Honestly your channel makes understanding these concepts simple and easy. Also it's wonderful that you actually engage with your audience! I live in the US but somehow a Canadian has taught me more than most American teachers.
No. This video is garbage and if you believe what he's saying your horribly misinformed. What i dislike most about it is that some of it is true-like when he talks about the fed funds rate-but when he gets into how the central banks saved the economy and the reason for rising prices: absolute nonsense.
Business news could keep talking about certain things for days and months without ever delving why they are done. But you've helped us understand the most complex concepts with the best possible explanation. Keep up the great work!
you are still paying for the internet and electricity and a device to watch this video. You will also be consuming advertisements, where you will be spending some money in the future. You may buy some of this guy's products or services as well. UA-cam still makes money from you directly or indirectly regardless of what video you watch. You would be foolish to think Google which owns UA-cam and Facebook are FREE. How do you think they became two of the richest tech companies in the world?
There's another, very serious, negative, even pathological consequence of low interest rates (at least here in Europe): low interest rates => no profit from bank deposits => people seek alternate investments => some go to stock market or gold, but many buy apartments and list them on BookingCom or AirBnb => apartment prices go up (even during corona times) => average-income people can't get a mortgage credit + AirBnb short-time inhabitants are noisy to neighbors (regular apartments aren't as noise-proof as hotels and aren't fitted to serve to noisy short-time, mostly-tourist inhabitants)! So low interest rates can have even serious I would call them - "social" consequences.
Why are they "teaching" you this now? The same reason they didn't teach you anything about monetary policy in school. This video is garbage. Don't believe it and do your own research.
This appeared in my recommendation after FED decided to keep the rates steady to control inflation, they probably would've increased it if they hadn't said to the public to expect rate cuts...
We have to pay for everything much higher and on top of that these crazy rates makes the living pressure higher and the same time the tax payers are paying for over 2 million illegal immigrants hotels and food. Gold bless America.
Higher interest rate means more expensive mortgage payments (variable). Stock prices will go down as companies make less money. Savings rate in bank will rise.
By savings rate in banks do you mean common savings account? I currently see a return of like ¢ .20 every month what a joke. It feels as if i should invest my saving in drug money.
I like your demonstration. It’s very concise and smooth and easy to understand even for non-native English speakers. Good job..you’ve a unique style of delivering speech (information) I’ve subscribed your channel.
Richard, you are ding an amazing educating people about investing in the stocks market, which is the only left good means to invest the hard earned money and savings for people. People are just scared by what they don't know and by what it is written, as an entertainment, in media. Very good job !
🎯 Key Takeaways for quick navigation: 00:00 🌐 *Interest rates impact stocks and personal spending, making it a crucial economic factor.* 00:42 🏦 *Central banks control overnight lending rates, influencing how banks lend money to institutions and consumers.* 01:10 📈 *Federal funds rate and policy rates determine interest rates; rising rates affect mortgages, credit lines, and company bonds.* 02:20 📉 *Central banks raise rates to prevent overheating; high economic activity can lead to inflation, impacting consumer wealth.* 04:41 💼 *Central banks raise rates to cool a rapidly growing economy; short-term costs include unemployment, ensuring stable inflation in the long term.* 05:09 💰 *Personal impact: Consumer loans like mortgages become costlier; variable-rate loans see increased payments. Investments may face short-term volatility.* 06:05 📉 *Higher interest rates impact stock market and bond prices; new bond issues offer higher returns, and savings accounts may provide higher interest rates.* 06:33 🏡 *Manageable debt levels are crucial; budget for rate increases when buying a house, and stay calm through short-term investment volatility.* Made with HARPA AI
Central bank does not set the fed funds rate, they set the target but the rate is set by the banks themselves. Banks use the Fed's monetary policies to determined the rates when lending.
Federal Reserve does set the federal funds rate. The target is the rate, they influence it by buying/selling bonds or putting the rate directly on reserves overnight so they don't have to buy and sell. But yes, Banks can set the rate, only if the Fed didn't do anything. But the Fed will do everything in its power to achieve the target.
If interest rate increased, the amount of currency on the finanacial market would decrease by following monetary policy, and the bonds prices issued already would plummet b/c the holder of the bonds wanna get augmented interest returns. In addition to that, the volume of export would increase whereas the volume of import would plunge.
bank reserves are not currency like cash or coins. They are 'money' used by banks themselves, no person can use them. The fed set the target, if they want higher target (higher interest rate) they would tell the banks that they will sell bonds, banks have meeting and give the Fed the reserves in exchange for bonds because government bonds earn higher interest than bank reserves.
