Wonderful info . It's helping not only customers but also health advisors like me to build our business . God bless u with all the growth that u deserve
Ma'am mere bete ko menengitis hai kya ye bimari health policy me cover hota hai please reply dijiyega mai bahut pareshan hu mujhe policy karana hai bete ka par samajh nahi aa raha hai koun si policy me ye bimari cover hogi
Please बताइएगा,,हम 3लोग (, पति, पत्नी, सात माह का बेटा है,) कोनसा प्लान लूँ Aditya birla active one या Tata supercharge geo? दोनों का yearly premium 12,500 के आस पास है,,Tire C city से हूँ
If I had been operated for appendix 10 years back and now I am perfectly fit and fine, doing regular exercise and yoga. So can i get this policy? Pls reply. Thank you
PED WAITING PERIOD IS NOT THERE? Or only for those mention in the chronic list will be part of ped? Do we have any waiting period for specific ailments/procedure?
Policy lenese pehle.... Diagnostic test karna jaruri hea....? Aur BP, diabetic and cholesterol. Ditect hota hea to kay kare... Pzz rpy as soon as possible... thanks for this video.
Mam HDFC ergo vs this policy which one to take. Ergo saying 3yr waiting period for pre conditions. but I am worried about cashless claims and rejections.
Good evening ma'am. Aditya Birla Activ One policy bazar seh dekh rha tha 50lakh. Bhubaneswar city maar ne seh premium 21k aarha, Kolkata maarne seh 24k and mumbai maarne seh 27k aarha. Saare 2 years bundled policy. So agar maine Bhubaneswar maar ke kharida and kabhi future mai mumbai, delhi mai admit hua toh co-pay lgega? As koi option show hi nhi ho rha zone wise payment and selection ka. Premium bachane ke liye Bhubaneswar choose kiya toh co-payment ka koi dikkat in delhi, mumbai, kolkata as hamesha thori Bhubaneswar mai rhunga😅
Very good information based on which I had taken active one max from policy bazaar with chronic illness rider but still they asked me to pay extra money for the same existing illness.I really don’t understand why?. I am also porting my 10 year old policy ,which is bringing all my existing benefits. I think to take a health insurance policy I need to be a CA / PHD it is very complicated there so many twists and turns. If I cancel after paying my money will get deducted GST and COMPANY medical test cost will deducted. Please guide us is it advisable to buy from policy bazaar or direct from Aditya ? Thank you.
Madam, mere wife ko AVN hai... use Niva Bupa Reassure 2.0 plan nhi mil paya.. kya is condition mein . Aditya Birla Active one me health insurance mil sakta hai?? Kindly guide. Thanks
Madam, you told only 2 variants available, Max and vytl. But on web site i see Activ one NXT, Activ one VIP and Activ one VIP+ . Can you please confirm..
Mam i have taken Aditya Birla "Activ One NXT plan" for my parents from Policy Bazaar Rs 5 Lakh as Sum Insured. Is this plan has same features as shared by you in video? Kindly tell. If no pls tell the difference.
Mam ji, niva bupa reassure bonza 2.0 policy and Birla one nxt wali me konsi achi hai, maine niva bupa le li thi, par aap ki comparison video dekh k confusion ho gya so cancel krwa raha hu. Ab btao pls dono me se konsi achi hai , mujhe bp and thyroid bhi hai par biwi ,bache ko koi problem nhi. Bahot tension me hu ab.
i dont see any deduction in waiting period . we have to take rider to reduce to 1 year why are you making such type of video leading to wrong information
Hello mam help me 🥺 phle to dhoke se policy di gyi muhje or fr cancel krane ke bad ,2 month ho gye refund nhi mil rha 10 bar call bhi kr chuka hu vo shi se btate nhi bs ye bolte 5 7 days wait kro or hota kuch nhi mam asi sarvise milegi customer ko to kon lega policy 🙂🙏💔so please help me
Maam, Mera health insurance policy abhi 1yr hone wale hai and before 3 years mera Jaundice hua tha , lekin mera eisi kuch v serious nahi aye the . Mei policy lete time batana bhul gya to kya mei renewal time me bata sakti hu kya ..
