I don't cut or color my hair (it's gray). I don't wear makeup. I don't color my nails. I use basic soap and water for washing. I wear the same clothes for years. My husband says I'm beautiful and that's the only opinion I care about. One of the blessings of aging. You stop caring about the opinions of others. :-)
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of society in the country as very few are literate on the subject, thanks to Mrs Charlotte Walsh the lady you ones recommended
I love the grounded reality of this channel!!! Retirement took a toll on my finances, but with my involvement in the digital market, $35,000 weekly returns has been life changing. AWESOME GOD❤️
Wow.. I know her too she is a licensed broker and a FINRA agent she is popular in US and Canada she is really amazing woman with good skills and experience
After i raised up to 125k trading with Charlotte Walsh, I bought a new house here in the States and also paid for my son's surgery (Kelvin) glory to God.
Bravo for you for encouraging reusable period products. Oh my gosh, it’s so awful that period products have to be taxed. by reusing, it gets women totally out of the market of buying them again and again.
I cut my own hair, I don't wear make-up or fancy beauty products. I don't get my nails done. I buy my clothes second hand and look for deals. Garage sales are nice as well. I buy food on sale when I can. I also enjoy going on outings that are free or inexpensive as well. I also enjoy upcoming events that the community hosts. I enjoy free UA-cam and other inexpensive subscriptions like Roku tv. I cook from home and budget my outings.
@@TheMummyBubbleyou’re very pretty smart and nice your kids are very lucky to have you as their mom and your husband is just as lucky to have you as a wife
I know everyone unfortunately can’t afford to do this, but I recently put solar panels on my roof. My energy supplier had a deal going so I took advantage of it. It took two days to install and around a week for the scaffolding to come down. The newer panels and battery packs in my garage are very efficient and so far even without that much sun my electric bill has gone from around £170 a month to less than £50 so far. I will also be receiving a small payment for overflow power being sent back to the national grid. Not sure exactly how much yet, but that will also help recoup a little money each month from now on. I love checking the App to find out that I’ve not paid a penny for power used that day and the battery is 100 percent full. I get a lot more excited when the sun shines nowadays.😂
I have a seasonal capsule-ish wardrobe and I list each items on a spreadsheet and try to calculate cost per wear. I say “try” because I don’t keep it up religiously, and I do guesstimate the number of times I’ve worn something. It’s still really helpful though!
Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My husband and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock.
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
@@ThomasChai05This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with “Izella Annette Anderson” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I have a little red notebook and in it I write down all the tried and true recipes that my family WILL eat. Nothing goes in there unless it’s family approved. 😊 Another money reducer we practice is line drying our clothes. (I understand line drying is normal in many countries outside the US and even in some places inside the US.) I live in the desert with harsh hot summers, so the weather does the work for us, saves us money, and makes our clothes smell like heat & sun. ☀️
I hang many, but not all of my clothes, in the basement (I live in Michigan, USA) after washing. It saves electricity, and it a lot less wear and tear on the clothing!
I have a three-ring recipe binder as well. My hack is that as I make the recipes I move them to the front of the section. (I only have two sections- savory & sweet). Then I can easily see what I'm making the most and I purge the recipes at the end of each year. I love taking out recipe books from the library and then I just photocopy what I want to keep in my binder. The Internet is (obviously) my other resource for printing recipes.
I used to have about 20 recipe books. I realized I only made 2 or 3 out of each book, and I frequently made changes or substitutes for family allergies or preferences. So I typed each recipe I actually used into a word document, added a section for what each family member liked different and a section for additional notes. I also added all our family recipes that have been handed down w the same additional sections and used a 3 ring binder and page protectors. Then I sold all the cookbooks. My family loved this idea so much, I have printed several copies. Anytime I find a new recipe to try, it goes in the front of the book and stays there until it has been cooked a few times and either discarded or deemed worthy of being placed on the proper category.
I am planning on installing a bidet to my toilet which will save me hundreds of pounds as it will cut back on purchasing lots of toilet paper each year. Better for my pocket the planet & also way more hygienic.
