hi guys!! :) i'm so sorry i've been m.i.a. this week- i got really sick and i haven't been able to do anything and then finally when i was feeling better, i had an all day photo shoot to go to and the next morning i woke up feeling WORSE!!! i'm finally better, so yay!! but i'm so sorry for the lack of content, but i promise i'm going to be serving it up next week babes!! anyways, if you have any budgeting and money saving tips or tricks, share them in the comment section!! love you guys xo
i just want to mention that i discovered you literally three days ago and i've been binging your videos lol. what made me interested was obviously the content but also how you edit, i freaking love your editing!!!
The whole tax things is so weird to me. In Australia tax is automatically taken from your pay. When tax time comes around, you just lodge your income and any out of pocket expenses. Usually you get a return of money as opposed to owing money. The only money I tend to owe these days is my student debt, which again is automatically taken from my pay. Seems like a way easier system.
These are very valuable tips! I recently started saving some extra money instead of spending it and I must say it feels good having this extra fund. It makes me feel more secure. 💖
honestly, this is the most helpful video on budgeting I've seen ever! Most of the tips I've never even thought of, and it helps way more than some budgeting videos which just tell you to wait for a sale
Great video! I love your confidence and the research you've done to get to the information you need to OWN your finances. Can't wait to be in your level. I'm on my way!
hey, Jessica, your videos are so good and inspirational and the best thing is they are PRACTICAL. You are doing a great job and your content is great .
Love this and needed it! Why yes I'm going to Maui in September so after living there I know what to expect and can definitely budget for this amazing trip. I'm going to start planning today! 😀🤙
can you include in a video or insta-story your opinion of marriage counseling? do you think it's important for every couple? and maybe include what your husband thinks too
I created a basic budgeting spreadsheet and it totally changed my life. I stopped being so stressed about money and I’m two thirds of the way through paying off my debts. It can be scary sitting down and confronting everything but it is so worth it
I know this video is old but I JUST found your channel..loving your videos! And all I can think is oh my god..you are Veronica Lodge..😍✨😊😘 Thankyou for all these amazing Girl Boss tips!! ✨✋💖🤚✨ xx
Hi Jess! Okay so I'm going to share what my Mom taught and it is pretty handy: List your expenses every single day, all of them and keep your receipts to record those expenses. For example, my budget is 100$ a day, I'll record how much I paid for a cab, how much is the lunch I bought, and how much would I save if I didn't go to Starbucks (Sis, it struck me in the heart when you mentioned Starbucks... but no worries I live in a province now so we don't have that here) so I save more than half of my money! AND there was a time I overspent coz I bought six bottles of perfume... (gifts) I can calculate how much spending should I cut off to "make it up" and srsly, it somehow works as a punishment for being such a spender.
Agree with most of this except for the only use cash part. If you have a credit card you should be using it to build credit and you’re also able to get cash back depending on the perks of your credit card.
Oh I know an app to pay taxes as a freelancer and you pay them every 4 months. Which is easier than paying it all at once when tax season comes. It's called Quickbooks - Self-employed, there's a fee for the app but it helps a lot!
Wait can you explain why you would owe $5-8k for tax season if you’re having the maximum taxes taken out of your income? Maybe you can do a video on taxes?
pinkeeluvr Some people work as independent contractors so taxes aren’t taken out. You are given a 1099 (as opposed to a w2) and are responsible for all the taxes on that money - you are basically working as the employer and employee so you will owe money on both sides of that check. Also, tax laws are constantly changing so even if you thought you were having enough deductions taken out that might not be the case, even in a w2 situation.
The advice about using only cash is so wrong. You miss out on great credit card perks like cash back, amazon points, etc. Just make sure you charge responsibly and pay on time. Better yet, set up auto pay and you never have any interest
I totally understand where you're coming from and I think a credit card can be a great thing, but many people aren't as financially responsible, as on top of their money, and they might not be the best at paying their debts.That's why after I discuss the tip, I talk about how it's a more drastic measure best for if you're really trying to get ahead of your money and budget and/or if you have a spending problem.
hi guys!! :) i'm so sorry i've been m.i.a. this week- i got really sick and i haven't been able to do anything and then finally when i was feeling better, i had an all day photo shoot to go to and the next morning i woke up feeling WORSE!!! i'm finally better, so yay!! but i'm so sorry for the lack of content, but i promise i'm going to be serving it up next week babes!!
anyways, if you have any budgeting and money saving tips or tricks, share them in the comment section!! love you guys xo
glad you're feeling better!
