Download My YNAB Checklists: mappedoutmoney.com/ynab-checklist Quick Jump Sections 00:40 - Tip #1 02:40 - Tip #2 06:26 - Tip #3 10:54 - Tip #4 14:32 - Tip #5 16:47 - Tip #6 18:25 - Tip #7 21:29 - Tip #8 25:17 - Tip #9
So here we are in the midst of COVID 19, and my daughter is graduating from College. I bought her a really nice (slightly used) digital camera body and professional-grade lens, and her first new computer (we have always bought refurbished in the past). All together I spent $1500 on the graduation presents which are designed to help start her in her business (She is an artist and photographer) ... and I paid CASH.,, and I still have savings... I can honestly say this was not possible prior to finding your videos and starting YNAB. Even though I don't have a high income or live in a high cost of living area, I still found useful tips in this video. Seriously - I can't thank you enough for the information you put out. Stay safe and well!
Hey CJ! Thanks so much for this. I so so appreciate it. I'm really glad to hear that and super proud of you and the hard work you've put in to make this happen! Thanks for taking the time to comment, and happy YNABing my friend. Keep up the great work :)
Love this Nick - once again you hit it out of the park! My husband and I have a high income if you look nationwide but we live in Seattle and are a single income family so in all honestly, we are upper middle class. That means that although we don’t live paycheck to paycheck anymore, we aren’t Scrooge McDuck doing laps in our gold pool. It’s been trial and error to find a balanced budget that keeps us away from the lifestyle creep while still allowing us to enjoy life and embrace opportunities for our family!
haha, love it! Yes, I totally understand where you're coming from and see if everyday. Glad to hear you've broken the paycheck to paycheck cycle, that's awesome! But yes, I know it's definitely tough to always find a balance. Thanks for watching and appreciate you taking time to comment :)
I'm not high income but the income holding account is EXACTLY what I need. I don't want my whole paycheck to go straight to "to be budgeted" - I want to live below my means!
I'm not the target demographic for this video, but it was really impressive that you came up with these great approaches for high-income earners and presented it without a hint of judgement in your voice (i.e. "wow, you spend HOW MUCH on that??"). Well done!
I'd love a video on how to domino your money (budgeting multiple months ahead) so everything extra rolls over to more than 1 month (i.e. next month is fully budgeted and now it budgets to the month after in the same categories).
This is excellent! Thank you! I'm going to go binge watch all your other YNAB videos now. I've been using YNAB for years and struggling through the learning curve. The content they provide through webinars and blog posts has always been confusing to me so I really appreciate the straightforward clarity that you bring in your videos.
Great video. This tool is very good. Some people whine about subscription cost, but if this tool can help save thousands each year, then $11/month is totally worth it.
haha, totally agree G! YNAB saves me TONS of money and helps me purchase the things that matter most. I'll happy pay my yearly fee. There's not really any other program like it currently.
Your videos, checklists, and tips are so incredibly helpful! I am subscribing to this series so that I can always check out the new videos as they are made. Thanks again!
Great idea for folks to deal with irregular income. Having a separate Off Budget Tracked account for incoming dollars allows you to "pay yourself" a regular salary and move towards first-of-month budgeting. This idea would even work for people who get paid every other week, for example, because it would capture the two extra paychecks per year off budget. Excellent idea Nick!
Nick, this helped me so much, particularly with the on/off budget savings categories. Thanks for tailoring your videos to all types of earners and situations!
Am lucky enough to be close to this category. Definitely recommend combining subscriptions and the other stuff, for me, it's Entertainment, News/Print, Housekeeper/gardener etc. (oooh, should I put phone/internet together?) Unless it hits my budget irregularly, or swings greatly it doesn't deserve its own category. Bank account wise, I want to simplify, as most of my accounts are simply bad attempts to do what ynab does. Hubby fun money + groceries, deep saving etc. For ynab I use the basics - fixed, flexible if pushed, savings and wish list. Here's the thing: the more "stuff" you manage, the harder it is to manage. I can't imagine keep up with this headache of a budget. Too much to do, down to prioritizing which vacation. Because yeah, I'd totally find excuses to under fund hubby's 2nd cousin family reunion in favor of *my* trip, so how is that fair? That said, I love the "holding" category for bonuses and the like. Will be setting that up!
