Making Money Without a Job: My 6 streams of income
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- Опубліковано 20 вер 2024
- MY BOOK! EXTREME FRUGALITY: SAVE MONEY LIKE YOUR GRANDMA - amzn.to/3FdVQj3
For ideas on how to live a more frugal and simple life, you can find me in the following places:
My blog: www.shoestringcottage.com
My Facebook group: / 1015664032263189
On Instagram: / shoestringcottage
On Pinterest: www.pinterest....
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Years ago, I was criticised for hiring a man who was 60. He was an excellent worker, much better than the youngsters who had been in the role previously.
It’s infuriating! What an ageist society we live in when you are criticised for that. I bet he very much valued that job
Hahah...my two pet peevs...people who say 'how nice you retired early' (I was only 49 when I had to stop 'normal' work)....and... 'you're so lucky you don't need to work anymore'.....GRRRR!!!!! I work harder than ever but the difference is I love my work now. No pension (far too young!), no benefits, living by my own wits. And it's great (but hard work). Go us!
I have seen the hours you put in Vivi. Hardly work shy! I’m the same - I enjoy myself so much more now I’m ‘retired’ 😂
Hello Jane, very interesting video, I am 53 and have worked part-time as a dental receptionist since I was 29. I work for a corporate dental company and the practice I work in has mainly an older work force and in the last few years we have had a new manager who also runs another practice with a younger vibe - I have been appalled by the age discrimination we have been subjected to in the form of putting us down, telling us we are not good enough, laughing at our computer skills, and totally dismissing our many years of experience, dental knowledge, wisdom and strong friendships with our loyal patients ( who incidentally they also dismiss as we have a mainly older patient list due to location and the fact that we are a private practice ). Unfortunately all of this has left a lot of us in my workplace finding our confidence has dipped drastically and made us very unsure of how we’d fare in the employment market. I think if the government wants us to work more they really need to engage with the older workforce and put much more help in place and not just look at the professional workers who I imagine may have a very different outlook.
That’s so bad! If you have an HR department I think it would be worth complaining. It’s usually simply ignorance and younger managers should receive appropriate training. It’s awkward though!
I’ve never liked dentists, they’re strang lot. I also witnessed a dentist making disrespectful remarks to a young dental nurse. They’re failed doctors, hence have a big chip on their shoulders!
That's shocking
I will be 69 in a few months and I am still working full time. Mentally, I am just not ready to stop. I have a 1 hour commute each way so I am away from home 11 hours a day. With my job I have great benefits. Don't want to give that up either! The one thing I would give up is the commute.
Wow, you have more energy than me! Just reading that made me tired 😂
Reselling - As the saying goes, "if it was easy, everybody would be doing it" That is one of the capitalist paths.
1. A new thing comes up that nets someone a lot of money
2. As long as there's significant money to be made, more and more people start doing the same thing.
3. There comes a point when there's so many people in the work that everyone is just getting by.
4. if more people join, at this point, the market is over saturated and not profitable.
5. Then the sector contracts again.
To stay out of that trap, one needs to keep being unique.
That’s certainly happened with reselling. Although I’m definitely not trying as hard!
I love the colour of your hutch.
I'm retired and disabled, I do plan to teach sewing and quilting. I do other crafts but I plan to start there.
Quilting seems to be a craft that is incredibly popular. You can start a UA-cam channel doing that!
@@ShoestringJane I don't think I want to deal with trolls and negative comments
@@melanienicholson2834 no, I get that. Do you watch this Homely House? She does lots of quilting and crafts. Clever woman
@@ShoestringJane yes I've been watching her channel for a few years. Right now, I'm living with family waiting on senior housing and most of my things are in storage. Once I get moved I will think about UA-cam, thank you so much. I also make junk journals, household items. Right now I'm making another quilt and thinking about making a pouf.
Hi Jane, I saw your vlog advertised in an old 'YOURS' magazine. I really like your style!
Ooh, that is old! 😂
Fortunately at the age of 69 drawing Social Security only no job pension I'm not doing any outside jobs. I can pay my bills and put a set amount of money into savings every month
Hi Jane. Love your channel. I'm still in full-time employment at 59 and all of my colleagues are in their 30's! You do start to feel a bit isolated. Regarding ebay I have done quite well selling higher end ladies clothes - Hobbs, Boden etc but you do have to hunt around to source them.
Thanks. I have found those brands in the past but they don’t seem to make as much profit now . Never say never though!