The cost of a van for a half day or day is often cheaper than 2 or 3 delivery fees, its good to group stuff. Like if you have friends ir family who need big items, arrange a day to collect everyones stuff and chip in. I combine taking large items to the dump too, often someone has a big thing they want rid of, but one item isnt worth the hassle.
Sometimes it’s also good to check where you can space things out more rather than give them up, eg a haircut every 12 weeks rather than every 8. Biggest money saver for me was giving up my vehicle. I’m a member of a car sharing club if I need access to one and I got a basic folding e-bike that lets me get around town for distances that are a bit far to walk regularly (who has the time!) and it’s size versatile enough that my kids can use it too.
Love the way you think ! Also I’ve been using the cup for more than ten years to save money and the environment !! They are so cool and it’s better for our body than tampons too !;)
Another plus to doing things like revamping/upcycling your own furniture and other belongings is that it gives you something to do/provides an activity. Whether or not you enjoy it is up to your personality and experience with it, but still, at least you can be proud of yourself for making something with your own two hands. 😊
Upcycling furniture and all other things is a great way to make extra money. I started doing it years ago and it helped us get a house deposit together
Netflix does allow an add-on, however, it’s actually cheaper to get your own (or your child’s own) account. An add-on in the USA is $8/mo but a standard plan is $7. Double check prices for everything! Sometimes addons are not cheaper.
If it costs you more than 99p to get to the supermarket and back in your vehicle, then start ordering online. Ocado currently charges that for deliveries most days after 10pm onwards in my area. They price check with other stores and give you Vouchers to make up for it on your next shop if items are cheaper elsewhere. There is also the benefit of sticking to your list and not buying impulse buys at the stores. They also have online deals/offers. It saves me money and time.
I have a little battery operated motion detecting light in my guest loo. If you have a family that always forgets to turn the light off it’s perfect & will save you over time. The batteries last for ages and if you have rechargeable ones even better.
The only time I’ve had bottled water was if it was given to me at a hotel etc. I use a water filter jug instead in my fridge then fill my cooler cup with a sip lid before I go out. It stays cold for hours unlike a one use plastic bottle.
As an oldie, approaching retirement, I would say that streaming services aren't really necessary. It is difficult to save more than I do already, but I'm trying to sell some stuff that I no longer need to realise the value of that asset.
About every four or five months, I go to the local Beauty College for haircuts, usually mostly done by the instructor, thus a great job, and inexpensive.
Make an agreement with family members that you either do not need to buy expensive presents for birthdays, Christmas etc. that probably are unwanted or unused ( set a spend limit) ….or alternatively don’t buy presents at all. Bring some food or drinks along and have a picnic. Time spent with loved ones and friends is way more valuable than a costly present. Some elderly people can’t afford to buy presents for all their kids and lots of grandkids, set them free from the burden.
So interesting about recipes being similar/same. I was wondering if that was the case, because I noticed a lot of commonality whenever I’m researching a new recipe.
Yes I was so fascinated by it! In the interview this recipe ghost writer basically said the perfect recipe for certain things cannot be meddled with and everyone just uses it but adds a little something random to change it a bit.
@@TheMummyBubble what I normally (okay, always) do is research many different versions of the recipe I’m interested in, make note of everything that’s in common with 3 or more of them, and use that as my base to work from. I then tweak from there, to my taste. And then I type and print that and 3-hole punch it and pop it into my recipe binder
@@GenericAccountVLRthis is a really good idea because then you find the best one AND get to make it your own and tweak it to your own taste preferences. Win/win.
A side note on the savings account thing: there are a lot of online savings accounts that have higher interest rates. I have one that gives me 5% and I still have access to all my money. 😊
As someone who collects international cookbooks, its pretty obvious that there are standard recipes for basic dishes and baked goods. You cant reinvent the wheel.