You can connect with your insurance agent or insurance customer car to check whether internal portability is available or not.This is indeed the latest plan offered by Aditya Birla & thus have all the best benefits.
Madam seems to good to be true. Kya aapke end se yeh advisable hain .Main ek acha health insurance lena cha raha lekin yeh toh bahut acha hain .Aapka assumption kya hain koi loop hole hain kya isme
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊
Hello mam, I obtained health insurance for my parents in 2021. At that time, they were not experiencing any health issues and were not taking any medications. We did not undergo any medical tests before purchasing the health insurance policy. However, after one year (2022), we conducted a comprehensive body checkup and discovered that my father had thyroid issues, high cholesterol, and diabetes. It's possible that he had these health issues before obtaining the policy, but we were unaware of them. Additionally, they were not taking any medications at the time of purchasing the policy, and they still do not take any medicines as they are currently in good health. Can the insurance company reject the claim based on this information? How good disclosing those health issues now?
@@chandanys6593 that's correct, but the disease is developed post policy purchased. In this scenario you have to keep the insurer updated at the time of renewal.
Mam mera papa ka age 68 years hai aur mamma ka 57 hai .. papaki shirf blood pressure hai aur koi bimari nehi hai .. koi acche insurance nehi mil raha hai.. jo mil raha hai uska premium ve zayda hai bahoot kuch limited mai ve hai .. mam ye policy mere parents keliye accha hoga keya?
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊
Refill - Unlimited no. Of times for any illness Then what is difference between taking 5 lakhs or 50.lakhs As we can refill unlimited number of times Please clarify
So, refill is unlimited number of times equal to base sum assured For example 1st claim 5 lacs - will be paid Refill trigerred for 2nd claim - 5 lacs - Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket Refill trigerred for 3rd claim if above 5 lacs is used -Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket and so on
Check website , Initial Waiting Period: 30 Days (not applicable in case of accident) For Specified Disease or Procedure: 24 months For Pre-Existing Disease: 36 months
We can only suggest a plan depending on the person's requirement & medical history. If this plan meets your requirements , then you can choose this but please do your due diligence before choosing any policy. Also, if you require any assistance, feel free to connect with us on WhatsApp/Call at 9650706699. Thank you & keep watching 😊
Jo company 15/20 saal purani ho us company se policy kharide.kiwke unko customers ko service kaise dena hai company aur customer ka kitna khayal rakhna hai unko achche se us ka experience hota hai ya fir jo company ka premium jada ho us company ka policy kharidna chahiye.sasta roye baar baar mahenga roye ek baar.
Wonderful info . It's helping not only customers but also health advisors like me to build our business . God bless u with all the growth that u deserve
Please prepare comparison video between Aditya Birla vs HDFC ergo vs niva Bupa Reassure
There's been so much competition among insurers that in coming years even PED waiting will be removed in future.
Mam Ayurvedic mai kuch treatment mai admit nahi hona padta to vo include hai kya ?
Plz reply if not how can I add a rider in it.
What happens to loyalty add'l SI during renewal if insured uses the entire loyalty add'l SI for any major claim
Hello mam
Kya hum ye plan apne old policy me add kar sakte hai
Mera old policy Active assure Diamond hai jisme no claim bonus 150% hai
Mam agar kisi ko Hepatitis B detect hua 2 saal pehle. Kya usko koi bhi company Policy issue karegi?
How to calculate premium for different age and cover ?
Portable with earlier period benefit?
Premium protection. Means whether premium increase every year?
Ma'am mere bete ko menengitis hai kya ye bimari health policy me cover hota hai please reply dijiyega mai bahut pareshan hu mujhe policy karana hai bete ka par samajh nahi aa raha hai koun si policy me ye bimari cover hogi
Will this policy will be issued to person undergone CABG?
Hi ma'am,
lets after taking this policy I am diagnosed with cancer after 6 months will I get coverage?
