Don't buy a Flat on Home loan for Investment - Detailed explanation.

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  • Опубліковано 18 вер 2024

КОМЕНТАРІ • 66

  • @vikasrachamallatelugu
    @vikasrachamallatelugu  День тому +5

    "One small correction: at the 21-minute mark, rental income of 14 lakhs should be added to the 50 lakhs cash in hand, bringing the total cash in hand to 64 lakhs."

  • @dheerajchowdharychilukuri8028
    @dheerajchowdharychilukuri8028 День тому +5

    Need more genuine people like you , we need to create awareness in our community.

  • @CharlieChaplinVideos
    @CharlieChaplinVideos День тому +11

    if you are buying a house to live in it - do it
    if you are buying a house as an investment - don't do it

  • @pbegum9999
    @pbegum9999 День тому +2

    You came with a new video after a long time. Try to make more videos

  • @cvcgen6224
    @cvcgen6224 День тому +4

    I invested on second house and learnt FD investment is far better. 😢. But parents generation never understand this calculation and compare with other NRI cousin's buying 3 4 flats.

  • @complexysr
    @complexysr День тому +5

    Profitability for lands bought outside the city is also NOT guaranteed. I invested in Suvarna Bhoomi, Shad Nagar in 2012 for 10 lakhs. Unfortunately, the managing partners fought and the land's salability is questionable, let alone generating profits. So, everything regarding that plot is in suspense.

  • @Waizumiplayz
    @Waizumiplayz День тому +1

    Verry nice and useful video. Thanks to both of you.

  • @danieldayal2570
    @danieldayal2570 День тому +2

    Forgot about maintenance yearly. Owning a home is a big headache n u cannot move anywhere Better to live in a rental home n invest in stocks, mutual funds or gold etc;

  • @Onevikkufive
    @Onevikkufive 2 дні тому +1

    Thanks for the good information

  • @alluramachandra6337
    @alluramachandra6337 День тому +2

    Bro you shattered my approach.Thanks..
    But not business not home give some good options

  • @Ramesh-b5c
    @Ramesh-b5c День тому +1

    Very useful information

  • @hemakanagala9429
    @hemakanagala9429 День тому

    I feel every angle is covered.Good video.

  • @vishnuyadavmellakanti
    @vishnuyadavmellakanti 21 годину тому

    chala clear explanation bro💯

  • @thetrigger-eh7ng
    @thetrigger-eh7ng День тому

    Learnt a lot from this video!

  • @LearnwithRaghavaJV
    @LearnwithRaghavaJV День тому

    Whoever buys the flat,
    Very useful information..Anna

  • @centuraxaum5951
    @centuraxaum5951 День тому

    Simple rule is if the loan term is 20 years, inital 10 years cover 80% of overall interested tobe paid. So banks first will recover your interest(intereset on reducing balance) and then principal.
    Love you brother. Wish you a happy life

  • @tekumallasuryatej2848
    @tekumallasuryatej2848 День тому +1

    Waiting for your video from 10days

  • @rajeshwarirachamalla8967
    @rajeshwarirachamalla8967 2 дні тому +1

    Awesome

  • @user-tk2vy3xb5h
    @user-tk2vy3xb5h 2 дні тому +1

    Nice

  • @Sai_sandeep_farmer
    @Sai_sandeep_farmer День тому

    Better to invest in plot , wait for 10 years , save some ammount for construction or you sell that plot for atleast ×5 times profit and you can buy a house 🚶
    If your a getting income of 50k, stay in rent house, save ammount, for buying plot , just take a plot for 10 lakhs rupees only with in budget, if you dont have that much of budget then go for loan some 5 lakhs , set the emi for 4 years

  • @maruthimudhiraj
    @maruthimudhiraj 2 дні тому +2

    💯💯💯

  • @SampangiBharat
    @SampangiBharat День тому

    Salaried class people should invest in tier 2 cities where they would finally settle as digital revolution in india is multifold, invest in index funds instead as corporate job is always variable , investing in SIP is far more peaceful than having to pay an EMI

  • @Rightlysaidd
    @Rightlysaidd День тому +1

    India is the only country with these highest rate of interests, Accept the fact to be seek a third grade services in every context.

  • @princeofheaven19
    @princeofheaven19 День тому +1

    Rental yields are super low in India

  • @hemakanagala9429
    @hemakanagala9429 День тому

    Can you please do a video on capital gain tax on plots bought before 20 to 25 years back.

  • @kondasaikumar7597
    @kondasaikumar7597 День тому

    Please make a video on buying cars

  • @SharadaPaul
    @SharadaPaul 2 дні тому +1

    ❤❤❤

    • @vikasrachamallatelugu
      @vikasrachamallatelugu  2 дні тому

      Thanks Sharada for watching all our videos. Your support means a lot. Good evening!

  • @srikanthreddy6626
    @srikanthreddy6626 День тому +3

    Back to Back English & Telugu channels lo tukku regodutunnav Shivaji

  • @srikanthreddyaluri493
    @srikanthreddyaluri493 2 дні тому +2

    what about agriculture land bro,is it a good investment for software employees😂

    • @vikasrachamallatelugu
      @vikasrachamallatelugu  2 дні тому +1

      Yes, if someone from our family can stay at that land and take care of it. Then, it is a very good investment. Thanks for the valuable comment brother.

  • @tanukuabbayi
    @tanukuabbayi 2 дні тому +1

    Hi bro

  • @vinodp3009
    @vinodp3009 День тому

    Please make a video on arranged marriages

  • @satishkumaryadhavkomati6537
    @satishkumaryadhavkomati6537 15 годин тому

    Very good information brother

  • @Rightlysaidd
    @Rightlysaidd День тому

    NEVER PRECLOSE your HOME LOANS