Alternative Investing Strategies
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- Опубліковано 30 кві 2024
- As many of you know I hold most of my money in just one global stock index fund but this is not the only way to invest. There are many other alternative investments that have a good track record and in this video, I will show you what they are. I will also look at how we should gauge these investments, how they perform and which ones are most worthy of our consideration.
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Timestamps
00:00 Introduction
00:27 What Makes A Good Strategy?
01:53 Harvesting Risk Premium
05:06 Factor Investing
11:38 Alpha is Just Undiscovered Beta
14:45 Alternative Investments
15:51 Hedge Funds
16:20 Real Estate
17:12 Commodities
18:12 Return Stacking
19:51 Your Own Business
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DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.
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still one of the best on UA-cam . thank you Ramin!
Thank you @winthir
Unless you are Warren Buffett, it seems like the smartest/most realistic strategy is to try to increase your income and just invest the surplus to index funds…One less thing to worry about in life
What do you do when Index Funds (S&P500, for example) are at an all-time high in terms of PE Shiller ratio? Lets say you have a lump sum of $150k to invest. What do you do then?
@@user-zf4ql9vd2z spread it over 12 months?
@@user-zf4ql9vd2zthis is the question nobody wants to answer. You could strip out the overvalued ones manually. Build your own. Not cheap though.
That is exactly what Warren has recommended a few times and has specified in his will. To give my answer to the second persons question look at Pound (Dollar) Cost Indexing.
This is such an excellent and informative video Ramin to thank you as always
Glad you enjoyed it @timetraveller3063
Great content, Thank you Ramin
Glad you enjoyed it @javi3121
Excellent video. Accurate, to the point, easy to understand and very useful. Thank you.
Glad you enjoyed it! @EdfromCanada
That asset class chart is amazing, so many things Ive never researched like structured deposits etc. Unfortunately, many are not exactly available to me
Wondering whether it maybe good to do a video on inheritance, like a lum sum, property etc
For many they would want to learn to navigate the options available. It's rather a lot to think about given someone close has passed away. Having a video for those people to turn to maybe good. A difficult subject as you don't want to provide specific financial advice but a range of options / implications 👍
I echo this, would really appreciate a video on inheritance and the 7 year rule, I need Ramin’s invaluable clarity on this thorny issue.
One suggestion I saw which could be useful if there is more than one beneficiary is to have a clause in your will "the house will be sold". Speaking from experience here.
Just to add, it would be interesting to know if Ramin ever gets involved in such things.
My late parents will was written by a IFA. I will never know if a solicitor would have been a better choice. When my Mother died we paid a different IFA from the same company £6000 to sort everything out. That was money well spent as the inheritance tax was actually about £20000 less than I had calculated.
A final comment is that due to fiscal drag more and more people will be paying inheritance tax without some forward planning.
The thing with any new fund strategy is that as soon as ( if) it gains any traction and others start to follow that approach there will be unintended consequences in the market that will act to reduce the effectiveness of any new strategy..
I'm mostly invested in diversified factor funds for my equity allocation.
Thank You.
Welcome! @DPTrainor1
Really useful but where is the link to the ARKK video spoof?
could you do a video on investing in India? There are banks like ICICI that have mutual funds that have done very well. These are managed by prudential.
I second this
Fidelity have an India Focus fund, which to date has done quite well.
Fingers crossed as I have an investment in it.
@@MrDuncl ditto , I'm in the inshares India fund . Expensive fund though
Great advice! Greetings from Spain 😉
Thanks for watching! @javiercolladogomez
Great video, Ramin. I'm a big fan of factor investing and I completely agree with you regarding quality. It is the most convincing factor and seems like it'll be the easiest to stick to over the long term.
I use quality factor ETFs for the core of my portfolio and I consider other factors, such as value and momentum, to work better as small satellite positions given they seem to have long periods of significant underperformance.
Bogle found US value and US growth produced comparable returns over the long term but investors bought and sold at the worst times so underperformed the fund's return. They would have been better off just owning the broad market.
@george6977 interesting, thanks George. I find factors don't seem to work as well for the US market in general. The data is much more convincing on a global level.
Please note that the iShares MSCI Quality Factor ETFs track the MSCI Sector Neutral Quality indices and not the MSCI Quality Indices!
@minasmina2700 yep, it is a shame but I make do in absence of an MSCI World Quality tracking ETF!
