I love ETFs. Ended up buying QQQM in my Roth, SCHD and some individual stocks in my brokerage account. I have a considerably larger position of SCHD, which are well managed.
so big on stocks and it has worked well for me, but I also like to have a well balanced, low-cost set of ETFs that keeps the money in my pocket. How effective is your approach returns on the long run?
An insightful method from a top performer always brings more interest, no matter what. Last year, the yield interest remitted 44k in passive income. Q2 this year was 17k, as it takes time and the magic of compounding. It's truly great to see steady growth.
Amazing! seems like a lot of your interest is riding on your source ability to perform hefty, I could really use your viewpoint bcos I need a lot as rent, inflation alone eat up almost all of what I make. If I can mirror your last yr interest get me involved.
Maybe everyone that sold SCHD just recently, based on your recent post that you said how bad it is!!! As for SCHD having only 103 holdings, that is not a weakness, it's a strength. When a fund has hundreds, or thousands of stocks, there is no way all of them will meet any criteria. With SCHD, every company meets the criteria. Also, you talk about lack of diversification. Not an issue. If you have 10 financials in a portfolio of 100 stocks, you have 10% exposure. If you have 100 financials in a fund with 1000 stocks, you still have 10% exposure. The big difference, some of those 100 probably aren't as good as the best 10, which would qualify for SCHD!
Schd is a “through thick and thin” etf. I think its stock selection method is very good. It will be consistent and defensive as a buy and hold investment. Btw, you have good and easy to understand content. Would you consider dispensing with the “surprised face” and just showing your nice smile!
What happened to the basket of ETFs that you promised to do for someone close to or in retirement to play a conservative, income based area of investing? You know, a few ETFs that don't overlap too much, have a bit of growth, (doesn't have to be much) strong protection to the downside, and lots of income. That sure would help a lot of us. Many of us have been watching you for a long time but with all of the ETFs that you mention, a bit of help to put a few or so together would be one of the best videos that you could do! We don't expect them to beat this or that, like you mention when comparing your other choices, we just want a batch of 4 or 5 that compliment one an other. THANK YOU ahead of time! You do this and you'll get a guaranteed thumbs up on every future video that you do. PLEASE?
Didn't you make a few videos about dumping SCHD, a few months ago? Don't get me wrong, I enjoy the information, videos, and content, but now it's a buy?
Yep. That is how the markets work. SCHD will likely underperform in an UP market, and outperform in a DOWN market. If you expect a pullback it might be worth a look. But, sounds like you would be better off just sticking to a buy-and-hold all-weather mix of ETFs. GL.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Katherine Storch..
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
LOL. I laughed at you when you freaked out after the holdings change. I laughed at you again when the dividend set a record high. Now I’m laughing yet again as you back pedal. Also your thumbnails are hideous. 😂
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k
Well,I dont know if you are confortable trying finacial advisors recommended on comment sections but anyway, Svetlana Sarkisian Chowdhury is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
The best point made is that this SCHD will be a good fund to invest in long term during a lower inflation and low interest rate period. I think we are far from those financial conditions to invest in SCHD when the short term govt treasuries are still very attractive.
VOO is the better option to set it and forget it. past year it had double the growth of schd . not to mention the tax drag you get from dividends. the allure of "passive income" is nonsense
They have rules that they go by, just like any other ETF or mutual fund. Sometimes, that involves taking profits or selling losers. Thus, there is always churn
It’s based on an index… which rebalances and changes positions based on those rules. Embrace the index! It is not a growth fund. I use it as a defensive position. Makes sense as part of a long term portfolio.
"Way too expensive..." What does that even mean? Your comment makes no sense. It trades at NAV, or within pennies thereof, nearly 100% of the time. Then your "dice rolling" is exactly that. Its like you don't understand risk but prefer to yield chase.
@@mjs28s lol. Yeah my 1500 plus a month in dividends makes no sense. You have NO clue what my portfolio looks like. P.S Investing is one big roll of the dice. That's why you move in and out of stocks. You have to do your research and weigh the risk vs rewards.
SPY has grown 26% within a year, SCHD only 12% ! And there's only a 2.8% difference of the dividend yields. SPY you can also hedge with options for additional income. So why would I buy SCHD ?
Never go by in past performances though. For diversification it’s good to have both. I have most in VOO at 45% of portfolio and SCHD and DGRO each at 25%.
Your recession bugle is totally bogus and recommending SCHD again has NO basis except trying to make income on your video. JEPI is a much much better defensive play.
Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation
I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.
An effective strategy serves as a cornerstone in an investor's portfolio. As the level of risk increases, so does the potential for reward, making it essential to seek advice from experienced professionals for making sound decisions.
