Great video for beginners 🎉 when choosing a hysa account how do you review the previous history of a bank playing a game when the bank spin off a new account type with higher rate while existing account doesn't go up. This one can characteristic can play a huge decision point when choosing your next hysa account.
Thank you for the compliment Dmitriy. I’m not 100% sure if I understand the question but how I look into banks is I always look at the brand, you’ll recognize big ones like Goldman Sachs, capital one etc. then I always look for FDIC insurance. And then look for reviews if it’s something less known. If it is completely new I wouldn’t put my money there even if it has a high rate. As for the banks playing games, as long as we r the consumer we have the power. I would take my money out of the bank if they tried something shady. Maybe call customer service. We have lots of options.
Very interesting, I didn’t know this actually. I imagine there must be information on that when you buy? My most recent was only short term (3 month) so I doubt it would be there. But if I did a long one to lock in interest I wouldn’t like that.
@MMuniz I've gotten a few CDs on Fidelity recently. They have a chart listing available CDs and "callable" is one of the columns you can view/filter for.
@@marksweetser6312 yes, i got mine from fidelity, I will look into it when my maturity date comes in July. Very good information guys thank you for sharing!
![Lp. Сердце Вселенной #30 ДВА В ОДНОМ [Один человек]• Майнкрафт](http://i.ytimg.com/vi/nrXy15orKhY/mqdefault.jpg)
Great content! I anticipate one more Fed Hike before they start to go down. Will incentivize saving, which I am doing in my Fidelity Account.
As m doing the same. My dad mentioned it to me, then I watched your videos on fidelity to get a bit more information lol!
Great information!
I love how ur catching up in my videos lol, thank you for the support 😎
Great video. Went with spaxx for now.
I figured out what was wrong with mine so now I’ve got some cash in it as well
Great video. 👍
Thanks for the visit!
Thanks for all the informative videos... and the accent! :D Best wishes to your family.
Thanks so much for the support as always. Love chatting in the disc!
@@MMuniz Sure thing. And thanks to you for laughing at my jokes! 🤣
@@Seoulsearch616 live love laugh, what more can we ask for in life!
Great video for beginners 🎉 when choosing a hysa account how do you review the previous history of a bank playing a game when the bank spin off a new account type with higher rate while existing account doesn't go up.
This one can characteristic can play a huge decision point when choosing your next hysa account.
Thank you for the compliment Dmitriy. I’m not 100% sure if I understand the question but how I look into banks is I always look at the brand, you’ll recognize big ones like Goldman Sachs, capital one etc. then I always look for FDIC insurance. And then look for reviews if it’s something less known. If it is completely new I wouldn’t put my money there even if it has a high rate. As for the banks playing games, as long as we r the consumer we have the power. I would take my money out of the bank if they tried something shady. Maybe call customer service. We have lots of options.
Some brokered CDs are callable
Very interesting, I didn’t know this actually. I imagine there must be information on that when you buy? My most recent was only short term (3 month) so I doubt it would be there. But if I did a long one to lock in interest I wouldn’t like that.
@MMuniz I've gotten a few CDs on Fidelity recently. They have a chart listing available CDs and "callable" is one of the columns you can view/filter for.
@@marksweetser6312 yes, i got mine from fidelity, I will look into it when my maturity date comes in July. Very good information guys thank you for sharing!