Here's How You Should Handle A Joint Bank Account
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- Опубліковано 1 жов 2024
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Wait wait wait...why isn't anyone addressing that her joint account is with a BOYFRIEND!!??? NOT a Husband!! People love playing House oh boy.
SDot Family Adventures. Well ya know.. its 2018 now 😒 Quit being so 'ol fashion' *sarcasm*
Girl yes, that's the 1st thing I thought Boyfriend NOT Husband.
Exactly...it didn't even occur to them it seems.
SDot Family Adventures I was thinking the same thing!
SDot Family Adventures exactly. You have a joint bank account when you are married AND keep a personal bank account that is not a secret. You just dont give them access and dont tell anyone how much is in it. What steve harvey said is actually good advice.
Hell naw. You and your boyfriend should keep separate bank accounts period. You're not married.
I think marriage is implied.
EmmaRhonda Wilson yes why does she have an account with her Boyfriend?
0:07 - 0:10
Yes and even when you're marry, u should have separated account not a secret account
What if you live together? You can have joint if you're not married
Girl: "my boyfriend doesn't know"
Goes on national television 🤦🏽
Sam H 😂😂😂😂😂😂😂😂😂😂
She probably know he would never see cos he doesn't watch this kind of day time TV, only sports center.
😂
Well now he knows, honey 😉
😂😂😂😂😂😂😂😂😂
Why do you have a joint account and no ring sis...that’s ridiculous
jummy Abike Lmao fax
I know, i feel bad for the idiot guy.
why wouldnt you? its called convenience
My boyfriend and I (together for 6 years) made a joint (savings) account so we can put down for a house when we get married. We’re engaged now but it’s good to start early if you guys both agree on the path you’re going. Now when we get married we have some money to start our lives.
Edit: I refuse to call him fiancé so don’t mind the use of boyfriend. I usually refer to him as either boyfriend/husband. Something about the word fiancé I just do not like 😂
just a ring🤷♂️.
Joint account with boyfriend um no
IWalkThroughTornados7
It's Biology
IWalkThroughTornados7 you shouldn't do a joint account with a girlfriend either. You should only have a joint account if married. When you're single it's your money, when you're married it's our money.
The 4 accounts is correct. My husband and I have s joint account bills. After paying bill we give itself pocket money. We put that in our separate accounts. We can do why we want with they money. And ofcouse we have a joint savings. It works perfect.
Jessica Letsu question: do you put a set amount into the checking savings accounts and keep the rest for yourselves or do you do as Steve says and put the whole check and divvy it up later?
VONiiE8 We get our checks deposited in our joint checking acct on Thursday. By Friday we transfer money in joint savings and get our pocket money. Which is gas and any little expense we have.
Jessica Letsu oh ok. Tips for future partnership lol
Maybe you are more than happy with each other! That's the perfect foundation for a better future. I hope this is not only a money based relationship. Wish you all the best!
so what is the 4th account?...(#1 Joint, #2 Individual Separate accts, #3 Joint Savings, #4?)
*”I’m all dat ‘n’ a bag a chipz”*
DEAD😂😂😂😂😂😂😂😂😂
Arielle Renae b
Arielle Renae 😂😂
Arielle Renae can someone explain what Steve meant
@@xseraphlightx steve is chips. He's a bag of chips. Hope it helped
Steve harvey straight up played them😂 he said if the female made more and the husband wanted to split it 50/50 how would they feel and they said no but if the roles were reversed 👀 sad world we live in.
He never asked what would they expect if the roles were reversed. I'm sure a multi millionaire ain't splitting everything 50/50 worth his wife... trust me Steve ain't no fool.
Why do you have a joint bank account with a boyfriend dummy?????
If the guy was doing it It would be wrong. Funny how they have excuses
@Always Succeeding have fun with your cats or whipped man with that attitude
I'm actually surprised he doesn't have have a separate account himself. A separate account isn't something you should feel the need to hide.
It's called double standards,What's theirs is her's, What's her's is her's.
@E11 wats his is his and wats hers is hers. And one account to share some men and women are weak as hell
@@KeepingItReal that is how it should be
I’m not having a joint account with a boyfriend POINT BLANK PERIOD!
Did you break up yet?
If the guy had a secret bank account it would have been a problem for the women on the stage and the crowd.
I cant stand man hating steve Harvey show
how these women expect men to put in more money into the account if they earn more money when they wont do the same when roles are reversed. these are some pretty greedy women
Keri Hilson looks sooo beautiful!!