Happy you're feeling better, great video!
Jessica Neistadt Get well soon 💜
i just want to mention that i discovered you literally three days ago and i've been binging your videos lol. what made me interested was obviously the content but also how you edit, i freaking love your editing!!!
AHHH this is the sweetest comment!!! thank you so much!! :') thank you so so much and welcome to the fam!! 💖
same girl. same!!!!!!! :)
The whole tax things is so weird to me. In Australia tax is automatically taken from your pay. When tax time comes around, you just lodge your income and any out of pocket expenses. Usually you get a return of money as opposed to owing money. The only money I tend to owe these days is my student debt, which again is automatically taken from my pay. Seems like a way easier system.
Same thing in the US but if you are self-employed, then there's no one to take out tax for you.
These are very valuable tips! I recently started saving some extra money instead of spending it and I must say it feels good having this extra fund. It makes me feel more secure. 💖
Same here. Having a some money saved makes me feel less anxious and stressed
That's awesome!! You go girl! :)
honestly, this is the most helpful video on budgeting I've seen ever! Most of the tips I've never even thought of, and it helps way more than some budgeting videos which just tell you to wait for a sale
Love you Jessica. Thank you for helping us live our best lives ❤️
This video helped me so much, I’ve only just discovered your Chanel and I’m already obsessed!
Great video! I love your confidence and the research you've done to get to the information you need to OWN your finances. Can't wait to be in your level. I'm on my way!
Hey Jess, I really like your work! Keep doing it as well as you been 👏🏻💕 best wishes from Mexico 🇲🇽
I just found your videos last night and I am OBSESSED. Girl, I love the realness and positivity. 💜
Hey jess, watching your videos are my new addiction💕 and your background is freaking good.💕
hey, Jessica, your videos are so good and inspirational and the best thing is they are PRACTICAL. You are doing a great job and your content is great .
Glad your better, I was missing your vlogs. For a 20 something you have a really good handle on finances.
Looooove this. So helpful, thank you for taking the time to make this! Also, love the editing style!
Yesss! This video was very helpful! Specially the quote @ the end !
Your videos always put me in such a good mood!
love your videos and you’re so inspirational! :)
Love this and needed it! Why yes I'm going to Maui in September so after living there I know what to expect and can definitely budget for this amazing trip. I'm going to start planning today! 😀🤙
I definitely want to film a budgeting video, your advice is truly amazing and useful too. Great inspiration
This video was so helpful! Thank you Jessica💚
this came just in time
Great tips!! Also hair, makeup, fit is on point!
im sad...i found your channel and I realized I have so much work to get done BUT SUPER GRATEFUL i came across it!
Thank you for this video it was super helpful! I loved the tip about taxes it was very useful 💕
I love your GirlBoss series!
can you include in a video or insta-story your opinion of marriage counseling? do you think it's important for every couple? and maybe include what your husband thinks too
Love it girl now you got me inspired
I struggling with my budget and to keep on top of my tax any tips 💗💗 love ur videos 💗💗
I created a basic budgeting spreadsheet and it totally changed my life. I stopped being so stressed about money and I’m two thirds of the way through paying off my debts. It can be scary sitting down and confronting everything but it is so worth it
I love these videoss!!
The speed of your speech is impressive. Thanks for saving our time, not just money lol
Tati Brown 🤣🤣 I’m weak
La true!!!!!!!😆😅
Loveee all your videos so inspirational
ahh thank you!! :)
such a good informative video! thank you!
New subscriber! Love your videos, could you do a makeup video showing your favorite colors and brands.
Noting all these tips like 👀 📝 thanks!
Yes, I’m all about saving money. Thank you for sharing your ideas!! #bossbabe
I know this video is old but I JUST found your channel..loving your videos! And all I can think is oh my god..you are Veronica Lodge..😍✨😊😘
Thankyou for all these amazing Girl Boss tips!! ✨✋💖🤚✨ xx
Thank u Jess! your videos are very helpfull (:
Hi Jess! Okay so I'm going to share what my Mom taught and it is pretty handy: List your expenses every single day, all of them and keep your receipts to record those expenses. For example, my budget is 100$ a day, I'll record how much I paid for a cab, how much is the lunch I bought, and how much would I save if I didn't go to Starbucks (Sis, it struck me in the heart when you mentioned Starbucks... but no worries I live in a province now so we don't have that here) so I save more than half of my money! AND there was a time I overspent coz I bought six bottles of perfume... (gifts) I can calculate how much spending should I cut off to "make it up" and srsly, it somehow works as a punishment for being such a spender.
