I do know some professionals in HK move to overseas to look for a work life balance of living as it is so stressful working in HK. Not everyone only eye for money.
股票虛擬貨幣如果長渣多過一年賺到嘅錢在美國屬於long term capital gain; 賺幾多都係15%, 所以巴菲特都比緊15%嘅稅，反而打工仔帳面稅重，但實際都有啲嘢可以扣稅，例如供樓嘅利息，放多啲錢入公積金、醫療基金等．有細路嘅可以放入升學基金托兒基金＇醫療基金都可以扣稅，另外美國有負入息稅，呢個香港冇 ，即係如果你收入去到一個當地生活指標嘅低位唔使交稅之餘，報稅時政府會每年俾返錢你，另外股票賺錢收入要報稅，但如果蝕錢同樣可以用蝕咗嘅錢來扣稅
After covid the inflation in u.s. canada and uk are at least 30 percent while in hong kong its 10 to 15 percent esp factoring in the housing cost . Living cost in big cities like NYC and london are ridiculous. Most people who left HK will be likely to regret
Ar ju is still think like those in HK, all about money, and wants free benefits. he thinks that there is no cost to maintain this high quality environment... feel free to leave I uggest him.
One more important thing needs to address is your social security (SS), retirement money. In the US, how much money you will have from the Social Security depends on how many years you pay Social Security Tax. The denominator is 35 (years). it means if you are too old to work in the US. You don't pay 35 years SS Tax, you may only have little Social Security when you retirement, the formula is something +-x/ sum(SS Tax) / 35 (I don't exactly know the formula, but I know is divided by 35).
Yes, HK has a lower income tax rate, but HK has a much much higher user fee, aka....government sells land to developers with a huge price tag which in turn sells the housing units to end users at a even bigger price tag. It's a mega user fee, to the point most users cannot even afford it. Also, if one's career and making $$$ is always a priority in life, none of these Western countries should be even considered. They are called 'Developed' and not 'Developing' countries for a reason. It'll be difficult for newcomers for sure, at least 2-5 years of hard work before a toe hold, and it might not be all smooth sailing at all. Think twice.
Louie, HK is a developed city. The expensive housings, wearing impressive expensive clothes to work, eat out most of the time ( instead of packing lunches) , Spending long wasted time shooting the breeze at work and working for your own glory instead of a group/team concept makes you HK workers stressful. I do understand you were all train by HK schools system . You are taught to get the highest grades for oneself , discourage in team efforts, watch your neighbors, make sure you beat him/her and out to be #1. 5 brains--10 pairs of hands - better than 1 brain, 1 pair of hands.
There is big challenge related to language and adaptation to local culture. Since you was not born in here. English is always your second language regardless how hard you want to learn unless you want to live in the community without Chinese. Unfortunately you can't today especially living on Vancouver or Toronto.
Nyc living cost is generally 1.5x of Hong Kong . While pretax amount is about the same in both NYC and HK , the after tax income in NYC would be 25 to 30 percent less .
i can see tax is a very popular topic... and yes. compare to hk (or anywhere in asia), tax is huge. capital gain and income tax. 50%. very scary. but that's the same thing for everybody here. like someone said. Not everyone only eye for money. Also, if you're a good accountant, or knows someone who is, they'll tell you there are plenty of tax holes. 50% is by the book. Life style is what you're paying for here. Just that alone, i won't look back. Population density. sweaty commute. Intense pressure. Cut throat working conditions. No thanks. I know ppl that thrive in those environments. I don't. I know ppl who moves here goes back to hk because they find Canadian life boring. Its true. But it depends on what you look for in life. I found it's a great place to raise kids. Education might not be as high standard, but that's a separate conversation.
Western world cost of living is much less. Housing , food ,no need to hire a housekeeper, less parties, wedding/birthday lucky money , less chances to show off your designers fashion , cars etc.
Doesn't seem to be that appealing to me, living in the West. High taxes, lack of ability to save, difficult to find finance/professional jobs, the upper middle class won't even enjoy the benefits of the high taxes because those are geared to the lower income. Yeah, no thanks. I'll stay here, earn my cash.
