I feel like other luxury uk UA-camrs are so unrealistic. We’re not all born into rich families or have rich husbands some of us have full time 8-6 jobs that we break our backs to be able to afford luxury items. You’re so much more real and relatable starting as a cleaner, you talk about debt and aren’t embarrassed to say you’ve been in it. I have so much respect for you. Your channel will always be so much more special to me because you’re just a normal hardworking empowering woman! Love you for that 💕
I appreciate your kind comment and for being here MissMillstar 🙏🏽💖 It can be very demoralising when you’re seeing lots of new things and wondering why you aren’t on that same level! Xx😘💖
I love how you promote working. Although you make UA-cam videos you work as well. It's so humbling and hopefully passing on the message to people that you do have to work hard to earn good money, and never settle for less. I'm not bad mouthing other UA-camr's and I understand they work hard but a lot of them make it look easy and look like they do little but have a amazing life. ♥️
Yes! It makes everything seem that much more unattainable, because a lot of us aren't born rich, and aren't full-time UA-cam celebrities. I like her channel because it's general advice about working harder irrespective of whatever job you have, in order to get the things you want. Very motivational stuff
I sold two bags and saved up a bit more to buy my Chanel jumbo ( last Wednesday) and I regret not purchasing the Chanel any sooner. Instead I bought a Chanel mini one and a half years ago which I wasn’t using, as I use bigger bags way more often, and something else that I regret purchasing. This was actually the only two times I regretted something. I always really plan my purchases well and I never buy trendy bags. I just prefer the more timeless pieces. And when I bought the Chanel mini I didn’t realize I wasn’t going to use it a lot. But I wasn’t going out a lot anymore and it was lambskin so I was afraid to use it. So you really need a little checklist for yourself when you’re considering saving up for a bag and don’t get distracted. I think it’s so much fun to save up for a luxury purchase and see the amount grow. Xoxo
Just had a talk with my daughter explaining the advantages of saving for a mortgage instead of renting. It's a long road but she's just got a good job and is only 18, so she is in a position while living at home to save without the outgoings of house insurance, maintenance and bills etc. Me and my husband paid off our first mortgage after four years and it was all down to clever investment and saving/spending wisely!
beanybobs yes! Some good parenting right here. I’m so happy my mum had this talk with me as well. It’s been hard saving for a deposit but I’m now in a position to buy and couldn’t be happier ♥️
Wow that's amazing, could you please elaborate on how you guys paid off your mortgage in 4 years? Any tips welcome :) I am 32 now and have saved about 1/3 of the deposit for a home (started last year only...!), hopefully I'll be able to own at around 35... I was such a spender in my twenties and my parents have rented all their lives so it took me a while to see mortgages as an investment into your propety rather than a financial burden.
@@pAsDeNoMzUt Hi, well it was 25 years ago, so yr mortgage was only £40,000 which isn't a lot by today's prices, but we used to pay large sums of money off our mortgage, so we would save chunks of money up and then pay a few thousand off. We were lucky to get double holiday pay and profit sharing from the company we worked for. Also we always payed our credit card off each month, and didn't get loans for anything. You're doing well so far! Good luck for the future! Xx
Do a course to learn how to ask a polite question. The words 'please' or something like 'could you consider...' Or ' I would like to see...' are not as difficult to learn, are they?
Sophie, thank you so much for such a sincere video. I find it disturbing when some videos about saving for luxury make it seem so easy. This is also why I really love watching your videos, this is literally my weekly update!!! I really appreciate and respect you for being so open about your past! You are truly motivating and I look up to you a lot :) xx
Hello Sophie! I bought my first Chanel bag yesterday. I saved for a long time and was waiting for the bag of my dreams! The Chanel staff was amazing! I even drank champagne 🥂 Love your videos!
HUGE congratulations to you Caro! I hope you had the best experience purchasing it, the Champagne is a nice touch! 😉 Enjoy your well deserved purchase my friend! Xx😘💖
Great video! 💖My personal number 1 favourite sentence: "If you hate your job your life's gonna suck!"😊 So true but so many people endure their job and don't have the courage to change something. That is so sad because change is the starting point for something great.
Love this video. It does not only leave your audience dying with envy watching you display your luxury items. It is empowering. Praying that all your followers take your advice by heart. 🙏🙏🙏
I have just got a new stressful job and spent all the last 4 days studying for exams: i love my luxury goods and expensive things so it was great to watch this today!
What I love about your channel is that your content is mostly all about luxury items and hauls and shopping but you never come across as bragging or boasting or anything like that. Keep up the good work. Subscribed! :)
FANTASTIC video with great information! I don't mind that you retouch on this subject to help us stay focused and stick with our goals, whatever it may be. Very encouraging and thank you so much for pointing out the secrets of IG and UA-camrs. Sometimes we accidentally have these negative thoughts with jealousy or envy, without knowing how not to be stuck in the situation we are in and to be where these UA-camrs are. I find that you are the very rare UA-camr who is absolutely honest and share true information and when you don't want to share due to some privacy/security issue, you are so honest and up-front about it. I truly wish we are close friends. Not for your luxury things, but I love a friend who is driven by their career and who continue to be real. I am sending you and your husband lots of warm love and hugs!
I LOVE these videos from you! So motivational and informative, I really value your opinion/ advice. Also your eyes look super open and bright here, doll like! So pretty xx
when you said "if you need quick money - like now - within a week - then do this (all I could think of was prostitution - ebay was not what came to my mind as quick money). LOL.
My vision board is a deposit for a house and a decent second hand car ( just something that gets me fro A to B). I have my Chanel. I don't have the social life where I'm comfortable wearing it. Think I'm going to sell it and stick it towards the house deposit.
