Home Loan Protection Plan v/s Term Insurance II क्या लेना चाहिए II By Sopal Singh Rathore

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  • Опубліковано 2 жов 2024
  • Home Loan Protection Plan v/s Term Insurance
    हम जब भी कोई प्रॉपर्टी पर होम लोन लेते है तब बैंक वाले लोन का बीमा करने के लिए जोर देते है I क्या लोन के साथ इंश्योरेंस लेना चाहिए ?यह सवाल हर उस इंसान के जेहन और जुबान में है जो कि आज की तारीख में लोन ले रहा है। तो इसी पर आज का वीडियो यह मैंने बनाया है कि होम लोन के साथ जो इंश्योरेंस मिलता है और एक अलग से टर्म इंश्योरेंस लिया जाता है उन दोनों में क्या फर्क है, और अगर दोनों में कोई ऑप्शन हो तो कौन सा इंश्योरेंस लेना चाहिए I
    आपको इससे संबंधित कोई सवाल पूंछना हो तो सुबह 9 बजे से शाम 6 बजे के बीच में फोन करे। +919929412470
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    Is it mandatory to take term insurance for home loan?
    Can term insurance be attached to home loan?
    What are the benefits of term insurance in getting a loan?
    Can I take home loan insurance separately?
    How much does a home loan insurance cost?
    Is home loan protection plan mandatory?
    What is the benefits of home loan insurance?
    Do we get money back in home loan insurance?
    What is loan protection plan?
    What is a loan protection fee?
    Is SBI Suraksha mandatory for home loan?
    Can I close my home loan insurance?
    Can I close SBI Suraksha account?
    Can we cancel SBI Suraksha policy?
    How can I cancel my SBI home loan insurance?
    What is SBI Suraksha?
    Can I cancel my insurance policy at any time?
    Can insurance companies charge a cancellation fee?
    How do I cancel my insurance policy?
    How long does Cancelled insurance stay on record?
    Does canceling insurance affect credit?
    Can I cancel my insurance policy and get my money back?
    What happens if you lie on insurance?
    What are some examples of insurance frauds?
    How do insurance companies know pre existing conditions?
    What questions do insurance investigators ask?
    What is the best term insurance plan?
    What are 3 benefits of term insurance?
    What are 4 types of term life insurance?
    What is the best age for term plan?
    What is Max limit in term insurance?
    How long is term life good for?
    What happens after 20 year term life insurance?
    What happens after 10-year term life insurance?
    Whats better whole life or term?
    Is income proof required for term insurance?
    What happens with life insurance at end of term?
    Can term life be extended?
    At what age does term life insurance end?
    At what age does life insurance stop?
    Can you cash in term life insurance?

КОМЕНТАРІ • 60

  • @zaynmaji8287
    @zaynmaji8287 Місяць тому +1

    Thank you sir,for your valuable advice

  • @VickySinghfauji
    @VickySinghfauji Місяць тому +1

    Sir me 25 lakh ka home loan le raha hu kon sa insurance lu sir

    • @SOPALRATHORE
      @SOPALRATHORE  Місяць тому +1

      Thank you for Comment.
      Term Insurance लेना चाहिए l

  • @nishantavasti9962
    @nishantavasti9962 3 місяці тому +1

    Sir mera 19 lakhs ka home loan LIC housing se liya hai
    Kya mai term insurance LIC se he kara sakta hu
    Ya kise bhe other company se kara sakta hu

    • @SOPALRATHORE
      @SOPALRATHORE  3 місяці тому +1

      किसी ओर से भी ले सकते हो l

    • @nishantavasti9962
      @nishantavasti9962 3 місяці тому +1

      @@SOPALRATHORE thanks sir

  • @unknown-yi8mc
    @unknown-yi8mc 2 роки тому +4

    Sir RERA karvane k baad govt. Job me koi dikkat aati h kya es pr video bnaye please 🙏🏿

    • @SOPALRATHORE
      @SOPALRATHORE  2 роки тому +2

      Thanks For Comment.
      Problem aa Sakti hai.

  • @gopalbairagi9462
    @gopalbairagi9462 Рік тому +1

    Sir turm insurance plan kon si company achi hai

  • @NishaPandey-w1k
    @NishaPandey-w1k 6 місяців тому +1

    Sir!!! Loan borrower ki death ho Jane pr ....bank se documents kaise le ....Aaj 5 months ho Gaye but Bank Wale avi tak property papers nhi de rahe h .....ky kre sir ... please help me ...

    • @SOPALRATHORE
      @SOPALRATHORE  6 місяців тому +1

      Loan ka payment comple deposit ho gaya kya. Loan insurance tha kya.

  • @vijaysinghchouhan1598
    @vijaysinghchouhan1598 2 роки тому +1

    Term plan kon se bank ka la ....

    • @SOPALRATHORE
      @SOPALRATHORE  2 роки тому +1

      Thanks for Comment hkm.
      Jis insurance company ka premium low ho.

  • @Uk04goswamivlogs
    @Uk04goswamivlogs Рік тому +1

    Kya protection plan in case of death hi work karega sir ya kbhi loan dene ki aisi stithi hui loan na de pae ya koi durghatana ho jae jisme job krne ki paristithi mai na rahe par wo zinda hai tb bhi protect rahega ya nhi plz jankari de

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому +1

      Thanks for Comment.
      Loan protection plan m kya check kare.

    • @Uk04goswamivlogs
      @Uk04goswamivlogs Рік тому

      @@SOPALRATHORE sir aise bhi plan hote hai kya?jisme dono cover ho

  • @shivnyameena2177
    @shivnyameena2177 Рік тому +1

    Sar ji Mane Goku kripa ki riyasat town me plot liya hai usaka home loan SBI se karaya hai EMi katane lag gayi lekin insurance Bali EMi nhi katati bank balo ne kaha tha 198par month katege lekin nhi kat rhe

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому +1

      Thanks for Comment.
      Policy aa gai kya aapke pas.

