Bagong Bahay, Bagong Utang | First time home buyers | Buhay sa Canada

Поділитися
Вставка
  • Опубліковано 28 гру 2024

КОМЕНТАРІ • 326

  • @DREYsCanadaVlog
    @DREYsCanadaVlog  Рік тому +30

    Buying your first home should not be an overnight decision! Kailangan nakaplano talaga tayo! I hope this achievement will inspire others to pursue their dreams and focus on their goals! Again, we are a simple couple trying to build our life here in Canada, ALWAYS REMEMBER TO STAY HUMBLE AND STAY FOCUSED SA INYONG MGA GOALS! GOD BLESS sa inyong lahat!

    • @mackycuarts
      @mackycuarts Рік тому +1

      Wow drey may bahay na kau!
      Congratulations sa inyong dalawa.
      So happy for both of you.
      If ww ever pursue our move to Alberta next yr, sana makameet up tau and maybe at that time if we have our own crib feel free to drop by too... ingats kau parati.
      GOD BLESSES BOTH OF YOU MORE PA.

    • @rhosim28
      @rhosim28 Рік тому +1

      Congrats po 🎉 sana ma achieve din namin yan 🙏🏼

    • @rowenapalma1857
      @rowenapalma1857 Рік тому +1

      Congrats!!! Magkanu po ang MA ng house?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому +1

      @@rhosim28 im sure you will! In God's perfect time!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      @@mackycuarts sure po! Thank you so much!

  • @JillinCan
    @JillinCan Рік тому +2

    Congratulations Idol! 🎉 Thanks for dropping by my channel and leaving a comment. More blessings!

  • @KingdomAquatica
    @KingdomAquatica Рік тому +1

    Congrats po! saka great video po! Saan part po ng calgary po yan? salamat po! more power!

  • @titocastillo9935
    @titocastillo9935 7 місяців тому +1

    Sir Drey,
    Maganda talaga si Ma'am Dyan.Gandang Pilipina.

  • @jeretso
    @jeretso Рік тому +2

    Good Job👍. I also rented when I came to America and realized quickly how expensive it was to pay rent. Now I own properties and people pay me rent. Just listen to your home inspector, clean your gutters and replace your air filters. Galing talaga ng mga kababayan!

  • @BastonFamilyVlog
    @BastonFamilyVlog Рік тому +1

    congrats sir 😊 happy po ako sa inyo ☺️ more blessings to come

  • @vic8444
    @vic8444 Рік тому +2

    Congratulations!! Very inspiring.

  • @ruffamanzanilla7417
    @ruffamanzanilla7417 Рік тому +1

    Napaka humble!! You are inspiration to all CA dreamers. GOD BLESS you sir ❤

  • @violetabernardino5135
    @violetabernardino5135 Рік тому +2

    Congrats sa nio ni Dianne lagi ako sumusubaybay sa blog nio coz totoo lahat ung sinasabi nio not boring mi sense ba

  • @marcialortillano
    @marcialortillano Рік тому +1

    yun may mauupahan na kami na basement! hehe. congrats po!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Thank you so much po 🥰😇 kelan lipad nyo na? See youu!

  • @maartekyel829
    @maartekyel829 Рік тому

    Wow Malaki nayan ganda luob at labas thanks for house tour keep on vlogging

  • @PsaLm-h3e
    @PsaLm-h3e Рік тому +1

    Thank you po sa information sir
    Coming Soon im going there
    Canada dreaming 😊

  • @rickyunitec3219
    @rickyunitec3219 Рік тому +1

    ganda ng fridge nyo :)

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Thank you po 😊 oo nga po 2 door and pull out sa baba hehehe

  • @putomendozaincanada2780
    @putomendozaincanada2780 Рік тому +2

    Congratulations guys ! It's a beautiful home . More power and godbless

  • @ferminzamora6326
    @ferminzamora6326 Рік тому +2

    Congrats guys! Lupeett me bahay agad!

  • @juna814
    @juna814 Рік тому +1

    Congratulations s accomplishments nyo. Belated Happy birthday Diane. God Bless.

  • @rosalieramon7914
    @rosalieramon7914 Рік тому +1

    wow congats sir

  • @inocryptino9436
    @inocryptino9436 Рік тому

    Subscribed! Keep on inspiring the immigrants! Congratulations on your new house.