Please differentiate between aditya one vs hdfc ergo vs niva bhupa reassure 2.0
Compare Activ Fit Plus and Activ One
And which is suitable for whom..
Ma'am I think Air Ambulance is not covered in this plan can you please confirm.
Ckd ,follow up CA tongue,spinal surgery cover honge?
Paralysis member ko policy mil sakti hai madam please reply
Ayush can be claimed on the it’s a government right ? And cashless is not available for Ayush. Correct me if I am wrong.
Is modern treatment available in this health insurance
Thank you for the info. But Ma’am I heard that Aditya Birla support service is not good compared to niva bupa/care. Is that true ?
Hi Mam. I have active one nxt. not sure you have not informed anything on this.
Does it cover ckd patients
Thank you so much for making the vedio 😊
Hello Mam, Can I get this policy because I already had heart surgery 14 years ago?
Active one or active one max kya different hai
Premium pre existing disease min they cover after 1 year ...with add on rider only
Please बताइएगा,,हम 3लोग (, पति, पत्नी, सात माह का बेटा है,) कोनसा प्लान लूँ
Aditya birla active one या Tata supercharge geo? दोनों का yearly premium 12,500 के आस पास है,,Tire C city से हूँ
Kya aditya birala kisi bank ke through bhi milata hai policy
Care health insurance advisor Ko shikh ne kuch video please banavo
If I had been operated for appendix 10 years back and now I am perfectly fit and fine, doing regular exercise and yoga. So can i get this policy? Pls reply. Thank you
Mam maine 5 lakh ka ncb care plan le rakha h 3 year ho gye ise plan m continue kyu ya other policy m port kru
Ek person ko last month 11 December 2023 ko heart mein stunt dala hai. Toh kya hum usko yeh plan de sakte hai ?
Is Hepatitis B covered in this policy
explanation is good
Will epilepsy be covered. 🙏🏽
Can we pay premium monthly basis?
for maternity purposes can use this policy
Will this cover avn and total hip replacement from day 1
Can i port hdfc ergo to birla active plan
Will it cover cancer or related to its ??
PED WAITING PERIOD IS NOT THERE? Or only for those mention in the chronic list will be part of ped? Do we have any waiting period for specific ailments/procedure?
Only for declared chronic conditions
Maternity benefits are applicable or not
Policy lenese pehle.... Diagnostic test karna jaruri hea....? Aur BP, diabetic and cholesterol. Ditect hota hea to kay kare...
Pzz rpy as soon as possible... thanks for this video.
Policy lenese phele sare test Karo uske baad agar koi disease hota hai tho update Karo policy me simple
No waiting period all covered from one day of policy how it possible
Superb ❤ thankyou for information
Mam HDFC ergo vs this policy which one to take. Ergo saying 3yr waiting period for pre conditions. but I am worried about cashless claims and rejections.
Konsi li first aapne
Mam ye company in house claim settlement h kya
Ma'am...Thanks for the info...Very helpful...
Can you calculate the approx premium for both my parents who are senior citizens for a cover of 20 lacs
Good evening ma'am. Aditya Birla Activ One policy bazar seh dekh rha tha 50lakh. Bhubaneswar city maar ne seh premium 21k aarha, Kolkata maarne seh 24k and mumbai maarne seh 27k aarha. Saare 2 years bundled policy. So agar maine Bhubaneswar maar ke kharida and kabhi future mai mumbai, delhi mai admit hua toh co-pay lgega? As koi option show hi nhi ho rha zone wise payment and selection ka. Premium bachane ke liye Bhubaneswar choose kiya toh co-payment ka koi dikkat in delhi, mumbai, kolkata as hamesha thori Bhubaneswar mai rhunga😅
Mera Aditya ke sath hi 1cr sun insured wala plan expire hone wala hai kya mujhe active one ke sath Jana chahiye ab?