There are exceptions. Argentina had 45% inflation last year, and interest rate around 70%, so people don't spend much money to avoid inflation to get even higher. ..
thank you very much, after years of hearing about interest rates and stuff, i finally understand how it works... it is similar to the profit someone expect for buying products for sale. In this case, the banks invest in you, so they expect some benefit from YOU.
I would add another reason to why the stock market would take a hit for an increase in the interest rate. The Markowitz portfolio theory suggests the best possible capital allocation line is projected from the risk-free rate/intercept to the tangency onto the efficiency frontier of the portfolio set. When the interest rate rises, the risk-free free rate increases (federal bills, notes, etc..). This causes investors to put more money, sometimes withdrawing from the security market, into the risk-free assets. This process creates either lower demand for or more sell orders onto securities. The result of that is a fall in stock market performance.
Great explaining however, my view on this and why this time it's different to the past, is that over the past 40 years we have seen a progressive downward reduction in interest rates from 20% to near 0%. Which has inflated everything from stocks to homes, and historically after every recession all the central banks have done is lower rates and increase the money supply to stimulate the economy (QE). Overtime the money supply (QE) hits the economy (inflation) and the central banks raise rates (as explained in your video) this subsequently slows the economy and debt carrying costs increase. These rate hikes have over the last 40 years, kept on generating recessions (I can't think where a rate hike hasn't caused a crash) So now we are at the bottom with debt levels at all time highs and interest rates at near zero (historic lows) As rates are rising and with the economy being so rate sensitive, what happens in 2019 when the next recession hits? They can only go back to zero rates again or worst case go negative (disastrous in my opinion) and QE again... But this will surely lead to stagflation? Recession and inflation at the same time and will ultimately lead to a depression. Seeing what happened and what could have happened in 2009 with the financial crash and only in my opinion making the situation worse by adding trillions to the national debt and lowering rates to near zero, have we merely kicked the can down the road and made this into a debt bomb that's about to explode, unless we get a smooth transition to a new digital currency that is, (unlikely) What's your thoughts?
I agree with you. I think lowering rates leads to inflation not only by excessive demand but also because it is a debt whose money is simply printed by the fed and given to the banks to lend to customers, which is called in the media "Quantitative easing", an ambiguous desciption of turning on the money printing machines that an ordinary man would probably not understand. I am not at all an economy expert but I think there is still a missing point in this video despite being good.
@@todoldtrafford we should that would be true capitalism and let the markets decide in a free world. However Government intervention and banks controlling the economy won't allow that to happen.
@@boxingbrenno it kind of played out. The UK (me) is in recession and we have huge debt with companies crumbling all over. The US has the highest stock market valuation in history, and probably has something to do with the 35% money supply increase over 2020 alone. I honestly didn't think it would get to this. Where's the crash! It has to be soon surely, they can't keep this monetary system pushing along the way it is without cracks and failures.
the entire engine methaphor is nonsense. the economy isnt growing "too rapidly". The problem is the money supply, debt, and deficits are growing too rapidly. Debt was the problem in 08. What was their solution? More debt. anyone else see the problem here?
hello, i don't know much about this but i have a query. If the central banks reduce their interest rates, normally the commercial banks should too reduce, but does it happen that comercial banks are still borrowing at low interest and lending at high/higher than normal interest rates? Does the central bank compel them to lower the rates?
I have no idea why the sound on your videos is sooo low! pretty much every other video from other channels keep it the same, but I have to increase my speakers volume when I watch yours
That's a good way to look at it. And that equation also helps in understanding the current scale of the problem even more, where the double whammy is: low interest + recession at the same time.
You're try to talk to sensible people with a reasonable understanding of finance however most people are terrible with their money and are completely underwater.
a debit card is used for eftpos yeah? its a pay pass card and your spending your own money, a credit card is where you are not spending your own money? I reckon I got that right
Thanks for doing these videos. I'm surprised there aren't more views. I was looking for basic information about how bonds work in rising interest rate environment and this was very informative. Question, in general, are short term yield bond mutual funds better than intermediate or long term fund in a rising interest rate environment?