I'm saving up for the RV school bus I want to live in after graduating college. These tips are great, and I'm going to use them for saving up for it. :)
I believe the luxury items are meant to be for the people who can buy it with their spear money without having to save for years. If you do have to save for years for an item, just buy something less expensive instead! The contemporary brands only cost 10% of the premier price tag but still serve the same purpose. Nothing worth for saving so hard expect real estate and education.
Hi Sophie, new subscriber and even though I’m going to start getting men’s items I found your videos insightful for differentiation between investment vs trendy items and points about quality. I’m starting slowly so will look to the used/pre-loved items. Do you have any suggestions of where to buy and general tips when purchasing luxe used items?
Hello ViewerFAC and welcome!! I really appreciate you being here and I hope you continue to enjoy it :) In relation to your question; what's really weird is that about 10 minutes ago I put live a new video on the points you mention (it's about how to get discounts on these items). Vestiaire Collective is where I have shopped for pre-loved, I have also bought 1 item from ebay but only because it had the receipt etc. You should also check Dior mens if you haven't already; their leather goods and clothes are really well priced (£185 for a card holder vs £285 in womenswear!!) For sure check out that video though because it goes into great detail and has lots of examples xxx
@@SophieShohetOfficial Did you get it? - sorry I don't use any other social media. I think I can remember you wanting the pink Chanel that kept falling flat on its face - the new Trendy would make a fab alternative! I noticed you ended up getting the J'adior bag a few weeks ago - saw it in the thumbnail when you were in your car. Looks great on you! X
You can practice your skills in some games where trading's a big factor in its mechanics (I recommend Growtopia if you don't mind a little childish interface but trust me everyone there has to act like businessmen)
Wow in my country this salary is almost impossible :X Unless you are from the mafia or something :D Selling drugs maybe :D Wow girl... we are living in a different worlds :( Here people struggle to afford even a food.. But i also think if someone wants to buy something and it makes you happy then go for it! I also save money every month but for a car that i need and this bags are even more expensive than the car :D
2000 pounds per a month? Or 2000 pounds per a week? In the case 2000 pounds per a month, it cannot be possible that she purchases so many luxurious bags. My Salary is more than 5 times than hers however I don’t have enough money for a miniature Channel bag.
Jakyung Rhee That’s obviously not her salary. She’s just giving an example. I don’t think she would share her real financial information on the internet.
If it will take you two years to save up for a Chanel bag, perhaps that price range isn’t feasible for you at the moment. What you can do is: 1. Work hard for a lifestyle that is sustainable for your expenditures 2. Stay in the price range that you’re currently comfortable in until you’ve climbed up the income ladder. I don’t mean to be discriminating, but fashion unfortunately is not as accessible as social media makes it out to be. Luxury at the end of the day should be the last thing you put your money into. Lovely video, Sophie!
Exactly, I always think you should reach for the range you feel comfortable with. Luxury is an endless black hole. You’ll always wanting more. Best thing is to improve your finance and luxury will follow naturally.
I agree. My rule of thumb is if I can't afford to get a luxury item twice over, than I can't really afford it. It's a bit strict but it helps keep me in check so I'm spending within my means.
LMAO!!! Years ago I worked for the state full time, my husband worked full time and our kids were 1 and 8. Our home was starting to look a little shabby cause working and taking care of the kids left me tired. I had a friend/neighbor who was taking cleaning jobs. I hired her just once a week to do the major things. I found myself cleaning before she'd come over ( didn't want her thinking we were slobs!) Lol.....after only a month I told her we didn't need her anymore. I can't remember my excuse. I also didn't feel she cleaned the house how I wanted it, plus with her as our neighbor I was afraid of being judged by what we had or didn't have. Silly Right?? Lol
Someone I knew once said I'd rather spend my money on experiences than things. Sometimes it makes sense. Be honest with yourself why you want a certain item. If it is for status, at least write down all the things you could buy with that amount of money instead, and decide if it's worth it to you.
Investment. That's how I've got where I'm at now, wasn't from saving. Investment. Great video! I am like you, I rather work for myself 12 hours a day rather than 8 for someone else, making them rich.
When you mean investment I would love for you to tell me on what exactly? Maybe she said it on the video but I paused it at the beginning to read comments lol
@@ImenBen12 there are millions of ways to invest. I've invested in real estate and business. You can do stocks etc, there's literally so many ways to invest. Not all investments are the same.
Investment wasn't part of this video. What the OP (and I) are talking about is dollar cost averaging into a 401K or other retirement fund, making even small individual stock purchase typically into an indexed mutual fund, purchasing real estate, or investing money into a business. Dollar cost averaging is simply investing the same amount routinely knowing that some stock purchases will be more $ and some will be less $, but over time it will average out. This is the opposite of day trading where you are chasing the best price--not a game for amateurs. Growing wealth is not a big mystery. It's about investing small amounts over a long period of time. When I started investing into an index fund (after I had maxed out my 401K option) it was with $25.00 a week that I pulled together by saying "no" to all kinds of easy to blow money on stuff. That was about 20 years ago and my shares in the fund are now worth 600X what I paid for them. The first place to start is with your 401K especially if you have a decent match from you employer. After that, even $50.00 a month ($600.00 per year) invested into a no-load mutual fund will surprise you in ten years at how much it is worth. If you want to save for a house rather than retirement, consider a Roth option where the money is after tax so when you cash out that fund to cover your downpayment the only tax burden is on the income rather than the principal. Did this help?
