Possibly the best home-buying vlog I’ve seen! Super super interesting to watch the whole process and congratulations on the new house. Very excited to see it in your upcoming videos 👏🏽👏🏽
Wow there is so much to process in this video so I’m saving it so I can refer back to it for years to come! Thank you for being so honest about the whole process and for talking through the £££ in such a frank way. Swear I’ve learnt more valuable life skills from your UA-cam channel than I ever did in school 😂
Wow, this was both interesting and inspiring to watch - though I know it probably didn’t feel that way to you going through it. Thanks for your transparency and also for your commitment to documenting the process! Wishing you and Nate so much happiness in your new home ❤️
I dont mean to be so offtopic but does anybody know a trick to get back into an Instagram account..? I was dumb lost the login password. I would love any assistance you can offer me.
@Kairo Lewis Thanks for your reply. I found the site thru google and Im in the hacking process atm. Takes quite some time so I will get back to you later when my account password hopefully is recovered.
I know this video is a year old now, but I'm currently looking for a house and this is the most useful video I've seen, how you go through everything from looking at the house to going for viewings ect. So glad I came across this video/your channel!!
I am loving this video! It’s so helpful. Me and my boyfriend are looking to buy a house and we’re both on zero hour contracts and all the houses we’ve seen are so similar to the ones you were looking at and it’s so disappointing. We’ve found a lovely house that is deffo a dream and it’s so much money. There really isn’t a lot considering it’s meant to be one of the best times to buy. We were looking potentially for a reno job but there’s literally nothing and it’s so difficult. We want to get out of our rented house so bad because it was literally the only place that took us on because of our work etc and it’s really not what we want or where and finding that dream house is kinda sad because we know we’d never be able to get it but hey ho..
Thank you for putting this video together. I want to purchase a property in the UK in the future and it’s incredibly helpful to watch your story and learn about the process.
We are just at the point of exchanging contracts. Our offer was accepted end of May and we move in October. I honestly don't want to do this process again for a very long time! So much stress and so much patience needed which I don't have😂😂
Wow! What a rollercoaster 😂 so excited for you, and can’t wait to see more of the journey. Do you mind me asking about Nate’s credit score? How long did it take to go up? And how much did it make a difference in the mortgage application? (My partner is in a similar position 🙄) xx
I know you said you opted against the mortgage insurance, but I do recommend then getting life insurance for either or both of you just in case. The building/home insurance is a must obviously if you do have a mortgage on the house (in case of rebuild from a fire, etc.), but then the term or permanent life insurance will cover your surviving partner in the event one of you passes away suddenly before the mortgage is totally paid off. Again, it's for 'just in case' but you'll want some protection.
This video is so helpful! Thank you for committing to this for over a year, because it's so useful to see the ups and downs as they're happening. I'm not ready to buy until next year, but this has opened my eyes a little more and given me a few things to look into. xxx
We live in a victorian house - the bathroom is downstairs - its not "rank" 😂 The last owners couldn't get planning permission to move it upstairs in the way they were planning. Our bathroom is beautiful - panelling, roll top bath etc Sure its not for everyone - we were put off too - but you get used to it and its no different to having. downstairs loo off of the kitchen?!
Really interesting, and very glad I now know about updating my address. I’ve lived away from my parents house for 4 years now but still have everything addressed to their house phone as it’s easier because I’ve changed flat 3 times since moving out.