Aisa nhi h non payable items covered nhi h uske liye alag se add on hai
Active one NXT Aditya Birla helth insurance ke bare me please ek video banao plan kaisa hai le skte hai
Hey do u need Aditya Birla active 1 policy
Thank you mam....
What is the CSR
Very good information based on which I had taken active one max from policy bazaar with chronic illness rider but still they asked me to pay extra money for the same existing illness.I really don’t understand why?. I am also porting my 10 year old policy ,which is bringing all my existing benefits. I think to take a health insurance policy I need to be a CA / PHD it is very complicated there so many twists and turns. If I cancel after paying my money will get deducted GST and COMPANY medical test cost will deducted. Please guide us is it advisable to buy from policy bazaar or direct from Aditya ? Thank you.
Why do you take a rider if you already had a policy? You have covered all the waiting periods right ?
Madam, mere wife ko AVN hai... use Niva Bupa Reassure 2.0 plan nhi mil paya.. kya is condition mein . Aditya Birla Active one me health insurance mil sakta hai?? Kindly guide. Thanks
yes
Schizophrenia ke patient ko ye policy mil sakti hai ki nhi??? As a pre existing illness
Schizophrenia is covered.But Dimentia is not covered in most of the Health Insurance Companies.
Not saying about this plan aditya birla heath platinum
Please upload Manipal signia plan details with premium amount for 25 lakh plan.
Kya m port kr skta hu
All things mentioned are right but all things are addons, so premium will be high
Very good policy
Madam, you told only 2 variants available, Max and vytl. But on web site i see Activ one NXT, Activ one VIP and Activ one VIP+ . Can you please confirm..
Contact me for Aditya Birla insurance
Mam i have taken Aditya Birla "Activ One NXT plan" for my parents from Policy Bazaar Rs 5 Lakh as Sum Insured. Is this plan has same features as shared by you in video? Kindly tell. If no pls tell the difference.
Mam ji, niva bupa reassure bonza 2.0 policy and Birla one nxt wali me konsi achi hai, maine niva bupa le li thi, par aap ki comparison video dekh k confusion ho gya so cancel krwa raha hu. Ab btao pls dono me se konsi achi hai , mujhe bp and thyroid bhi hai par biwi ,bache ko koi problem nhi. Bahot tension me hu ab.
Konsa plan liya aapne
I am type 1 diabetic , i have star health diabetic policy , can i port this health insurance
Yes u can port your policy
Policy me maternity ke saamne available likh kar ye log mis- sale karte hai.
Baad me aapko bolenge wo add nhi hai.
i dont see any deduction in waiting period . we have to take rider to reduce to 1 year why are you making such type of video leading to wrong information
I am unable to find this plan Active one vytl. could you please share the link
www.adityabirlacapital.com/healthinsurance/activ-one
Hello mam help me 🥺 phle to dhoke se policy di gyi muhje or fr cancel krane ke bad ,2 month ho gye refund nhi mil rha 10 bar call bhi kr chuka hu vo shi se btate nhi bs ye bolte 5 7 days wait kro or hota kuch nhi mam asi sarvise milegi customer ko to kon lega policy 🙂🙏💔so please help me
Konsi policy li thi bhai
pls explain VYTL
It is too good to be true. What is the catch mam? May be yet to disclose.
More premium for add ons like PED, Claim Bonus etc.
Maam, Mera health insurance policy abhi 1yr hone wale hai and before 3 years mera Jaundice hua tha , lekin mera eisi kuch v serious nahi aye the . Mei policy lete time batana bhul gya to kya mei renewal time me bata sakti hu kya ..
Haa batha dena kyu ki report mein patha chal jaatha hai.
Mam isme spine operation wale le shakte hay
All covered. If it is PED, Need to declare
Can zone/tire 3 customers take their treatment in higher/zone 1? Any Co-Payment applicable?
Yes, can claim in zone 1without any co payment, one should have a valid address proof of zone 3
Thank you, This Active one Next plan right?
At present I have platinum enhanced plan, which will be expired on July-2024, can I shift to this plan?