I love fresh herbs and edible flowers for salads but they cost a small fortune nowadays. I added a window box outside my dining room window and filled it with herbs and nasturtiums ( from seed) and other edible plants with flowers like Tulbaghia. It looks beautiful and the more you snip the herbs, the bushier they seem to grow. Nasturtium leaves are delicious and peppery on a sandwich. You can also cut the herbs and dry them out to use for winter time. Some herbs like mint will spread and grow back year after year.
I think I can be frugal enough and put some cheap make up/skincare on and dye my hair with a mix of henna, because I like to see me put together even if I work alone. Very important to me is working out almost everyday, 5min arms, 5min standing abs , 5min legs...there are plenty of videos here on UA-cam that over the years made my body stronger, toned muscles prevent from bones injuries, and doing it make me feel better both phisically and mentally... Cooking for several meals, so I dont have to think about whats for dinner...making my own bread and yogurth...I save plants from the bins at the cemetary😅, thean I watering them with the water I used to wash veggies.. I soak chickpeas/brown rice with the water from draining pasta....I make laundries on Sundays when the energy is cheaper...I have reaserched quite a lot were to put a Little extra money to beat the inflation but so far I dont have a clue...
@donatellag635 you are smart to have a great fitness regimen. Huge benefit $$$ for life. Like a built in insurance policy protecting your most important asset. You are ahead of many for prosperity!! You will hit the ground running when you must. Rich lady stuck on couch, not so much.
I Haven't Had My Hair Cut In A Hairdressers For Over 20 years To Expensive Then. Don't Polish My Nails, I Have Clothes That I Bought Before My Eldest Was Born He Is 33 Now. I Buy 2nd Hand Clothes When I Need Any Except Underwear. I Cook From Scratch Batcj Cook When Possible. Not Had Meal Out Since Before I Was Married 34 Years Ago, Not Been To A Pub 15 Years, Why Waste What Bit Of Money I Have. Stopped Smoking 9 Years Ago. I Grow Some Veg, We Don't Go To Any Gyms, We Walk, Can't Walk To Shops Nearest Is 5 Miles Away So Only Shop 3 Times A Week For Milk Bread Meat If Need It, And Fruit. I Never Had Breakfast Or Kunch Only Tea, Stopped When My Son Growing Up, To Give Them More Food. It Is Not Difficult To Stop Buying Things All The Time. Make Do An Mend
Te heating bills, get an energy audit done. It costs as much to start up your heating as to run it for 24 hrs. You're better off running it continuosly at 1 or 2 degrees lower.
LOL I've known about them, but I also haven't had a period in a long time. I'm only 36 and had a baby almost 6 years ago. Idk why, it my period never came back. I'm in the process of making an appointment to figure out if something is wrong with me or not.
Never getting a period cup or period pants/adult nappies. Sanitary towels are 42p. I buy a day pack and night pack. 84p together and don’t use all the nighttime ones in a month so have roll overs.
Currency used isn’t relevant to the specific point I’m making. Also I deal a lot in dollars as most of my earnings come to me in dollars from my work online. And many viewers are in the US, however I will also make mentions in pounds. I hope it’s clear that regardless of what currency I speak in, the principles of the tips for saving money are the same.
@@ImaOKay522 I chose years ago to start getting highlights. They’re an expensive procedure but I prefer my hair when it is a lighter colour. As I often say, frugality is not about giving up everything and living off pasta in an empty home with threadbare clothes. It’s about prioritising. I used to prioritise this in my budget but I happen to have found an at home method that works for me so I can save that money.
@TheMummyBubble do your own. Highlight kit around $20. Most women do. Research home hair color. Many advantages and amazing products. My highlights are complimented all the time. Go in for a good cut. At home I alternate full color and next time I color and highlight. I'm blonde w gray eyes naturally. Brunette or dark, be careful with blonde. Stay closer to your natural. Carmel highlight instead. My coloring looks healthier since I started coloring myself at 40ish. Work friend guided me and never went back.
Without a doubt, this year will be worse than the previous one. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I wasn't sure if I should start paying for a house. My jobs were eventually sold, and the house needed more maintenance than I had thought. I don't know how much longer I can carry on like this.