It’s so important to pay off debt before getting that “Want” item. Many ppl don’t want to acknowledge and do it, but do vice versa.. thanks for reminding everyone ❤️
Ya’ll are so lucky to be born in a country with a powerful currency. Oh to earn my salary in pounds/euros/dollars. That makes everything so much more accessible. 😞
Sophie, you are a lovely person. But if people cannot afford to buy such a bag from a regular income and have really to save for the purchase, it is the worst piece of advice to suggest to save for luxury consumption, which is out of one's income range. Savings should be dedicated for development and future, like education/ self-development /repaying the debt/. Saving for a designer bag is consumption and would not bring one further.
why can't you do both? of course you have to really want that luxury item. but you can indulge yourself too. it doesn't have to be luxe item, it could be a holiday to a place you have always wanted to visit.
Dear Ainhoa, firstly - HUGE congratulations on the promotion, I am so proud of you for smashing it!! You must feel a great sense of achievement 😊 A very well deserved designer bag purchase there I think! Xx😘💖
I always love your videos. I stay at home with my kids, and the household income isn't huge. For me, it would either be have children, or save (for probably a decade!) to get a Chanel bag. I know I won't ever have the chance to own them. I appreciate your chanel and watching what it's like to have luxury things, but at the same time, I'm content with my life. Everyone has different priorities, but though the money is tight here, we're really happy.
As long as there is laughter - that helps us get through things like a tight budget. Just this morn I remember my Gran saying, " there is poor and then there is dirt poor." Luckily most of us are poor so it pays to be grateful. Ka-ching! Some families are so poor that they eat dirt/mud - because there are minerals that the body can use.
Very much needed, I'm growing up a bit when it comes to finances and getting out of my childhood home. So lucky I was able to find this so early, at university there's no free advice without an catch.
Everyone in English speaking countries praises Ebay. I moved from the UK to Germany and here Ebay doesn't work at all. In general, selling used items doesn't work. I've had very cheap priced items up for sale here and people offered me half the price, or less. I feel in Germany people haggle like crazy, they want everything for free. And especially with Ebay, here it's full of Chinese retailers that sell new stuff from Asia. I checked out other platforms but it's not much better...
Secret crush on glam That’s why most out of country sellers sell to the US. Have you tried expanding your market so you can get some American customers?
I love this content Sophie: I'm not saving for luxury, but I am trying to pay off my mortgage in 5 years (!) as well as saving to invest in another property before moving to Germany in two years. I earn decent money, but I still live like a student! Over 50% of my income goes to either mortgage overpayment or savings, and because of your tips I've also had the confidence to ask for a pay rise, which I am getting and is going to be backdated for 12 months (!!). Once I have paid off the mortgage I am going to buy myself a Rick Owens leather jacket, the only piece of luxury that I truly want
Good feminist video! What changed my financial life was getting out of the rent trap. It was not easy but when I hear about other women paying exorbitant rents, I encourage them to make it a priority too. Can't count on a man to solve your housing problem. Plus, even if you do meet that guy and he has a nice place and you move into it, you'll have that extra rental income to buy luxury fashion!
OMG Sophie thank you so much!!!!! I’ve been trying to save for a Burberry trench for so long. I have some accessories, but still they are very nice but its not what I want. I work at a florist as a cleaners but she doesn’t hire me often so not a lot is coming in. So i love clothes and fashion. I am so going to try that ebay thing like have a little shop and on several sites. REALLY THANK YOU SO SO MUCH
I consolidated my loans this year, and the difference in interest means that if i save the difference in repayments at the end of the 4 years paying my new loan i will have saved over 5k (and thats AFTER the interest i calculated). Definitely look into moving loans if you find something lower interest. I wish i could ask for a raise haha but thats not how it works in my company. You basically have to wait for someone to retire and a position to open up -_- but i LOVE my job so thats ok. I try to only buy thing after ive sold existing things i no longer use or wear, which definetly helps! Thank you for this video Sophie! They always inspire me to keep on track with savings. The only issue i have is spending the money once I have it haha! Im a bit of a hoarder and like seeing the numbers go up haha.
That is what I did. I'm a housewife, my husband who's working overseas gave me 500€ each week for our food allowance for me and for our son. I don't want to ask money for my luxury items from my husband. Therefore, each week, I saved any amount left from 500€. In less than a year, I saved enough to buy for 8 SLG, 1 keychain, 1 bandeau and 1 clapton backpack from Louis Vuitton. Now, I'm saving for another purchase like silk scarf, sandals and sunglasses from Louis Vuitton again 😊 savings are fun! and worth waiting for. 👍
How I save for my luxury bags is by buying and selling other luxury bags. I try to find "steals" online and sell them for more. One month I made $3k for selling 3 Chanel purses that I bought on the resale market and sold for more. I just bought my first Hermes Evelyne TPM. If you want something, you will find a way to get it!
Hello Sophie, I saw today some of your videos for the first time and I must say that I like them/you very much! You are intelligent, hardworking and have such a good taste! My savings are also going to a Porsche and a Chanel Bag! Cars are my passion since childhood and Chanel was a very strong woman who inspires me always! Thanks to you, who make me believe I can do it :-*
To be completely honest here. If you are born with a silver spoon in your mouth, go buy whatever luxury you want. If you have to save and give up other things in life for a luxury item......i mean, what is the point of owning a $5000 chanel bag with $50 cash inside of it???
I can’t remember hearing anything about education. It’s important in the US. Get some extra schooling and more jobs will open to you with higher salaries (I am working towards mine). I know how little I made with only HS. Just saying
Right!I'm savings for a Chanel bag for my birthday in may so everyone week I put a certain amount in my saving I divided a weekly amount I need to put up and it's easier I don't want to use credit card at all. I went up on 15% In my astrology business. And donate things or sell things I dont fit. And i refuse to buy things i do not need.