Mountain Biker generally speaking, yes that’s the case, however often times those bonds have already been bought up to reflect this. In other words, because people know that short term bonds fare better in a rising rate environment, they are bought up and become less attractive. We also have no way of knowing where interest rates will go. Sure they are rising and central banks continue to suggest that they will raise them in the future (the next 6-12 months will very likely see rates go higher) but things could be very different a year from now! If we say an economic contraction, the central banks may very swiftly change direction. Thanks for the kind comment!
Nice Video. However, The banks don't borrow from each other at the Federals Funds Rate. The Fed Sets a Target for the Fed Funds Rate. The rate that is actually charged depends on the negotiation between the banks involved. The Weighted average of the rates in all such transactions is known as the "Effective Fed Funds Rate" (The one published in the Wall Street Journal). In order to achieve the target, the FOMC buys and sells Government securities from these banks in order to raise or lower the Effective Fed Funds Rate.
This channel has the potential to be great due to the presenters good “plain spoken” presentation skills. To be great will require the shedding of false analogies like the “engine overheating” thing. An engine overheats for technical/physical reasons related to the nature of matter itself. What causes an economy to overheat if it’s entirely a mental construct? Details that break that down better and deeper will be very interesting and explode viewership. Cheers!
You want to have a business you don't want to be a consumer and you don't want to be an employee. You want to own a business in this way you get access to special interest rates like banks.
Probably the only youtube channel that goes the extra miles in explaining in DETAIL of WHY
dud if that's really how you feel go to khan academy and look at his videos
Not completely accurate however. Banks don't lend reserves to individuals. They can use them for asset purchases and intrabank lending however.
@@brentdubois3078 787788889iiiiooooppppppppppppp00⁰00pp00⁰00
Ofg(
He is liking
Honestly your channel makes understanding these concepts simple and easy. Also it's wonderful that you actually engage with your audience! I live in the US but somehow a Canadian has taught me more than most American teachers.
No. This video is garbage and if you believe what he's saying your horribly misinformed. What i dislike most about it is that some of it is true-like when he talks about the fed funds rate-but when he gets into how the central banks saved the economy and the reason for rising prices: absolute nonsense.
Your channel continues to be fantastic.
Thank you!
Hes a dolt who buys into Keynes theories they've been defunct by the Austrian school so many times
@@Praxe ul
@@ThePlainBagel G
@@ThePlainBagel ❤💕💕🍩🥞👌🏻
Business news could keep talking about certain things for days and months without ever delving why they are done. But you've helped us understand the most complex concepts with the best possible explanation. Keep up the great work!
I mean , what what they are made of
@@tatianafoule6257 What?
@@tatianafoule6257 The basics of economics, business models, finance, financial institutions including the stock market.
Better teacher than the ones I've paid to learn from. Goes to show the best things in life are free.
Ever think it might be because someone one paid him to teach you what they want you to think?
@@hayden_timm You mean, like public school?
you are still paying for the internet and electricity and a device to watch this video. You will also be consuming advertisements, where you will be spending some money in the future. You may buy some of this guy's products or services as well. UA-cam still makes money from you directly or indirectly regardless of what video you watch. You would be foolish to think Google which owns UA-cam and Facebook are FREE. How do you think they became two of the richest tech companies in the world?
the only channel i found where this topic was explained so well and with easy words so that a new guy can understand well and clear
clear explanation with concrete example i can’t believe this 7 mins video could make me understand this complex issue, thank u so much!
Would love an updated version of this video given the low interest rates and its impact on house prices (especially in Canada)
Economics on a nation scale don't change in the span of a year. The information are as up to date as ever.
@@DurzoHighwind 💪😂
@@DurzoHighwind December 2022 would like a word with December 2021.
Watched three videos on this and you were the only one to explain it well, thanks.
A really fantastic job in explaining this topic crystal clear. Appreciate the time and effort put into this. Thanks!!
There's another, very serious, negative, even pathological consequence of low interest rates (at least here in Europe): low interest rates => no profit from bank deposits => people seek alternate investments => some go to stock market or gold, but many buy apartments and list them on BookingCom or AirBnb => apartment prices go up (even during corona times) => average-income people can't get a mortgage credit + AirBnb short-time inhabitants are noisy to neighbors (regular apartments aren't as noise-proof as hotels and aren't fitted to serve to noisy short-time, mostly-tourist inhabitants)!
So low interest rates can have even serious I would call them - "social" consequences.
This really held my... "interest"
Chuckle, chuckle snort*
Goin back to my cubicle.
You left your cubicle to watch UA-cam?
Why did you leave your cubicle to watch UA-cam?
