Introducing Account Name Inquiry

The name provided by a cardholder can now be checked with their bank!
Learn more about where Visa's name checking capability can be increasingly used, how it works and how it helps to reduce exposure to fraud and scams. Ensuring that a customer has shared their genuine name means more online accountability, better traceabillity and helps to reduce anonymity in the online world.
Online merchants and payment originators now have an additional security check that can be used at any time and in many different contexts, including when a customer account is created, when onboarding a payment card to a customer account or wallet, and in customer checks more generally.
Knowing that a customer has provided their legal name can help reduce exposure to fraud and scams in any transaction type or interaction that might follow, in particular in pull and push transactions (AFTs/OCTs) where scams have been on the rise globally.
Online merchant’s and payment originators wishing to take advantage of name verification should contact their acquirer, gateway or payment service provider for guidance on accessing Visa's Account Name Inquiry name checking capability.
More information is also available here: usa.visa.com/c...
More information on accessing the feature through API is also available on the Visa Developer Center webpage here: developer.visa...