Wow so helpful. I don’t think I would be considered a high earner but I have low expenses, average income and high savings that makes my TBB really high and challenging for me to manage. I’m going to make some serious adjustments to how I’m organizing the budget based on this.
Finally!! Thank you for making this! I have some GREAT techniques of how I use YNAB, beyond the intro that you’ve done here (e.g., some ways to track cash flow in investment accounts). So when you are ready to do an expert-user, high-income YNAB video, contact me! Would love to share my budget and techniques with you! Love your vids!
Awesome, thanks Lee! Really appreciate that. Glad you enjoyed the video and I'll definitely let you know. Sounds like you've got some really cool stuff to share!
15:45 I just want to say that even if you don't have the YNAB Toolkit installed in you browser, you can still expand and collapse all categories by holding Ctrl+Up/Down.
@@mappedoutmoney It should be Command Up/down for Macs. There's actually a ton of keyboard shortcuts. docs.youneedabudget.com/article/160-keyboard-shortcuts
I just came here to say the same. On PC, if you press Ctrl+up once, it just collapses the current category group. If you then do it again, it will collapse all the groups. Should be cmd+up on Mac according to YNAB documentation.
Good video. A couple thoughts: For tip #2 (I think) it would be nice if YNAB supported nested category groups. I wonder if the Toolkit does. Also, I think your content deserves just a bit more editing to let it shine. Even just some simple text when you start each tip that stays on the screen to drive the point home, for example. Overall good points though - you have a way of understanding the details but also the "meta" fundamentals about the subject, like the impact of societal pressure on spending decisions. Also, always surprises me that "taxes" isn't a default category in the software or any demos of it.
Nick- So many great tips...thanks for putting this together! I've been a power YNAB user since the beginning of 2016 and and still walked away with some great takeaways. Question on tip 3 though...why create an off budget tracking account for larger variable income as opposed to simply adding a "holding" category that you move funds from monthly? If the bonus is hitting checking, the tracking account would seemingly throw off reconciling. Am I missing a rationale or are we doing the same thing a different way?
Hey Chris! Glad you enjoyed it. With you being fully bought in to the YNAB way, the answer is no, adding a "holding" category can effectively make the same thing happen. So no, you aren't missing anything. We're doing the same thing a different way. The main reason I advocate for a separate account is I've found that for new YNAB users, getting that money totally and physically separate can be a win for them actually sticking to this methodology. But you're right that if someone can be disciplined about the category holding it does the same thing and is more effective. Hope that makes sense!
Nick! This was such a helpful video (as always). We've never had a handle on our finances until using YNAB (and certainly not due to paltry resources). It's an interesting idea about the Amazon category. My biggest YNAB time-suck by far is going into Amazon and tracking down each individual item, it's groan-worthy. One of my favorite things about your videos is the "Quick Jump Sections" that you provide because I tend to re-visit certain topics at a later date and don't have to waste any time looking for them. Thank you for doing that! One thing I haven't dived into yet is putting my "extra" money into the upcoming months' budgets (14:28) I just put it in an on-budget savings category. Do you have a video that explains why one might want to do that?
Great video, like always! quick question... let's say I make a category to save up for a trip in the future, reached that goal, went on the trip, and spent the budgeted amount... since I no longer need that category, I would just want to delete it. However, YNAB tells me that I need to recategorize all the attached transactions from the old goal into a new category. I've never figured out what to recategorize these transactions into, so I've just made a new section called "old goals" with a pile of empty, already-reached goals. What do you do in these cases? What do you recategorize goals you've reached and no longer need into? Thank you!
Hey Sith! Great question. So I typically do what you've done. Just have a group called "Old Categories" and I drag a category down there when I'm done with it. I like doing this so that I can still see everything easily in my reports. One other option is to right-click on the category and "hide" it. However, that just makes a big "hidden" section in your reports, which is why I tend to use the "old categories" group. Hope that helps!
Thank you for these great tutorials! I used the original YNAB many years ago for many years then stopped. Back then the goal was to have a one month buffer in place so you could budget everything at the beginning of the month using the previous months income. I still prefer this method but not sure how to track this months paychecks to use for next month? Currently I’m just ignoring them to be added at the beginning of next month. So when I reconcile I have to subtract the amount from my bank balance if that makes any sense? I’m hoping there’s a better way??
