘buy low and sell high’ true but not that useful.
I wish there was a better option for “middle ground” high quality financial advice. Some “low value” situations are more complex than managing 2M+ in assets.
Median household income in the US is about $80K and average, not even median, retirement savings at age 60 is maybe $300K. It might be more useful if you all tailored content in a generic way that could apply to the median household and the the 1% crowd. This video did that. I know the 1% are the ones keeping your lights on but there's a huge market outside that group. Give some hope to that couple that might have $400k all in pretax and wants to retire in 2 years at 60. it's possible and there are lots of factors that can make that more likely and strategies to keep from losing it all. It's possible to live well on $5000 a month in many places in this country and outside.
If one assumes the bond/stock "outperformance pendulum" swings back and forth, the all stocks portfolio is due to do the worst for a decade, bonds will do best, and diversified will do somewhere in between.
I can't find an Early retirement calculator that allows you to input an early retirement age(59), but with a later SS filing age(67). iow, live off investments for 7-10yrs then file for SS $ It seems ALL calculators insert something for those in-between years.
If you're a Fidelity customer, I'm pretty sure their online tool does this. Have you looked at Boldin (formerly called "New Retirement")? From what I've seen online, it allows for lots (too much??) customization in withdrawal and earning strategies.
my way was to have no debt, a federal pension (with COLA) + SS ( won't take until FRA) + TSP/IRA ( don't touch except for roth conversions. Wife had small fed pension ( with COLA) + SS+ TSP/IRA
@@earlyretirementari yea, that's why I worked for DoD when I was 25 and ex military, I knew the value of the pension plus the subsidized health insurance in retirement
Clearly you’re advertising for business, of course. But I appreciate that you’re upfront that it may not be a good fit and you’re willing to educate people regardless of that. We’re 51 and (hopefully) about 5 years away from partial retirement and 8 years from full retirement. I’ll be signing up for the Academy in January and hopefully we will be a good fit in a couple years! 🤝🫡
I invest in few of these but my portfolio is still down by approximately 20% and there's no hope in sight. Buying is not even an option. Any recommendations on how to scale up my returns before selling off to draw even will be highly appreciated as I am losing my mind given that my retirement draws nearer.
The importance of mitigating risks might be why many investors are turning to advisors for guidance.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 87% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I would like to ask, how did you achieve it? I've been trying to stick with index funds. I feel these new interest rate hikes could crash the economy. I'm looking for a better investing strategy, as I have a lump sum that inflation is steadily eating up.
I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like 'Sophia Irene Powell " I've worked with her for over 4 years now and I'd gladly commend her exemplary service on a public post.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Thanks to You Mate, I have realistic expectations for this bullrun. Got into crypto early this year and I have truly learned a lot from you about cycles, crypto and markets as a whole. Now I know that all assets/markets are heavily tied to eachother and global economy has very high impact on Crypto. Thats why I am very cautious about when traditional markets top and how this affects Bitcoin and altcoins. If i havent discovered your channel I would have blindly holding instead of engaging the market........ I have managed to grow a nest egg of around 2.3Bitcoin to a decent 24Bitcoin. in the space of a few months... I'm especially grateful to Francine Duguay's, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
One thing I know for certain is crypto is here to stay, the only thing that leaves is the people who don't manage their risk. Manage that, or the market will manage it for you. With the right strategies you will survive.
Thank you for sharing your experience. She’s helped grow my reserve, despite inflation, from $87k to $246k as of today…..Her insights and daily siignals are worth following.
SCAM ALERT
Thank you…. I have searched her up Google I think I am satisfied with her experience.
The market has gone berserk! whether you're a newbie or a veteran trader, everyone needs a sort of coach at some point to thrive forward.
I love your worst case scenario view, it’s a confidence tool.
Thank Ari - good stuff!
Thanks Ari!
I got to the end and wondered, “did he ever describe a portfolio?” It seems he only listed criteria for a portfolio, not an example. Decent advice but too generic for my taste, essentially saying ‘buy low and sell high’ true but not that useful.
Agreed, someone picked a misleading title to make SEO happy.
His Self Retirement course does make a recommendation, not unlike a Boglehead one but with Dimensional funds of course.
It's an infomercial for his $299 course. Just enough to get you interested to spend money
@@paulh6096 IMHO, the course and software access are well worth the fee
I wish there was a better option for “middle ground” high quality financial advice. Some “low value” situations are more complex than managing 2M+ in assets.
He / Root Financial offers other options.
Good video, absolutely must stress test to worst case scenarios and be willing to stay dynamic on your withdrawal strategy.
Median household income in the US is about $80K and average, not even median, retirement savings at age 60 is maybe $300K. It might be more useful if you all tailored content in a generic way that could apply to the median household and the the 1% crowd. This video did that. I know the 1% are the ones keeping your lights on but there's a huge market outside that group. Give some hope to that couple that might have $400k all in pretax and wants to retire in 2 years at 60. it's possible and there are lots of factors that can make that more likely and strategies to keep from losing it all. It's possible to live well on $5000 a month in many places in this country and outside.
Where is that stock market by country from?
If one assumes the bond/stock "outperformance pendulum" swings back and forth, the all stocks portfolio is due to do the worst for a decade, bonds will do best, and diversified will do somewhere in between.
I can't find an Early retirement calculator that allows you to input an early retirement age(59), but with a later SS filing age(67). iow, live off investments for 7-10yrs then file for SS $ It seems ALL calculators insert something for those in-between years.
This one does. It’s fully custom.
@@earlyretirementari which one, and has it do-it-yourself capability?
@@se2103 ari-taublieb.mykajabi.com/early-retirement-academy
If you're a Fidelity customer, I'm pretty sure their online tool does this. Have you looked at Boldin (formerly called "New Retirement")? From what I've seen online, it allows for lots (too much??) customization in withdrawal and earning strategies.
my way was to have no debt, a federal pension (with COLA) + SS ( won't take until FRA) + TSP/IRA ( don't touch except for roth conversions. Wife had small fed pension ( with COLA) + SS+ TSP/IRA
That sounds like a good plan! Many people don’t have a pension and have to plan differently.
@@earlyretirementari yea, that's why I worked for DoD when I was 25 and ex military, I knew the value of the pension plus the subsidized health insurance in retirement
I'm currently working for the government, I have the same stuff going, but not sure if I can make it another 20 years to 58 and retirement.
@larriveman great. I hope Trump doesn’t take it away from you. (I am not being sarcastic. I have several relatives in the same boat as you.)
@@beckyweisfeld6977 I'm no worried about that, congress would have to change the Law, they won't
I hate all the bots in the comments
If you don't like your job you should quit and move on to what you actually want in life
Good point. When your early in career 😢
Click bait title
Clearly you’re advertising for business, of course. But I appreciate that you’re upfront that it may not be a good fit and you’re willing to educate people regardless of that. We’re 51 and (hopefully) about 5 years away from partial retirement and 8 years from full retirement. I’ll be signing up for the Academy in January and hopefully we will be a good fit in a couple years! 🤝🫡