True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.
I believe this advice is for everyone. I live in Canada and don’t get upset when someone refers to money in a different word. Please this is not to be rude or judgmental, just a thought to think about. Bless you.
I don't cut or color my hair (it's gray). I don't wear makeup. I don't color my nails. I use basic soap and water for washing. I wear the same clothes for years. My husband says I'm beautiful and that's the only opinion I care about. One of the blessings of aging. You stop caring about the opinions of others. :-)
Love this comment
That’s is the TRUTH!!
this!
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of society in the country as very few are literate on the subject, thanks to Mrs Charlotte Walsh the lady you ones recommended
I'm in a similar situation where should I look to increase income? Do you have any advice? What did you do? Thank you
I love the grounded reality of this channel!!! Retirement took a toll on my finances, but with my involvement in the digital market, $35,000 weekly returns has been life changing. AWESOME GOD❤️
Sounds familiar, I have heard her names on several occasions.. And both her success stories on wall street journey!
Wow.. I know her too she is a licensed broker and a FINRA agent she is popular in US and Canada she is really amazing woman with good skills and experience
After i raised up to 125k trading with Charlotte Walsh, I bought a new house here in the States and also paid for my son's surgery (Kelvin) glory to God.
Bravo for you for encouraging reusable period products. Oh my gosh, it’s so awful that period products have to be taxed. by reusing, it gets women totally out of the market of buying them again and again.
I cut my own hair, I don't wear make-up or fancy beauty products. I don't get my nails done. I buy my clothes second hand and look for deals. Garage sales are nice as well. I buy food on sale when I can. I also enjoy going on outings that are free or inexpensive as well. I also enjoy upcoming events that the community hosts. I enjoy free UA-cam and other inexpensive subscriptions like Roku tv. I cook from home and budget my outings.
So many great tips here, thank you
I think I'm your twin. ❤
@@TheMummyBubbleyou’re very pretty smart and nice your kids are very lucky to have you as their mom and your husband is just as lucky to have you as a wife
I know everyone unfortunately can’t afford to do this, but I recently put solar panels on my roof. My energy supplier had a deal going so I took advantage of it. It took two days to install and around a week for the scaffolding to come down. The newer panels and battery packs in my garage are very efficient and so far even without that much sun my electric bill has gone from around £170 a month to less than £50 so far. I will also be receiving a small payment for overflow power being sent back to the national grid. Not sure exactly how much yet, but that will also help recoup a little money each month from now on. I love checking the App to find out that I’ve not paid a penny for power used that day and the battery is 100 percent full. I get a lot more excited when the sun shines nowadays.😂
That's awesome! There are sometimes local or national schemes to help cover the costs of installing solar panels too, always worth checking.
I have a seasonal capsule-ish wardrobe and I list each items on a spreadsheet and try to calculate cost per wear. I say “try” because I don’t keep it up religiously, and I do guesstimate the number of times I’ve worn something. It’s still really helpful though!
Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My husband and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock.
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
@@ThomasChai05This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with “Izella Annette Anderson” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Love how your videos are no fluff, just straight to the point with great tips 😊.
Thank you so much! I really try to pack lots of info into a short space of time as I know how busy people are. Glad you found it useful ❤️
You'd have more success being frugal if you were both single and childless.
I have a little red notebook and in it I write down all the tried and true recipes that my family WILL eat. Nothing goes in there unless it’s family approved. 😊
Another money reducer we practice is line drying our clothes. (I understand line drying is normal in many countries outside the US and even in some places inside the US.) I live in the desert with harsh hot summers, so the weather does the work for us, saves us money, and makes our clothes smell like heat & sun. ☀️
I hang many, but not all of my clothes, in the basement (I live in Michigan, USA) after washing. It saves electricity, and it a lot less wear and tear on the clothing!