  • @ruthandbohbie
    @ruthandbohbie Рік тому

    Follower here po. June dating namin at SAIT din. Thank you po sa mga informational videos nyo po. Pa autograph po kami soon. Hehe

  • @LezlieTan-o2i
    @LezlieTan-o2i Рік тому

    I watched all your videos. Thank you for sharing ....

  • @ProfessorX484
    @ProfessorX484 Рік тому +2

    Your honesty is a breath of fresh air. 99% kasi ng mga kabayan natin kung mag vlog at post sa social media akala mo nabili nila ang bahay ng cash and fully paid na eh mga sasakyan nga nila utang, bahay pa kaya? hehe. Anyways, may God bless your family more especially sa kalusugan.

  • @fritzlucero11
    @fritzlucero11 Рік тому

    Wow😮 congrattttss po sa bagong bahay😀😀

  • @buridek071686
    @buridek071686 Рік тому +1

    Nice move! Congratulations!

  • @naughtydanna7003
    @naughtydanna7003 Рік тому +1

    Smart move liability turns into asset then after 5years pwde na refinance gang sa maka buo ng big apartment

  • @monicaquindara2746
    @monicaquindara2746 Рік тому +1

    Nkakainspire naman. We have plans too. Maybe on your next vlog you can share the breakdown na kakailanganin to buy a house po like property tax if hm po? Estimated, and yung sa tubig, electricity and gas if may mga need bang ipa line just like sa pinas. Thanks po.

  • @macdonaldwee9636
    @macdonaldwee9636 Рік тому +1

    Congratulations to ur new haus

  • @maritessalmoite412
    @maritessalmoite412 Рік тому +1

    Congratulations Adings!

  • @elenabasada5719
    @elenabasada5719 Рік тому +1

    Wow 😮congratulations❤ 🎉🎉🎉

  • @rebeccadelarosa9801
    @rebeccadelarosa9801 Рік тому +2

    good job guys...! everything is falling into place! buying a property is almost always the right decision. kahit ibenta later, magkakaroon usually ng equity lalo na ngayon ang daming pumupunta ng alberta kaya very likely na tataas ang presyo ng real estate later...

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому +1

      This is true po! Indeed, everything is going as planned! Thank God!

    • @BenTumbling-ld2ku
      @BenTumbling-ld2ku Рік тому

      alberta is totally different from vancouver 😂 were all of the fees behind of having a house is too expensive in vancouver. having a house 20 years ago in vancouver is far different from having house today in vancouver.😂 it is way too expensive today. latest news that vancouver have just increased the property tax. Alberta only has 5% tax. They had more money goes to their pocket.why not ask your children if they can buy a landed house in vancouver? typical filipino.

  • @edwarddacut9213
    @edwarddacut9213 Рік тому +1

    congrats po dream ko din makapunta canada

  • @novailao477
    @novailao477 Рік тому

    Wow congrats ading lage akong nanonood ng mga vlogs mo nakakinspire kayo☺️ Goodluck

  • @jersonsantander4013
    @jersonsantander4013 Рік тому +1

    Congrats kuya drey!!! 🎉

  • @bravodanjasperp.9302
    @bravodanjasperp.9302 Рік тому +1

    Congrats sir!!!!

  • @Untamedlove
    @Untamedlove Рік тому +3

    What people in the Philippines don't realize is buying a Home in the West is so much different...6 years ago I bought a house in Mexico for $86,000 USD and now it's worth $325,000 USD .. It's a 3000 SQ ft house with 6 bedroom...there is no way you can do this in the Philippines...

  • @hazelannabjelina3750
    @hazelannabjelina3750 Рік тому +1

    Congratulations, Kuya Drey & Ate Diane 💓

  • @christiannunez6471
    @christiannunez6471 Рік тому +1

    Congratulations sa inyo Kabayan

  • @theflashtv1413
    @theflashtv1413 Рік тому +1

    Congrats Sir Drey

  • @Moshimoshi405
    @Moshimoshi405 3 місяці тому

    Well well well hope you can’t regret with your decision buying a house na student pa lang status.

  • @Relaxandcalm563
    @Relaxandcalm563 Рік тому +1

    Congratss🎉🎉🎉 sa new house nyo pre

  • @markmoreno8155
    @markmoreno8155 Рік тому +1

    Congrats sir.. kelan kau nakarating jan sa canada? Plano namin car yung unahin. 8 months palang kami dito canada

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Dec 2020 po.
      We somehow regret getting this car. Kasi if wala kameng car, sana single detached na ung nakuha namin na house hehehe.

