Canadians Should Give Up On Buying A Home

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  • Опубліковано 21 січ 2025

КОМЕНТАРІ • 16

  • @bt7348
    @bt7348 Рік тому +2

    I moved to Vancouver in 2016. In 2018,I was paying 1750$ for a 1 bedroom in downtown. It was a really old apartment and didn't even have a dishwasher. I wasn't paying for parking (which would be extra 150$)
    I moved to Edmonton in 2019, rented for a year and bought my first house during covid (3 bedroom townhouse 1000sq) after a year I used it as a rental property and it pays itself including the condo fees, insurance and taxes (1350$) 140k purchase price 1.74 mortgage rate.
    I bought my second home this Jan, it is a brand new 3 bd + den townhouse for 328k! I am renting a room to my sister in law and she basically pays half the mortgage. I literally pay 1k+135$ condo fees+100$ taxes and own 2 homes.
    Yeah the life is a bit boring here and the winters are painfully long, but don't have to work 6 days, up to 16 hour shifts in Vancouver just to survive.

    • @mokakuma7329
      @mokakuma7329 Рік тому +1

      why the hell yall go to vancouver....there isn't enough job opportunities and
      its deadly expensive, but you still go there??

    • @bt7348
      @bt7348 Рік тому

      @@mokakuma7329 I was an international student.

    • @mokakuma7329
      @mokakuma7329 Рік тому

      @@bt7348 then when you finished, you shouldve come back, why stayed ?

    • @parkerbohnn
      @parkerbohnn Рік тому +1

      There's no renters in Edmonton and even if you can find one they'll skip out on the rent on you. I owned about 52 properties in Edmonton and lost about 7 million dollars inflation adjusted.

    • @bt7348
      @bt7348 Рік тому

      @@parkerbohnn I made sure my unit looked modern and clean. I posted on Facebook Marketplace and got an overwhelming amount of inquires. I ended up doing an open house to pick the serious ones. I didn't have any issues with my current renter so far, it's been 8 months. Having 52 properties sounds like a nightmare tough. :D My goal is to have 2-3 townhouses 2-3 apartment units paid off before my retirement. My wife is 25 I am 29 we are just starting.

  • @getchertified
    @getchertified 7 місяців тому

    Can we also say that with lesser demand can prevent house prices from skyrocketing?

  • @DylanY1
    @DylanY1 Рік тому +1

    I’d love to know your opinion on the FHSA?

    • @newmoneynate
      @newmoneynate  Рік тому

      Solid account that you can add to your investment strategy but not sure how much it helps Canadians buy homes!

  • @AmanSS890
    @AmanSS890 Рік тому

    All these bakers and real estate agents of course they will say that buying a house is a great investment because that’s how they make there money if you dont buy a house you won’t buy insurance you won’t take out a huge mortgage. If you want to get into real estate know what type of real estate to buy. If you buy a multi-property like apartment rentals your tenants will be paying your mortgage through rents . This is what financial freedom looks like. When you buy a house you are paying the mortgage. The banks sold people a lie for years wealthy people did not become wealthy buy buying a house they have multiple streams of business. Paying them months after month . I have apartment rentals 59 units in total tenants pay my mortgage and I benefit from this in the long run . I just refinance my property every 3 years and buy a other business

  • @javiersantos4385
    @javiersantos4385 Рік тому +1

    The Government doesn’t solve many problems, let alone the financial concerns of individuals

  • @Grits7
    @Grits7 Рік тому

    Home ownership as a goal was something that has been over hyped. In Germany they have a secure renter culture with strong tenancy protections and affordability

  • @Beautylifestyle222
    @Beautylifestyle222 Рік тому +1

    But people lucid dream about it 😅

  • @PlatinumPuppies
    @PlatinumPuppies Рік тому +2

    Dude looks 38!

    • @vejet
      @vejet 5 місяців тому

      It's the receding HL, probably stressed out about buying aa home 😂

  • @aidanw6725
    @aidanw6725 Рік тому

    Gg