One of the best videos on any topic on UA-cam
Why didn’t they reach us all this stuff in school!? 😭
Thank you for this channel!
They want us to stay poor
Why are they "teaching" you this now? The same reason they didn't teach you anything about monetary policy in school. This video is garbage. Don't believe it and do your own research.
This appeared in my recommendation after FED decided to keep the rates steady to control inflation, they probably would've increased it if they hadn't said to the public to expect rate cuts...
We have to pay for everything much higher and on top of that these crazy rates makes the living pressure higher and the same time the tax payers are paying for over 2 million illegal immigrants hotels and food. Gold bless America.
Amazing video explained it perfectly thank you 👏😁 I understood it in the first few minutes compared to not understanding from whole other videos!
Only finance I can watch on youtube!!! Richard points out a good channels but aren't many compared to him!!
You have a gift for teaching :) Keep up the great work!
Higher interest rate means more expensive mortgage payments (variable). Stock prices will go down as companies make less money. Savings rate in bank will rise.
Damn, I could have saved a lot of editing time going with this summary :P
By savings rate in banks do you mean common savings account? I currently see a return of like ¢ .20 every month what a joke. It feels as if i should invest my saving in drug money.
Great video explained about 4 hours of readings in 10 minutes good job!!
I like your demonstration. It’s very concise and smooth and easy to understand even for non-native English speakers. Good job..you’ve a unique style of delivering speech (information) I’ve subscribed your channel.
Love that this channel is run by a Canadian!
Richard, you are ding an amazing educating people about investing in the stocks market, which is the only left good means to invest the hard earned money and savings for people. People are just scared by what they don't know and by what it is written, as an entertainment, in media. Very good job !
You have explained it in detail with good illustrations; thank you
I am indebted to you forever. You helped me with understand the fundamental concept with such simplicity.
Wonderful explanation, so easy to understand.
I always subscribe to whoever has the most simplest explanation. Thank you sir
Wow this is an incredible explanation. Thank you!!
best finance channel yet.
🎯 Key Takeaways for quick navigation:
00:00 🌐 *Interest rates impact stocks and personal spending, making it a crucial economic factor.*
00:42 🏦 *Central banks control overnight lending rates, influencing how banks lend money to institutions and consumers.*
01:10 📈 *Federal funds rate and policy rates determine interest rates; rising rates affect mortgages, credit lines, and company bonds.*
02:20 📉 *Central banks raise rates to prevent overheating; high economic activity can lead to inflation, impacting consumer wealth.*
04:41 💼 *Central banks raise rates to cool a rapidly growing economy; short-term costs include unemployment, ensuring stable inflation in the long term.*
05:09 💰 *Personal impact: Consumer loans like mortgages become costlier; variable-rate loans see increased payments. Investments may face short-term volatility.*
06:05 📉 *Higher interest rates impact stock market and bond prices; new bond issues offer higher returns, and savings accounts may provide higher interest rates.*
06:33 🏡 *Manageable debt levels are crucial; budget for rate increases when buying a house, and stay calm through short-term investment volatility.*
Made with HARPA AI
Very nicely explained and well presented. Thank you!
YOU'RE THE MAN, Richard, thanks for such clear explanation
Just fantastic. Thank you so much The Plain Bagel! The terms you explained are just Plain Simple!
Central bank does not set the fed funds rate, they set the target but the rate is set by the banks themselves. Banks use the Fed's monetary policies to determined the rates when lending.
Federal Reserve does set the federal funds rate. The target is the rate, they influence it by buying/selling bonds or putting the rate directly on reserves overnight so they don't have to buy and sell. But yes, Banks can set the rate, only if the Fed didn't do anything. But the Fed will do everything in its power to achieve the target.
i just met you. and this is crazy. but here's my upvote. keep helping me understand economics maybe?
The best video ever about this topic! Great work!
Very easy to understand. Thank you for the simplicity and good explanation of this video.
Love these simple explanations. Great channel.. thanks.
If interest rate increased, the amount of currency on the finanacial market would decrease by following monetary policy, and the bonds prices issued already would plummet b/c the holder of the bonds wanna get augmented interest returns. In addition to that, the volume of export would increase whereas the volume of import would plunge.
bank reserves are not currency like cash or coins. They are 'money' used by banks themselves, no person can use them. The fed set the target, if they want higher target (higher interest rate) they would tell the banks that they will sell bonds, banks have meeting and give the Fed the reserves in exchange for bonds because government bonds earn higher interest than bank reserves.