  • @emilianogabriel9613
    @emilianogabriel9613 Рік тому

    First house very exciting good luck

  • @dominicdumaplin925
    @dominicdumaplin925 Рік тому +1

    Congrats sir drey..sa wakas may sariling bahay n kayo n diane hehe🎉❤❤🎉

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Oo nga po 🥰🥰 we're so happy at the same time kinakbahan sa bills 🥰😅

  • @ambisyosangilocana3357
    @ambisyosangilocana3357 Рік тому +1

    Congrats mga ading

  • @mariloumackay725
    @mariloumackay725 Рік тому +1

    Congrats for having your own house. At least its a good investment din❤.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Indeed! Wrong move lang sa car, pero all good parin hehehe 🥰🥰

  • @lharinaong
    @lharinaong Рік тому

    Wow congrats po s inio ❤️ dati nakailan lipat bahay lng kau,,, ngaun Meron n kau owned 😊 nkakainspire po kau hehe 😊

  • @lalaineconcina207
    @lalaineconcina207 Рік тому +2

    I'm super happy for you Drey.

  • @ricadlcrz
    @ricadlcrz Рік тому +1

    congratulations. you deserve it!

  • @patricksalvador4064
    @patricksalvador4064 Рік тому +1

    Congratulations po sa inyo sir 🎉🍾

  • @warren4455
    @warren4455 Рік тому +1

    Congrats dreys

  • @Junkiepatztv
    @Junkiepatztv Рік тому

    Congrat new subscriber nakakainpire

  • @TeamEduave
    @TeamEduave Рік тому +1

    Congratulations!! 🥳

  • @celiayapching1532
    @celiayapching1532 9 місяців тому

    Beautiful couple . Beautiful home.

  • @joyandkiks
    @joyandkiks Рік тому

    Great Job Guys! Congrats

  • @Glagnars
    @Glagnars Рік тому +1

    Kuya Drey yun fixture sa wash rooms hindi common installation ang bidet? Just curious to learn

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому +1

      I think hindi standard dito ang bidet hehehe. But you can install one, need mo lng timplahin ang hot and cold pag gagamitin hehe sobrang lamig ng tubig 😅

  • @christiannicodecastro762
    @christiannicodecastro762 Рік тому +1

    Congrats sa inyo ni Dianne sir Edwin! Kabilib ka talaga 🎉

  • @cherryjunio7687
    @cherryjunio7687 Рік тому +1

    Woww....nman...

  • @rosebagadiong
    @rosebagadiong Рік тому +1

    Congratulations po! Ito pala yung sinasabi nyo sa vlog na plan nyo na hindi nyo pa masabi ❤

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Yeees po, we dont want to spoil kaya inantay muna talaga namin ang posessiom before ivlog hehehe mahirap na baka mapurnada 🥰🥰😅😅😅

    • @rosebagadiong
      @rosebagadiong Рік тому +2

      @@DREYsCanadaVlog grabe nasubaybayan ko yung journey nyo! Super proud ako sa inyo kahit di tayo magkakilala personally 😀 more blessings to come po sa inyong mag-asawa 😀😀😀

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      @@rosebagadiong thank you thank you so much po!!! In God's perfect time sana ma meet din namin kayo 🥰🥰

  • @razsanz9796
    @razsanz9796 Рік тому +2

    You are being honest. Yong ibang vloggers, sinasabi na nakabili na ng bahay/ kotse. Sa pagkakaalam ko, hindi uso ang cash sa canada, us, australia, etc..iba kasi ang bili, iba din ang utang.opinion ko lng to ha.❤🙏. Congrats!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Utang na utang po ung amin hehehehehe 🤣 di kaya icash 😅

    • @robocop581
      @robocop581 Рік тому +1

      It depends on the buyer. I paid cash for my condo in Vancouver. If I buy a house usually 50% downpayment.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      @@robocop581 i know some people who does this too! So happy for you guys 🥰🥰

  • @crestopherTV
    @crestopherTV Рік тому

    Congratulations sa new house nyo

  • @manuelbagaindoc-yx9zp
    @manuelbagaindoc-yx9zp Рік тому +1

    waiting..