Thats all you took from this
Women like to keep there money separate but expect there man to share all of his money with her. Hypocrites. Never give a woman full access to your money even if you're married.
My husband and I have been married for almost 15 years and since then we have been doing exactly what Steve said. We have 2 joint accounts for bills/savings and we each have our own personal accounts. We have never had any financial disagreements in regards to bills not being paid or money being spent on personal items. It works!
Breanna Brown YES! As long as bills are paid and we’re saving for the future, I don’t need to see what he spends on motorcycle parts & he doesn’t need to see that I buy $19 shampoo! 😂
Eden Ross 😂😕😔
@T Aarons with your personal accounts do you both have access to it?
@@AqsoulX if they both had access it would be a joint account
@@Jinglesbellez With personal accounts I’m referring to if they have access to each other “personal” account. (Passwords etc) Everyone is different but for emergency.
I have a friend that was in an abusive relationship. They had a joint account and he monitored how every single penny was used. Everytime the abuse would get too much for her, she would take her son and leave, but would then lock the account and report that apparently her car was stolen. She would have no money for food or shelter for her and their son! So she would always freaken run back to him😒😒 man it use to piss me off. I'm happy that she has left the relationship completely now!
Why would she keep putting money in to the joint account? Glad she got out though. She should have had her own bank account that he can't touch. EVER.
Great you friend is ok but tell your friend to get direct deposit somewhere else please. Hell I would have given her 25 dollars to start another account
We thank God thank she is is okay now because I was in the same situation
Why is she leaving with children in the first place? If she wants to go let her go. She wants to take the children and the kids? 😂
This panel is why men are shying away from marriage
fact bro
We all know the truth though. The money he makes is her money. The money she makes is also her money.
The moment a guy steps in a relationship, all his money becomes her money. He's got no money anymore.
Wanna keep your money to be yours as a man? Stay single!
Never have a joint bank account one or the other could run off with all your money. I was told once that if you don't trust someone enough to have a joint bank account you shouldn't be together. I TRUST NOONE WHEN IT COMES TO MONEY.
Now he knows
I did a joint account with my boyfriend, now he's my husband. It was a small account for date night like a couple dollars($20 or $30) from our checks and we could do dinner and a movie kinda thing. Nothing more. We were already discussing marriage and planning for the future though. Got engaged not long after. But I wouldn't suggest it if you've never discussed future engagement or marriage though. I completely agree with Steve on this one.
He's just a boyfriend . If you want to have a joint account with a boyfriend that's up to you. But it shouldn't keep you from having your own personal account. I agree there's no reason to keep it a secret. He just doesn't need to know how much is in it.
Lady9T Even if he knows, that shouldn't be a problem. Everyone is entitled to have their own things
Verbal and mental abuse
Lady9T "Hes just a boyfriend". Lolz and *shes just a girlfriend!* I feel bad for the idiot to share his money with her and yet shes keeping that secret from him. Not married, bad idea!
This is why relationships don't work...women. they've become not just independent but also much more selfish. A marriage is a union, a partnership. There's no one individual, therefore no room for selfishness
Well explained by Steve. Well done Steve.
That's the one thing a mother always tells her daughter...keep an account separate..you never know when you need to leave...you will need to have a get away account 😂😂
If you have a job there is no reason to be that paranoid. If things start going south get yourself an account and start moving money but why do you already have one foot out the door before there is even a problem? Seems if that is someone's mindset their marriage is already doomed before it begins. Just my opinion.
@@annabanabanana Unfortunately things happen in the most perfect of marriages. You just never know. Gotta be ready for anything
@@janettenava8889 1000%
imagine the reaction of these ladies if aman would've done something like that....
Well the first red flag is “BOYFRIEND” I’m not having a “joint account” with a boyfriend. Husband I get it. But even with a husband it’s only if we are both putting in it.
If the man did the same thing the women would be angry because he is keeping money from her
These women wanna be kids still while married
Joint accounts are for married people. Separate accounts are for “single-minded” people. If I need to have money to myself so that my wife doesn’t say anything to me about spending money, I married the wrong person. I hear what Steve and the ladies are saying, because they’ve been scarred. Everybody’s situation is different. What ever works for your marriage, go with it.
People put EVERYTHING before marriage. Why in the hell would you want a joint account with a man not your husband. Stop already.
Just tell all the damn secrets....
men don't forget to sign for that prenup lol
Keri hair is 🔥 🔥
its not even hers
Even if I were married I wouldn't want a joint account.
That question right there @4:00 from Steve said everything about women.