Sandra K Yes there is a better way… We use a “buffer“ category at the very bottom of our screen. Since we are a month ahead, any paychecks we get in April will be placed in the buffer category until May 1 when we are ready to budget May. I even take it one step further and click over to next month and place it in the buffer category over there so I don’t even see it on my screen this month and be tempted. So when May 1 hits, I will open YNAB, scroll to the buffer category, and move everything in there to TBB. And just go ahead and budget the whole month out. I like this better than budgeting each individual category one month ahead, because if things change or you overspend in the current month it can get confusing. I just let all of my money pool up in the buffer category until the next month. This keeps your checking account balanced as well. So for example in April if I get a paycheck, I would input that as normal and it would go in April TBB. I would then simply budget that money into the buffer category where it will sit until the next month. :)
Rachel Spohn thank you for the help! I’m going to play around with this today to make sure I get it 😊 Maybe a good UA-cam YNAB tutorial in the future?? (I apologize if you’ve already covered this topic in one of your tutorials!). Have a wonderful day!
Nick, I have a question I'd love to hear your thoughts on. I have two accounts that hold money currently, but they're in different currencies. I've chosen to budget in GBP since that's the currency my primary account uses so the majority of my transactions go through that (even though they're normally in a third currency!) I've been submitting the transactions from my USD account into YNAB by converting the figures into GBP. It's a little tedious, but generally I try not to use that account so much, or only use it for big bills. I've been getting YNAB to do an adjustment whenever I finish reconciling to adjust the amount to whatever the current exchange rate is. Is there any easier way of working this? I have to use this account for the next 3 years... closing it or using only one account is not an option, but I am commited to using YNAB for the long term now to assist in my financial goals so want to ensure I'm setting this aspect of account management up right!
Is there a way to divide money from the same savings account into the "to be budgeted" and "not to be budgeted" sections? For example, I have one ally savings account with "buckets" including an emergency fund, and buckets for Christmas savings, IRA contributions, etc. I don't want to have to have multiple savings accounts for each of these things.
Ok, so its too late to open a separate account for that bonus. It will be direct deposited into our fixed expenses account. It all comes out and is invested into kids college accounts and retirement. I do not track those accounts with YNAB. How d i categorize this so it doesn’t mess up my budget? And I am operating on an ipad pro as my computer and cannot use the tool kit with chrome. Thoughts?
Hey Nick, I'm new to YNAB. Like, a few days into the trial. I'm in a sales role and I'm trying to understand how to best deal with a savings account. I get commissions and put that extra cash into said account. Is it best to keep that linked account as an asset? How to I show that I made that transfer in ynab?
Hey Nick, great vid. Question, I have a checking account I would like to make as tracking and don't see a way to edit that. Close and remake? Thanks Brian
Unfortunately there’s not a quick way. You’ll have to remake as a tracking account. If you do that first you can then select all the transactions in your current account and then click “edit” and move to the new account You’ll have to do a bit of cleanup depending on how much history you have. But that will work. Hope that helps!
Any thougths / recommendations / experience in adding car to tracking accounts after you have paid it off / own in full... for example, using a KBB estimate so that its value is reflected in net worth versus to keep track of depreciation over time?
Download My YNAB Checklists: mappedoutmoney.com/ynab-checklist
Quick Jump Sections
00:40 - Tip #1
02:40 - Tip #2
06:26 - Tip #3
10:54 - Tip #4
14:32 - Tip #5
16:47 - Tip #6
18:25 - Tip #7
21:29 - Tip #8
25:17 - Tip #9
Is there a way to email you specific YNAB questions?
Of course! nick(at)mappedoutmoney(dot)com
So here we are in the midst of COVID 19, and my daughter is graduating from College. I bought her a really nice (slightly used) digital camera body and professional-grade lens, and her first new computer (we have always bought refurbished in the past). All together I spent $1500 on the graduation presents which are designed to help start her in her business (She is an artist and photographer) ... and I paid CASH.,, and I still have savings... I can honestly say this was not possible prior to finding your videos and starting YNAB. Even though I don't have a high income or live in a high cost of living area, I still found useful tips in this video. Seriously - I can't thank you enough for the information you put out. Stay safe and well!
Hey CJ! Thanks so much for this. I so so appreciate it. I'm really glad to hear that and super proud of you and the hard work you've put in to make this happen! Thanks for taking the time to comment, and happy YNABing my friend. Keep up the great work :)
im a software engineer living in San Francisco and this couldn't have come at a better time. Thank you
Awesome Alexis! So glad that it was helpful for you.
