9 Money-Saving Challenges To Save More Money! | Clever Girl Finance

Поділитися
Вставка
  • Опубліковано 6 чер 2024
  • Saving Challenges are a great way to motivate yourself to save your money. They can make saving money fun and make your goals easier to attain. A money challenge is an excellent way to build your emergency fund or achieve savings goals. Check out these 9 savings challenges and get started today!
    OTHER VIDEOS TO CHECK OUT!!
    17 Ideas To Save More Money Each Month!
    • 17 Ideas To Save More ...
    How To Save Money: Tips To Help You Stick To Your Savings Goals
    • How To Save Money: Tip...
    How To Stay Motivated To Save Money!
    • How To Stay Motivated ...
    How to Save $10k in One Year Even if You Struggle to Save!
    • How to Save $10k in On...
    ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
    ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-...
    ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
    ❤ Follow us on Instagram: / clevergirlfinance

КОМЕНТАРІ • 115

  • @Clevergirlfinance
    @Clevergirlfinance  2 роки тому +14

    Which of these challenges have you tried or plan to try to save more money? Share in the comments! Thanks for tuning in!

    • @aurorasanchez7922
      @aurorasanchez7922 Місяць тому

      😢😢the planning meal and the no spending challenge.

  • @angelamercedes5136
    @angelamercedes5136 2 роки тому +148

    I did a savings challenge where I put all of my commission sales into savings and just lived off my hourly. I was able to save $22,000 in just over 2 years. Your channel has changed my life!

    • @Clevergirlfinance
      @Clevergirlfinance  2 роки тому +4

      Wow thats amazing!!!! Well done!! Thanks for being here!! ❤️😍🙏

    • @dorisjking8937
      @dorisjking8937 2 роки тому +3

      That's a great idea. Thank you. I can do this method with my overtime monies. Just act like I didn't do it right? and just deposit all of that OT money into my savings account and just live on my base salary only. Thank you again @Angela.

  • @keishamaynard4296
    @keishamaynard4296 2 роки тому +55

    1. 26 or- 52-week Savings Challenge (save a specified amount of money each week for 6 -12 months)
    2. 30-day No-Spend Challenge (with the exception of bills/utilities, food, gas, medicine)
    3. 30-day Meal Planning Challenge (meal plan and shop for groceries, no purchase of meals, take a packed lunch to work)
    4. $5.00 Savings Challenge for 90 days (save every spare $5.00 bill)
    5. Clever Girl Fund challenge - create an emergency savings fund to cover essentials (food, housing, transportation, medicine, utilities) for 3-6 months
    6. Spare Change Challenge (collect and save all spare change in cars, handbags, purses, etc)
    7. Coffee Break Challenge up to 30 days (save the money you would usually spend on coffee)
    8. Weather Wednesday challenge (check the weather each Wednesday and save the amount the thermometer reads e.g. $50 for 50 degrees)
    9. 30-day Minimalism Challenge (de-clutter for 30 days; valuable items can be sold to make extra cash)

  • @SisiYemmieTV
    @SisiYemmieTV 2 роки тому +19

    A 30 day meal planning challenge is right up my street ! These are great ideas Bola!

  • @janetnjoki986
    @janetnjoki986 2 роки тому +9

    Since I started watching you channel,you have helped me to save from nothing to 500k,thanks for good content.

  • @vkvkvk317
    @vkvkvk317 2 роки тому +20

    The meal prep helps avoiding buying take-aways, we plan our weekly meals on the weekend and every Sunday, we prepare the food for the coming Mon - Fri, this even allows us to have the evenings free to go for a walk and look after our health or study something. If you want to save up even more in this category, have some vegetarian days or weeks, you will be amazed on how much money u can save by not buying meat/poulty, etc. - we are vegans now but I remember when we started with 2 vegan days a week then having meat only on weekends, etc.. We were so impressed at how much money we were saving.
    I think our mistake was that were eating out on the weekends to dont get bored BUT with the lockdowns we have now learned and got used to the idea that even during weekends we can have a meal at home, we can cook something nicer for the weekend like a good fresh pasta or something else that is a bit more elaborated than the weekly meals. And o make it special on the weekend we pack our food in containers and go to a park or beach to eat there (like a picnic). Planning your meals is definitely a big saving.