You can connect with your insurance agent or insurance customer car to check whether internal portability is available or not.This is indeed the latest plan offered by Aditya Birla & thus have all the best benefits.
Premium?
National Insurance Best Mediclaim Policy.
Madam seems to good to be true. Kya aapke end se yeh advisable hain .Main ek acha health insurance lena cha raha lekin yeh toh bahut acha hain .Aapka assumption kya hain koi loop hole hain kya isme
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Thank you 😊
Mam kanha milegi I searched aditya birla website have not this policy, have only active one nxt only?
Plz reply mam
Contact me for Aditya Birla insurance
Hello mam, I obtained health insurance for my parents in 2021. At that time, they were not experiencing any health issues and were not taking any medications. We did not undergo any medical tests before purchasing the health insurance policy.
However, after one year (2022), we conducted a comprehensive body checkup and discovered that my father had thyroid issues, high cholesterol, and diabetes. It's possible that he had these health issues before obtaining the policy, but we were unaware of them. Additionally, they were not taking any medications at the time of purchasing the policy, and they still do not take any medicines as they are currently in good health.
Can the insurance company reject the claim based on this information?
How good disclosing those health issues now?
It's always good to disclose at the time of renewal
@@yasinqureshi1998 But it's not a pre-existing disease, right?
@@chandanys6593 that's correct, but the disease is developed post policy purchased. In this scenario you have to keep the insurer updated at the time of renewal.
Well explained
Thank you jee, keep watching !
I am planning to take this plan for my dad. He is 60 year old and suffer from OSA. So, does this plan cover OSA from day 1.
Policy will not be possible in OSA obstructive sleep apnea
Premium for 2 - age 61 and 60
Mam mera papa ka age 68 years hai aur mamma ka 57 hai .. papaki shirf blood pressure hai aur koi bimari nehi hai .. koi acche insurance nehi mil raha hai.. jo mil raha hai uska premium ve zayda hai bahoot kuch limited mai ve hai .. mam ye policy mere parents keliye accha hoga keya?
Acha hai u can go for it i boughy for my parents
Regarding premium you could tell maam.
Can kidney transplant patient can take this policy?
2 year waiting period lagega
Insulin patients le sakte haii
Yes
Activ one next kaisa hai ????
Mam Age 43,36,13,2,1yr. H port krna h premium kya hoga mam
For any queries related to health insurance , connect with our team on WhatsApp/Call at 9650706699.
Thank you
What about sub limit and co payment
Cash less treatment is available?
Aap ko what's app Kiya tho aap respond nahi dete madam
Mam, my husband and mine age is 56 , which is the best plan for ut.?
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Thank you 😊
Good information provided
Glad to hear that !
Refill - Unlimited no. Of times for any illness
Then what is difference between taking 5 lakhs or 50.lakhs
As we can refill unlimited number of times
Please clarify
So, refill is unlimited number of times equal to base sum assured
For example
1st claim 5 lacs - will be paid
Refill trigerred for 2nd claim - 5 lacs - Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket
Refill trigerred for 3rd claim if above 5 lacs is used -Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket
and so on
@@GurleenKaurTikku Thank you got it 😊
Thanks mam😊
Keep watching jee 😊
Thank ❤
Keep Watching !
Check website , Initial Waiting Period: 30 Days (not applicable in case of accident)
For Specified Disease or Procedure: 24 months
For Pre-Existing Disease: 36 months
Kya aap ye plan suggest karenge???
We can only suggest a plan depending on the person's requirement & medical history. If this plan meets your requirements , then you can choose this but please do your due diligence before choosing any policy.
Also, if you require any assistance, feel free to connect with us on WhatsApp/Call at 9650706699.
Thank you & keep watching 😊
Jo company 15/20 saal purani ho us company se policy kharide.kiwke unko customers ko service kaise dena hai company aur customer ka kitna khayal rakhna hai unko achche se us ka experience hota hai ya fir jo company ka premium jada ho us company ka policy kharidna chahiye.sasta roye baar baar mahenga roye ek baar.