Despite skepticism towards financial advisors, I've had one for a decade who consistently restructured and diversified my portfolio, resulting in over a million in gains. Financial security is my priority, and I'm content with my achievements.
Monica mary strigle is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I love ETFs. Ended up buying QQQM in my Roth, SCHD and some individual stocks in my brokerage account. I have a considerably larger position of SCHD, which are well managed.
Sounds like you are absolutely crushing it now. Just buy and hold
so big on stocks and it has worked well for me, but I also like to have a well balanced, low-cost set of ETFs that keeps the money in my pocket. How effective is your approach returns on the long run?
An insightful method from a top performer always brings more interest, no matter what. Last year, the yield interest remitted 44k in passive income. Q2 this year was 17k, as it takes time and the magic of compounding. It's truly great to see steady growth.
Amazing! seems like a lot of your interest is riding on your source ability to perform hefty, I could really use your viewpoint bcos I need a lot as rent, inflation alone eat up almost all of what I make. If I can mirror your last yr interest get me involved.
Oh that's fine, props to Margaret Ann Myatt, her name, and resourceful stock wits structures my holdings quality merits. get a quick review yourself.
Maybe everyone that sold SCHD just recently, based on your recent post that you said how bad it is!!! As for SCHD having only 103 holdings, that is not a weakness, it's a strength. When a fund has hundreds, or thousands of stocks, there is no way all of them will meet any criteria. With SCHD, every company meets the criteria. Also, you talk about lack of diversification. Not an issue. If you have 10 financials in a portfolio of 100 stocks, you have 10% exposure. If you have 100 financials in a fund with 1000 stocks, you still have 10% exposure. The big difference, some of those 100 probably aren't as good as the best 10, which would qualify for SCHD!
Schd is a “through thick and thin” etf. I think its stock selection method is very good. It will be consistent and defensive as a buy and hold investment. Btw, you have good and easy to understand content. Would you consider dispensing with the “surprised face” and just showing your nice smile!
What happened to the basket of ETFs that you promised to do for someone close to or in retirement to play a conservative, income based area of investing? You know, a few ETFs that don't overlap too much, have a bit of growth, (doesn't have to be much) strong protection to the downside, and lots of income. That sure would help a lot of us. Many of us have been watching you for a long time but with all of the ETFs that you mention, a bit of help to put a few or so together would be one of the best videos that you could do! We don't expect them to beat this or that, like you mention when comparing your other choices, we just want a batch of 4 or 5 that compliment one an other. THANK YOU ahead of time! You do this and you'll get a guaranteed thumbs up on every future video that you do. PLEASE?
Good video. We own a bunch of SCHD. Picked it up in the 60 range. Will add again in the 70s.
Refreshing to see that you can admit you were wrong about SCHD. I like to buy at times when a good ETF is not performing. Thanks for all your work
Didn't you make a few videos about dumping SCHD, a few months ago? Don't get me wrong, I enjoy the information, videos, and content, but now it's a buy?
Exactly what I was saying to myself. She did not like when they went through their reconstituion
@@rafaelgarcia7586 market conditions change. Adaptation is key.
She’s a flopper..
Flip flop, flip flop….
Yep. That is how the markets work. SCHD will likely underperform in an UP market, and outperform in a DOWN market. If you expect a pullback it might be worth a look. But, sounds like you would be better off just sticking to a buy-and-hold all-weather mix of ETFs. GL.
I like your detailed explanations. I went with FDVV a couple of weeks ago. What's your thoughts on it?
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Katherine Storch..
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
You trade with Katherine Storch too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.
LOL. I laughed at you when you freaked out after the holdings change. I laughed at you again when the dividend set a record high. Now I’m laughing yet again as you back pedal. Also your thumbnails are hideous. 😂
My entire portfolios I’ve sold a lot of my growth stocks I’ve held for 5 years and took massive profits. Moved them all over to VOO, SCHD, and DGRO.
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k
This actually isn't the first time i am getting this suggestions. Mind if I ask you to recommend this particular coach you using their service?
Well,I dont know if you are confortable trying finacial advisors recommended on comment sections but anyway, Svetlana Sarkisian Chowdhury is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Don't u have a video about
Dumping shcd etf????
Yep…
The best point made is that this SCHD will be a good fund to invest in long term during a lower inflation and low interest rate period. I think we are far from those financial conditions to invest in SCHD when the short term govt treasuries are still very attractive.
This thing has some Regional Banks such as Regions, that is the turnoff for me. My opinion, BLV is a safer choice
What are those superior ETFs you mentioned?
YES what were they???????????????????????????????????????????