I’m not even the targeted audience of a high income but I love YNAB and this topic of using it with a high income is interesting to me lol
Haha well that’s okay! I’m glad you found it interesting anyways :)
Love this Nick - once again you hit it out of the park! My husband and I have a high income if you look nationwide but we live in Seattle and are a single income family so in all honestly, we are upper middle class. That means that although we don’t live paycheck to paycheck anymore, we aren’t Scrooge McDuck doing laps in our gold pool. It’s been trial and error to find a balanced budget that keeps us away from the lifestyle creep while still allowing us to enjoy life and embrace opportunities for our family!
haha, love it! Yes, I totally understand where you're coming from and see if everyday. Glad to hear you've broken the paycheck to paycheck cycle, that's awesome! But yes, I know it's definitely tough to always find a balance.
Thanks for watching and appreciate you taking time to comment :)
I'm not high income but the income holding account is EXACTLY what I need. I don't want my whole paycheck to go straight to "to be budgeted" - I want to live below my means!
I'm not the target demographic for this video, but it was really impressive that you came up with these great approaches for high-income earners and presented it without a hint of judgement in your voice (i.e. "wow, you spend HOW MUCH on that??"). Well done!
I'd love a video on how to domino your money (budgeting multiple months ahead) so everything extra rolls over to more than 1 month (i.e. next month is fully budgeted and now it budgets to the month after in the same categories).
This is excellent! Thank you! I'm going to go binge watch all your other YNAB videos now. I've been using YNAB for years and struggling through the learning curve. The content they provide through webinars and blog posts has always been confusing to me so I really appreciate the straightforward clarity that you bring in your videos.
Thanks Alicia! Appreciate you watching and glad the video was helpful for you :) Reach out if there's ever anything I can do to help!
Great video. This tool is very good. Some people whine about subscription cost, but if this tool can help save thousands each year, then $11/month is totally worth it.
haha, totally agree G! YNAB saves me TONS of money and helps me purchase the things that matter most. I'll happy pay my yearly fee. There's not really any other program like it currently.
Your videos, checklists, and tips are so incredibly helpful! I am subscribing to this series so that I can always check out the new videos as they are made. Thanks again!
Thanks Stacey! So glad it's been helpful for you. Really appreciate that :)
Great idea for folks to deal with irregular income. Having a separate Off Budget Tracked account for incoming dollars allows you to "pay yourself" a regular salary and move towards first-of-month budgeting. This idea would even work for people who get paid every other week, for example, because it would capture the two extra paychecks per year off budget. Excellent idea Nick!
No problem! So glad it was helpful for you :)
Great stuff, Nick. You have such a great way of explaining things in a way that just clicks. Thank you.
Thanks Michael! Really appreciate that man. Glad it was helpful.
Nick, this helped me so much, particularly with the on/off budget savings categories. Thanks for tailoring your videos to all types of earners and situations!
Thanks Matt! Really appreciate that man. Glad the on/off budget helped. Also thanks for taking the time to comment. It means a ton.
Thanks Nick! I live in Austin and it’s probably on the low end of high cost of living areas. Thanks for the tips!
Yup! And it seems likely costs are only going up in Austin. Glad the video helped!
Am lucky enough to be close to this category. Definitely recommend combining subscriptions and the other stuff, for me, it's Entertainment, News/Print, Housekeeper/gardener etc. (oooh, should I put phone/internet together?) Unless it hits my budget irregularly, or swings greatly it doesn't deserve its own category. Bank account wise, I want to simplify, as most of my accounts are simply bad attempts to do what ynab does. Hubby fun money + groceries, deep saving etc. For ynab I use the basics - fixed, flexible if pushed, savings and wish list. Here's the thing: the more "stuff" you manage, the harder it is to manage. I can't imagine keep up with this headache of a budget. Too much to do, down to prioritizing which vacation. Because yeah, I'd totally find excuses to under fund hubby's 2nd cousin family reunion in favor of *my* trip, so how is that fair?
That said, I love the "holding" category for bonuses and the like. Will be setting that up!
Wow so helpful. I don’t think I would be considered a high earner but I have low expenses, average income and high savings that makes my TBB really high and challenging for me to manage. I’m going to make some serious adjustments to how I’m organizing the budget based on this.
Hey thanks Katie! I'm so glad that it was helpful for you and gave you good ways to make adjustments.
