Tax Planning Opportunities From the SECURE Act 2.0

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  • Опубліковано 8 лют 2025

КОМЕНТАРІ • 13

  • @HenryLucask5l
    @HenryLucask5l 3 місяці тому +120

    Tax laws can be so complex, and it’s super helpful to break them down like this. Understanding how different policies can impact our finances is crucial for making informed decisions.

    • @CharlesLiamh1p
      @CharlesLiamh1p 3 місяці тому

      Making profitable investments during this time of political change can be risky without that insight. For me, working with an adviser is the best first step to navigate these complexities and make informed choices.

    • @TheodoreMateo3h
      @TheodoreMateo3h 3 місяці тому

      I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.

    • @GraziaMacahilas
      @GraziaMacahilas 3 місяці тому

      Hmmm this is quite interesting, Please can you leave the info of your investment advisor here? I’m in dire need for one.

    • @TheodoreMateo3h
      @TheodoreMateo3h 3 місяці тому

      Nicole Anastasia Plumlee can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

    • @GraziaMacahilas
      @GraziaMacahilas 3 місяці тому

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.

  • @Jennapeters144
    @Jennapeters144 3 місяці тому +29

    The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 120k I have saved so far for retirement which has depleted over the years?

    • @Muller_Andr
      @Muller_Andr 3 місяці тому +4

      Think about actions you’re taking that might be harming you such as carrying over credit card debt each month.

    • @AnkurYo
      @AnkurYo 3 місяці тому +2

      I agree with the reply above. I also think you should think about steps you can take to start. Start somewhere. Anything is better than being frozen even.

    • @AanyaDarika_
      @AanyaDarika_ 3 місяці тому +2

      In my opinion, create a budget including income and expenses, do this with a financial advisor.

    • @AanyaDarika_
      @AanyaDarika_ 3 місяці тому +5

      I'm thrilled with the exceptional guidance from licensed advisor Monica Mary Strigle. Over 38 months, my spouse and I have achieved an impressive return on our investments. I highly recommend Jennifer for expert portfolio management

    • @AadhilaEesha
      @AadhilaEesha 3 місяці тому +2

      In retirement red zone, if you haven’t saved enough, cut expense. Don’t celebrate and buy a car when you get a promotion. Use science and math when it comes to money, sock away more money.

  • @junulee
    @junulee 3 місяці тому +1

    The reason Congress forced catch-up contributions to be Roth is to accelerate government revenue. The government scores revenue on a 10-year cash basis and disregards timing items, so Roth is a revenue generator-this is especially true for catch-up contributions because taxpayers that can afford to max out their regular contributions and then make catch-up contributions are likely in higher tax brackets.