I love this video, I'm nowhere near buying my own place as I've only just started earning my first full salary but it's very useful to know all the process and credit check stuff. Happy you finally found somewhere, well worth it in the end :D
Omg this was so relatable!!! My husband and I are looking to buy our first home and I completely understand where you're coming from with estate agents.. our recent one was frustrating because we offered the asking price and someone went above that.. I understand both sides.. side a) gentlemen's word, should of offered the house to us as we went to the asking price and side b) if someone offers you more, you're going to take it lol... It's a dog eat dog world lol xxxx
Emily, this was such an interesting and helpful video, thank you for sharing your experience. I’m single and currently looking to buy my first home (UK, but not London), and I found your tips and learnings really insightful. I’m very nervous because of such massive commitment on my own, but also of trying to align the legal process with my financial capacity at any given time (including all the extra costs and charges), whilst competing with so much interest out there at the moment, and the fact that good properties are literally flying off the market in a day and there’s so much pressure for nerve wracking decisions to be made so fast! A lot to consider and learn, and also know when to push out of my comfort zone and when to take a step back, to make the right decision for myself. If I don’t have any recommendations for brokers, surveyors, solicitors that I can get from friends, where would you advise to look for those please? Congratulations to you and Nate, enjoy your new home, I’m excited to see more of it 👍🏼🏠😘 xx
This is such a great vlog - takes me back! Did you not do your own searches online on Rightmove, Zoopla, etc.?? Would love to know what area you bought in in the end, Emily 🤓
OMG I had to comment half way through the video, so don't know yet if you ended up buying BUT my fiance and I started looking at the same time, in the same area with I'm sure the same estate agents (SB?) I'm sure we've seen a lot of the same properties lol and went through the same struggles. we saw 51 houses FIFTYONE! and put down 5 offers all rejected :( I hate people with a lot of money as well! we now put the project on standby until March, hopefully something else will pop up and maybe one day we'll be neighbors ahahah
Super interesting and such a helpful video! I would say though, bit of a yikes moment when you're calling features and slightly run down/dated houses and interiors 'disgusting' and unliveable... it's really not, plenty of people live in places like that just fine (myself and many of my friends/family included)
I don't think Emily is the sort to settle with interiors when the house is also her office. She's said before she can't start work until all the pillows are fluffed 😂.
@@HT-dy5co and that's totally fair, have an aesthetic you like and want to maintain, just maybe don't call things which aren't up to your ideal unliveable when it's very likely that it is the type of home many of your viewers will be living and working in. Loved the video, that part just rubbed me the wrong way is all
Such a helpful video to see what the process is actually like. Where are your earrings from, the one with the twisted design that your wearing 37:50 in?
The only thing that stands out to me in this video is the fact that you took on the entire emotional burden of house-searching and the admin of house-buying, were super organised with all your affairs in order, and your boyfriend gave barely any crap. You got rightfully emotional about it (because it is a big milestone to go through), and for your boyfriend to say "I don't want to do this if you're gonna be like that" is ridiculous. First of all, he's been doing nothing! Second of all, he clearly din't care enough to do any research on the process because if he had, he would have known to check his credit score and what to do to get it up. It just seems unfair to me that you did all the work and all your boyfriend did was invalidate your emotions about the whole thing, while simultaneously not helping you out at all, and he gets to own the house too?
you forgot to mention that whilst she had her share of the deposit sorted, she mentioned that he was still saving towards his complete share of deposit. So he also didn't have his money in order when they started the process.
Very useful! Thank you. I have a question as a first time buyer soon as well: how do I calculate how much me and my partner together can get depending on our salaries? Is it multiplied of 4.5? Or are there lenders who actually can give more? We have enough deposit, may be 15% even... Thank you
That was super sweet of you guys to share your entire experience. Question do you think the entire process came together after you Fung Shui'd your office? Just curious. Can't wait to see the new home and how you decorate. Congratulations. BTW, the process in US is pretty much the same. I used to work in the mortgage/lending/banking side for decades ... finally left that side of banking after graduating from Law School. I know how antiquated the lending side is...super annoying when the rest of the world works at hyer-technology speed. Congratulations again.
Possibly the best home-buying vlog I’ve seen! Super super interesting to watch the whole process and congratulations on the new house. Very excited to see it in your upcoming videos 👏🏽👏🏽
1 hour of content after a long break? Yesssss, great to have you back, Emily!
Wow there is so much to process in this video so I’m saving it so I can refer back to it for years to come! Thank you for being so honest about the whole process and for talking through the £££ in such a frank way. Swear I’ve learnt more valuable life skills from your UA-cam channel than I ever did in school 😂
Wow🤗 well done Emily. What a year and what a relief to finally get the keys. Congratulations 🏠 👍
This was excellent. So informative but not waffly or too technical. V well explained! Love your mix of content xx
That felt like a cracking documentary, thank you for sharing the process and congratulations!
Wow, this was both interesting and inspiring to watch - though I know it probably didn’t feel that way to you going through it. Thanks for your transparency and also for your commitment to documenting the process! Wishing you and Nate so much happiness in your new home ❤️
I dont mean to be so offtopic but does anybody know a trick to get back into an Instagram account..?
I was dumb lost the login password. I would love any assistance you can offer me.
@Josue Jasper Instablaster =)
@Kairo Lewis Thanks for your reply. I found the site thru google and Im in the hacking process atm.