  • @aadipatil819
    @aadipatil819 Рік тому +1

    Sir Agar 20 year ka Home Loan 3 year close kar ke Home Loan insurance baki 17 year amount wapis mil sakate hai Kya?

  • @karimshaikh8503
    @karimshaikh8503 Рік тому +1

    sir pahle se hi term plan le rakha hai aur car loan lete samay bhi life insurance liya, to kya bank death k baad usi insurance se amount settaled karegi ya nominee ko term insurance ka paisa milne ke baad usme se legi 🙏

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому +1

      Thanks for Comment.
      Term ka paisa aapke ghar valo ko milega. Loan ke sath insurance liya hai to loan settlement hoga.

  • @drvinodojha6115
    @drvinodojha6115 Рік тому +1

    And can they force me to take home loan protection cover?

  • @ParthPatel-or1yt
    @ParthPatel-or1yt 8 місяців тому

    Thank you sir for important information 🙏🏻. I have one query. My parents have taken home loan of 40 lakh before 1.5 year ago for 20 years from hdfc bank. At that time my parents didn't want the loan insurance but an agent of hdfc forced them for insurance (of 3.5 lakh for 20 years converted to loan) and told that you can close it after some time so my parents gone for insurance. Though my parents have 1 cr life insurance I don't want to continue this home loan insurance. I have contacted that agent but now he denied to close it and said it is not possible you have to pay the emi . So please guide me how can I close it or save the money of around 3 lakh of home loan insurance ?

    • @SOPALRATHORE
      @SOPALRATHORE  8 місяців тому

      Thanks for Comment.
      9 to 6 call kare.

  • @kushrajkumar1227
    @kushrajkumar1227 2 роки тому +1

    Sir hmara society ptta kho gya use uski registry nhi ho rkhi to ab ptta kese nikale waps please help

    • @SOPALRATHORE
      @SOPALRATHORE  2 роки тому +1

      Thanks For Comment.
      society wale se samprak kare.

  • @drvinodojha6115
    @drvinodojha6115 Рік тому +1

    Sir if I hav already term insurance of 1 crore..than do I need to go for home loan protection cover?if I borrow home loan of 20 lac?

  • @jaydipsinhchavda1728
    @jaydipsinhchavda1728 6 місяців тому +1

    Best turm plan kon sa he ???

    • @SOPALRATHORE
      @SOPALRATHORE  6 місяців тому +1

      Thanks for Comment
      Icici prulife
      Hdfc
      Kotak

  • @rameshwarvarma8977
    @rameshwarvarma8977 Рік тому +1

    ❤️

  • @ashutoshb7755
    @ashutoshb7755 Рік тому +1

    Sir, home loan lekr......kisi bhi term insurance plan se.....home loan ko kese cover kara skte hai.
    Plz bataye

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому +1

      Thanks for Comment.
      Jis amount ka loan jai utne amount ka term insurance karva sakte ho.

    • @ashutoshb7755
      @ashutoshb7755 Рік тому +1

      @@SOPALRATHORE sir term insurance lete time hum ko term plan ke kisi option ya clause me ye mention krke batana hota hai ki, hum apne home loan ko term plan se cover/ insured krna chahte hai.
      Ya hamara home loan apne aap hi term plan me insured/ cover ho jata hai.
      Plz doubt clear kre.
      Thnks

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому +1

      Ye payment नॉमिनी ko milta hai usse home loan close kar sakte hai.

    • @ashutoshb7755
      @ashutoshb7755 Рік тому +1

      Dhanywad sir apka

  • @SriDevi-xp9ri
    @SriDevi-xp9ri Рік тому +1

    Sir I was taken home loan in sbi with protection plan of sbi life rin raksha....can I surrender it with preclouser of my loan ....if I surrender..how much amount I will get . please answer me sir... thank you..

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому +1

      Thanks for Comment.
      Plz visit branch

    • @Raj-sv6cl
      @Raj-sv6cl Рік тому

      Did you get information about how much amount will be returned after surrender. I also want to surrender my policy

  • @S-kumar167
    @S-kumar167 Рік тому +1

    Well defined ,thanks sir🙏

  • @rameshwarprasad1932
    @rameshwarprasad1932 Рік тому +1

    Lic HFC me housing loan insurance kiya ja sakta hai.

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому +1

      Thanks for Comment.
      Loan लेते समय किया जा सकता है l

    • @rameshwarprasad1932
      @rameshwarprasad1932 Рік тому +1

      Lic HFL me ye housing loan par insurance ki subidha hai , jaisa jankari mili hai.

    • @SOPALRATHORE
      @SOPALRATHORE  Рік тому

      @rameshwarprasad1932 yes insurance le sakte ho

    • @rameshwarprasad1932
      @rameshwarprasad1932 Рік тому

      Lic HFL housing loan insurance ki subidha nahi hai.
      Aisa jankari hua.

  • @Sunder-Yadav
    @Sunder-Yadav Рік тому +1

    Nice Vedio sir

  • @shreys71055
    @shreys71055 11 місяців тому +1

    which term plan u suggest?

    • @SOPALRATHORE
      @SOPALRATHORE  11 місяців тому +1

      Thanks for Comment.
      Term Insurance

    • @shreys71055
      @shreys71055 11 місяців тому +1

      @@SOPALRATHORE which one?

  • @RAKESHkumar-mp8hs
    @RAKESHkumar-mp8hs 2 роки тому

    Lic tech term plan online 10-12 hjar max premium 1 crore k liye
    Best h