![20分鐘睇哂十大投行報告精華 [中文 + English Sub]](http://i.ytimg.com/vi/wk4qiNTZQo8/mqdefault.jpg)
今集好中肯講出外國问题，重税，外國做乜都要抽一大部份民脂民膏走。基本生活必需品，如水电煤，一样被抽税，想外國派消费卷，還富於民更加係天方夜談。基本上冇乜人，好中肯比较兩地，同一職位嘅税後收入。藍领，勞工階層，如建築，外国可能好啲。白领，如医生/律师/會計師。税後收入差1/3-1/2
9:00 真是一語中的, 即除人工外其他可增值的投資都要和稅局分，實在對打工仔好唔公平。所以以前我都聽過句說話，移民只有兩類人最着數，1.讀書，2.退休🤭
我自己係加拿大住左17years 係到讀中學and大學
做software developer 我個人認為加拿大人工and benefit 對有學力ge人好唔fair
對refugee 真係超好
個人建議(for owp既後生仔):到呢到頭一年預自己翻倉，超市，收銀，waiter先, 除稅後收入大概3000幾蚊加幣,不過一星期要翻六日,但每日工作時間會較短,而且因為你唔係加國人,所以租金有機會要一口氣比一年(有FD要,有FD唔洗,睇運數), 單人去最大問題係要一條友普通share house都要1500-2000(睇包唔包水電煤),所以去之前最好有幾個人一起抱團生活,最大可能降低到房租支出,因為3000幾可以租到兩房兩廁既單位,咁先一個月儲到3000-5000港幣(但真心預頭幾個月支出大). 普通人去既話,帶二十到三十萬一定夠你洗到拎PR(講緊有翻工). 但拎左PR後先係打大佬,因為要挨2-3年先再入到籍,對比其他國家,香港人拎PR算係EASY MODE,分唔洗計,做咩工都計一年經驗. 所以唔好驚,PLAN完去左過左一年,真係頂唔住,咪當自己去左一年working holiday,返黎,冇咩損失
相對以前已經算好優待
捱唔住走果啲根本抱住去旅行心態來，唔係為生活，俾再多錢佢都唔會住得慣
不可能，月入3000税后，税前为4000左右，平均$20/hr，目前加拿大没有这样的waiter，收银。很多大型西人连锁店都没有full time了，而且都是平均17左右。如果是华人的话，可能到不了最低工资。而西资华人如t&t的话，也只是最低工资14/hr。建议不要太乐观。
推薦你班黃友看看退休警司曾財安先生的視頻：「移民到英國的香港“黃絲”就算回流，生活也會很悲慘的根本原因」。祝你班傻Q 好運！！
條片入面最感同身受既就係呢度搵錢難但係物價貴 黎之前成日誤以為香港living cost全球幾乎最高 多倫多點都會平d 最後發現 實際上呢度rent, groceries, transport等等生活基本spending其實都持平甚至貴過香港. 所以預留多d financial buffer再過黎其實好重要.
超级不准 还说卡加利全球最宜居呢……
個人經驗多倫多唐人餐和食品比香港平很多。如果加拿大購物文化和美國相近， Ah豬有冇用／等buy one get one free +coupons？衣服grocery 半價才祗是起跑點。認識兩位大陸及香港移民美國十年的新朋友竞然晤知這等生活細節。還有香港食品質素和服務太差，頂唔順。
甚至倒貼添！對比後香港其實已經好好啦！
睇完條片都係決定留返在香港😂
@@TeresaWong710
好正確的決定. 多倫多生活好貴. 收入低. 稅又高. 冇钱千祈唔好嚟. 有钱又何必嚟?
加拿大本地locals都好多人出走去美國或者其他國家生活，建議計畫移民既有時間可以睇多D本地人講佢地對加拿大既睇法，了解全面D再決定個果國家係咪適合自己。如果羊群心理，人移我又移既心態真係好易出事。
出事？？冇問題啦！！尋找到你哋心目中嘅西方“民主”、“自由”同“人權” 最重要，如果有嘅话！！呵呵！！成班猪兜！！
你既資料非常中肯和有建設性
I accidentally stumbled over your channel, and I enjoyed your videos. Keep up the good work. 👍🏼
講得好好 都中晒 👍🏻
I do know some professionals in HK move to overseas to look for a work life balance of living as it is so stressful working in HK. Not everyone only eye for money.
exactly
所以佢味話 係HK 搵多D 去到外國就可以輕鬆D
Sue have you thought of changing jobs ???? There are lots of jobs pay less, in exchange for less status.