Raw and real, especially when you say if you hate your job, your life is going to suck. However, if you love your job, you'd do it for free. This is when you really know who you are so find something you're passionate about and keep investing into yourself first.
eBay! Yes ! I have been on eBay 10 years! I go to second h and shop during their sales and find name brand fashion relevant items new like conditions and re sell! Average monthly income was 300 to 400 extra cash ! In college it was full time job every week end hunt for items and steam them make them look good and take pics and put online!
Sophie so true. No thing ever feels as good as being debt free. Also, if your money isn’t working at least as hard as you are, you’ve got it wrong. Living off passive income is a great goal,
Spend 5% of what you make to buy luxury items. If u can’t do that well its all up to u. Anyone can do this if they put in the work..some just don’t truly want to they only dream to or wish to.
El video es muy interesante, pero realmente vale la pena ahorrar para una cartera de lujo cuando hay otras cosas más importantes?, por otro lado, si solo tienes una cartera o zapatos de marca y el resto de tu outfit no es de la misma "calidad" puede que el look se vea desequilibrado... Muchas éxitos en el canal, es excelente!!
Promotions do not work in industries that are controlled by unions. No matter how good you do your job and feel you are worthy of a promotion, promotions are mandated by the union.
Your full of good advice so maybe you could help me or do a related video on the topic. I'm studying cipd level 5 for hr qualification. I've got lots of experience in hr but not under that job title. Would you recommend applying for jobs at the bottom of the ladder I.e.hr administrator to get my foot in the door. Or keep applying for hr advisor roles that my studying is more relevant to. If I take a step too far backwards will it actually harm my cv ? ❤
Yes, Sophie, YES!! Thank you for explaining basic finance to the masses. As someone who works in finance/banking, this is a topic that’s not spoken about enough. I wish I could give you a high five.
Thanks for the video. I'm a fan of buying the right colours and of buying quality that will last and of looking after my things as best as I can. With fewer colours the garments co-ordinate better and neutrals are the easiest although I love bright colours the most.
Wow Sophie your top is gorgeous! Love it, I love the fact you don’t have a cleaner cause your a control freak! Haha I say that also truth is I don’t trust anyone enough to give them free reign over my house 😂 xx
Such an informative video Sophie! Thanks for sharing it with us 💛 By the way, what nail polish are you using in the video? It’s such a gorgeous pale pink 😍
Good video Sophie with great tips to takeon but i think people,specially the under 16’s you talked about need to be aware/be educated of the scams that can also occur on Ebay....trust me I was bitten hard by this..😞
Omg this is actually SUCH an amazing video!! It's so awesome to see a UA-camr giving really good, solid financial advice. I feel like often you see all these amazing youtubers just constantly buying designer bags every week, but they never talk about the reality of the costs. Yet here you are telling people to pay off their debts and how to make more money and encouraging to work hard! This was truly inspiring :) xx Ellen
I feel like other luxury uk UA-camrs are so unrealistic. We’re not all born into rich families or have rich husbands some of us have full time 8-6 jobs that we break our backs to be able to afford luxury items. You’re so much more real and relatable starting as a cleaner, you talk about debt and aren’t embarrassed to say you’ve been in it. I have so much respect for you. Your channel will always be so much more special to me because you’re just a normal hardworking empowering woman! Love you for that 💕
I appreciate your kind comment and for being here MissMillstar 🙏🏽💖 It can be very demoralising when you’re seeing lots of new things and wondering why you aren’t on that same level! Xx😘💖
Sophie Shohet | Fashion Beauty Lifestyle Thank you for inspiring me ❤️
I think many of them just spend money that they don't have to get their channels going. Remember, this a show, not real life.
I love how you promote working. Although you make UA-cam videos you work as well. It's so humbling and hopefully passing on the message to people that you do have to work hard to earn good money, and never settle for less. I'm not bad mouthing other UA-camr's and I understand they work hard but a lot of them make it look easy and look like they do little but have a amazing life. ♥️
AMEN!!
Yes! It makes everything seem that much more unattainable, because a lot of us aren't born rich, and aren't full-time UA-cam celebrities. I like her channel because it's general advice about working harder irrespective of whatever job you have, in order to get the things you want. Very motivational stuff
I sold two bags and saved up a bit more to buy my Chanel jumbo ( last Wednesday) and I regret not purchasing the Chanel any sooner. Instead I bought a Chanel mini one and a half years ago which I wasn’t using, as I use bigger bags way more often, and something else that I regret purchasing. This was actually the only two times I regretted something. I always really plan my purchases well and I never buy trendy bags. I just prefer the more timeless pieces. And when I bought the Chanel mini I didn’t realize I wasn’t going to use it a lot. But I wasn’t going out a lot anymore and it was lambskin so I was afraid to use it. So you really need a little checklist for yourself when you’re considering saving up for a bag and don’t get distracted. I think it’s so much fun to save up for a luxury purchase and see the amount grow. Xoxo
Just had a talk with my daughter explaining the advantages of saving for a mortgage instead of renting. It's a long road but she's just got a good job and is only 18, so she is in a position while living at home to save without the outgoings of house insurance, maintenance and bills etc. Me and my husband paid off our first mortgage after four years and it was all down to clever investment and saving/spending wisely!
Also, you look amazing as always! I want your wardrobe 😊💕❤️💕
beanybobs yes! Some good parenting right here. I’m so happy my mum had this talk with me as well. It’s been hard saving for a deposit but I’m now in a position to buy and couldn’t be happier ♥️
@@nicolechappell2865 Well done! It's good to know that you'll get to keep the property you pay out for every month! 👏🏻
Wow that's amazing, could you please elaborate on how you guys paid off your mortgage in 4 years? Any tips welcome :)
I am 32 now and have saved about 1/3 of the deposit for a home (started last year only...!), hopefully I'll be able to own at around 35... I was such a spender in my twenties and my parents have rented all their lives so it took me a while to see mortgages as an investment into your propety rather than a financial burden.