Great tips! Thanks for sharing.
Love it thanks for the tips !
Thank you , great tips 💖
Such great tips ❤️
I sub because of the Girlboss series! 😍😍😍😍
Wow I didn't know there were budgetting apps! I'm going to download it right away
Having a good budgeting plan will give us vision and hope towards the end of our financial goals and thus, we won’t be broke for the whole life.
Love your shirt!! 😍
Thank you babe!! :) it's actually a pajama shirt that i thrifted hehe
Girl rent alone is 1000 😭😭 lol
girl i know 😭 😭 😭 i was just trying to use small, more even numbers as examples to make it easy, but ughh truly the struggle!!
Try 1900 and does NOT include utilities groceries gas and other expenses.
@@kbhogal1929 in la rent by me is averaging minimum $2400 for a one bedroom.... it's insane
I find credit cards are useful for the rewards though, which can't be gotten if using just cash.
Eye opener 😊
Using Cash is the absolute best i didn’t know this but! I started in January and oh goodness.👌👌👌👌👌🙏
Nice video! Jess :)
I love your make up!!!!!
Great video! Thanks.
I love it!
Why are you so pretty?!
idk why but your voice is so mesmerizing
Where is your shirt from? 😊
Good advice thank u.
Creating a budget is the best thing I did.
Agree with most of this except for the only use cash part. If you have a credit card you should be using it to build credit and you’re also able to get cash back depending on the perks of your credit card.
A great online budget tool is YNAB. They also have an app you can just plug in your purchases as they happen.
Good stuff 👍🏼👍🏼
Oh I know an app to pay taxes as a freelancer and you pay them every 4 months. Which is easier than paying it all at once when tax season comes. It's called Quickbooks - Self-employed, there's a fee for the app but it helps a lot!
Loved this video..really made me motivated to take control of my finances!
Really off topic but this came out once i came out of watching HTTYD3. I am in shambles and cried so much during the movie 😅
BABY WHAT IS THE NAME OF THE SONG AT THE END OF THE VIDEO
Nice 👌😊
💗💗💗💗
gosh I'm turning 24 by the end of this month and still figuring out how to put myself tgt
I love uuu
love you girly!!
Wait can you explain why you would owe $5-8k for tax season if you’re having the maximum taxes taken out of your income? Maybe you can do a video on taxes?
pinkeeluvr Some people work as independent contractors so taxes aren’t taken out. You are given a 1099 (as opposed to a w2) and are responsible for all the taxes on that money - you are basically working as the employer and employee so you will owe money on both sides of that check. Also, tax laws are constantly changing so even if you thought you were having enough deductions taken out that might not be the case, even in a w2 situation.
Omg you look like Vanessa Hudgens 😍
how come do you look like lily collins, kiernan shipka and camila mendes AT THE SAME TIME
I watched this after shopping 😕 I feel so guilty now.
Me too, huhuhuh
Thank yo for sharing,you are so Beautiful,i love your videos Beauty!!😊🤗🌸🌼💜🌈☀️
this is so sweet!! thank you 💘
Is it just me or is the top shelf crooked?
Hahaha it's just the camera distortion towards the end of the lens
Jessica Neistadt the more I looked, the more I wondered bc the shelf above your kanken looked crooked too lol
Kelly Tobin that’s all I kept focusing on after I read your comment! Haha
Always love your videos💘 check mineee
The advice about using only cash is so wrong. You miss out on great credit card perks like cash back, amazon points, etc. Just make sure you charge responsibly and pay on time. Better yet, set up auto pay and you never have any interest
I totally understand where you're coming from and I think a credit card can be a great thing, but many people aren't as financially responsible, as on top of their money, and they might not be the best at paying their debts.That's why after I discuss the tip, I talk about how it's a more drastic measure best for if you're really trying to get ahead of your money and budget and/or if you have a spending problem.