我零全職工作經驗喺德國搵到份稅後起薪30k hkd，已經係當地單身收入top 10%，覺得自己好好彩
但同一個人工直接喺香港比應該會俾我啲同輩笑
不過要全德文工作環境，試用期又成6個月，聽講德國既外國人好多時單單因為融入team既問題而唔係工作能力問題俾人炒，都幾大壓力
好在係租金負擔比較細，因為住100k人口既細城，一個人住市中心600呎兩房單位，租金包晒水電煤上網都係7k港紙一個月左右 (不過間嘢有道友同治安麻麻，可以話係德國版重慶大廈)
又咁講，香港同輩搵多過你，但住緊幾大，食緊咩農藥菜同激素肉？扣埋租金水電煤食費，佢一個月淨返幾多？
@@alpacama4590 萊豬萊牛聽過沒？你還真以爲這邊吃的肉類不是激素和農藥，能不能不要這麽壞啊。”扣埋租金水電煤食費“，除了租金外你覺得其他會比較便宜？
影片已經說明白，他以一個加拿大居住兩年的身份説明在香港賺錢一個月净更多，如果你能找到一個同一人在香港/加拿大生活的相反例子算你厲害。有時候真不明白你這些人爲了什麽抗爭，也究竟在抗爭個什麽JB，都已經那麽多事實擺在眼前，小丑也有個極限吧，難道是收錢幹活的？
租金負擔細呢樣野係烏俄戰爭之後可能已經唔存在。烏俄戰爭之後歐洲租金大升，人地話波蘭華沙租金升左1倍，另外里斯本租金一年升左35%。加拿大舊年收左100萬移民、難民，溫哥華都好似變左一個單位放租8-12個人搶。
@@foodchi314 大城市係癲，不過如果你有得home office，例如收住慕尼黑嘅人工住Dresden，咁係可以做到低負擔
我嘅case係收法蘭克福人工住細城市
其實再住遠啲可以做到700呎一個人住，租金4000hkd全包，但交通唔方便，養車又每個月洗多幾千，加上唔想因為轉地方住對簽證問題節外生枝（部份地方德國外管局係極度overloaded），而家7000租金都接受到
@@alpacama4590 如果黐屋企住喺香港儲多好多
香港賺完再將財產移過外國冇得輸
股票虛擬貨幣如果長渣多過一年賺到嘅錢在美國屬於long term capital gain; 賺幾多都係15%, 所以巴菲特都比緊15%嘅稅，反而打工仔帳面稅重，但實際都有啲嘢可以扣稅，例如供樓嘅利息，放多啲錢入公積金、醫療基金等．有細路嘅可以放入升學基金托兒基金＇醫療基金都可以扣稅，另外美國有負入息稅，呢個香港冇 ，即係如果你收入去到一個當地生活指標嘅低位唔使交稅之餘，報稅時政府會每年俾返錢你，另外股票賺錢收入要報稅，但如果蝕錢同樣可以用蝕咗嘅錢來扣稅
其實加拿大都有其他慳稅嘅方法，不過都係比d公司或有錢人用，例如其中一樣方法避過遺產稅就係買人壽保險，所有death benefit 都唔使打稅，又唔使經過煩覆嘅步驟先攞到錢。其實仲有其他法例許可嘅方法令自己交少d稅😬
首先感谢阿猪中肯的视频建议。
其次，我看到有些港人对大陆的偏激发言，我只想说：您所说的情况部分属实，但不要以点概面，大陆人民十几亿，用脚想也知道不会完全一样。
什么男盗女娼之类的词汇确实过激了。
祝观看阿猪频道的港澳台大陆海外华人都生活幸福❤
@@Louislololo 看一下香港地形吧，还在排洪导致香港淹水？纽约前段时间也淹了，是不是也是排洪啊？硅谷银行也是爆了，是不是也很正常啊？
你们这些投票游戏支持者那是真的双标！
@@Louislololo你快D移民, 越快越好，唔好返尼
回流又未必咁快
但好多人 入不敷出 真係一個大問題。
加拿大好多工作 薪金都唔高 而且工作量唔輕
仲要扣稅
識好多人除左返正職 仲要做part time
幫補一下 因為支出實在太大
在香港你可以唔養車
在加拿大多數家庭都需要一部車或以上
車價 保險費真係好貴 仲要怕比人搶車
加拿大上年88000部車比偷
偷車按人口比例高過美國十倍
入油雖然平 但如果你日日揸油錢都唔係細數
加拿大難搵家庭醫生係一個問題
Walk in 醫生 好多都麻麻地
睇醫生要排好耐 仲要另外去配藥
你自己的親身體驗？
即使好多來自其他國家的新移民 都打算離開加拿大
主要因為租金
冬天天氣
高稅率 但低收入
收入要比稅。支出又要比稅
買車難 偷車猖狂
好多人話加拿大同二三十年前已經唔同左
唔駛交租。 剩係雜费已嚇死
你咁講 好多人會唔中意喎
After covid the inflation in u.s. canada and uk are at least 30 percent while in hong kong its 10 to 15 percent esp factoring in the housing cost . Living cost in big cities like NYC and london are ridiculous. Most people who left HK will be likely to regret
對於加拿大，如果您擁有一家外國公司，如果收入來自被動收入，即使沒有收入支付給您，您也可能需要納稅, 它還會涉及申報海外資產報告.