@@pAsDeNoMzUt Hi, well it was 25 years ago, so yr mortgage was only £40,000 which isn't a lot by today's prices, but we used to pay large sums of money off our mortgage, so we would save chunks of money up and then pay a few thousand off. We were lucky to get double holiday pay and profit sharing from the company we worked for. Also we always payed our credit card off each month, and didn't get loans for anything. You're doing well so far! Good luck for the future! Xx
Do a series to fix our lifes
saborfrancias haha
If only right Lol
🤣😂😂😂😂😂😂😂
haha I bet she could do it... :)
Do a course to learn how to ask a polite question.
The words 'please' or something like 'could you consider...' Or ' I would like to see...' are not as difficult to learn, are they?
Sophie, thank you so much for such a sincere video. I find it disturbing when some videos about saving for luxury make it seem so easy. This is also why I really love watching your videos, this is literally my weekly update!!! I really appreciate and respect you for being so open about your past! You are truly motivating and I look up to you a lot :) xx
Murr heheh I couldn’t have said it better. Thank you Sophie - we do love and respect you! 🙏
Hello Sophie! I bought my first Chanel bag yesterday. I saved for a long time and was waiting for the bag of my dreams! The Chanel staff was amazing! I even drank champagne 🥂 Love your videos!
Caro Sauer Congrats on your new bag! 🎉🍾 🎊
HUGE congratulations to you Caro! I hope you had the best experience purchasing it, the Champagne is a nice touch! 😉 Enjoy your well deserved purchase my friend! Xx😘💖
Great video! 💖My personal number 1 favourite sentence: "If you hate your job your life's gonna suck!"😊 So true but so many people endure their job and don't have the courage to change something. That is so sad because change is the starting point for something great.
Linda Mai couldn’t agree with this more! I left my previous job after years of being unhappy - now I’m so happy in my new job!
Love this video. It does not only leave your audience dying with envy watching you display your luxury items. It is empowering. Praying that all your followers take your advice by heart. 🙏🙏🙏
I have just got a new stressful job and spent all the last 4 days studying for exams: i love my luxury goods and expensive things so it was great to watch this today!
What I love about your channel is that your content is mostly all about luxury items and hauls and shopping but you never come across as bragging or boasting or anything like that. Keep up the good work. Subscribed! :)
FANTASTIC video with great information! I don't mind that you retouch on this subject to help us stay focused and stick with our goals, whatever it may be. Very encouraging and thank you so much for pointing out the secrets of IG and UA-camrs. Sometimes we accidentally have these negative thoughts with jealousy or envy, without knowing how not to be stuck in the situation we are in and to be where these UA-camrs are.
I find that you are the very rare UA-camr who is absolutely honest and share true information and when you don't want to share due to some privacy/security issue, you are so honest and up-front about it. I truly wish we are close friends. Not for your luxury things, but I love a friend who is driven by their career and who continue to be real.
I am sending you and your husband lots of warm love and hugs!
Thanks Sophie! Love your “motivational” vids. Cx
I LOVE these videos from you! So motivational and informative, I really value your opinion/ advice. Also your eyes look super open and bright here, doll like! So pretty xx
You remind me a lot of Lisa VanderPump. She is much older and made her money in a different field but the parallels are striking.
when you said "if you need quick money - like now - within a week - then do this (all I could think of was prostitution - ebay was not what came to my mind as quick money). LOL.
😆😆
My vision board is a deposit for a house and a decent second hand car ( just something that gets me fro A to B). I have my Chanel. I don't have the social life where I'm comfortable wearing it. Think I'm going to sell it and stick it towards the house deposit.
Sophia ！！！Thank you! I love all your videos this is my favorite kind!!! Great advise!! thank you so much!
I'm saving up for the RV school bus I want to live in after graduating college. These tips are great, and I'm going to use them for saving up for it. :)
I believe the luxury items are meant to be for the people who can buy it with their spear money without having to save for years. If you do have to save for years for an item, just buy something less expensive instead! The contemporary brands only cost 10% of the premier price tag but still serve the same purpose. Nothing worth for saving so hard expect real estate and education.
Hi Sophie, new subscriber and even though I’m going to start getting men’s items I found your videos insightful for differentiation between investment vs trendy items and points about quality. I’m starting slowly so will look to the used/pre-loved items. Do you have any suggestions of where to buy and general tips when purchasing luxe used items?
Hello ViewerFAC and welcome!! I really appreciate you being here and I hope you continue to enjoy it :)
In relation to your question; what's really weird is that about 10 minutes ago I put live a new video on the points you mention (it's about how to get discounts on these items). Vestiaire Collective is where I have shopped for pre-loved, I have also bought 1 item from ebay but only because it had the receipt etc. You should also check Dior mens if you haven't already; their leather goods and clothes are really well priced (£185 for a card holder vs £285 in womenswear!!) For sure check out that video though because it goes into great detail and has lots of examples xxx
Loved your advice to saving money 💴
Excellent advice. Thank you!
Love this, Sophie!
What is the brand of your blouse. I would like to purchase one. Thank you.
Another fantastic video!
Great advice Sophie
I totally do that I’ll be saving up for something then have something catch my eye and I lose sight of my end goal 😂
Hi Sofie. Is that a new Trendy bag in the thumbnail? X
Yes it is! This in pink chevron is from the SS18 collection xx😘💖😘
@@SophieShohetOfficial Did you get it? - sorry I don't use any other social media. I think I can remember you wanting the pink Chanel that kept falling flat on its face - the new Trendy would make a fab alternative!
I noticed you ended up getting the J'adior bag a few weeks ago - saw it in the thumbnail when you were in your car. Looks great on you! X
Hi can you do your watch collections?