  • @tyresseferguson2462
    @tyresseferguson2462 2 роки тому +14

    Doing 5 challenges this year:
    >Keep the change challenge (do it each year until the 4 crayon banks are full)
    >$5 challenge (do it each year)
    >52 week challenge monthly addition (will have $2k by end of year)
    >Age challenge ($1,872 save my age amount each week)
    >52 week challenge ($1,430 by adding an extra $1 onto each week)

  • @jacquelynhinton7062
    @jacquelynhinton7062 2 роки тому +7

    Two fun ways to save money:
    1. Save quarters, adds up quickly
    2. Save dollar bills that contain the first initial of your first, middle or last name. Every dollar bill has a large initial to the left of George Washington’s picture. When you receive change back from a cash purchase, you look forward to seeing if your initials are on the dollar bills to add to your savings

  • @agnesowo5099
    @agnesowo5099 8 місяців тому

    I had to come back here to drop a comment/progress report 😊.
    I adopted the weather challenge 🎉.
    So far, it's been so much fun and I'm addicted to it. I had a $600 saving challenge before watching your video and my goal was to save $50 monthly.
    From my side of the world, coupled with the low income, that was daunting 😢.
    But, after watching this video and adopting the weather challenge, I exceeded myself.
    Thanks for the motivation to remain disciplined ❤.
    More wisdom to you.

  • @elaibesummers906
    @elaibesummers906 2 роки тому +23

    Love these challenges ideas, particularly the Clever girl fund challenge to save your emergency fund. I have started 2 challenges at the beginning of January the 52wk challenge saving £1 for the first week, £2 for 2nd week, £3 for 3rd week and so on until week £52. Also a £20 a week challenge until week 52. On Monday I will be also doing a no spend week.

  • @karenwilliams3196
    @karenwilliams3196 2 роки тому +13

    Trying the $5 challenge and no spending week starting Monday. Actually started reducing spending since watching your vlogs. Thanks for the inspiration

  • @kimberlycoltrainrsrccr2626
    @kimberlycoltrainrsrccr2626 6 місяців тому

    I've been a brown bagger for over 20 yrs.
    When I started working at the elementary school I'm at 19 yrs ago, the running joke was that I'd never use all the $5 I started w on my cafeteria account
    19 yrs later, I still hover at around $2.50😂
    I've only bought a baked potato and salad (.40 each) if I don't make my lunch the night before. I eat from the teacher bar about twice a month.
    I also used to LOVE the banana bread slice from Starbucks. Then I started making my own and adding chopped apples or pumpkin to the batter. I make mini loaves and gift them. For the cost of 2 Starbucks slices, I can make a dozen mini loaves, I know what's in them, WHO made them, that I've washed my hands, and I can make them gluten free, sugar free (for diabetic friends), etc.
    I also take orders for holiday giving & sales 😊

  • @jennlowetherapy
    @jennlowetherapy Рік тому

    Weather Wednesday sounds fun!!!!!

  • @choolwemwanalila5461
    @choolwemwanalila5461 2 роки тому +4

    I will try the weekly one for 52weeks. Thank you for motivating me. Love from Zambia, Africa.

  • @msarch9969
    @msarch9969 2 роки тому +4

    Thank you for edifying my life!
    I just became a sub and also just commented on your, “how to save 10k in a year” video.
    Your content confirmed I’m on track…I have been saving now for almost a year and will hit 10k next month, Apr ‘22.
    My plan is to continue saving 1k for the next eight months which will put me at 18k in Dec.
    My OCD will kick in since it’s so close to 20k. (Lol) So I will put any extra that I can to get as close as possible to that 20k by Dec 31, 2022.
    Thank you so much for your meaningful content. God Bless you and yours!🥰