法國都差唔多覺，被動收入都要納稅（社會福利稅） 唔好以為被動收入唔計。
来马来西亚啦 这里生活很不错哦😊 welcome to Malaysia 😊
移民回流會有30% 以上, 尤其是去英國呢班, 世界上最貴既野係唔使什麼費用, 但英國要你等六年.
深黃既人, 你同佢講乜嘢都無用, 凍死街頭都唔會返港, 呢班人有30%, 有的淺黃既人, 去外國睇下乜境況, 搵到食就留, 唔得就做太空人, 另一半回港搵食, 呢班50%, 另外有一班比較有錢, 移民外國當買保險, 那裡生活都不成問題, 合就留, 不合就走, 呢班人可以黃亦可以淺藍, 佔20%左右.
其實留或者走, 冇分高低, 移民走唔見得高尚,留低唔可以話銅臭. 如果走就高尚, 咁烏克蘭所有人都走哂, 冇人打俄佬啦！
如果他朝有日, 小漁港回復從前光景, 移民呢班你要記住, 冇你哋份！ 逃兵一名！
真正深黃嗰班喺香港坐緊監，或者放咗出嚟有案底移民唔批
走得到既都叫深黃，咁置坐監留案底嗰班於何地？
@@JgvnkhgbbKhrfhutfhk 有幾萬人坐監？開玩笑！
大陸落黎香港個班 而家咪又係奶共 你同佢講大陸榮耀佢無份、是逃兵嗎？😂
已經點Like,勁Like !
講得非常啱，很好分享👍🏻
早一年放棄唔去加拿大既原因就係咁
唔係反移民 而係對我呢啲90後
有錢需要學新技能學做生意
流動資金逾少 生活成本逾高
對於乜都無又希望上流既人係百上加斤
呢個唔係exactly 年輕人要走既其中一個原因？
然後當我解釋俾老豆聽
佢鬧我你搵到幾錢要驚交稅
豬女長大了,自己識步行👍
身在加拿大一年，身邊認識嘅和走了嘅朋友未聽過一個回流，全部都很滿意在海外的生活。
Good to know!
Ar ju is still think like those in HK, all about money, and wants free benefits. he thinks that there is no cost to maintain this high quality environment... feel free to leave I uggest him.
@@kenlam4978did u see that little girl? all about money?
你講既野等於藍c係自己朋友圈话佢哋所有人都愛國一樣！
番嚟探親就大把,我兄弟姊妹今年番嚟探親同旅遊
One more important thing needs to address is your social security (SS), retirement money. In the US, how much money you will have from the Social Security depends on how many years you pay Social Security Tax. The denominator is 35 (years). it means if you are too old to work in the US. You don't pay 35 years SS Tax, you may only have little Social Security when you retirement, the formula is something +-x/ sum(SS Tax) / 35 (I don't exactly know the formula, but I know is divided by 35).
同样是做韭菜房奴 我觉得宁可在加拿大做也不要在香港做 辛苦工作的香港人 真的deserve a better place to live。光看到香港的像bee hive一样的公寓楼就觉得很为香港打工人觉得不值。
的確，每天上班如赴刑場，每個人都黑着臉
Thx for telling the truth ! Some ppl don't like ro hear though!
人離鄉賤，物離鄉貴！
多謝分享
加拿大喺萬稅國絕對唔喺吹. 作為一個老華橋, 我覺得新移民第一樣要學嘅嘢喺... 學楂車跟住喺去自學book keeping/tax law. 因為呢度啲accountant (非商業)都喺踢一踢郁一郁. 主要喺怕E&O.
認真請教，其實你或朋友有無後悔走左，大陸真係搵多好多錢，物質生活好好....
@@Hehehe527 好多超後悔，好多老人家礙於面子唔敢講
笑咗 講得出大陸搵好多錢會後悔嘅99.99%黎生廢老廢中廢青，舊陣大陸人移民外國就係為咗錢，新大陸移民係為咗走資同其他嘢，香港人移民得都唔係為錢，只係你對錢嘅渴求會否大過你本身移民嘅原因。出生香港人就係一個罪，出生大陸人你可能發咗，但有錢到最後被割韭菜，得到咗咩？
@@alpacama4590 得到咗錢，廿幾年只見各位回流後風生水起，奉勸各位千萬別一步錯
什麼是E&O?
