Take Advantage of the 2024 Housing Market! Top 10 Tips for a First Time Buyers in the UK
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- Опубліковано 9 лип 2024
- Welcome to the ultimate guide for first-time home buyers! 💼🏠
Are you planning to dive into the thrilling world of homeownership? Feeling a little lost or overwhelmed with where to start? Let us simplify the journey for you with our 'Top 10 Essential Tips for First-Time Buyers' video.
In this comprehensive guide, we share insider secrets and invaluable advice to walk you confidently through this milestone. From getting pre-approved for a mortgage to getting the right estate agent, from comprehensive home inspections to the art of negotiation, we've got you covered with these golden nuggets of knowledge. 📚💡
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We not only help you navigate the complexities of buying your first home but also provide practical ways to save on costs and avoid common pitfalls. With years of experience, I understand what it takes to close the deal on your ideal home in today's UK’s competitive housing market. Learn all about location preferences, budget constraints, total costs, and emerging property trends of 2024, specifically tailored for the UK housing market. 📈📉
No more uncertainty, no more guesswork! Prepare to become homeownership-ready and come along on this exciting journey with us. Consider that 'For Sale' sign as good as yours! 🏡🎉
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For any questions or discussions, drop a comment below or reach out to us through email on info@protexfinancial.co.uk 📩
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0:00 Introduction
0:13 - Tip #1 Check your credit score early
0:45 - Tip #2 Size of deposit
1:15 - Tip #3 Getting mortgage advice
2:07 - Tip #4 Setting a budget
2:54 - Tip #5 Home desires
3:36 - Tip #6 Getting the right estate agent
3:58 - Tip #7 Viewing properties
4:45 - Tip #8 Getting properties checked over
5:32 - Tip #9 Costings
6:18 - Tip #10 How to negotiate
6:56 - Outro
Meet ME!
If we haven’t yet before - Hey 👋 I’m Simon, a UK Mortgage Advisor. Through my videos here on this channel, I share evidence-based strategies and tools to help you be ahead of the curve when it comes to your home buying and mortgages needs.
#firsttimebuyer #HomeBuyingTips #Homeownership #2024UKPropertyTrends #housebuyingtips
5% only works if the property value and your salary is 4.5x the value of the house! This is what most people don't understand. As example if you earn 24k that is 108k if you want to buy house for 150k then you need 42k in deposit! that is if you are single of course.
Based on single occupancy yes, but most lenders aren’t too far away from 4.5x salary. Usually 4.75/5. So not much more and outgoings come into account differently also depending on lenders
These help so much! thank you!
Glad it helped! Anytime man! 💪
Really insightful video this, great content!
More than welcome chief!
Love it
Love it
Thanks dude!
The houses I was looking at are flying off the market within days, no chance to negotiate.
It’s a crazy one at the moment! It’s definitely not following the traditional route of high interest rates = less home sales!
My credit is bad does that mean I will never be accepted for a mortgage?
Not at all! Tbh, I’ve seen some crazy bad credit scores and we have still been able to source a mortgage for them. Just be proactive on fixing your report 🤙
Hi, thank you for uploading this video. I have a question as I am very interested in purchasing a house with a mortgage. Given the current global situation and the looming fear of war, I’ve researched and found that no home insurance companies cover destruction caused by war. I don’t mean to sound negative or morbid, but I would like an honest opinion about proceeding with a house purchase despite these concerns. While I understand that no one can predict the near future, my eagerness to own a home is being hindered by the current news and the fear of war. What is your opinion on this matter? Do you think it would be wise to buy a house this year?
-Cath G.
Hi Cath! No problem at all, I hope it helped! You can buy a home with the option to get home insurance, which also includes war coverage! There will never be a "convenient time" to buy a home! So my suggestion would be, if you find something you love, go for it!
Hi Simon! Thanks for your response! Do you know any inusrance companies here in the with such coverage? Thank you!
@@orthodonticsclinic5021 where are you based?
@@simon_walton I am in Wales, UK
@@orthodonticsclinic5021 Give AXA a look :)