You can afford a luxury life and go to meetings with prominent people.
I do work 9 to 8 and I absolutely hate it :(
Sensible information..
Why does it all have to be about things and designer bags and shoes. Why can’t it be about experienced and love and family and helping others.
I think you are in the wrong video xd
She reminds me of adelaide Kane
You can practice your skills in some games where trading's a big factor in its mechanics (I recommend Growtopia if you don't mind a little childish interface but trust me everyone there has to act like businessmen)
Wow in my country this salary is almost impossible :X Unless you are from the mafia or something :D Selling drugs maybe :D Wow girl... we are living in a different worlds :( Here people struggle to afford even a food.. But i also think if someone wants to buy something and it makes you happy then go for it! I also save money every month but for a car that i need and this bags are even more expensive than the car :D
i buy knock off
One of the sexiest women on UA-cam
Hello my ali the basra
Be a doctor
2000 pounds per a month? Or 2000 pounds per a week? In the case 2000 pounds per a month, it cannot be possible that she purchases so many luxurious bags. My Salary is more than 5 times than hers however I don’t have enough money for a miniature Channel bag.
Jakyung Rhee That’s obviously not her salary. She’s just giving an example. I don’t think she would share her real financial information on the internet.
With 10k a month you can’t afford a mini Chanel? HOW
Hey Jakyung, if u earnin 10 grand a month how the hell can you not afford a Chanel bag? You must be a right spend thrift. Or a liar 😭👏🏿
Lily Dunn maybe she has less money outgoing
If it will take you two years to save up for a Chanel bag, perhaps that price range isn’t feasible for you at the moment. What you can do is:
1. Work hard for a lifestyle that is sustainable for your expenditures
2. Stay in the price range that you’re currently comfortable in until you’ve climbed up the income ladder.
I don’t mean to be discriminating, but fashion unfortunately is not as accessible as social media makes it out to be.
Luxury at the end of the day should be the last thing you put your money into.
Lovely video, Sophie!
Exactly, I always think you should reach for the range you feel comfortable with. Luxury is an endless black hole. You’ll always wanting more. Best thing is to improve your finance and luxury will follow naturally.
Exactlyyyyy well said
I agree. My rule of thumb is if I can't afford to get a luxury item twice over, than I can't really afford it. It's a bit strict but it helps keep me in check so I'm spending within my means.
True! Before you think about saving for luxury item, think about saving for emergency fund and plan for retirement
I need to remind myself of this!!
"I could do with a cleaner. Have I got one? No. ... Cuz I'm a control freak" TRUER WORDS HAVE NEVER BEEN SPOKEN 😝😝😝 I totally hear you Sophie!
same here if I had a cleaner I'd have to install cameras everywhere to make sure she worked or did,'t steal.... simply can't trust anyone.
LMAO!!! Years ago I worked for the state full time, my husband worked full time and our kids were 1 and 8. Our home was starting to look a little shabby cause working and taking care of the kids left me tired. I had a friend/neighbor who was taking cleaning jobs. I hired her just once a week to do the major things. I found myself cleaning before she'd come over ( didn't want her thinking we were slobs!) Lol.....after only a month I told her we didn't need her anymore. I can't remember my excuse. I also didn't feel she cleaned the house how I wanted it, plus with her as our neighbor I was afraid of being judged by what we had or didn't have. Silly Right?? Lol
For me, the only way is to become extremely wealthy. I can afford them now but I choose not to until they become absolutely a piece of cake for me :)
+255768964757
Same for me
If this is true, couldn't you get in trouble... like BADDDD trouble by posting this for all to see?
It seems fake to me.
@@notthetruth2715 What did she post that is so "bad"? You don't make any sense.
Someone I knew once said I'd rather spend my money on experiences than things. Sometimes it makes sense. Be honest with yourself why you want a certain item. If it is for status, at least write down all the things you could buy with that amount of money instead, and decide if it's worth it to you.
grey rinnon good ideas, I definitely put saving for a holiday and other things I need to put my money towards when I consider shopping
Also make sure that the experiences are for you - and not just so you can post a selfie from it.
Wow, I swear my best friend said this same thing to me over the summer!
@@emiliabolsas I find this an odd statement.......you are who to say this??
That shirt though 😍 just gorgeous, Sophie! Thank you so much for such an informative and helpful video ❤️
My Daily Sweet I love you eyes
My Daily Sweet ❤️❤️
@@DavidShanae ,
Fairouze Abed
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Investment. That's how I've got where I'm at now, wasn't from saving. Investment. Great video! I am like you, I rather work for myself 12 hours a day rather than 8 for someone else, making them rich.
so true!!!
You said it, sister! I agree with everything you said.
When you mean investment I would love for you to tell me on what exactly? Maybe she said it on the video but I paused it at the beginning to read comments lol
@@ImenBen12 there are millions of ways to invest. I've invested in real estate and business. You can do stocks etc, there's literally so many ways to invest. Not all investments are the same.
Investment wasn't part of this video. What the OP (and I) are talking about is dollar cost averaging into a 401K or other retirement fund, making even small individual stock purchase typically into an indexed mutual fund, purchasing real estate, or investing money into a business. Dollar cost averaging is simply investing the same amount routinely knowing that some stock purchases will be more $ and some will be less $, but over time it will average out. This is the opposite of day trading where you are chasing the best price--not a game for amateurs. Growing wealth is not a big mystery. It's about investing small amounts over a long period of time. When I started investing into an index fund (after I had maxed out my 401K option) it was with $25.00 a week that I pulled together by saying "no" to all kinds of easy to blow money on stuff. That was about 20 years ago and my shares in the fund are now worth 600X what I paid for them. The first place to start is with your 401K especially if you have a decent match from you employer. After that, even $50.00 a month ($600.00 per year) invested into a no-load mutual fund will surprise you in ten years at how much it is worth. If you want to save for a house rather than retirement, consider a Roth option where the money is after tax so when you cash out that fund to cover your downpayment the only tax burden is on the income rather than the principal. Did this help?
i watch your videos mainly for the luxurious lovely accent!