The low tax rate in hk comes with income inequality. Paying tax is obsoletely fine and be a responsible citizen.
在美國做一個生前信託就可以免除遺產稅及遺產認證
Thanks for sharing 🙏
返香港生活，要搵幾多錢先至夠用，其實生活在香港也不容易
中立好緊要
good job brother
以為其他國家係天堂，香港係地獄，而家移咗民先至知道身在福中不知福！
是的，从税收角度来说真是这样的，香港政府开支比较少（国防没有，外交没有），市民承担的税赋就很小，
但发达国家都要摊派到每个人的头上！
@fannyfu2325連中文都寫錯又講錯, 你繼續做港燦啦大6喱啦!🤭
Thanks !
其實我喺香港揸貨櫃車，加拿大同香港收入差唔多😅。
退休時每月10000甘多d
Good sharing
先學一技之長才好移民，在美國維修冷器，USD$300~400 一天，開餐館成功率高，一般英語水平可以，成本 50000~100000 美金，可惜香港人兩樣都不學，機會都給大陸人賺了
係, 浸過鹹水番嚟好韾香, 調番轉就唔值錢
香港啲employer某啲觀念都係得啖笑
不過你話你喺美國番嚟一定韾香, 但假如你話你喺巴基斯坦番嚟就.....😂
有referral一定係好好多啦, 香港都係, 我識得人唔係特別叻但係天生有network(因為家族關係), 根本係唔愁搵工甚至搵錢好易, 外國都係一樣行喱套
咁如果講稅低, 都係香港新加坡架咋
不過講到稅, 美國就最複雜, 個個州都有啲唔同玩法架, 聽聞識得跟遊戲規則嚟報稅可以交少啲稅(都係合法), 所以有啲人會請會計師嚟幫佢搞稅務, 因為你請會計師嘅錢, 係少過會計師同你慳到嘅稅, 計落就win-win
至於請人嚟幫你喺屋企整冷氣機呀, 整水喉嗰啲, 一定貴過香港啦, 不突止, 效率仲要低好多, 所以自己外國啲家庭好多都係自己學, 自己整, 聽聞有啲整車都係自己搞, 又或者搵鄰居幫手, 家家有求, 你幫我我幫你咁.....
講得好呀
Good video
連遺產都要收稅感覺上同搶錢無分別
谢谢主播分享訊息🍁🍁🍁👍👍👍👍
照計capital loss 係可以 offset capital gain 的。唔係咩？！
make sense,係唔係可以加多樣。。 了解下人地國家嘅求職網 睇下有咩工match 自己份cv, 同埋咩價位
没有呀 我在多伦多金融界有很多从从香港来带着香港工作经验的人呀
阿豬媽係咪收左阿豬500萬, 之後煮野好食好多呢? 哈哈! 阿豬, 你提及嘅開信託基金, 使費要10萬, 係每年10萬? 定一炮過10萬? 其實開香港公司, 資金都唔可以留係香港架, 要放其他地區, 例如新加坡, 香港有班賊係度打緊香港人財產主意, 剛剛話填海要5800億, 個濕鳩政府係幫緊班賊穿香港人庫房櫃桶
點止500萬
THX
點樣回流？ 我身邊13個朋友係兩年內走晒 無一個家庭考慮過回流
朋友圈不同。
不單是你，我朋友圈走了的，都沒有一個回流。
口頭上說下回流的有，但是沒有一個人真是回流。
唔咁講邊有人加佢Parteon 呢~
@@KaLeungYip 真心廢人去到邊度都係廢,留返係香港就岩曬
@@OUL1123就好似早前捉到嗰個前區議員有黑社會背景😂所以只可以留返嚟香港搵食
@@AlMan-pm9sz 邊個？無留意
野平不能同意, 香港食野都好貴. 以前日本新加坡都貴, 但家下香港一定貴過全世界80%地方
啱啦 返來幫手填海，多多都唔夠。🎉
所以2019年之前嘅香港係無敵呀
可以講下要具備咩條件先可以做 equity derivatives trader嗎
呼吸自由空氣係要交稅
但係你福利多
@@AlMan-pm9sz 請列舉一下福利，我作爲加拿大人30年，交的稅遠遠超過拿的福利，還要養活懶人爛人原住民毒友垃圾排華議員公務員，你想當他們的一份子嗎？朋友，羊毛出自洋身上呀。你被移民中介洗腦了吧？定係BBC？我響呢邊覺得BBC英國佬睇野好狹隘，尤其BBC中文版，非常以偏概全，簡直可以算係propaganda，你可能覺得係外國嘅中文版就高尚，但其實係垃圾。
@@AlMan-pm9sz 福乜q利，有錢移得過去settle到既人，有幾多係真係需要福利既人？香港有幾多綜援撚移民？
@@JgvnkhgbbKhrfhutfhk 人有三衰六旺呀！ 除非你身家係以億計 ， 如果只係一個普通中產 ，你能夠擔保自己永遠富貴？？ 我覺得係多個保障， 普通中產嘅最受社會環境影響， 用返香港例子 好似而家 殺校， 喺嗰啲學校教緊書嘅仲唔仆街冚家富貴， 尤其年紀大嗰啲呀
@@JgvnkhgbbKhrfhutfhk咁又係。身邊過去的個個最少賣層樓帶住幾百萬過去。
thx
香港真係一個好地方，除咗香港，如果你去大灣區搵錢，其實都係相對較易，但競爭會比香港大好多，而且你必須要放棄一啲法律意識，遵守大陸嘅叢林法則，一定要打大陸人所講嘅「擦邊球」，咁你先可以搵到真正意義上嘅錢，搵到咁上下，你一定要識抽身而去，特別係大陸呢啲地方，如果你唔識得幾時抽身，最後你肯定沒好下場，因為你唔知道幾時會被人搞你，大陸搞人同香港，同國際上嘅搞法好唔一樣，沒幾多道德可言，一定要慎重。