Takes quite some time so I will get back to you later when my account password hopefully is recovered.
@Kairo Lewis it did the trick and I now got access to my account again. I am so happy:D
Thank you so much you saved my ass :D
@Josue Jasper No problem =)
This is so helpful even now! I’m at the stage of waiting for the mortgage offer!! Eeek pray for me
I know this video is a year old now, but I'm currently looking for a house and this is the most useful video I've seen, how you go through everything from looking at the house to going for viewings ect. So glad I came across this video/your channel!!
This was so informative, thank you for filming your journey of buying a house. xx
So pleased you’ve got your new house very pleased for you both. Wish you both the best congratulations.🥳🎉⭐️
aww congratulations on your new home, can't wait to follow the next chapter in your lives. I wish you both every happiness for your new adventure. xx
Thanks so much for making this video and documenting a very real process. Congratulations on the house at last
this was so stressful yet informative to watch, thanks x
Feel you 100% about the bathroom near the kitchen thing!
love love LOVE this video!!! as someone who is young (18) and ready to join the property ladder, i found this very informative… thankful!
I’ve literally just started looking for a house to buy so this has come at a great time!
I am loving this video! It’s so helpful. Me and my boyfriend are looking to buy a house and we’re both on zero hour contracts and all the houses we’ve seen are so similar to the ones you were looking at and it’s so disappointing. We’ve found a lovely house that is deffo a dream and it’s so much money. There really isn’t a lot considering it’s meant to be one of the best times to buy. We were looking potentially for a reno job but there’s literally nothing and it’s so difficult. We want to get out of our rented house so bad because it was literally the only place that took us on because of our work etc and it’s really not what we want or where and finding that dream house is kinda sad because we know we’d never be able to get it but hey ho..
Thank you for putting this video together. I want to purchase a property in the UK in the future and it’s incredibly helpful to watch your story and learn about the process.
We are just at the point of exchanging contracts. Our offer was accepted end of May and we move in October. I honestly don't want to do this process again for a very long time! So much stress and so much patience needed which I don't have😂😂
Wow! What a rollercoaster 😂 so excited for you, and can’t wait to see more of the journey. Do you mind me asking about Nate’s credit score? How long did it take to go up? And how much did it make a difference in the mortgage application? (My partner is in a similar position 🙄) xx
I know you said you opted against the mortgage insurance, but I do recommend then getting life insurance for either or both of you just in case. The building/home insurance is a must obviously if you do have a mortgage on the house (in case of rebuild from a fire, etc.), but then the term or permanent life insurance will cover your surviving partner in the event one of you passes away suddenly before the mortgage is totally paid off. Again, it's for 'just in case' but you'll want some protection.
This video is so helpful! Thank you for committing to this for over a year, because it's so useful to see the ups and downs as they're happening. I'm not ready to buy until next year, but this has opened my eyes a little more and given me a few things to look into. xxx
This is so helpful! Glad you guys got there in the end. Excited to watch your content this year 🙌
This was so interesting, as someone who is a couple of years away from buying this was just the insight I needed! Thanks for doing this 😊
Fantastic blog, really enjoyed it. Wish you both lots of happiness in your new home.
This was so lovely to see all the process, congratulations
Thank you so much for this video! I'm in the process of buying my first house at the moment and this video has been so useful! ❤️
We live in a victorian house - the bathroom is downstairs - its not "rank" 😂 The last owners couldn't get planning permission to move it upstairs in the way they were planning. Our bathroom is beautiful - panelling, roll top bath etc
Sure its not for everyone - we were put off too - but you get used to it and its no different to having. downstairs loo off of the kitchen?!
Thank you for making this video! We are going through the house buying process (the end is in sight!) and could relate to every single thing you said!
This has been so informative!! I'm based in Edinburgh and buying in England totally freaks me out!
Congratulations on your new home. Very good informative,emotional journey 😘
Really interesting, and very glad I now know about updating my address. I’ve lived away from my parents house for 4 years now but still have everything addressed to their house phone as it’s easier because I’ve changed flat 3 times since moving out.
I love this video, I'm nowhere near buying my own place as I've only just started earning my first full salary but it's very useful to know all the process and credit check stuff. Happy you finally found somewhere, well worth it in the end :D
This was so insightful, thanks for sharing it with us!
this is so interesting, i loved watching this video 💗💗
Did you rely entirely on estate agents to find properties? Did you do your own searches on Righmove, Zoopla etc? If not why not?