Came back for this to refresh my knowledge on recent interest rates topic:)
2 months of school in 7 minutes. this says it all about school system
There are exceptions. Argentina had 45% inflation last year, and interest rate around 70%, so people don't spend much money to avoid inflation to get even higher. ..
who’s here in 2022?👀
Me too
2018 here. How's things?
Now I want a plain bagel, toasted with butter..... Great vid though!!
thank you very much, after years of hearing about interest rates and stuff, i finally understand how it works... it is similar to the profit someone expect for buying products for sale. In this case, the banks invest in you, so they expect some benefit from YOU.
The explanation is very easy to understand. I like this channel. I'm learning a lot
I would add another reason to why the stock market would take a hit for an increase in the interest rate. The Markowitz portfolio theory suggests the best possible capital allocation line is projected from the risk-free rate/intercept to the tangency onto the efficiency frontier of the portfolio set. When the interest rate rises, the risk-free free rate increases (federal bills, notes, etc..). This causes investors to put more money, sometimes withdrawing from the security market, into the risk-free assets. This process creates either lower demand for or more sell orders onto securities. The result of that is a fall in stock market performance.
This aged poorly
Yo my guy Canadian prepper in the comments! What's up dude?
Seems good to me...
Great explaining however, my view on this and why this time it's different to the past, is that over the past 40 years we have seen a progressive downward reduction in interest rates from 20% to near 0%. Which has inflated everything from stocks to homes, and historically after every recession all the central banks have done is lower rates and increase the money supply to stimulate the economy (QE). Overtime the money supply (QE) hits the economy (inflation) and the central banks raise rates (as explained in your video) this subsequently slows the economy and debt carrying costs increase. These rate hikes have over the last 40 years, kept on generating recessions (I can't think where a rate hike hasn't caused a crash) So now we are at the bottom with debt levels at all time highs and interest rates at near zero (historic lows) As rates are rising and with the economy being so rate sensitive, what happens in 2019 when the next recession hits?
They can only go back to zero rates again or worst case go negative (disastrous in my opinion) and QE again... But this will surely lead to stagflation? Recession and inflation at the same time and will ultimately lead to a depression.
Seeing what happened and what could have happened in 2009 with the financial crash and only in my opinion making the situation worse by adding trillions to the national debt and lowering rates to near zero, have we merely kicked the can down the road and made this into a debt bomb that's about to explode, unless we get a smooth transition to a new digital currency that is, (unlikely)
What's your thoughts?
I agree with you. I think lowering rates leads to inflation not only by excessive demand but also because it is a debt whose money is simply printed by the fed and given to the banks to lend to customers, which is called in the media "Quantitative easing", an ambiguous desciption of turning on the money printing machines that an ordinary man would probably not understand. I am not at all an economy expert but I think there is still a missing point in this video despite being good.
Why can’t we have free market interest rates?
@@todoldtrafford we should that would be true capitalism and let the markets decide in a free world. However Government intervention and banks controlling the economy won't allow that to happen.
Wow its as if youve gone back in time and left a comment from today
@@boxingbrenno it kind of played out. The UK (me) is in recession and we have huge debt with companies crumbling all over. The US has the highest stock market valuation in history, and probably has something to do with the 35% money supply increase over 2020 alone. I honestly didn't think it would get to this. Where's the crash! It has to be soon surely, they can't keep this monetary system pushing along the way it is without cracks and failures.
Very well done, thanks for the simple explanation 👍🏼
Simply put.
the entire engine methaphor is nonsense. the economy isnt growing "too rapidly". The problem is the money supply, debt, and deficits are growing too rapidly. Debt was the problem in 08. What was their solution? More debt. anyone else see the problem here?
good luck getting the tribe in the central banks to give up their usury.
I really hate this bigoted form of economics they go by
I'm so darn happy that the next recommended video is "How negative interest rates work"
thanks Man ALL THE WAY FROM AFRICA
hello, i don't know much about this but i have a query. If the central banks reduce their interest rates, normally the commercial banks should too reduce, but does it happen that comercial banks are still borrowing at low interest and lending at high/higher than normal interest rates? Does the central bank compel them to lower the rates?
I have no idea why the sound on your videos is sooo low! pretty much every other video from other channels keep it the same, but I have to increase my speakers volume when I watch yours
Mr.Moody life’s tough bro
@@mrqadaffi3638 not really
Những ca sĩ khác cho mình cảm giác thư giãn khi nghe! Còn ĐP luôn cho mình bị cuốn theo tinh thần bài hát.
everyone in the world need to see this video in this times.
pretty good for understanding overview of macroeconomic
pretty much low interest rates= inflation and high=recession, you want the sweet spot
That's a good way to look at it.