I sell clothing on vinted as it sells quicker and other items like electronics on eBay as Vinted don’t accept electricals. It’s all our stuff though don’t go out and source . I sold loads on vintage cash cow the other day just old earrings from 80/90’s that were lying about for years . Made £128! Was hugely surprised x
Wow, that’s good! I haven’t explored that site
Thanks for sharing ❤
Just started following your log and adverts are fine for all the reasons you say. Really enjoy your vlog content 😊
I did the same Jane I took early leavers and took a small pension. I had said to me are you enjoying your retirement? I have 3 soon to be 4 streams of income and have also in the past been a host family. I really enjoy the freedom several income streams gives
Me too, totally get that, even if your income is more variable
This was v interesting, thanks for sharing. I've been out of work for a long time after being signed off due to severe depression mostly. I used the time to recover, volunteer and retrain as a designer/illustrator. I'm ready and need to return to work now and I've been trying to decide whether to put everything into going self employed or whether to get a part time job to live on plus my design business if I can make it work. I can't work full time as it tends to make me relapse. One issue with not having a full time job is not being eligible for a mortgage. If housing was more affordable in this country life would be so much better for a lot of people. There's lots of things to consider, I'm going to journal about it this week.
With three daughters renting, I agree about the cost of housing. The part time option might help you whilst you get up and running? It’s good to have some income you can rely on. Good luck with your new business!
Hi Jane that was great I love all your different income streams and a really interesting video. I watch while ironing on Sundays so always all the way through🙂 I think you probably do well with the writing as you say you have experience in publishing in the past, how wonderful. It is also nice that you can enjoy your new home to yourselves. I have a blog (not monetised) and my youtube channel is creeping towards the 1000 subs but it will be a while before I have the required watch time. So as you say those things take a lot of time, I make clothing from start to finish in some of my videos so a day there before editing so I understand you when you say you are not doing three a week for very little return. Great news that you are still enjoying the cleaning. Have a lovely week. x
Your channel is great, Dianne! I gave it a mention in an article the other day. Hope it gets you a few more subs
@@ShoestringJane hi Jane, oh
thank you that is so kind of you. 😊
Thank you for doing this! I love how you give so many ideas and having different options is quite freeing. It gives a sense of security and control in a very uncertain economy! Love these kinds of videos 🙂
Thanks! I think it’s good to have more than one source of income if possible
Helpful and inspirational video today. Thank you!
Thanks for watching!
Hi Jane, love your videos . I just wanted to let you know you can choose where your ads go on a video. When you upload and choose monetization you have the option to personalize. Also if you go to Your UA-cam studio , select the video , go to monetization and you can change it when the video is live . I do this on a PC, I don't know if you can do it on a laptop . This message is sent with love to help , as a UA-camr I know sometimes comments can be read as judgmental or negative 😘
Actually that’s helpful. I know I can switch them off but not how to place them. Will explore
That was lovely Jane. Like a chat over coffee with a friend. A bit one sided chat,but I've got the coffee.! Actually during the duration of your talk I washed up,iced some fairy cakes (I refuse to say cup cakes) potted up some plants and wrote my shopping list! This sounds boastful but it's not,it's a curse. I'm 68 in a weeks time but I only look about 48. That sounds wonderful but it's a curse because I'm sure some people in my neighborhood think I'm " on benefits" but then my life is none of their business. The thing is if someone is legally retired aged 50+ but under 66/7 they are not claiming benefits. They are paying for their life and their lifestyle with THEIR OWN MONEY. They were lucky enough to have a good paying job and good pension set up and lucky enough to have a shrewd mind probably both together. I think it's disgusting for these Tory pirates to criticize people whom have obviously worked both hard AND smart. And to call people,me, anyone an economically inactive unit is disgusting. Theyll be calling us Useless Eaters next. The labourer is worthy of his hire. I hate it when people expect free stuff but for them to be well paid. Like people who expect a trained gardener to cut their hedges,trim their lawn,and weed their borders for £5 and a cup of tea. People who (really) think the childminder should look after their toddler for free because it's only looking after a kid,it's not managing an office,or doing city trades or producing tv shows,or,well I've met those people,they are real! Resuming my other point,anyone over 50 but under 66 not "retired" and with no independent money to live on which is most people is a "job seeker" and they will be harrassed,hassled and not given a moments rest. I had a brief experience of this when my Mum died aged 91 and as I was her full time carer I got this treatment. It was horrible but God sent me a job within a couple of months. I say that because the much vaunted "help and advice" is just sitting you down at a computer screen and expecting you to stare at it for several hours and when you dont even know how to turn the bloody thing on......but like I say,I did not find the job,the job found me. It was early morning cleaning at my local big lifestyle store. It was the most enjoyable job as it turned out. Great people, challenging and active,a daily workout but most fun because I only had to do it for 4 years. My boss told me I could stay on into my 80s,90s if I wanted but no way,as soon as I hit 66 I was outta there. I've never based my identity or my personal worth on my job,work or occupation.
