Money Morning Routine | Spending Update + New Year

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  • Опубліковано 12 січ 2025

КОМЕНТАРІ • 47

  • @doloresscarber7515
    @doloresscarber7515 20 днів тому +54

    Hey Miko! Happy Holidays 🎄So my 15yo daughter asked mom what do you want for Christmas. “Budget Mom Workbook”. She says no what do you really want!? I’m getting you something else! I replied Budget Mom workbook. Friday As I open the door to go pick her up from cheer practice OMG the book is on the porch. Eyes started watering 🥲When we get home she jumps out the car wait Mom one of your gifts are on the porch STOP LET ME OUT! YOU CAN’T SEE IT! So I couldn’t let her know I knew. Ready to start preparing my budget/book Christmas evening😊❤

  • @michellemorales401
    @michellemorales401 20 днів тому +8

    Welcome back! 🎉❤
    It's such a great feeling to be able to fully enjoy vacation, knowing that your budget is back home working, as planned. 😊 This is what I see as financial stability.
    💙💜💙

  • @dawnbeach5928
    @dawnbeach5928 20 днів тому +6

    Welcome back. Missed your videos. First year using the budget by paycheck planner. Been doing a trial run on paper for December to figure out my categories. Looking forward to 2025 to see how well detailed I can budget now

  • @jackiedehahn7085
    @jackiedehahn7085 20 днів тому +5

    Good morning Miko, so happy you enjoyed your Switzerland trip and you arrived safely home. Merry Christmas to you and your family.

  • @sitsngigglesful
    @sitsngigglesful 15 днів тому +1

    Just found your video as I prepare for a bo spend January to kick off my life of actually budgeting. I have a budget tracker similar to yours but I never even thought to use it like this AND even the little thing like writing in the actual amount of a bill and seeing what is left to pay still KINDA blew my mind- in a good way. So thanks. Now subscribed!
    Side note question- what at home nail gel dip do you use? I think gel dip would last better on my fingernails, and I don't (never have really) want to go to a.nail salon for it.

  • @jackiebowen6239
    @jackiebowen6239 20 днів тому +2

    How cool to see you today, Miko! I'm glad you're safely home and hope it was wonderful for you. Thank you for taking time right now (!!) to remind us to think beyond the next 2 days! I'm pretty occupied with hosting our family meal, but excited to start 2025 with my new BBP workbook. It will be my adventure for the New Year. Blessings to you and your family! 💚🎄

  • @sharonscott5727
    @sharonscott5727 20 днів тому +3

    Miko, Switzerland is beautiful; Swiss chocolate is wonderful. Traveling alone gives you the chance to follow your heart when making plans. Italy is on my bucket list😊
    A family member asked me about my budget and process for getting out (and staying out) of debt. I was happy to provide info about The budget Mom. I’m so grateful your budget system has helped me achieve my goals and has allowed me to set higher goals for the future. Now I can help a family member with their debt-free journey.

  • @julieb6680
    @julieb6680 20 днів тому +2

    Welcome back! Happy Christmas and Happy New Year! I’ve completed all the steps in my workbook except for second half of January. Will be doing that this weekend. I don’t think I’m ready for cashless just yet but hopefully later this year as I am more comfortable and mindful of my spending and spending limits 😃❤

  • @lynellboodram5908
    @lynellboodram5908 20 днів тому +2

    Happy Holidays Miko and family , I also asked my daughter for the BBP workbook and I cant wait to get started !

  • @bettykosel547
    @bettykosel547 20 днів тому +2

    Happy Christmas to you and your family! I was happy to see your video come up on my notifications!!😊😊😊

  • @Blessed2Budget
    @Blessed2Budget 20 днів тому +2

    So happy you are back!

  • @rosamondhazell2149
    @rosamondhazell2149 20 днів тому +2

    Merry Christmas Miko. You are back.

  • @keveyk
    @keveyk 17 днів тому +1

    I'm so bumming I missed the 10.00 sale on the printable budget book....Merry Christmas to you and Family

  • @Nanni-uh3kc
    @Nanni-uh3kc 15 днів тому

    Happy new year and I am looking forward for a lot of new motivational videos! I use my budget mom workbook now the second year to save some money😃

  • @SharnettASL
    @SharnettASL 20 днів тому +1

    Yayyy!!! You're back. I hope you had a fantastic vacation.

  • @noraward4741
    @noraward4741 20 днів тому +2

    Merry Christmas Miko and Family 💚❤️

  • @BudgetwithJessica
    @BudgetwithJessica 20 днів тому +2

    Great video! Great goals for 2025. Merry Christmas to you and your family 🎄

  • @kristinc7029
    @kristinc7029 20 днів тому +2

    Welcome back Milo, I truly missed your money morning routines! I’m also looking at my streaming services. I will be interested in knowing if you decide to move away from UA-cam TV and what services you will continue to use. My biggest issue are my local channels here in Charlotte, North Carolina.

  • @TracyOwen-y9t
    @TracyOwen-y9t 20 днів тому +1

    Thank you. I hope you have a Merry Christmas with your family! Xx

  • @larkiameade9251
    @larkiameade9251 20 днів тому +2

    Welcome back!!