It’s so important to pay off debt before getting that “Want” item. Many ppl don’t want to acknowledge and do it, but do vice versa.. thanks for reminding everyone ❤️
Ya’ll are so lucky to be born in a country with a powerful currency. Oh to earn my salary in pounds/euros/dollars. That makes everything so much more accessible. 😞
Sophie, you are a lovely person. But if people cannot afford to buy such a bag from a regular income and have really to save for the purchase, it is the worst piece of advice to suggest to save for luxury consumption, which is out of one's income range. Savings should be dedicated for development and future, like education/ self-development /repaying the debt/. Saving for a designer bag is consumption and would not bring one further.
Sophie's channel is all about luxury items, such as designer handbags, if you're really pay attention, Honey.
why can't you do both? of course you have to really want that luxury item. but you can indulge yourself too. it doesn't have to be luxe item, it could be a holiday to a place you have always wanted to visit.
I see a Birkin on that vision board. I thought you didn't want one ;)
ItsonlyAbby for investment
I’ve just bought yesterday my first designer bag and I m over the moon!! I did get a very good promotion so hopefully this is just the beginning:)
Congradulations! What bag did you get?
Ainhoa Benavente congratulations...it’s a lovely feeling...I would constantly stare at my bag and caress it for days after 😭😭
Najah Alam a givenchy bag! :)
Tolulope Awoyinfa haha I can understand it now I have one! Haha
Dear Ainhoa, firstly - HUGE congratulations on the promotion, I am so proud of you for smashing it!! You must feel a great sense of achievement 😊 A very well deserved designer bag purchase there I think! Xx😘💖
I always love your videos. I stay at home with my kids, and the household income isn't huge. For me, it would either be have children, or save (for probably a decade!) to get a Chanel bag. I know I won't ever have the chance to own them. I appreciate your chanel and watching what it's like to have luxury things, but at the same time, I'm content with my life. Everyone has different priorities, but though the money is tight here, we're really happy.
Sell your family memories, tips on being a mom, personal experiences right here on UA-cam ☺
As long as there is laughter - that helps us get through things like a tight budget. Just this morn I remember my Gran saying, " there is poor and then there is dirt poor." Luckily most of us are poor so it pays to be grateful. Ka-ching! Some families are so poor that they eat dirt/mud - because there are minerals that the body can use.
And THAT is having the right mindset! 👏🏼
Yess another Sophie video ❤️ Love this topic and I always love your honesty and the fact that you are always so humble.
Very much needed, I'm growing up a bit when it comes to finances and getting out of my childhood home. So lucky I was able to find this so early, at university there's no free advice without an catch.
First thing I thought of when I saw your blouse was wow it’s so beautiful! Wonderful tips too Sophie 😘❤️
Caitlin Pawlowski WWWqWWWq
Everyone in English speaking countries praises Ebay. I moved from the UK to Germany and here Ebay doesn't work at all. In general, selling used items doesn't work. I've had very cheap priced items up for sale here and people offered me half the price, or less. I feel in Germany people haggle like crazy, they want everything for free. And especially with Ebay, here it's full of Chinese retailers that sell new stuff from Asia. I checked out other platforms but it's not much better...
Secret crush on glam Same up here in Denmark..
Secret crush on glam That’s why most out of country sellers sell to the US. Have you tried expanding your market so you can get some American customers?
I love this content Sophie: I'm not saving for luxury, but I am trying to pay off my mortgage in 5 years (!) as well as saving to invest in another property before moving to Germany in two years. I earn decent money, but I still live like a student! Over 50% of my income goes to either mortgage overpayment or savings, and because of your tips I've also had the confidence to ask for a pay rise, which I am getting and is going to be backdated for 12 months (!!). Once I have paid off the mortgage I am going to buy myself a Rick Owens leather jacket, the only piece of luxury that I truly want
Good feminist video! What changed my financial life was getting out of the rent trap. It was not easy but when I hear about other women paying exorbitant rents, I encourage them to make it a priority too. Can't count on a man to solve your housing problem. Plus, even if you do meet that guy and he has a nice place and you move into it, you'll have that extra rental income to buy luxury fashion!
OMG Sophie thank you so much!!!!! I’ve been trying to save for a Burberry trench for so long. I have some accessories, but still they are very nice but its not what I want. I work at a florist as a cleaners but she doesn’t hire me often so not a lot is coming in. So i love clothes and fashion. I am so going to try that ebay thing like have a little shop and on several sites. REALLY THANK YOU SO SO MUCH
I consolidated my loans this year, and the difference in interest means that if i save the difference in repayments at the end of the 4 years paying my new loan i will have saved over 5k (and thats AFTER the interest i calculated). Definitely look into moving loans if you find something lower interest.
I wish i could ask for a raise haha but thats not how it works in my company. You basically have to wait for someone to retire and a position to open up -_- but i LOVE my job so thats ok. I try to only buy thing after ive sold existing things i no longer use or wear, which definetly helps!
Thank you for this video Sophie! They always inspire me to keep on track with savings. The only issue i have is spending the money once I have it haha! Im a bit of a hoarder and like seeing the numbers go up haha.