  • @VernalEquinnox
    @VernalEquinnox Рік тому

    I'm already PR here in Canada and just another year will applying for my Citizenship. But, as of now i'm still renting an apartment suite in B.C. with everything going up it's very difficult to maintain and considering of going back as room renter

  • @annaencarnacion932
    @annaencarnacion932 Рік тому +1

    Congratulations 🎉

  • @qasimkhan-gy9kh
    @qasimkhan-gy9kh Рік тому +1

    Congratulations bro

  • @Untamedlove
    @Untamedlove Рік тому +1

    Congratulations 🎉🎉🎉🎉🎉🎉🎉🎉 This is a Great Accomplishment

  • @mcomorales
    @mcomorales Рік тому +1

    Congrats! 🎉

  • @nunzence
    @nunzence Рік тому

    congratualations po!

  • @frederickfronda312
    @frederickfronda312 Рік тому +1

    Congratulations..🎉❤😊

  • @FireBall532
    @FireBall532 Рік тому

    Congratulation 👍 and its better than renting. Ganyan din kami nagsimula ngayon bayad na mortgage at wala na kaming utang. Sayang pera kung mag rent. Neighbors namin nag rent parin over 20 years na sila sa bahay nilang ni rentahan lol. Dapat bayad na sana at may sarili na silang bahay.

  • @anamariesarmiento9370
    @anamariesarmiento9370 Рік тому +1

    Congratulations to both of you🎉🎉

  • @KuyaJDL
    @KuyaJDL Рік тому +1

    congrats sa bahay Abe, utang nga pero investment yan kudos

  • @nolisanchez2583
    @nolisanchez2583 Рік тому

    Congrats Sir/Mam! Sana umabot ang basement for rent this coming fall intake.

  • @dextertejada778
    @dextertejada778 2 місяці тому

    Sir tanong ko lng po pgwp parin po b kyo..paano po now nabago ang rulling ng canada sa tfw and student visa . ...paano po ang bahay ninyo...

  • @JJDINEROS
    @JJDINEROS Рік тому +1

    So inspiring you bought your own house already! However here in Vancouver it’s different situation, its impossible to buy a home in Vancouver. With the price of your home. You will never find here in Vancouver. Cheers!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Yeaa! I heard that a lot from my friends in toronto area and vancouv. I hope the housing market in vancouv will subside in the future.

  • @ChristineCruz0529
    @ChristineCruz0529 11 місяців тому

    wow congrats po😍

  • @PedroAlday-z2n
    @PedroAlday-z2n Рік тому

    Congrats,,saan po kau sa canads

  • @freeriderlm1043
    @freeriderlm1043 Рік тому

    buying a property is a right decision....congrats

  • @johnsongarcia2270
    @johnsongarcia2270 Рік тому

    Hello sir congrats po sa inyo
    Ask ko lng po kung magkano ang monthly niu sa Haws niu po Salamat & God Bless!

  • @mhenggayabridaferrer2158
    @mhenggayabridaferrer2158 Рік тому

    God bless!congrats po!

  • @AllenDeCastro
    @AllenDeCastro Рік тому +1

    yown may ka kdm lets go elantra

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому +1

      Elantra all the way! Hehehehe

    • @AllenDeCastro
      @AllenDeCastro Рік тому +1

      @@DREYsCanadaVlog YYC location ko if need mo ng help sa hyundai Tech ako sa Hyundai dealership

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      @@AllenDeCastro woaaah saang hyundai po??

    • @AllenDeCastro
      @AllenDeCastro Рік тому

      @@DREYsCanadaVlog Anderson

  • @alvinpamintuan8994
    @alvinpamintuan8994 Рік тому

    Galing nmn po! Ask ko lang ano requirements para maka kuha ng bahay Kahit Hnd pa PR.

  • @vamoscanada
    @vamoscanada Рік тому +1

    Congratulations 🎉🎉 Very hard working couple☺️🇨🇦🙏

  • @leonanzures8902
    @leonanzures8902 Рік тому

    Good Move,..Suggestion , kailangan mo ng Mortgage Helper ,Meaning ,Ipagawa mo ang Basement ,then have it Rented , para maka-tulong sa Mortgage Payment ...$352.000 ay Mura na ..To Survive , be Practical Avoid Brand Names , And most of all, try to avoid using Credit Cards ,....

    • @ryanceasarborromeo1989
      @ryanceasarborromeo1989 Рік тому

      Credit cards? If you are a good payer you can leverage credit card points to buy a car in the future.

  • @JoelAdoptante
    @JoelAdoptante Рік тому +1

    Galing niyo kua/ate! Congrats!

  • @YuanderChannel
    @YuanderChannel Рік тому

    congatz po God bless more!

