Oof..It's An Expensive Month | Budget With Me | December 2023

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  • Опубліковано 26 вер 2024
  • It's time for the last budget with me of 2023! And it's an expensive month in the Miller household..come budget with me for December!
    To access the 2024 spreadsheet if you already purchased the 2023 version: open the spreadsheet from the original pdf, then click the link in the top right corner of inputs tab.
    📊 Get the Budget Dashboard: tidd.ly/3EFq9ho
    💡Life Insurance with Policygenius: www.policygeni...
    🌳 Save $$$ on utilities with Arbor (affiliate): www.joinarbor....
    🫶🏼 Get my FREE Beginner's Guide to Budgeting: moneyandmindse...
    Other links:
    🎓 Stressed out about your student loans? Book a consult with an expert..Student Loan Planner!: www.studentloa...
    📈 Get my free Net Worth Tracking Spreadsheet here: moneyandmindse...
    My favorite financial books:
    📚The Simple Path to Wealth by JL Collins: amzn.to/2KggZPy
    👊 You are a Badass at Making Money by Jen Sincero: amzn.to/37YNgTa
    🫶🏼 FOLLOW ME ON INSTAGRAM! / laurensmoneymindset
    Thanks for watching! 🤗
    xo,
    Lo
    **This video is not financial or legal advice. This is just me sharing my own experience with my debt and finances.
    For business inquires: lomills1017@gmail.com
    FTC: This video is not sponsored. Some affiliate links are used, from which I earn a commission. This helps support and improve my channel. If you would like to support me, thank you, otherwise please feel free to search anything mentioned in Google. Thanks so much!
    #budgetwithme #googlesheets #millenialfinance

КОМЕНТАРІ • 17

  • @ecouch12
    @ecouch12 10 місяців тому +2

    For us trash bags & soap go into grocery. For home, this year we started breaking it down by 'home essentials' and 'home nice to have'. Home essentials would be things/services we must pay for to keep the house running like air filter, gutter cleaning, inspections, tools for things we do ourselves, etc. Home nice to have is nonessential house items like decor, flowers, furniture. We expect to spend in both categories but this breakdown helps me know exactly how much we need in emergency fund to cover essential home expenses.

    • @laurensmoneymindset
      @laurensmoneymindset  10 місяців тому +1

      I like that! I’ve been thinking of having a home maintenance fund and a separate home decor fund-similar idea just different names

  • @DugHoles1
    @DugHoles1 10 місяців тому +3

    First comment, I’ll take it. Love your work and passion with sharing your story and helping others improve their financial situations.

  • @BudgetsWithELMA
    @BudgetsWithELMA 9 місяців тому

    Great video 😊

  • @ceciliaruns72
    @ceciliaruns72 10 місяців тому +1

    Great look to the new budget! I accidentally deleted my budget spreadsheets when I was trying to make room in Google!!!! 😮 I ended up signing up again with YNAB. Not sure if I’ll keep it after the year is up but needed to get back on track quickly! ❤

    • @laurensmoneymindset
      @laurensmoneymindset  10 місяців тому

      Oh no 🙈 glad you’re back at it now 👏🏼👏🏼👏🏼

  • @wdeemarwdeemar8739
    @wdeemarwdeemar8739 10 місяців тому +2

    My property taxes are due in Nov blows the budget. don’t sweat the small stuff progress not perfection. As they say S happens. As for Cali Palo Alto here… and once I leave this State I shall never step a toe back to my place of birth. This State has become such a cess pool.

  • @KatieoftheHouse
    @KatieoftheHouse 10 місяців тому

    I’m glad Miles is ok! Those emergency vet visits are never cheap.
    We just do all of our household products in our normal grocery budget, but I do think it would be interesting to break it down and see how much is actually food versus household products.

    • @laurensmoneymindset
      @laurensmoneymindset  10 місяців тому

      Thank you! It was such a bummer because we put up decor for my daughter’s half birthday and he got to some of it! 🥺 but lesson learned and he’s doing great now 😸

  • @laurensmoneymindset
    @laurensmoneymindset  10 місяців тому

    📊 Get the Budget Dashboard: tidd.ly/3EFq9ho
    💡Life Insurance with Policygenius (affiliate): www.policygenius.com/pro/referral/laurenmiller?advisor=Lauren-Miller&uuid=2f238e89-1153-40ac-8542-6a174740026b

  • @armandoguevara7683
    @armandoguevara7683 9 місяців тому

    What does it mean to pay yourself first? Like spending money?

    • @laurensmoneymindset
      @laurensmoneymindset  9 місяців тому

      Pay yourself first is money that you’re sending to savings and investing!

  • @andrealewis1700
    @andrealewis1700 10 місяців тому

    Hi thank you for the video very motivating. I want to make video while sharing my screen how did you record please? Any tips

    • @laurensmoneymindset
      @laurensmoneymindset  10 місяців тому

      Glad you enjoyed it! I screen record using the QuickTime Player on my MacBook

  • @Maddie_951
    @Maddie_951 10 місяців тому

    I have 2 categories: Groceries & Eating Out. Groceries covers anything I buy in a grocery store (food and toiletries). I don’t want to go through my receipts and separate those.
    Then I have a sinking fund “Home” that covers all decor, furniture, home projects, etc. If we save up for a project, that’s where the money goes.