Thanks for watching!
Your videos are so helpful! Totally loving my new budget with YNAB!! 😍‼️
Hey thanks! Glad they help :)
Finally!! Thank you for making this! I have some GREAT techniques of how I use YNAB, beyond the intro that you’ve done here (e.g., some ways to track cash flow in investment accounts). So when you are ready to do an expert-user, high-income YNAB video, contact me! Would love to share my budget and techniques with you! Love your vids!
Also would love your input on how I do things and how I can do it better!
Awesome, thanks Lee! Really appreciate that. Glad you enjoyed the video and I'll definitely let you know. Sounds like you've got some really cool stuff to share!
hi hope you are doing well. still not a ynab user but wanted to drop in. take care
Thanks Kari, always appreciate you saying hi :)
Legendary Nick! Really appreciate the tips you gave
Awesome. Glad that was helpful for you!
This is great stuff. Loving the videos man, keep'em coming. Very helpful.
Hey thanks Peter! Super appreciate that man. Glad you're enjoying the videos!
This is awesome. Seattle ynabber here.
Nice! So glad it was helpful for you.
SO helpful!! Thank you!
15:45 I just want to say that even if you don't have the YNAB Toolkit installed in you browser, you can still expand and collapse all categories by holding Ctrl+Up/Down.
huh, I didn't know that! I couldn't get it to work on my mac, but maybe I'm pressing something wrong, that would be awesome though!
@@mappedoutmoney It should be Command Up/down for Macs. There's actually a ton of keyboard shortcuts.
docs.youneedabudget.com/article/160-keyboard-shortcuts
I just came here to say the same. On PC, if you press Ctrl+up once, it just collapses the current category group. If you then do it again, it will collapse all the groups. Should be cmd+up on Mac according to YNAB documentation.
Thank you for this!
Of course! Glad it was helpful :)
Good video. A couple thoughts: For tip #2 (I think) it would be nice if YNAB supported nested category groups. I wonder if the Toolkit does. Also, I think your content deserves just a bit more editing to let it shine. Even just some simple text when you start each tip that stays on the screen to drive the point home, for example. Overall good points though - you have a way of understanding the details but also the "meta" fundamentals about the subject, like the impact of societal pressure on spending decisions. Also, always surprises me that "taxes" isn't a default category in the software or any demos of it.
Excellent
Thanks!
Nick- So many great tips...thanks for putting this together! I've been a power YNAB user since the beginning of 2016 and and still walked away with some great takeaways.
Question on tip 3 though...why create an off budget tracking account for larger variable income as opposed to simply adding a "holding" category that you move funds from monthly? If the bonus is hitting checking, the tracking account would seemingly throw off reconciling. Am I missing a rationale or are we doing the same thing a different way?
Hey Chris! Glad you enjoyed it. With you being fully bought in to the YNAB way, the answer is no, adding a "holding" category can effectively make the same thing happen. So no, you aren't missing anything. We're doing the same thing a different way.
The main reason I advocate for a separate account is I've found that for new YNAB users, getting that money totally and physically separate can be a win for them actually sticking to this methodology. But you're right that if someone can be disciplined about the category holding it does the same thing and is more effective.
Hope that makes sense!
Thanks, Nick! Makes perfect sense. Hope you guys are doing well. Keep up the great content!
Nick! This was such a helpful video (as always). We've never had a handle on our finances until using YNAB (and certainly not due to paltry resources). It's an interesting idea about the Amazon category. My biggest YNAB time-suck by far is going into Amazon and tracking down each individual item, it's groan-worthy.
One of my favorite things about your videos is the "Quick Jump Sections" that you provide because I tend to re-visit certain topics at a later date and don't have to waste any time looking for them. Thank you for doing that!
One thing I haven't dived into yet is putting my "extra" money into the upcoming months' budgets (14:28) I just put it in an on-budget savings category. Do you have a video that explains why one might want to do that?
Hey Nick! Do you have a video on analyzing the reports? Thanks for all you do!
I don't yet... but it is on my to-do list, hoping to do one soon! :)
I hope you were finally able to go to Europe!
Great video, like always! quick question... let's say I make a category to save up for a trip in the future, reached that goal, went on the trip, and spent the budgeted amount... since I no longer need that category, I would just want to delete it. However, YNAB tells me that I need to recategorize all the attached transactions from the old goal into a new category. I've never figured out what to recategorize these transactions into, so I've just made a new section called "old goals" with a pile of empty, already-reached goals. What do you do in these cases? What do you recategorize goals you've reached and no longer need into? Thank you!
