Video explains about the concept of how to calculate actual returns, the surrender and loan option confusion and evaluation with PMVVY and why it is better
Sir, could you please explain after how many years the surrender value becomes equal to the premium paid, Suppose I am 59 yrs old, and deposit 10 L with immediate annual annuity option F, after how many years I should surrender to recover almost 10 L.
If a person is 63 at the time of joining JS with 3 years deferment. Please advise which Clause of JS should be ticked - ie F OR ..... Thanks. I think, on JS, GST is applicable.
Sir, 7 saal anuity lene ke bad mujhe jyada paise ki jarurat ho ya kahi bussiness me lagana ho to kya mai ise surrender kar sakta hu. Total deposited money ko
Agar deffered period me policy holder ki death ho jati hai or usne joint life ke liye bhi insurance liya hai to death hone par kya milega ,,,,ex 32 year age 1000000 SA 20 years deffered deid in 4th year of policy ,,,,,please give the answer
सर यदि ऑप्शन जे में हस्बैंड की मृत्यु हो जाती है तो क्या उसकी वाइफ पॉलिसी को सरेंडर करा सकते हैं सरेंडर कर आने पर पर उसकी वाइफ जो की जॉइंट लाइफ है उसको क्या मिलेगा
Hi I have Jeewan anand policy from past 3 years. I paid 3 premium. Someone told me about Magic mix. So i think instead paying 5k per month in Jeewan anand I should pay in magic mix. Can i switch. Or can I get money return. So I will switch that to magic mix.
hi I would advise you to stick with your plan. It will be lossful to exit from current investment. and pls don't listen the agent who advice to surrender policy.
sir aap se request hai mera pas 4.5 lac post office me mis scheme me hai. my lic me pension plan me dalna chahta hun. LIC jeevan shanti me deferred 3yrs kar sakta hun immediate and deferred tonome jada faida kis me hai achha kauza batayiye.mera DOB 25.04.1961(58) Yrz hai.mob 9242066625 email knmahesh57@gm thank you sir
What a wonderful explanation sir, first time such a fantastic conceptual explanation on some technical terms , ur oration is marvellous sir ji
Gid blees u vai ji..
Very nice explanation 👌
3 years deferment - which Clause if Jeevan Shanthi will have to be ticked - ie, F or .... Please advise.
Very well explained.
Jeevan Shanti plan के जौसा और कोई Financial bank का plane है तो उसके बारे में बताए
Sir immediately surrender korte sakte hai kya... Agar ha to koi reduction hoga kya
Sir, could you please explain after how many years the surrender value becomes equal to the premium paid,
Suppose I am 59 yrs old, and deposit 10 L with immediate annual annuity option F, after how many years I should surrender to recover almost 10 L.
Pls provide full info for LIC's 151/25 New jeevan shree plan.
If a person is 63 at the time of joining JS with 3 years deferment. Please advise which Clause of JS should be ticked - ie F OR ..... Thanks. I think, on JS, GST is applicable.
You have to take the option of Joint life deferment. Options of immediate annuity does not apply on Deferred policies
Regards
Sir, 7 saal anuity lene ke bad mujhe jyada paise ki jarurat ho ya kahi bussiness me lagana ho to kya mai ise surrender kar sakta hu. Total deposited money ko
Very well explained..Thx u...everything now clear.In other video too much misconception...
जीवन शांती विमा संरक्षण आहे का ?
yhank you sir
WHETHER INCOME TAX DEDUCTION IS AVAILABLE UNDER THIS PLAN ON PURCHASE OF POLICY
Agar deffered period me policy holder ki death ho jati hai or usne joint life ke liye bhi insurance liya hai to death hone par kya milega ,,,,ex 32 year age 1000000 SA 20 years deffered deid in 4th year of policy ,,,,,please give the answer
Fully understood. Thank you for such a beautiful clarification
Most welcome ☺
Pls elaborate difference between Return and interest
Jeevan shanti policy me 3 month baad surrunder karne pay kya charge kate ga
Hello I'm a policy advisor (LIC) in Mumbai
U can call me 8928367493
any reverse mortgage plan available?
Reverse Mortgage plan are not available as of now... may be in near future
Thanks u very much
Concept fully clear thanks
Welcome Mr Rajesh
Hiiii sir jo pension milegi wo tax free hai ya taxable hai
Pension will be treated as income, if income is in the tax bracket it will be taxed as per the slab
Sir After 10 year 1000000 ki value kya rahegi
Sir at what rate the loan will be available?
want to know more
Interest kitne hoga loan leney par
सर यदि ऑप्शन जे में हस्बैंड की मृत्यु हो जाती है तो क्या उसकी वाइफ पॉलिसी को सरेंडर करा सकते हैं सरेंडर कर आने पर पर उसकी वाइफ जो की जॉइंट लाइफ है उसको क्या मिलेगा
Surviving मेंबर के पास सारे अधिकार वैसे ही रहेंगे जो कि primary annuitant को प्राप्त है।
Regards
Hi I have Jeewan anand policy from past 3 years. I paid 3 premium. Someone told me about Magic mix. So i think instead paying 5k per month in Jeewan anand I should pay in magic mix. Can i switch. Or can I get money return. So I will switch that to magic mix.
hi
I would advise you to stick with your plan. It will be lossful to exit from current investment.
and pls don't listen the agent who advice to surrender policy.
video is good but try to limit it to 7 to 10 minutes
Good work sir ji. Keep it up. Good
Excellent Clarification 👌👌
Shahnawaj saheb Bahot badia
Sir, can i changes my joint life after 3/4 years ?
NO its not allowed as per policy condition
Very nice sir
Nice...& Thanks Sir..
Before 7 th Year there is sure loss b coz LIC use our money without interest and not return our actual deposited amount
Excellent 👌👌
Excellent Clarification
Superb..
Good Explanation
Very good
Thanks!
Most welcome ☺
Nothing for shanti in jeevan shanti
Nice
Good..
Mast
Thanks
Pp
sir
aap se request hai mera pas 4.5 lac post office me mis scheme me hai. my lic me pension plan me dalna chahta hun. LIC jeevan shanti me deferred 3yrs kar sakta hun immediate and deferred tonome jada faida kis me hai achha kauza batayiye.mera DOB 25.04.1961(58) Yrz hai.mob 9242066625 email knmahesh57@gm thank you sir