I have a few recipe binders, I just laminate the recipes and flip through them to do my weekly meal planning, which I have done for over 30 yrs
Such a great idea! There are so many free resources out there you don’t need to buy the expensive cookbooks ❤️
I have a three-ring recipe binder as well. My hack is that as I make the recipes I move them to the front of the section. (I only have two sections- savory & sweet). Then I can easily see what I'm making the most and I purge the recipes at the end of each year. I love taking out recipe books from the library and then I just photocopy what I want to keep in my binder. The Internet is (obviously) my other resource for printing recipes.
I used to have about 20 recipe books. I realized I only made 2 or 3 out of each book, and I frequently made changes or substitutes for family allergies or preferences. So I typed each recipe I actually used into a word document, added a section for what each family member liked different and a section for additional notes. I also added all our family recipes that have been handed down w the same additional sections and used a 3 ring binder and page protectors. Then I sold all the cookbooks. My family loved this idea so much, I have printed several copies. Anytime I find a new recipe to try, it goes in the front of the book and stays there until it has been cooked a few times and either discarded or deemed worthy of being placed on the proper category.
I am planning on installing a bidet to my toilet which will save me hundreds of pounds as it will cut back on purchasing lots of toilet paper each year. Better for my pocket the planet & also way more hygienic.
Bidets are 10000% worth the investment. Highly recommend
The cost of a van for a half day or day is often cheaper than 2 or 3 delivery fees, its good to group stuff. Like if you have friends ir family who need big items, arrange a day to collect everyones stuff and chip in. I combine taking large items to the dump too, often someone has a big thing they want rid of, but one item isnt worth the hassle.
Sometimes it’s also good to check where you can space things out more rather than give them up, eg a haircut every 12 weeks rather than every 8. Biggest money saver for me was giving up my vehicle. I’m a member of a car sharing club if I need access to one and I got a basic folding e-bike that lets me get around town for distances that are a bit far to walk regularly (who has the time!) and it’s size versatile enough that my kids can use it too.
Period pants are amazing, my daughter uses them and I wish they'd existed when I was younger!
Love the way you think ! Also I’ve been using the cup for more than ten years to save money and the environment !! They are so cool and it’s better for our body than tampons too !;)
Another plus to doing things like revamping/upcycling your own furniture and other belongings is that it gives you something to do/provides an activity. Whether or not you enjoy it is up to your personality and experience with it, but still, at least you can be proud of yourself for making something with your own two hands. 😊
That's so true, I really enjoyed upcycling the pieces of furniture I've updated
Upcycling furniture and all other things is a great way to make extra money. I started doing it years ago and it helped us get a house deposit together
Great advice!!!! Thank you!
Netflix does allow an add-on, however, it’s actually cheaper to get your own (or your child’s own) account. An add-on in the USA is $8/mo but a standard plan is $7.
Double check prices for everything! Sometimes addons are not cheaper.
If it costs you more than 99p to get to the supermarket and back in your vehicle, then start ordering online. Ocado currently charges that for deliveries most days after 10pm onwards in my area. They price check with other stores and give you Vouchers to make up for it on your next shop if items are cheaper elsewhere. There is also the benefit of sticking to your list and not buying impulse buys at the stores. They also have online deals/offers. It saves me money and time.
I have a little battery operated motion detecting light in my guest loo. If you have a family that always forgets to turn the light off it’s perfect & will save you over time. The batteries last for ages and if you have rechargeable ones even better.
We are blessed to have a discount grocery near us, where I find awesome deals on liquidation grocery items! 🙏🏼
The public libraries have a ton of cookbooks.....so I don't buy cookbooks......I just check them out from the library........
Yes, you can photograph or photocopy pages you like.
You can also Google and download your favorites.
This is excellent! I really appreciate the app information. I didn’t know you could use ChatGPT for recipes! Awesome.
New subscriber.
The only time I’ve had bottled water was if it was given to me at a hotel etc. I use a water filter jug instead in my fridge then fill my cooler cup with a sip lid before I go out. It stays cold for hours unlike a one use plastic bottle.
Very helpful videos. Watching from Northern Ireland.