What's your opinion on SCHG vs QQQM? Please advise thanks! ❤
Please review FDVV!
Stop it …just google it
I’ve been hearing the R word off and on for 3yrs…
With stocks at all time highs a 7 to 10% pull back is healthy. A recession is not likely!
What would you recommend for a 30 year old to invest in for a buy and hold long term portfolio?
SCHD JEPQ JEPI DIVO QQQM
Criteria is plural, like multiple criteria
Criterion is singular, i.e. a single criterion.
Sorry ,I have SCHG
‘Bout time
"100 different" is redundant.
Are the dividends from SCHD qualified ?
Yes
Yes, Per Professor Nolan Grovais
100% of them
I went in heavy on them late last week
What do you think about VIG???
now she likes this ETF. She is always behind
This is actually a forward looking call in case of recession.
@@don951 it was a forward looking call a year ago lol. She follows the trend. She is not anticipating anything.
Watched the current Zacks video and economist said that no signs of a recession yet just stupid quick interpretations
VOO is the better option to set it and forget it. past year it had double the growth of schd . not to mention the tax drag you get from dividends.
the allure of "passive income" is nonsense
My trading platform says Technology Services 30.90%
Electronic Technology 30.44%
Retail Trade 8.73%
Health Technology 7.70%
Finance 4.94%
Health Services 3.10%
,and dividend is 0.41
SCHD should have never changed its holdings earlier this year. I held it for 2 years but moved on.
They have rules that they go by, just like any other ETF or mutual fund. Sometimes, that involves taking profits or selling losers. Thus, there is always churn
It’s based on an index… which rebalances and changes positions based on those rules. Embrace the index! It is not a growth fund. I use it as a defensive position. Makes sense as part of a long term portfolio.
You were right this year by trashing this etf. Way too expensive for such a low pay out. I'll roll the dice on QDTE, JEPQ,JEPI, BITO, NVDY and others.
"Way too expensive..."
What does that even mean?
Your comment makes no sense. It trades at NAV, or within pennies thereof, nearly 100% of the time.
Then your "dice rolling" is exactly that. Its like you don't understand risk but prefer to yield chase.
You buy this for that dividend growth.
@@mjs28s lol. Yeah my 1500 plus a month in dividends makes no sense. You have NO clue what my portfolio looks like. P.S Investing is one big roll of the dice. That's why you move in and out of stocks. You have to do your research and weigh the risk vs rewards.
I get that. Plenty of other dividend stocks out there with good balance sheets and better dividends in the 5-8% range.@@TheOriginalTucriah
SPY has grown 26% within a year, SCHD only 12% ! And there's only a 2.8% difference of the dividend yields. SPY you can also hedge with options for additional income. So why would I buy SCHD ?
That is exactly what she answers in the video. It is a defensive value safety play.
Never go by in past performances though. For diversification it’s good to have both. I have most in VOO at 45% of portfolio and SCHD and DGRO each at 25%.
The dividends from SPY are 63.85% less. Time for investing 101.
Wait. Tomorrow with a vlog five reasons to sell now 😅
@louis20122
You say that as if you understand what’s going on 🤦🏽♂️
Lmao back and forth flip flopping man make up you're mind up lady lol 😆 🤣
@RealTechGeek
Get back to the assembly line kid
@@MartinD9999haha what an such monoric answer with dumb assumptions lmao 🤣
SCHD has significantly lagged the market the past 2 years..
If you don’t understand why SCHD lagged growth setups, you shouldn’t own SCHD.
Your recession bugle is totally bogus and recommending SCHD again has NO basis except trying to make income on your video. JEPI is a much much better defensive play.
I would NEVER buy any Schwab ETF..........no way !!!
Why ? I am considering to buy some.
I thought that at first too but the custodians isn’t Schwab for this fund.
Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
ET, SUN & AROC, enjoy 🙂
Just a month ago or so you advised selling SCHD It's gone up $3 since you advised selling 😎
Right!? Clueless 🤡
I'm up 13% total this year.
I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.
An effective strategy serves as a cornerstone in an investor's portfolio. As the level of risk increases, so does the potential for reward, making it essential to seek advice from experienced professionals for making sound decisions.
Despite skepticism towards financial advisors, I've had one for a decade who consistently restructured and diversified my portfolio, resulting in over a million in gains. Financial security is my priority, and I'm content with my achievements.
Would you be willing to share a referral to your financial advisor? I'm interested in exploring their services!
Monica mary strigle is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I really appreciate your useful advice. I was able to set up a call with her .her credentials are impressive. She seems incredibly knowledgeable
Don’t listen to her otherwise your gonna be selling your etf everytime she uplaod a new video😂
What about vym?