Haha exactly. Most women always want to share the mans money but keep their own. Theyre all about men and women equality until it hits THEIR pocket book
So am I confused on something.... Steve always talks of how old school rules say the man is the provider but at the same time says have a joint account for both ppl to bring their money to the table. Isn’t that a contradiction if you are suppose to be the man that goes out and provides?
Having seperate bank accounts would be better.
Lets see how they would react if it was the man hiding resources from her in a secret bank account.
i guess love isnt real, at the end of the day, its always about money
Why would u join a bank account with a boyfriend???
Only need one joint account for bills. Let him save his own money and let her do the same. Less drama if it doesn't work out.
Kizzy Wizzy That’s what my boyfriend and I decided on. We were talking the pros and cons of saving together for a future house and we decided that we would save at least an agreed upon amount each month but separately in case something crazy happens and we have an ugly break up. If we get married we might do the joint account for bills but I don’t need to see how much he spends on motorcycle parts and he sure doesn’t need to see me spend $19 on shampoo😂
Amen
In the end, it is all about having your own life. Whether you are married or single. I don't agree with a relationship based on money only that is not the right way. But sadly people are trapped in this money based relationship and as a result, lose them integrity. A relationship should be built/based on love, respect, knowledge, and admiration for each other. It is high time to set the clock right for a quality life.
If your not married keep the accounts separate there’s no need to have a joint account
Why can’t both people just have their own separate bank accounts? They can always come to an agreement about who pays for what bills.
What I find funny about this is that they are all for splitting the money and everything until they start making more money than they don't want to split it. I love women, hell I'm even married one. But I think it is absolutely hilarious every time you get to that point where they can either be honest or they can be a hypocrite and they almost always choose to be a hypocrite when it comes to money. Is that a man should share things with his wife, unless it's money then she should get more.
joint account with BOYFRIEND? What the... Steve is absolutely right about the bank accounts.
When you are in a relationship with someone, you got to be open and honest. Keeping secrets is not good at all, shows you may not trust the person.
I’m weak 😂😂 steve he funny
Oh, I like what I saw below and forgot “boyfriend“ .... if you’re gonna play house and live like children good luck with the consequences baby
So many people on here upset that she has a joint account when they're not married...why does that matter? Most serious long term couples have joint accounts before marriage...its called convenience and intelligence. I love how if the man is making more than he should pay for more...but if the women is making more then nah its 50/50...ahah WTF
Awwww Siggy, since it’s a girl’s bank acc you’re okay with it. But if it’s the man’s..... oooooooh I know what you’re gonna say (mine all mine)
Selfish women. My husband and I have 1 account JOINT. We both work and decide how our money will be handled.
Steve is the man, thats what i call psedudofeminism all those woman on couch disagreeing with 50-50, do you need a separate bank account for small amount of money? And wht the hell is she using guys money if she can't share hers, were the hell is equality now?
Women, don't take relationship advice from rich people. Their reality is not yours. Do not listen to Steve Harvey, he is telling you what you want to hear not what you need to hear.
Yeah that's sound advice; for people who have a supreme income like Steve does
who is going to have an income to divide by 4 working at Wal-Mart for $9 / hr? lmao
Exactly my though lol
Listen to wealthy WOMEN about bank accounts? Lol whatever
Keri Hilson has grown into a GORGEOUS WOMAN. Wow
Wow the hypocrisy spewing out of their mouths, unbelievable.
Why would you have joint account with a boyfriend?
@Never lose sleep over the small stuff He has the right to ask that. Second of all, there is a reason why she feels bad by doing that, they agreed to open one joint account together and now she is opening one behind his back, what tells me is, she is trying to steal money from him. She wants his OWN MONEY, plus HIS, thats why the joint account together, which is wrong of her part. I wouldnt expect a person with 0 brain cells like you to think about this. Dumbasses everywhere. If both agreed with a joint account and each own having their own would be okay, but why do u think she feels bad for opening another one behind his back?
Woman heres a question: if a man made a secret account & hid it from their significant other, would he be wrong for doing so?
Because if woman can do this, then way cant men, or in that case anyone regardless on gender.
Haha! This topic is a joke. Women end up taking the majority of the money anyway.
I will not have a joint account without a personal account. But that is a secret, she is lying and it is wrong.
I don't believe in Joint accounts!!! Hell NOOOOOOO!!!!
Who can afford to have 4 bank accounts these days?