  • @tattedgirl_rere
    @tattedgirl_rere 2 роки тому +15

    The weather challenge sounds very interesting and fun to do!! Me and my husband will be starting that this week 🤗… All of the challenges you mentioned are great ideas!! Going to do at least 2/3 of them for this whole year 💫✨… Blessings to everyone 🌏 let’s make the best of it this year and don’t let this pandemic hold us back from achieving our goals

  • @journeywithsoul
    @journeywithsoul 2 роки тому +5

    I'm currently addicted to the no spend challenge.. now i might have to break myself out of it just so i can socialize again, ugh!!!!... lol. I loved the $5 challenge,i think i saved close to $300 once

  • @brendaproulx3052
    @brendaproulx3052 7 місяців тому +1

    Thank you I do a lot of these challenges. The 52 I do backwards so it's not as costly in December .This year I 'm doing Lisa Grateful Me challenge of $1-$25 4 times ( its $1300). The weather one I do lower if it's 50° I do $5. At the moment we are decluttering & donating.DH just wants gone doesn't want to sell. So I'm saving $5 a reg. bag & $10 trashbag or box .Money going into the 3-6 month funds. I'm glad you popped up into my feet and cause I haven't watched you for a while so I'm gonna have to stop doing that again😊

    • @Clevergirlfinance
      @Clevergirlfinance  7 місяців тому

      love love love what you are doing! Thanks for sharing and for being here!

  • @jennlowetherapy
    @jennlowetherapy Рік тому

    I do a lot of no spend challenges. I love them!

  • @HelloMissBak
    @HelloMissBak 2 роки тому +6

    I have started the 26 weeks, very excited about this. The aim is to finance my next fly ticket.

  • @wonder219
    @wonder219 2 роки тому +11

    I do the 30 day no spend challenge for 3-4 months then break for a month and then continue. Typically Christmas and easter time are my spend zones no matter what

  • @sharonhofer7504
    @sharonhofer7504 2 роки тому +1

    Thank you for the challenges you mentioned. The weather challenge seems like fun and easy to do. Thank you for your channel

  • @tatiemarbles5724
    @tatiemarbles5724 2 роки тому

    Happy new year and thanks for these great ideas. Im going to do the weather wednesday for sure, starting this week.

  • @rehanna6594
    @rehanna6594 2 роки тому +1

    This is awesome. Thank you sooo much!

  • @DorisDGSikahemaa
    @DorisDGSikahemaa 2 роки тому

    Wednesday saving plan. Thank you for the tips

  • @lawandagolder9046
    @lawandagolder9046 2 роки тому +1

    Thank you for the helpful information !!

  • @sonofroderick4255
    @sonofroderick4255 2 роки тому

    You have given me some great ideas to try that seem fun and challenging. I appreciate your videos. Thanks!

  • @mrinalinidevi2724
    @mrinalinidevi2724 2 роки тому +1

    You are a blessing to humanity. ❤️

  • @rexyzvent5864
    @rexyzvent5864 2 роки тому +1

    I like the weather Wednesday idea.

  • @teribear928
    @teribear928 2 роки тому +1

    We have been doing the 52 week challenge for about 5 or 6 years. It's our Christmas money fund

  • @brownskinsisi
    @brownskinsisi 2 роки тому

    Great video, very motivating, will try the weather wednesday, spare change and the getting rid of extra stuff challenges👌🏾. I am already excited😍😍

  • @lindaallen9141
    @lindaallen9141 2 роки тому

    Such great encouragement! Love the incentive to save more money!

  • @sallykabukuru1638
    @sallykabukuru1638 2 роки тому

    Great & helpful video & tips!

  • @Abbas_Daughters
    @Abbas_Daughters 2 роки тому +2

    I have done the spare change challenge and saved $1’s as well as the no spend challenge for years 🙌🏾 I am looking forward to trying the 26 week & 52 week challenge 🤗

  • @josephm.conteh3670
    @josephm.conteh3670 2 роки тому +1

    I have found this to be more interesting because I have been practicing many of these skills before even getting to know your page. But all the same because you have add up to my ideas for saving money.