And that equation also helps in understanding the current scale of the problem even more, where the double whammy is: low interest + recession at the same time.
This aged well
Hello 5 years later here currently sitting at a beautiful 5% and about to increase after April 1st.
You're try to talk to sensible people with a reasonable understanding of finance however most people are terrible with their money and are completely underwater.
a debit card is used for eftpos yeah? its a pay pass card and your spending your own money, a credit card is where you are not spending your own money? I reckon I got that right
Very well explained! Thanks, man! Just took a business finance class, but did not know where the “interest rate” actually came from.
Angello Rodriguez glad you found it helpful!
Awesome video; I instantly understood the concept. Thank you
That inflation part is bearing fruit
avocado spread with that plain bagel pls
Thank you, has a good amount of detail while still being very understandable.
Oh this was recommended at an excellent time
Great video! Very much and detailed information in a short period of time.
I dont know why this channel dont get more likes uwu
thank you so much for this easy explanatory video
Wow nice and simple. Thank you
Turkey at 20%+ inflation now
Thanks for doing these videos. I'm surprised there aren't more views. I was looking for basic information about how bonds work in rising interest rate environment and this was very informative. Question, in general, are short term yield bond mutual funds better than intermediate or long term fund in a rising interest rate environment?
Mountain Biker generally speaking, yes that’s the case, however often times those bonds have already been bought up to reflect this. In other words, because people know that short term bonds fare better in a rising rate environment, they are bought up and become less attractive.
We also have no way of knowing where interest rates will go. Sure they are rising and central banks continue to suggest that they will raise them in the future (the next 6-12 months will very likely see rates go higher) but things could be very different a year from now! If we say an economic contraction, the central banks may very swiftly change direction.
Thanks for the kind comment!
Hes a complete dolt that ignores the proven Austrian theory of the business cycle. Just another dumbass Keynesian
Hey Richard, also at 5:28 investors have less money to invest because of higher interest rates, right?
Thanks!
Real weird seeing you in a suit
Well stocks will drop because companies won't be able to buy their own shares with cheap borrowed money anymore
mohammed EL-ABDELLAOUY fair point!
Good explanation. Good illustration. Good man. Good bagel.
So its a good time to buy stocks when the banks are offering a lower interest rates?
Yh I would also like clarification on this, cause that what I'm getting, and vice versa on bonds. When there are higher interest rates, buy bonds?
Nice Video. However, The banks don't borrow from each other at the Federals Funds Rate. The Fed Sets a Target for the Fed Funds Rate. The rate that is actually charged depends on the negotiation between the banks involved. The Weighted average of the rates in all such transactions is known as the "Effective Fed Funds Rate" (The one published in the Wall Street Journal). In order to achieve the target, the FOMC buys and sells Government securities from these banks in order to raise or lower the Effective Fed Funds Rate.
I live your clear way if speaking!!
Great video, guys!
Awesome content man! Really love this channel. Subscribed! :)
JP Bredenkamp thanks for the support!
@@ThePlainBagel meh too
This channel has the potential to be great due to the presenters good “plain spoken” presentation skills. To be great will require the shedding of false analogies like the “engine overheating” thing. An engine overheats for technical/physical reasons related to the nature of matter itself. What causes an economy to overheat if it’s entirely a mental construct? Details that break that down better and deeper will be very interesting and explode viewership. Cheers!
i just realized in this video that "in economics, things being too good can be a problem" :(
You want to have a business you don't want to be a consumer and you don't want to be an employee. You want to own a business in this way you get access to special interest rates like banks.
As a Canadian, how does one survive 5% inflation, insane housing costs, decrease in purchasing power & no change in salaries!?
Excellent!!! Keep these coming!! You have great communication skills
Thank you!
finally... now when I read new about interest rates I wont feel stupid
The channel is great 👍 👍👍👍
Great video... Very clear explanation provided
Thank you!
Your videos are a good source of information.... Keep going..
Keep up the good work! Excellent channel!
Great video. Thanks. Love from India❤️
the rare video that has aged well
Sir plzzz explain that how short term rates influence bonds prices and who are participants in primary bonds market ...
I have a curious question
Why they will increase their prices?
@3:37
Well done, subed