  • @pamelabudgets
    @pamelabudgets 18 днів тому

    I just recently started my cash stuffing envelooe journey and it is a game changer! Makes life less stressful. Btw, Love the nail color, is so pretty❤

  • @ameliamorningstar
    @ameliamorningstar 20 днів тому +3

    New bbp fan for the next print I would love to see extra pages for financial planning and goal setting so that if I start the book mid year when January hits, I can go back and revise and refresh my goals

    • @scholargrrl
      @scholargrrl 20 днів тому

      She did say the code allowed access to printing extra sheets. Did they perhaps allow extra prints of the sheets you wanted extra of. Or perhaps photocopying them and hole punching to get you to where you want to be for your needs?

  • @pollydolly9723
    @pollydolly9723 20 днів тому +1

    Glad to see you back Miko!merry Christmas and Happy New Year!

  • @jessicacastellanos6490
    @jessicacastellanos6490 20 днів тому +2

    I am using the 2024 physical workbook I bought from you this past year. I also purchased the digital one which I was using with a happy planner. Let’s see how 2025 goes

  • @heathercostabile3986
    @heathercostabile3986 19 днів тому

    So glad you had a wonderful memorable trip!

  • @junebuckley4155
    @junebuckley4155 18 днів тому

    Welcome home merry Christmas to you and your family

  • @ashleynobles1313
    @ashleynobles1313 19 днів тому +1

    Miss the real people budgets on this channel ❤

  • @nikkkibudgets
    @nikkkibudgets 20 днів тому +3

    Hi so ur paying for Hulu and Max did u know they have a combo for $18- Hulu, Disney +, and Max?

  • @annagonzales4626
    @annagonzales4626 20 днів тому +2

    There is a Disney/Hulu/HBOMax bundle for $30+ tax

  • @laminage
    @laminage 17 днів тому

    On Boxing Day, December 26th I did alot of updating. I won't get my next Paycheck until January 3rd because I get paid Bi Weekly but I am getting a Raise. I'm going to do some overtime which will be great and get extra money to pay bills. Also they say that January is very challenging because when you get that Credit Card Bill some folks are in a state of shock. I live in Canada and we have GST (Goods & Services Tax) and HST (Harmonized Sales Tax) which I will be using to pay bills. My Two Credit Cards will be on lockdown until further notice. I also bought a Budget Book from Amazon which has helped alot. My Sister also gave me a Budget Book from Greeinbrier Publishing that also helped me. Did you create that Black Book, it's very creative.

  • @OliviaMirick
    @OliviaMirick 16 днів тому

    Ooo going almost completely cashless. Could this mean that maybe you’ll make a budget app in the future?! 😍

  •  20 днів тому +2

    Hi Miko, can you please link the $5 savings jar you use? Thank you

    • @julieb6680
      @julieb6680 20 днів тому

      I believe there is a link in the description. That’s how I was able to get mine. It’s on Amazon.

  • @brittanycaraway2699
    @brittanycaraway2699 20 днів тому +1

    Merry Christmas Miko

  • @ApolitoNatalya
    @ApolitoNatalya 18 днів тому

    Thank you so much for this amazing video! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

  • @sharonostrowsky37
    @sharonostrowsky37 20 днів тому +2

    Merry Xmas Miko!
    Just FYI - MLK Jr Day is 1/20 (always the 3rd Monday OTM).

    • @Kelly-nd3cz
      @Kelly-nd3cz 20 днів тому +1

      Exactly Amen for not too many ppl know that info. Merry Christmas and stay safe

    • @thebudgetmom
      @thebudgetmom  20 днів тому +1

      Thank you!!!

  • @jessicacastellanos6490
    @jessicacastellanos6490 20 днів тому +1

    Hi Milo yes I saw UA-cam’s increase yikes 😱 I’m not if I should keep it or not but I do utilize it a lot

  • @jenc9789
    @jenc9789 18 днів тому

    What pen are you using?

  • @latanyaneal4070
    @latanyaneal4070 19 днів тому

    ❤ good evening how are you doing today ❤ can you do more of kids category and budget for boy please and thank I need help with that ❤

  • @andrealewis1700
    @andrealewis1700 20 днів тому +1

    Subscription cost is increasing 😢. My Disney plus is increasing.

  • @Bitbit3427
    @Bitbit3427 18 днів тому

    I’m fixing to cut off my Internet, my Wi-Fi and I’m going back to a home telephone no more cell phones for me because it keeps going up and they’re not telling me so I’ve got a little more money to pay on the phone. I bought a year ago when that’s paid off. I’m cutting off all of my services and going to our home phone again. I can’t afford these bills. I’m trying to pay off a loan for a roof I had to have and the only way I can do it is to cut out what I don’t need. I don’t watch TV. I don’t get that many phone calls on my cell phone. I sure don’t need to use it so I’m cutting back and I might when I get my loan paid off cut back on, but if I’m saving enough money to where I don’t have to struggle every month, I will stay with a home phone going back to the old ways. I’m a senior and we don’t get breaks. I don’t wanna end up on the street holding a sign that says help me and I feel like that’s the way I’m headed.