  • @esthermutua1287
    @esthermutua1287 2 роки тому

    Thanks alot for this tips so informative looking foward to do them and practice them and thank you leter dear

  • @kristinacarter7595
    @kristinacarter7595 2 роки тому +2

    always love your videos! Such great content!

  • @violalewis6652
    @violalewis6652 2 роки тому

    I'm going to try the 30 day's challenge, Thank you

  • @sissyb576
    @sissyb576 Рік тому

    I'm gonna do this!👍

  • @flavrutaihwa5950
    @flavrutaihwa5950 2 роки тому

    Your videos are life savers

  • @tarielaseiyefa2383
    @tarielaseiyefa2383 2 роки тому +2

    Hello CGF! I'm a newbie to your channel. Love your videos! Thank you! Was wondering - please do you have videos on advice for people that give a lot? I'd say it's one of my love languages but I'd also love to learn tips to 'manage it' cos sometimes, its quite significant. I know giving is good...but at the same time...:)

  • @geraldine6765
    @geraldine6765 2 роки тому +7

    Thank you Bola! I Will try the 30 day no spend challenge.

  • @healthandlyfstyle
    @healthandlyfstyle 2 роки тому +4

    Wow, very informative and educative👍

  • @oreallewhye1039
    @oreallewhye1039 2 роки тому +1

    Bola! This is awesome! Will be implementing these challenges to save 💰

  • @writethroughtheheart
    @writethroughtheheart Рік тому

    Weather Wednesday is a lot easier in Canada... max 35 degrees where I live :D

  • @anyenaam4192
    @anyenaam4192 2 роки тому +1

    Thank you for this. Will try the weather Wednesday challenge

  • @simphiwegule1172
    @simphiwegule1172 2 роки тому

    I'm loving it here definitely staying

  • @tammygarrett8427
    @tammygarrett8427 2 роки тому +1

    This video was so helpful I watched it twice l I plan on doing the 30 day meal plan and the 30 day no unplanned spending

  • @ravenwind75
    @ravenwind75 2 роки тому

    I often do the save $5 challenge during winter and then it’s my garage sale money in the summer.

  • @debralacy1130
    @debralacy1130 Рік тому +1

    I plan on trying the 30day no spend challenge. Thanks

  • @loribowen6467
    @loribowen6467 2 роки тому

    4/14/22
    Good morning from High Desert, California.
    You are very inspirational and reconfirming of my thoughts and actions. I forwarded and shared this to my husband’s phone… Just hoping he reads and puts thought into it before dumping his phone at the end of the day. Great person just not on the same page… Thank you once again.
    🥰 new Subscriber

  • @dionneking8
    @dionneking8 2 роки тому

    thank you

  • @destinybabb9862
    @destinybabb9862 2 роки тому +1

    Thank u for sharing some creative tips that I've never tried. 💜🌻

  • @hemishgervis695
    @hemishgervis695 2 роки тому

    Great savings ideas. Thank you. The Weather Challenge is really clever.

  • @nafankem1071
    @nafankem1071 2 роки тому

    I'll try the" coffee" or in my case the "snack "time challenge starting today
    I'll do the 30 days no spend from next week

  • @uchennaorinya5701
    @uchennaorinya5701 11 місяців тому

    Beautiful tips

  • @chchchshia
    @chchchshia 2 роки тому +13

    Love these ideas! I feel like you can do more than one challenge at the same time. And the challenges help you incorporate healthy habits. Thank you ladies. ❤

  • @bernettapeeples321
    @bernettapeeples321 9 місяців тому

    So clever!!!

    • @bernettapeeples321
      @bernettapeeples321 9 місяців тому

      I just opened a 13 month CD at 5.5% APY at the Bank of OZK in Atlanta, GA to create a diverse portfolio. I need to rollover some money from a 401K. Any suggestions?

  • @chazilemasilela6882
    @chazilemasilela6882 2 роки тому +1

    wow great

  • @nancytalash6612
    @nancytalash6612 2 роки тому

    Waooo very educative.