Great rant! I heartily agree with everything you say. It’s funny how cleaning can be enjoyable sometimes! Never thought I would say that 😊
Great video, really useful ideas for earning extra money. Thank you
Good for you
Hi Jane, I have subscribed to you for years, but today, I found that I had to click the subscribe button again. How odd . I try to sell stuff as well, mostly my things, but I have come across items that is very cheap, and I have resold it online. I am working part time in an upper secondary school, and this spring I will pick up some shifts as an examination invigilator. I have not done a whole day before, just stepped in during lunchbreaks. Can be somewhat tedious work, but it is good money. Many schools stuggle to find enough invigilators, so I recommend it, and since you are close to a University, call them up and ask if they need an invigilator. So much easier than having a lodger. And, it can be a year round thing, as people are taking exams and tests not only in spring. 💕
That’s a great suggestion! Going to explore that
enjoyable as always
Thanks
Please do more keto recipes with cheap ingredients from UK☺️
I’m not really an expert on this! I did keto for a while but currently I’m not. Quite a few ideas get posted to my Facebook group though, My Second Hand & Frugal life if you want to join
Hi Jane good video. I'm 60 and work 3 days a week as a cleaner and that pays basic bills. Luckily paid mortgage off. I have never been to Scotland so this year I have booked a week in the summer, air b and b little cottage and cant wait. This will be my treat for the whole year. Next year I want to go to Ireland, never been and my parents are Irish sadly they are dead now. I know I will really appreciate this holiday. Simple things, best things in life I agree. I love to bake, sew, garden walks with groups of friends. Also work as volunteer giving energy healing at a healing centre, that brings great pleasure. Never cared about the Jone's or what people think of me. Never read country life mags,does not interest me. As long as Im loving and kind in this life thats all that matters. Im not materialistic either. I do love my home and the company of friends but also my own space. I hope you get to go to Scotland too.
We are twins :)
What a lovely way to look at life. Come to Ireland on your holiday. I have a house by the sea and you are welcome.
@@ritashannon Bless you! How sweet.
I have your book, it’s fab xxx
Thanks so much, Val
Hi Jane always enjoys you videos , can I please ask is it a nightmare with doing your tax return when you have so many streams of income and do you have to registered as different businesses with hmrc as the nature of the streams are different. kind regards
I always do my tax return first thing in about May. Can’t be doing with a last minute panic. I have an excel spreadsheet with all my income streams and have set it to roughly calculate tax to put aside. They allowed me to register as one business, otherwise it would be more complicated. So I don’t find it hard but it’s not a huge amount of money 😊
@@ShoestringJane Thanks for taking the time to reply kind regards
Make birthday cards
Hi What about auctions. I bought a Persian rug worth almost $3,000 once and bought it for $36. It was under a tatty rug. Ha ha I just walked in from the street and just put my hand up when its number came round the table. The auction houses have estate sales. I didn't sell what I bought I kept the things. I've had the rug ( Azteec design) since the 1990s. All the best in hunting. I pray more people join you on the youtube. Amen??? Ask us for our you tube channels we know and love. Kate Kaden ., wallflowers, frugal queen in France 🇫🇷, under the median, frozen pennies, Jennifer Cook. Joshua Beker. Let them know about your book. I pray great blessings in riches for you.Amen ?? Can you take a picture of your book and post. We need reminding about motivation and reminders dear too. Can you drop off your book for sale at the counter at the charity shops. We all love these days knowing how to be frugal dear friend. Keep your chin up Onwards and upwards 👍 Maria
I really want to explore some auctions - definitely going to do that. Thank you for all your suggestions.
Sell old stuff ya dont need
Can you drop of copies of your book at the university to sell‽ People are hungry for info, especially about frugal living.
I should explore selling directly more
Go in a tip make stuff from rubbish
I'm the same age and I used to have a ' portfolio career' for years then realised I was getting rusty on computer skills, went back to work ie became an employee in my mid 40s, loathed it but found a job that I love and I'm now one of the youngest...which makes me laugh...I will stop there as otherwise I will be writing my life story. Lol. Not met any 50 to 64 year old who are fully retired. You don't have to justify yourself for being self employed you are contributing to society just as those who are having / chosing to stay at home to be care givers, saves the state a huge sum of money.
You are lucky you have a job you love. Not many folk can say this 😊
Make some wigs
Sell ya old clothers