的確
Yes, HK has a lower income tax rate, but HK has a much much higher user fee, aka....government sells land to developers with a huge price tag which in turn sells the housing units to end users at a even bigger price tag. It's a mega user fee, to the point most users cannot even afford it. Also, if one's career and making $$$ is always a priority in life, none of these Western countries should be even considered. They are called 'Developed' and not 'Developing' countries for a reason. It'll be difficult for newcomers for sure, at least 2-5 years of hard work before a toe hold, and it might not be all smooth sailing at all. Think twice.
Louie, HK is a developed city. The expensive housings, wearing impressive expensive clothes to work, eat out most of the time ( instead of packing lunches) , Spending long wasted time shooting the breeze at work and working for your own glory instead of a group/team concept makes you HK workers stressful. I do understand you were all train by HK schools system . You are taught to get the highest grades for oneself , discourage in team efforts, watch your neighbors, make sure you beat him/her and out to be #1.
5 brains--10 pairs of hands - better than 1 brain, 1 pair of hands.
無人叫你一定買樓, 比如二公婆在香港共賺五萬个月（已經唔算高）但稅又唔高, 租金一萬五个月已經見得人, 平的住村屋又有外國feel.
每月有三萬五洗, 平平的地買二手車當假日車, 假日去下高級酒店食下野, 長假去下日本, 泰國, 全冇壓力！ 好多人過世都願！
樓上講得冇錯，15000蚊兩小口租既地方叫ok 啦，住遠少少外國feel 都係生活成本黎架😂，車費，時間，如果揸下車仔就每月至少多4000車位.... 然後生個人仔就大鑊，最好叫四大長老揍（家用多少少），如果請埋姐姐又有土地問題，開支又多6000每月 （點慳佢都要食，機票.....) 2小口搵5萬都好唔見使😢
Nothing better than living aboard!
英美加抽的薪奉稅係多，但退休後有福利保障。小朋友讀書連校服、書簿、膳食都有津貼。如果政府理財得好，用番係民生方面。咁樣我有唔介意俾多啲稅喎！
"政府理財得好"....There is NO such a thing in Canada or the US, maybe in Germany decades ago. 🤣
還是覺得香港好 生活穩錢都舒服
其實好簡單，若只係搵最低工資，基本不用考慮去大城巿，樓貴租貴地方細，不如去偏小小的地方，開支細好多
但難揾工
去偏小小的地方,但工作機會可能是0,日日入城打工交通費好得人驚
@@cocolee1061 有啲工可以home office
例如我喺德國個offer可以任我全國住，平時home office，需要我去headquarter或者去啲client既公司到，公司貼頭等火車飛同埋酒店錢，跟住每日有28歐羅零用咁，電費同伙食費都慳返
至於本地交通而家佢出咗張Deutschlandticket，一個月49歐羅可以全國交通任搭 (高速火車即係ICE, IC等等除外)
@@JgvnkhgbbKhrfhutfhk 甚麼工咁正
@@deesamuel428 大概一千人規模嘅中小型consulting firm，主攻歐洲銀行金融業
尋日我第一日返工
係澳洲買左部Written off 既4000蚊Prius，俾Mechanics 整一部分其他野自己執 計計埋1萬內搞撚掂 油平零件平 正
😂 買咗部winter beater有必要咁自豪嗎?