Omg this was so relatable!!! My husband and I are looking to buy our first home and I completely understand where you're coming from with estate agents.. our recent one was frustrating because we offered the asking price and someone went above that.. I understand both sides.. side a) gentlemen's word, should of offered the house to us as we went to the asking price and side b) if someone offers you more, you're going to take it lol... It's a dog eat dog world lol xxxx
Very interesting to see some insight to buying process in another country!
Emily, this was such an interesting and helpful video, thank you for sharing your experience. I’m single and currently looking to buy my first home (UK, but not London), and I found your tips and learnings really insightful. I’m very nervous because of such massive commitment on my own, but also of trying to align the legal process with my financial capacity at any given time (including all the extra costs and charges), whilst competing with so much interest out there at the moment, and the fact that good properties are literally flying off the market in a day and there’s so much pressure for nerve wracking decisions to be made so fast! A lot to consider and learn, and also know when to push out of my comfort zone and when to take a step back, to make the right decision for myself. If I don’t have any recommendations for brokers, surveyors, solicitors that I can get from friends, where would you advise to look for those please? Congratulations to you and Nate, enjoy your new home, I’m excited to see more of it 👍🏼🏠😘 xx
This is such a great vlog - takes me back! Did you not do your own searches online on Rightmove, Zoopla, etc.?? Would love to know what area you bought in in the end, Emily 🤓
So happy for you Emily! 😘
Thank you so much for sharing this Emily x
OMG I had to comment half way through the video, so don't know yet if you ended up buying BUT my fiance and I started looking at the same time, in the same area with I'm sure the same estate agents (SB?) I'm sure we've seen a lot of the same properties lol and went through the same struggles. we saw 51 houses FIFTYONE! and put down 5 offers all rejected :( I hate people with a lot of money as well! we now put the project on standby until March, hopefully something else will pop up and maybe one day we'll be neighbors ahahah
People actually use brokers to find houses? Aren't most houses online now anyway?
You dont use a broker to find a house. The broker is used to find the best mortgage rate for you and your circumstances
Super interesting and such a helpful video! I would say though, bit of a yikes moment when you're calling features and slightly run down/dated houses and interiors 'disgusting' and unliveable... it's really not, plenty of people live in places like that just fine (myself and many of my friends/family included)
I don't think Emily is the sort to settle with interiors when the house is also her office. She's said before she can't start work until all the pillows are fluffed 😂.
@@HT-dy5co and that's totally fair, have an aesthetic you like and want to maintain, just maybe don't call things which aren't up to your ideal unliveable when it's very likely that it is the type of home many of your viewers will be living and working in. Loved the video, that part just rubbed me the wrong way is all
Such a helpful video to see what the process is actually like. Where are your earrings from, the one with the twisted design that your wearing 37:50 in?
The only thing that stands out to me in this video is the fact that you took on the entire emotional burden of house-searching and the admin of house-buying, were super organised with all your affairs in order, and your boyfriend gave barely any crap. You got rightfully emotional about it (because it is a big milestone to go through), and for your boyfriend to say "I don't want to do this if you're gonna be like that" is ridiculous. First of all, he's been doing nothing! Second of all, he clearly din't care enough to do any research on the process because if he had, he would have known to check his credit score and what to do to get it up. It just seems unfair to me that you did all the work and all your boyfriend did was invalidate your emotions about the whole thing, while simultaneously not helping you out at all, and he gets to own the house too?
you forgot to mention that whilst she had her share of the deposit sorted, she mentioned that he was still saving towards his complete share of deposit. So he also didn't have his money in order when they started the process.
Is there a house tour??🥰
Very useful! Thank you.
I have a question as a first time buyer soon as well: how do I calculate how much me and my partner together can get depending on our salaries? Is it multiplied of 4.5? Or are there lenders who actually can give more? We have enough deposit, may be 15% even... Thank you
That was super sweet of you guys to share your entire experience. Question do you think the entire process came together after you Fung Shui'd your office? Just curious. Can't wait to see the new home and how you decorate. Congratulations. BTW, the process in US is pretty much the same. I used to work in the mortgage/lending/banking side for decades ... finally left that side of banking after graduating from Law School. I know how antiquated the lending side is...super annoying when the rest of the world works at hyer-technology speed. Congratulations again.
But interest rates higher