For non sector neutral quality ETFs, there is UC99. But this is USA only and not the developed world as a whole.
The day an ETF tracking MSCI World Quality comes out will be a beautiful day!
Great video 👍
Thanks 👍@jamesbulpitt9422
Great video what are your thoughts on JP Morgan Global Growth & Income plc JGGI, I currently hold this as my main fund.
Ongoing charge of 79bps, you are better off investing in XLKS or SMH
I think another video idea which may take you a long time. But videos on each different online platform. How to invest in stocks / funds and bonds per platform - each has a different nuisance - for instance vanguard unit price is annoying imo/ usability is rather poor considering they have aroubd 800,000 uk users. When I first started this journey years ago, if only I'd found something like that - break down the layers so new investors can have a simpler time. To pick the platform that suited me. Knowing about CFD vs isa investing
I started making a list of all the things I've learnt but mostly mistakes from buying single equities / lessons. 7 years in, its pretty broad 😂
9% of the UK are investing their money, where as 30% USA - it seems baffling how few consider it important. Likely because they see it as gambling, which single equities are imo.
Fun fact: market beta is also a Fama & French factor, so by investing in a simple global stock ETF, you are technically factor investing! It also means you HAVE TO believe in other F & F factors, as they are part of the same theory! 😎
Where to find the uk equite pie created by Ramin mentioned in this vidio in trading 212?
Hi @helengao3244 here they are:
AssetMix 20
www.trading212.com/pies/l7rG716ZJqLWY5phzozz3L9WmJyQ
AssetMix 40
www.trading212.com/pies/l7rG716ZJqLWY5phzozz3La22agv
AssetMix 60
www.trading212.com/pies/l7rG716ZJqLWY5phzozz3LeBTjjT
AssetMix 80
www.trading212.com/pies/l7rG716ZJqLWY5phzozz3LeGrZwQ
AssetMix 100
www.trading212.com/pies/l7rG716ZJqLWY5phzozz3stZbScr
Today, the first United States pension fund officially allocated 5% of its holdings to bitcoin. This highlights the need to revisit those things we were once convinced of. Said Mark Twain, "It's not what we don't know that hurts us, it's what we know for certain that just ain't so… "
...less ulcers is generally a good thing - I'd say! 😂
Can you kindly share the link for S&P active vs passive dashboard?
Hi @LarryCohen188 here it is www.spglobal.com/spdji/en/research-insights/spiva/
@@Pensioncraft Thanks so much very helpful. You are very kind
I invest in lottery tickets and earn 10% annually, whilst my losses are 90% 😂
Sponsored by Trading 212 much better than your previous one you were pushing 👍🏻
I was looking for your comment 😂
@@TomsPersonalFinance lol 😂 we both know which ones we like
Your like the guy who had his heart broken by a girl and won't leave it alone, except this time its a brokerage firm lol
lol but the proper analogy would be a Guy who had a lucky escape from a gold digger and is warning other guys off that girl so they don’t get ripped off.
@@its1me1calwhat did you get done on FX fees on free trade?
Value investors have massively under performed in 2023.
Seems like quality beats value in the long run.
I’m want to invest in things I believe in and care about. How do I make sure my money is going to things I support? Like ethical food production, quality housing, etc?
Look at Parnassus, , Nuveen, Triodos, Impax. These will tend to be actively managed funds, however.
Keep the investing simple and use your gains to support the causes you want. When you invest it's a very indirect way of supporting businesses - most of your money is going to the person selling the shares rather than the company itself.
@@jambojack thank you:)
There are active funds that invest in this way. This is how I invest, personally. I prefer to divest from companies that are not aligned with my values. These funds still make good returns and these gains can also be used to directly support the causes you want.
@@jambojack I am wondering if it is possible to invest on one's own rather than just giving most of your money to a middle man?
S&P deffo heading for 10000 in a few years. Bonds to surge when rates fall. BACK UP THE TRUCK!
T212...O.7% charge on investment is NOT commission its a direct charge with different name ...
Just do bank transfer for 0%
@@CuriouslyInquisitive aha got you ! and thank you for the point which I missed
Nothing on crypto? Not that I invest in it, but surprised not discussed.
It would be a bit difficult to dig out charts dating back fifty or one hundred years for that unless you included things like Tulip Mania, which admittedly probably made some people very rich.
Diworsification
wait! 0DTE options gambling isn't a viable investment strategy?!?! 🤣🤣