Hey Sith! Great question. So I typically do what you've done. Just have a group called "Old Categories" and I drag a category down there when I'm done with it. I like doing this so that I can still see everything easily in my reports.
One other option is to right-click on the category and "hide" it. However, that just makes a big "hidden" section in your reports, which is why I tend to use the "old categories" group.
Hope that helps!
@@mappedoutmoney that does! Thanks so much Nick!
Thank you for these great tutorials! I used the original YNAB many years ago for many years then stopped. Back then the goal was to have a one month buffer in place so you could budget everything at the beginning of the month using the previous months income. I still prefer this method but not sure how to track this months paychecks to use for next month? Currently I’m just ignoring them to be added at the beginning of next month. So when I reconcile I have to subtract the amount from my bank balance if that makes any sense? I’m hoping there’s a better way??
Sandra K Yes there is a better way… We use a “buffer“ category at the very bottom of our screen. Since we are a month ahead, any paychecks we get in April will be placed in the buffer category until May 1 when we are ready to budget May. I even take it one step further and click over to next month and place it in the buffer category over there so I don’t even see it on my screen this month and be tempted. So when May 1 hits, I will open YNAB, scroll to the buffer category, and move everything in there to TBB. And just go ahead and budget the whole month out. I like this better than budgeting each individual category one month ahead, because if things change or you overspend in the current month it can get confusing. I just let all of my money pool up in the buffer category until the next month.
This keeps your checking account balanced as well. So for example in April if I get a paycheck, I would input that as normal and it would go in April TBB. I would then simply budget that money into the buffer category where it will sit until the next month. :)
Rachel Spohn thank you for the help! I’m going to play around with this today to make sure I get it 😊 Maybe a good UA-cam YNAB tutorial in the future?? (I apologize if you’ve already covered this topic in one of your tutorials!). Have a wonderful day!
Nick, I have a question I'd love to hear your thoughts on. I have two accounts that hold money currently, but they're in different currencies. I've chosen to budget in GBP since that's the currency my primary account uses so the majority of my transactions go through that (even though they're normally in a third currency!) I've been submitting the transactions from my USD account into YNAB by converting the figures into GBP. It's a little tedious, but generally I try not to use that account so much, or only use it for big bills. I've been getting YNAB to do an adjustment whenever I finish reconciling to adjust the amount to whatever the current exchange rate is.
Is there any easier way of working this? I have to use this account for the next 3 years... closing it or using only one account is not an option, but I am commited to using YNAB for the long term now to assist in my financial goals so want to ensure I'm setting this aspect of account management up right!
Is there a way to divide money from the same savings account into the "to be budgeted" and "not to be budgeted" sections? For example, I have one ally savings account with "buckets" including an emergency fund, and buckets for Christmas savings, IRA contributions, etc. I don't want to have to have multiple savings accounts for each of these things.
Ok, so its too late to open a separate account for that bonus. It will be direct deposited into our fixed expenses account. It all comes out and is invested into kids college accounts and retirement. I do not track those accounts with YNAB. How d i categorize this so it doesn’t mess up my budget? And I am operating on an ipad pro as my computer and cannot use the tool kit with chrome. Thoughts?
It’s not how much you make, it’s how much you keep.
100%. Spot on my friend.
Hey Nick,
I'm new to YNAB. Like, a few days into the trial. I'm in a sales role and I'm trying to understand how to best deal with a savings account. I get commissions and put that extra cash into said account. Is it best to keep that linked account as an asset? How to I show that I made that transfer in ynab?
Hey Nick, great vid. Question, I have a checking account I would like to make as tracking and don't see a way to edit that. Close and remake? Thanks Brian
Unfortunately there’s not a quick way.
You’ll have to remake as a tracking account.
If you do that first you can then select all the transactions in your current account and then click “edit” and move to the new account
You’ll have to do a bit of cleanup depending on how much history you have. But that will work.
Hope that helps!
Nick, I am a beginner on YNAB who is High Income. Do I link my accounts or unlink to make it more powerful
Any thougths / recommendations / experience in adding car to tracking accounts after you have paid it off / own in full... for example, using a KBB estimate so that its value is reflected in net worth versus to keep track of depreciation over time?