Build or Buy? | A Head-To-Head Comparison Between Building a New House and Buying an Existing Home

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  • Опубліковано 27 гру 2024

КОМЕНТАРІ • 43

  • @brandon-built
    @brandon-built  Рік тому +1

    Save 20-45% on your next renovation project with Realm: f.realmhome.com/?

    • @OGtruthserum
      @OGtruthserum 6 місяців тому

      I rather buy an acre lot and then have it built. Lots of trees. I cannot live without trees!

    • @brandon-built
      @brandon-built  6 місяців тому +1

      @@OGtruthserum same

    • @OGtruthserum
      @OGtruthserum 6 місяців тому

      @@brandon-built I don't trust new construction, but my dream home design style isn't available to purchase in my state.

    • @brandon-built
      @brandon-built  6 місяців тому

      @@OGtruthserum I don't trust the big tract homebuilders either. But there are some great small time builders out there who do quality work for reasonable prices. They are just harder to find.

  • @Fuzzie22
    @Fuzzie22 Рік тому +7

    My ideal house 1st floor no inner walls huge open space kitchen , island , 1 guest restroom , 2nd floor same exact as living room huge open space with 1 restroom. Done 👏 we build we repair we do everything ourselves.

    • @brandon-built
      @brandon-built  Рік тому +1

      👍 That's the way to do it if you have the resources to be an owner builder.

  • @RandyLahey33
    @RandyLahey33 Рік тому +10

    New builds quality definitely depend if you are hiring a company yourself vs getting a new build from a development company that is building an entire neighborhood, those new development houses are built like straw houses and tend to fall apart after 2 years

    • @brandon-built
      @brandon-built  Рік тому +2

      Very true. I had custom built homes in mind when I made this video as opposed to tract homes.

  • @TxHoneyBee
    @TxHoneyBee Рік тому +14

    I disagree with what you said about existing homes wining when it comes to financing options. I just went under contract for a new build and used their preferred lender to get 20k in cash for closing costs and upgrades. I also got qualified for a higher amount at better rates using the builder's preferred lender. Moreover, the builder's preferred lender is more likely to be timely with documents and communicating with the seller/builder so that you can close on time. I love my loan officer, who is the preferred builder's lender, and the builder owns the lending company. Considering that 20k in cash savings can now be used to do a rate buy down or make a higher down payment or invest in something else, I'd say new build wins by a long shot for financing options if you use their preferred lender.

    • @brandon-built
      @brandon-built  Рік тому +4

      Congrats on your new build! You are the exception on the financing front, not the norm.

    • @TxHoneyBee
      @TxHoneyBee Рік тому +3

      @@brandon-built THANK YOU and GOD BLESS! It definitely depends where someone is buying. In my area, I haven't seen home builders not offer at least 10k in incentives right now (Spring 2023), but I know some markets are not as good as where I just purchased. What's important to note is that sometimes the incentives aren't advertised online, since they may come and go on a week-to-week basis. So people shouldn't assume that they won't get a massive incentive with a new builder. I'm a glass-half-full kinda gal, and it's been working for me for 30 years :)

    • @Selahree
      @Selahree Рік тому +1

      ​@@brandon-builtat this point in time, builders are throwing in everything... lots of incentives, buy downs, appliances etc😊

    • @Selahree
      @Selahree Рік тому

      Oh wow the interest rate is definitely not higher.. builders are suffering. The interest rate is much lower with them.

    • @TxHoneyBee
      @TxHoneyBee Рік тому

      @@SelahreeYeah, I'm not sure he had contacted a builder himself. Oh well. When I closed on my home in October, my interest rate was 2.5-3% lower than the national average on any given day.

  • @onedominant
    @onedominant 11 місяців тому +2

    Looking at building my 1600 sf of just what I need. No one - absolutely no one - designs houses for single adults, post-menopause with no children/grandkids, who have collected a lifetime of interests, such as music, art, and/or crafts. I don't need 3 bedrooms. I do need a 40-foot studio with actual natural light. So, designed my own 1600 sf, 1BD, 1BA in such a way as to be easily converted to a very nice 3BD if ever need to sell. 2024 is the year it will happen. And, yes, it will have a 40-foot studio with ample natural light, stained cement floors, and a topcoat of Anti-Graffiti Clear. Some things I WANT to do myself - paint, grout and sealer, finishing/shelving closets, some interior trim. Found the lot already - under $7K, in an established but not crowded neighborhood, almost half an acre - plenty. Should have lots of yard left over for a garden in my golden years. And I've found the contractor - stellar reputation and quality, plus very easy to communicate with. He was very impressed with what design could be roughed out by a layperson using Microsoft Excel (LOL). I saw no point in buying what will not work for me and saving the build for a retirement only 10 years away. If I have to move within a year, then it is time now. Wish me luck.

    • @brandon-built
      @brandon-built  11 місяців тому +1

      You know exactly what you want and how to get it. That's awesome. I'd love to hear how it turns out.

    • @kaxar6954
      @kaxar6954 11 місяців тому +1

      Absolutely right

  • @newkirk7591
    @newkirk7591 8 місяців тому

    just took a look at some new builds and the closing costs were Double the costs of an existkng home, ridiculous.

    • @brandon-built
      @brandon-built  8 місяців тому

      What were the additional fees if I may ask?

    • @newkirk7591
      @newkirk7591 8 місяців тому

      @@brandon-built from what i understand from someone i know in that industry, the builder tacks on some of their fees on there without your consent.

    • @brandon-built
      @brandon-built  8 місяців тому +1

      @@newkirk7591 depending on the level of demand I guess they are getting away with those shenanigans. If there is a lot of supply then I would call them out on that BS to get the fees removed.

    • @NasTwice
      @NasTwice 7 місяців тому

      I personally bought a new construction (builder building new neighborhood), semi-detached, for the price of 15-25yo semi-detached homes in the area. Fully detached homes at that price range were either miniscule,

  • @elamigito1
    @elamigito1 Рік тому +4

    12 to 18 months to built a house lol. At most 9 months! Come on now.

    • @brandon-built
      @brandon-built  Рік тому +2

      Building a custom house in California is a year minimum starting from scratch with an architect. Design takes time. Engineering. Closing on a construction loan. Permits alone take a couple months before you can even start construction.

    • @Smcrow23
      @Smcrow23 9 місяців тому +1

      My boyfriends mom has been in the process of trying to build for over a year now they haven’t even broken ground yet

    • @BeastMode19799
      @BeastMode19799 7 місяців тому +1

      Took us 3 years in Seattle

    • @zenyachty8999
      @zenyachty8999 4 місяці тому

      Seen one built in 5 months here in Tucson!