Thank you, so glad you liked it
As an oldie, approaching retirement, I would say that streaming services aren't really necessary. It is difficult to save more than I do already, but I'm trying to sell some stuff that I no longer need to realise the value of that asset.
About every four or five months, I go to the local Beauty College for haircuts, usually mostly done by the instructor, thus a great job, and inexpensive.
I may try this if I decide to get a proper trim, there’s a college not too far from where we live
Make an agreement with family members that you either do not need to buy expensive presents for birthdays, Christmas etc. that probably are unwanted or unused ( set a spend limit) ….or alternatively don’t buy presents at all. Bring some food or drinks along and have a picnic. Time spent with loved ones and friends is way more valuable than a costly present. Some elderly people can’t afford to buy presents for all their kids and lots of grandkids, set them free from the burden.
So interesting about recipes being similar/same. I was wondering if that was the case, because I noticed a lot of commonality whenever I’m researching a new recipe.
Yes I was so fascinated by it! In the interview this recipe ghost writer basically said the perfect recipe for certain things cannot be meddled with and everyone just uses it but adds a little something random to change it a bit.
I write all the recipes we've tried and tested and love on one note so I have access to them everywhere :) saves on paper too
@@TheMummyBubble what I normally (okay, always) do is research many different versions of the recipe I’m interested in, make note of everything that’s in common with 3 or more of them, and use that as my base to work from. I then tweak from there, to my taste. And then I type and print that and 3-hole punch it and pop it into my recipe binder
@@GenericAccountVLRthis is a really good idea because then you find the best one AND get to make it your own and tweak it to your own taste preferences. Win/win.
A side note on the savings account thing: there are a lot of online savings accounts that have higher interest rates. I have one that gives me 5% and I still have access to all my money. 😊
As someone who collects international cookbooks, its pretty obvious that there are standard recipes for basic dishes and baked goods. You cant reinvent the wheel.
What the name of the app that you can use to buy the foods from the restaurants
It’s called Too Good To Go and operates in the UK, US and elsewhere. I’ve used it and recommend if you don’t mind potluck bags of food
What app did you use to check fuel prices please ?
It was the PetrolPrices app. I've found it really handy!
I do GasBuddy (USA)
Mad that these common sense money management points even needs saying, I'm always astounded!
I love fresh herbs and edible flowers for salads but they cost a small fortune nowadays. I added a window box outside my dining room window and filled it with herbs and nasturtiums ( from seed) and other edible plants with flowers like Tulbaghia. It looks beautiful and the more you snip the herbs, the bushier they seem to grow. Nasturtium leaves are delicious and peppery on a sandwich. You can also cut the herbs and dry them out to use for winter time. Some herbs like mint will spread and grow back year after year.
I think I can be frugal enough and put some cheap make up/skincare on and dye my hair with a mix of henna, because I like to see me put together even if I work alone. Very important to me is working out almost everyday, 5min arms, 5min standing abs , 5min legs...there are plenty of videos here on UA-cam that over the years made my body stronger, toned muscles prevent from bones injuries, and doing it make me feel better both phisically and mentally... Cooking for several meals, so I dont have to think about whats for dinner...making my own bread and yogurth...I save plants from the bins at the cemetary😅, thean I watering them with the water I used to wash veggies.. I soak chickpeas/brown rice with the water from draining pasta....I make laundries on Sundays when the energy is cheaper...I have reaserched quite a lot were to put a Little extra money to beat the inflation but so far I dont have a clue...
@donatellag635 you are smart to have a great fitness regimen. Huge benefit $$$ for life. Like a built in insurance policy protecting your most important asset. You are ahead of many for prosperity!! You will hit the ground running when you must. Rich lady stuck on couch, not so much.