That is what I did. I'm a housewife, my husband who's working overseas gave me 500€ each week for our food allowance for me and for our son. I don't want to ask money for my luxury items from my husband. Therefore, each week, I saved any amount left from 500€. In less than a year, I saved enough to buy for 8 SLG, 1 keychain, 1 bandeau and 1 clapton backpack from Louis Vuitton. Now, I'm saving for another purchase like silk scarf, sandals and sunglasses from Louis Vuitton again 😊 savings are fun! and worth waiting for. 👍
How I save for my luxury bags is by buying and selling other luxury bags. I try to find "steals" online and sell them for more. One month I made $3k for selling 3 Chanel purses that I bought on the resale market and sold for more. I just bought my first Hermes Evelyne TPM. If you want something, you will find a way to get it!
Honest and reasonable tips, thank you Sophie!
Hello Sophie, I saw today some of your videos for the first time and I must say that I like them/you very much! You are intelligent, hardworking and have such a good taste! My savings are also going to a Porsche and a Chanel Bag! Cars are my passion since childhood and Chanel was a very strong woman who inspires me always! Thanks to you, who make me believe I can do it :-*
To be completely honest here. If you are born with a silver spoon in your mouth, go buy whatever luxury you want. If you have to save and give up other things in life for a luxury item......i mean, what is the point of owning a $5000 chanel bag with $50 cash inside of it???
I can’t remember hearing anything about education. It’s important in the US. Get some extra schooling and more jobs will open to you with higher salaries (I am working towards mine). I know how little I made with only HS. Just saying
Right!I'm savings for a Chanel bag for my birthday in may so everyone week I put a certain amount in my saving I divided a weekly amount I need to put up and it's easier I don't want to use credit card at all. I went up on 15% In my astrology business. And donate things or sell things I dont fit. And i refuse to buy things i do not need.
Raw and real, especially when you say if you hate your job, your life is going to suck. However, if you love your job, you'd do it for free. This is when you really know who you are so find something you're passionate about and keep investing into yourself first.
eBay! Yes ! I have been on eBay 10 years! I go to second h and shop during their sales and find name brand fashion relevant items new like conditions and re sell! Average monthly income was 300 to 400 extra cash ! In college it was full time job every week end hunt for items and steam them make them look good and take pics and put online!
Where did you work long hours? Domestic cleaning? You can buy luxury lifestyle cleaning 🧼.
Sophie so true. No thing ever feels as good as being debt free. Also, if your money isn’t working at least as hard as you are, you’ve got it wrong. Living off passive income is a great goal,
Yeah nobody has time to save 2 years for an item. That's ridiculous 👀👀👀
Spend 5% of what you make to buy luxury items. If u can’t do that well its all up to u. Anyone can do this if they put in the work..some just don’t truly want to they only dream to or wish to.
Appreciate that you mentioned to pay off your debt FIRST! 👏🏽
El video es muy interesante, pero realmente vale la pena ahorrar para una cartera de lujo cuando hay otras cosas más importantes?, por otro lado, si solo tienes una cartera o zapatos de marca y el resto de tu outfit no es de la misma "calidad" puede que el look se vea desequilibrado... Muchas éxitos en el canal, es excelente!!
I don't know if love you
Promotions do not work in industries that are controlled by unions. No matter how good you do your job and feel you are worthy of a promotion, promotions are mandated by the union.
such an AMAZING VID LOVE YOU ❤
Your full of good advice so maybe you could help me or do a related video on the topic. I'm studying cipd level 5 for hr qualification. I've got lots of experience in hr but not under that job title. Would you recommend applying for jobs at the bottom of the ladder I.e.hr administrator to get my foot in the door. Or keep applying for hr advisor roles that my studying is more relevant to. If I take a step too far backwards will it actually harm my cv ? ❤
How to save for High education? And then afford the world. Makes more sense to me.
You can afford a luxury life and go to meetings with prominent people.
ahh I have my eye on the Louis Vuitton Pochette Metis! xoxo
lets be honest if you want to buy a chanel bag each month and you can do you probably dont get 2K each month.
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Sophie I really like you. You have amazing topics. I save your videos to watch over an over again. 😅Keep doing what you’re doing!!
Yes, Sophie, YES!! Thank you for explaining basic finance to the masses. As someone who works in finance/banking, this is a topic that’s not spoken about enough. I wish I could give you a high five.
Thanks for the video. I'm a fan of buying the right colours and of buying quality that will last and of looking after my things as best as I can. With fewer colours the garments co-ordinate better and neutrals are the easiest although I love bright colours the most.
Wow Sophie your top is gorgeous! Love it, I love the fact you don’t have a cleaner cause your a control freak! Haha I say that also truth is I don’t trust anyone enough to give them free reign over my house 😂 xx
Such an informative video Sophie! Thanks for sharing it with us 💛 By the way, what nail polish are you using in the video? It’s such a gorgeous pale pink 😍
Good video Sophie with great tips to takeon but i think people,specially the under 16’s you talked about need to be aware/be educated of the scams that can also occur on Ebay....trust me I was bitten hard by this..😞
What would we do without you Sophie?!! Thanks for always sharing Great advice/tips and always being so frank with it. Have a Great week lovely
I love watching your videos. So encouraging, loving and REAL. So much love! Xoxo
I see that queen of swords Sophie! I've been channeling that energy too
She is my favourite!! Xx😘💖
love your top!
Thank you for this very informative video Sophie ❤️
Omg this is actually SUCH an amazing video!! It's so awesome to see a UA-camr giving really good, solid financial advice. I feel like often you see all these amazing youtubers just constantly buying designer bags every week, but they never talk about the reality of the costs. Yet here you are telling people to pay off their debts and how to make more money and encouraging to work hard! This was truly inspiring :) xx Ellen
Great great video 👍👍👍 ... Thanks sofie for the inspiration... Keep it going ❤️❤️❤️