  • @biggieshorty
    @biggieshorty 2 роки тому +1

    ☺ I'm excited to watch. This is an initiative of mine. I want to buy a property this year and beyond and a plan to conserve what I have is the first step.

  • @barbarapalache
    @barbarapalache 2 роки тому +2

    I am going to do the clever Girl saving fund

  • @stephaniejsmes8991
    @stephaniejsmes8991 2 роки тому +3

    Oh the 30 day challenge sounds nice ! :)

  • @elsiedindi3121
    @elsiedindi3121 Місяць тому

    My favourite...❤

  • @x_270rr_s3
    @x_270rr_s3 2 роки тому

    I use no 30 days spend. It definitely helps......

  • @Isis31
    @Isis31 2 роки тому

    I have been waiting for your video. Let me click the bell.
    Ahem: Do you recommend those "new" apps that save money for you? Like True Bill. I want to try it...if it's free. 😏
    Oh, I do the 52 week challenge to save the amount of the week per week.
    I'm not doing a coffee challenge. I'm sure that I keep DD in business, but...🤨
    I am thinking about the food one. I end up throwing out a lot of food at the end of each week.
    Thanks for this video.

  • @esthermutua1287
    @esthermutua1287 2 роки тому +2

    Eagrly waiting

  • @barbarafallin2038
    @barbarafallin2038 2 роки тому +2

    I save $5.00 bills in a jar and when I get $200.00 ,I put it in my account for my vacation ,I have been to the bank 6 times already

  • @kiddyelizabeih7041
    @kiddyelizabeih7041 2 роки тому +1

    I have been trying 52 weeks savings account and it really works for me and for December month I used to save with gift cards for crockery

  • @TriniRoyQuiReyes
    @TriniRoyQuiReyes 2 роки тому

    Great topsp

  • @Cirennaa
    @Cirennaa 2 роки тому

    I need a list of foods to cook on a budget and lunches that don’t require a microwave!

  • @marlac7235
    @marlac7235 2 роки тому +2

    I think I'll attempt the 52 week challenge again

  • @IsaroBururu
    @IsaroBururu 2 роки тому +1

    Bola Sokambi♥️♥️♥️

  • @ilovemybodydiary
    @ilovemybodydiary 2 роки тому

    New Subbie🎉🙌🏽🍾

  • @zamanzuza6354
    @zamanzuza6354 2 роки тому

    I started this year 1st week of jan,i decided to save every week as little as R10 on the 2nd week will be R20 ,increase of R10 every week .
    I will start Wednesday wearther challenge i want so see something just for a month
    Thanks a lot

    • @kingdom3834
      @kingdom3834 Рік тому

      I'm doing snowball and save the change challenge

  • @amadhilasanna3852
    @amadhilasanna3852 2 роки тому

    I will try the 5 dollars challenge

  • @khatiyachendaprem9958
    @khatiyachendaprem9958 2 роки тому

    I love Starbucks I go 2-3 times per day thank god I immediately stop after seeing how much I spent in a month nearly gave me a heart attack. For the last 2 months I was able to save it instead of having Starbuck breath. It was worthed to see the money grow in my saving account. Thank God I changed for the best!

  • @florence4845
    @florence4845 Рік тому

    Cooking at home is not a challenge for me...
    I do not understand why people line up or drive through for half an hour for junk food....
    In this time I have prepped, enjoyed, dishes washed and put away...

  • @michelewilliams2982
    @michelewilliams2982 2 роки тому

    just finished the 100 envelope challenge

  • @ajayitolulope3534
    @ajayitolulope3534 2 роки тому

    52week challenge

  • @asnetojoel6778
    @asnetojoel6778 2 роки тому +1

    Ain't a girl though am in for the challenge

  • @nurudeennihad808
    @nurudeennihad808 2 роки тому

    Am a 22years university student from Ghana, can you help me find a genuine work online so that I can pay my rent and school fees.

  • @lizzyblaq9261
    @lizzyblaq9261 2 роки тому +2

    Investing in Crypto now should be every wise individuals list, in some months time you'll be ecstatic with the decision you made today.....