I Haven't Had My Hair Cut In A Hairdressers For Over 20 years To Expensive Then. Don't Polish My Nails, I Have Clothes That I Bought Before My Eldest Was Born He Is 33 Now. I Buy 2nd Hand Clothes When I Need Any Except Underwear. I Cook From Scratch Batcj Cook When Possible. Not Had Meal Out Since Before I Was Married 34 Years Ago, Not Been To A Pub 15 Years, Why Waste What Bit Of Money I Have. Stopped Smoking 9 Years Ago. I Grow Some Veg, We Don't Go To Any Gyms, We Walk, Can't Walk To Shops Nearest Is 5 Miles Away So Only Shop 3 Times A Week For Milk Bread Meat If Need It, And Fruit. I Never Had Breakfast Or Kunch Only Tea, Stopped When My Son Growing Up, To Give Them More Food.
It Is Not Difficult To Stop Buying Things All The Time.
Make Do An Mend
Te heating bills, get an energy audit done. It costs as much to start up your heating as to run it for 24 hrs. You're better off running it continuosly at 1 or 2 degrees lower.
Whoa, LOL, I haven't had a period in so long I didn't even know that there were reusable period products. 😂
LOL I've known about them, but I also haven't had a period in a long time. I'm only 36 and had a baby almost 6 years ago. Idk why, it my period never came back. I'm in the process of making an appointment to figure out if something is wrong with me or not.
Have some of the modern politicians made you a man without telling you?
@@PMA65537 No, I'm just old. 72 years old.
Great advice! I'm going to start using that trolley site in future, thanks for the tip!
It's well worth a look!
Great video! I'd also add cashback websites, discount code apps also save you loads when you have planned purchases / big spend items :)
yes great tip, really makes a huge difference and adds up over time
Never getting a period cup or period pants/adult nappies. Sanitary towels are 42p. I buy a day pack and night pack. 84p together and don’t use all the nighttime ones in a month so have roll overs.
Frugal good.
House tour please! 🙏😊
Or grow your own herbs - they are much cheaper and can last for years
Why would you be buying a dress or jeans for $50, surely as you are in the UK it would be £50?
Currency used isn’t relevant to the specific point I’m making. Also I deal a lot in dollars as most of my earnings come to me in dollars from my work online. And many viewers are in the US, however I will also make mentions in pounds. I hope it’s clear that regardless of what currency I speak in, the principles of the tips for saving money are the same.
so far nothing new learned
sell off stuff you dont use abymore
If U turned those lamps off behind U then U could save on Ur electric bill 😉
700 year on hair color? That was not smart. You are not saving, you are wiser.
@@ImaOKay522 I chose years ago to start getting highlights. They’re an expensive procedure but I prefer my hair when it is a lighter colour. As I often say, frugality is not about giving up everything and living off pasta in an empty home with threadbare clothes. It’s about prioritising. I used to prioritise this in my budget but I happen to have found an at home method that works for me so I can save that money.
@TheMummyBubble do your own. Highlight kit around $20. Most women do. Research home hair color. Many advantages and amazing products. My highlights are complimented all the time. Go in for a good cut. At home I alternate full color and next time I color and highlight. I'm blonde w gray eyes naturally. Brunette or dark, be careful with blonde. Stay closer to your natural. Carmel highlight instead. My coloring looks healthier since I started coloring myself at 40ish. Work friend guided me and never went back.
@@ImaOKay522 yes I’ve been doing my own all year, now that I’ve found the right products for the process.
Take bus.
Without a doubt, this year will be worse than the previous one. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I wasn't sure if I should start paying for a house. My jobs were eventually sold, and the house needed more maintenance than I had thought. I don't know how much longer I can carry on like this.
We've all made mistakes at some point. You should consider financial planning
True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.
Do you mind sharing your financial planner?
Leah Foster Alderman
You are most likely to find more info when you look her up
Scammers 😂
All a big scam!
I removed my like when you referred to "dollars". We have pound sterling in the UK not dollars. Best wishes
😂?
Does that mean you won't apply the principle and save yourself some pounds Sterling?
I believe this advice is for everyone. I live in Canada and don’t get upset when someone refers to money in a different word. Please this is not to be rude or judgmental, just a thought to think about. Bless you.
@lekuns5246 well, color me gobsmacked!