咁抵,想請教係澳洲點樣買?
係澳洲買左部2手Prius 6500 用左4年行左13萬公里 賣番出去3500 無野壞過 只係換過4條胎 每6000公里機油 油格 同一舊細電
@@ifillam7511 勁正！！
不如長者移民大灣區又有中式野及方便見鄉下的親戚.不過英國唔適合長者居住.因為香港長者唔鐘意食塊佬野,年紀輕輕大揸唔到車及唔識英文.
其實心理質素真係好重要
错，要想清楚自己的目的是什么。移民去做什么工作
@@javsn-y3d 咪即係心理質素囉
我唸嘅同你一樣,證明我唔係偏激.
即使你無收入
幾乎所有消費支出都要比Sales tax
百分之十幾
Ah Ju 會唔會拍片講下 FTMO
而家去英國無多個錢真係會返泥
請問你7:20 講開支係入外國既支出係香港公司?
不清楚英国或加拿大，美国其实工作机会好多，香港的中产或以上其实没必要移民，底层的反而应该出来，在美国底层人们的生活跟中产是差不多的。
哪個州是這樣？ 除非申請綜緩. 重來未聽過底層生活和中產差不多？ 在美國底層很多人飯都冇得食. 小心錯誤資訊呵！
我都無朋友回流😂😂🤣🤣，我想知係什麼人要回流？
There is big challenge related to language and adaptation to local culture. Since you was not born in here. English is always your second language regardless how hard you want to learn unless you want to live in the community without Chinese. Unfortunately you can't today especially living on Vancouver or Toronto.
做咩要回流呢... 只要唔簡工，其實搵到工。 香港無福利，加拿大政府起碼唔會餓死你。但稅重就一定。 多謝亞豬分享👍🏻
我唔知啲回流嘅係點，不過廿年前畢業返去嘅全部撈得好好，唔使靠福利。冇錯，加拿大政府唔會餓死你，因爲會樣衰，但冬天訓街會凍死你，唔樣衰因爲係天氣嘅錯。
@@okano1082 咁廿年前既香港同而家既香港真係冇得同日而語既，廿年前雖然都係衰落緊，但係只係linear rate
而家既衰落既rate係exponential
@@JgvnkhgbbKhrfhutfhk 廿年前返去經歷緊廿三條，講真，過去廿年機會咁多，要發已經發咗，其實有實力依家唔應該外移，外移冇靠山其實只係等死，應該内移卷一卷，失敗了最多也就是人礦，但錢還會有。廢人外移，錢只會越來越少，我在外國的觀點是有實力者應該北上内捲。
@@JgvnkhgbbKhrfhutfhk 我個人認為，自從香港人趕走董建華之後，已經冇希望，亦都係香港人自己攞黎，純屬抵死。
@@okano1082你唔明咁叫內卷？做咗人礦點會仲有錢？廿年前基本上外國長大嘅回流咗但呢兩三年又返回外國了。身邊嘅都係。走曬。你唔喜歡外國，但香港因某方面問題令大量人走的確係事實。而國內經濟環境差咗好多都係事實。但似乎你幾執著同偏見。
麻木了 😢 nyc的生活成本和楼价同hk一样咁高咁疯狂😢 生活逼人来😢
Nyc living cost is generally 1.5x of Hong Kong . While pretax amount is about the same in both NYC and HK , the after tax income in NYC would be 25 to 30 percent less .
anyone bought ar ju's trading course? how is it?
搵多幾年錢先移民，表示你的價值觀以搵錢為第一順位
咁留番喺香港就可以了，嘥氣😂
講真!咁多萬人移民，有失敗回流的case有什麼出奇呢！？只係那個什麼真心哥為刷流量將件事硬膠化而已!!!😂😂😂😂
啲GIF圖好正 🤣
豬女咁大啦👍。溫哥華都好貴，出去食飯on top加30%。都唔知要帶幾多錢過嚟先夠😂
Just wish those already left don’t give up that easy. Stay in US, UK, Canada and don’t come back.