  • @JustCallMaeJas
    @JustCallMaeJas Рік тому +1

    Wrong po kayo sa under mortgage, your house is totally yours although nasakanila ung mortgage nyo. You are giving the bank a mortgage because you are paying them a cost and interest, not the bank giving you a mortgage 🤎✨🏡 so the house is TOTALLY YOURS😌🙏🏼

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому +1

      Yeaaa! But just wanna emphasize that we didnt pay in cash hehehehe! Mortgage is life haha!

  • @reidspencer
    @reidspencer 9 місяців тому

    this looks like tarawood lol we used to have the same townhouse

  • @callmegracey
    @callmegracey Рік тому +1

    Proud of you guys!!!

  • @KY_Buena
    @KY_Buena Рік тому

    Congrats po 🎉 may I know ilan years na kayo sa canada?

  • @colleenfe1208
    @colleenfe1208 Рік тому +3

    Congratulations!!!!
    Brand new po ba ito? Been following your channel for a time since you started with less than 1M budget when you moved sa Canada.
    How can you afford to have mortgage for the car and house considering that 2 yrs ka pa lng and yun full time work mo less than 2 yrs din. Although your wife is full time work for 2 yrs.
    So inspiring I hope you can share ur computation ie monthly amortization, insurance cost.
    Thanks for sharing the price, Down Payment and extra 1.5% dun sa other charges.

    • @violetabernardino5135
      @violetabernardino5135 Рік тому +1

      Kkkayanin yan lalu pa't makkkuha cila ng renter ganyan din kami gogogogo lang

    • @crazyb912
      @crazyb912 Рік тому +1

      Bank of Canada is 4.5%. Banks mortgage rates are tens to be higher cuz they have to make money from lending you money. Plus if your DP is 5% thennyou are considered high ratio mortgage which automatically put you on a mortgage insurance in case for default.

    • @apriltan8253
      @apriltan8253 Рік тому

      Sa mga youtube vies nya nag income naman yan. Plus both of them working. Walang mga anak pa. Plus mukhang hardworking sila both.

    • @colleenfe1208
      @colleenfe1208 Рік тому

      ​@@violetabernardino5135 Pede pangdagdag sa monthly amortization

  • @marilyndelagua5850
    @marilyndelagua5850 Рік тому

    Congrats . Where's that located

  • @buridek071686
    @buridek071686 Рік тому +1

    Hello! planning to go there by next year.. mabalin agpatulong agaramid SOP ken LOI? 😊

  • @charmaineodettolentino
    @charmaineodettolentino 9 місяців тому +1

    hi ask ko lang within calgary po ba ang house na nakuha SW , SE ,NE or NW and brand new house po yan right? magkano po monthly and condo fee nyo and how much ang interest rate and ilang years ang lock in interest po? just wondering for a first time buyer thank you this is a huge help 🎉 new subscriber din po

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  9 місяців тому

      Ne. 2007 build. 2050 mortgage. 300 codofee 4.84 interesr 3yr fx ;)

  • @tucaycryslyng.7413
    @tucaycryslyng.7413 Рік тому +1

    Grabeee!!!

  • @Mikokikz7
    @Mikokikz7 Рік тому +2

    hello edwin, ask ko lang kasi WInter intake ka rin nung pumasok sa canada. Nag file ka po ba ng tax mo for the year 2021? thanks!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  Рік тому

      Dec 2020 kami dumating, we filed our tax for 2020

    • @Mikokikz7
      @Mikokikz7 Рік тому

      @@DREYsCanadaVlog thanks sa reply! Nakakuha ba kayo ng work agad nung December 2020?

  • @charmion3762
    @charmion3762 Рік тому

    Hi ilang years po hulugan ng kotse nyo ang how much monthly

  • @YvesRonIpac
    @YvesRonIpac Рік тому

    Woaaa ano po requirments para makakuha ng ganyan sir kahit di pa PR? Thanks

  • @sweetpeareese5364
    @sweetpeareese5364 Рік тому +1

    Grabe mura naman ng bahay jan…dito sa ontario yang ganyang townhouse $600-$700

  • @raysrad01
    @raysrad01 Рік тому +1

    I presume you were not renting before kaya ka naka-ipon. Working student salary is not enough to save for a house, unless you are living with your parents.

  • @maryannemagbutay1940
    @maryannemagbutay1940 27 днів тому

    Nag RRSP po ba kau?

  • @jrtiger34
    @jrtiger34 Рік тому

    It looks like it's a townhouse, is it a freehold? You should also explain the difference.