Boyfriend, a joint account, are you alright
If a man kept his secret women would say leave him
If really truly love each other it should go without saying . Man lol Money over love now adays
Before my husband and I got married at age 23, we agreed on having the 4 bank acct rule and that was without an accountants advice. It only makes sense that if you are married both parties should bring what they have to the table, take care of the important stuff first then we both get an allowance. It’s really not that hard to understand or except.... and if you can’t except that simple remedy then your spouse may want to rethink staying married to you 😒 because that only shows how selfish you are.
I 100% agree with Steve! 4 accounts.
Soooooo
go on Steve & ask this question but u don't want him 2 know
Her money is her money.
His money is their money
Nah i wouldnt ever do a joint bank account
proof games Definitely not with a boyfriend
Jewel Mitchell exactly stop playing house.
I believe in having a joint account and two individual accounts. If and when a child comes into the picture then a fourth account is opened to begin building their future.
But it's a huge problem if he had one too right ?
I don't believe in joint accounts when you're married or with a boyfriend or whatever.. why because some people getting in their feelings too much ... you turn around the money's is all gone from from your account... she have hers he has his simple as that... when it's time to pay the bills we come together
Smart woman... both sides just manipulation. Less drama when you take care of your own. Your only responsibility is to be able to have the money to pay things. Keep track of your own.
@Never lose sleep over the small stuff they take it and spend it without permission.
Do they even know they're partners can see
Joint bank accounts. Who came up with this BS. Keep your account I keep mine. 2 Bank accounts
That is fiscally stupid for a man to do this
See this is the conundrum with modern relationships you don’t get it both ways. You want to make your own money as a woman, but you want me to spend all my money on taking care of you and the family... granted if I am well off or making hundreds of thousands it probably won’t bother me if the finances are being properly taken care of, but in a normal relationship where a man may be bringing 50k and let’s say his wife is somewhere in that ball park, why is it assumed by women that he should front the bills, but your money should be spent for play?
How about proper perspective you two are married, meaning all money made by you two belong to the both of you. It is our money...
Yet you feel some way (negatively) if you putting in more money than your man, but you feel better if he puts in more than you... somehow he is lesser than a man, but yet your not lesser than a woman for not being at home cooking and cleaning.... somehow it’s a win win for you, but it’s only a win for me if I make more than you....
Ummm why do you have a joint account with your bf? I think if your married cool. Even then I would still have my own account. My husband has his account and I have mines and we also have a joint account for bills and things like that.
My friend and her husband have separate accounts and each pay half bill her electric and heat and him mortgage and water ( examples)
Agree with Steve... no secrets, money that goes into the joint chequing and savings account either pro-rata as per earnings, or put the entirety in the chequing account and siphon out a predetermined amount into individual accounts. According to Dave Ramsey, divide savings into 2 or 3, an easily liquidatable instrument for emergencies, and a long term high yield investment for children's college, retirement etc.
If a man does the secret account they would lose their damn minds and demand half of not all of it
And if the man does it ??????
Bet you if he reversed the question and asked if they'd split 50/50 if the man made more then them, the answer would be unequivocally, YES!!
I’m married and I don’t share bank acct with my husband bc our spending habits are very different. I’m cheap and he’s not
Why you have a joint bank account when you not married ?
I got 1, 2 , 3 dollars in my bank account
great advices Steve , love you
Always have your OWN Bank account. Trusting is great... Not trusting is Greater. Have a second one with your Partner that you put only a small part of your earnings. Keep your INDEPENDENTS.
Plus. You don't have JOINT bank accounts with your BOYFRIEND!! Only with your SPOUSE!
Good advise from steve
Keri hilson is pretty
Steve: am all that and a bag of chips 😂👉🏽❤️🔥
If you're married, regardless of how much money either of you make, everything is 50/50. Period.
😂
My husband and I were senior citizens when we married. He was a 67 year old bachelor, I had been single for 14 years. I had children and grandchildren, he didn't. At his idea, we keep our money separate, we set up a third account and each one of us puts money into it each month for household expenses. If it is a big ticket item like carpet we discuss what we want to do. That way if I want to spend money on grandchildren, or fabric, or he wants to spend money on wood we don't have to ask permission. I do tell him if I am spending a lot of money on something, to me it is a courtesy. He is welcome to look at my books and I am welcome to look at his books.
These ladies have the wrong mindset. Steve was trying to teach them something that they were trying to hear. Thank you, Steve!
I disagree with joint bank accounts. I agree there should be 4 accounts tho. 2 Checking accounts and 2 savings accounts. 2 for him 2 for her.
me and my husband do not have a joint account. but, I think it depends on the couple. some couples work better having a joint account. we do pay our bills and each have a savings.
If you are married he should know, and he or she should be the beneficiary.