我知道我認識移左民既，無一個回流
一句講晒，搵夠先好走
唔計生活，香港真係揾錢好地方黎
@@9B17IT 來加拿大， 養家都成問題。
@@aaronsung1989 的確係， 仲有無可取代嘅係， 幾千銀就有賓妹洗。
我調轉諗住入到籍就睇下香港有冇工作機會返嚟
啲極端移民撚見到實會咬，跟住扣你帽話回流撚咩貪著數呢樣嗰樣，我就睬呢班傻閪都on9
尤其唔係靠咩救生艇而係靠技術移民既人，更加冇邊個欠邊個
@@9B17朋友做it完全冇問題呀。初時移民仲wfh，做緊香港公司嘢。完全唔擔心個收入。😂
外國人才簽證成日有IT位，點解係難搵工？
💪
有個問題、本人買咗一層私人樓是連公司名的，到時賣出去，是否要付利得稅，可以怎樣？
留下的很多可以隨時走人。
如果單純講賺錢機遇，一定冇人肯移民！不過，而家香港已經唔係好似以前咁易搵錢，加上外國生活質素，香港要賺更多錢，先可以享受得到！😅
完全要睇個人情況，後生仔香港如果可以黐屋企住儲錢快好多，如果係專業白領亦一定喺香港好好多
不過要計埋政治問題就更加難講
@@JgvnkhgbbKhrfhutfhk 但係香港年輕人消費唔嘢少，識得儲蓄嗰啲，去到全世界都唔會窮！
一個體制可以影響以後嘅賺錢機遇。除非你肯唔似返個人，同流合污。
香港其實都有,如果你好似去外國日肯揸車,北區有唔少地方好似外國咁舒服,去玩的話,買架平平地大陸車,成個中國任你行.出國玩又方便.只要有少少錢,外國好多鬼佬一生未出過國,不是他們國家大玩不玩,是好多人沒有多少錢,國外除了投資,想用打工搵錢真系好天真,除非你本來就草根到初中學歷,去外國打工是可能會搵得比香港多.🤔
@@JgvnkhgbbKhrfhutfhk 系香港做IT比起加拿大点样？
我在外國30年，我的同學們都賺完香港錢回流澳洲了。😢
👍👍👍
i can see tax is a very popular topic... and yes. compare to hk (or anywhere in asia), tax is huge. capital gain and income tax. 50%. very scary. but that's the same thing for everybody here. like someone said. Not everyone only eye for money. Also, if you're a good accountant, or knows someone who is, they'll tell you there are plenty of tax holes. 50% is by the book.
Life style is what you're paying for here. Just that alone, i won't look back. Population density. sweaty commute. Intense pressure. Cut throat working conditions. No thanks. I know ppl that thrive in those environments. I don't. I know ppl who moves here goes back to hk because they find Canadian life boring. Its true. But it depends on what you look for in life. I found it's a great place to raise kids. Education might not be as high standard, but that's a separate conversation.
Referee或track record叫做靠關係🤔😂🤣？
To set up a HK company? US IRC 957 CFC kills your idea!
Western world cost of living is much less. Housing , food ,no need to hire a housekeeper, less parties, wedding/birthday lucky money , less chances to show off your designers fashion , cars etc.
感叹阿猪既meme图好多
好貴稅呢🥺
其實到啲人攞到PR, 攞咗保險應該會有更多人回流，除非香港繼續差落去！
PR 冇用，好似係你5年冇3年響度就取消你，健保就連入籍后只要離開幾個月變成NR就會取消
其實啲人對PR好似好多誤解，PR個前題係你真係有喺嗰邊長居打算，你長期唔返個PR就冇咗
加拿大已經叫鬆啲，EU國家你離境半年就收你個PR皮
PR一走唔返就冇，九十年啲人一land加拿大已經係PR,死捱難捱都要入籍為本，citizen先係一世，第二代喺邊度出世都係加拿大人，可以做埋非稅務居民返香港搵真銀。不過香港已經冇運行，依家搵夠又有細路既，唔少二度回流去加拿大。總之，有外國護照好重要。
@@paulinejdg本身九幾年跟父母移民嘅，回流香港後呢幾年帶住一家又返去外國。大家知咩事，行為呃唔到人。邊度好一定走去邊，唔係把口唱下果個地方就係好。睇下留言，有人係咁話大陸好又唔肯過去，但叫移民咗嘅同香港人返大陸。真係幾搞笑。
@@OMGMG 明眼人知咩料啦
Doesn't seem to be that appealing to me, living in the West. High taxes, lack of ability to save, difficult to find finance/professional jobs, the upper middle class won't even enjoy the benefits of the high taxes because those are geared to the lower income.
Yeah, no thanks. I'll stay here, earn my cash.