【溫哥華地產】首次置業攻略｜加拿大第一次買屋有咩要注意 ❓

📍What should be paid attention to First Time Home Buyer❓ Today Aaron and Benny summed up 5 issues that need attention💡
📍First, the Mortgage, the Down Payment. Usually, the Mortgage amount of Canada’s Banks is 4 times your annual salary, and some small banks can lend more, but the interest is relatively high. There will be additional handling fees for B Lander or private loans. In addition to the Mortgage, the Down Payment is also very important. Usually, the Down Payment is 20%-35% of the house price. If certain conditions are met, the down payment is at least 5%.
📍After solving the Mortgage and Down Payment, there are some hidden costs, including property transfer tax, appraisal fee, closing cost, home inspection fee and legal fee.
📍The next step is how to reduce the risk of buying a house. There are two points to note. First, find a Mortgage Broker or a bank for Pre-Approval. Know the budget and pre-lock the interest rate before looking for a house. Second, communicate with the bank in advance The saving time of Down Payment.
📍Then choose the housing according to the budget, choose the area, existing house or an off-plan property according to personal situation.
📍For questions about property rights, it is best to ask a lawyer before buying a house, especially friends who are First Time Home Buyer…
📍Want to know more strategies for First Time Home Buyer, please subscribed, watch and like our video👇👇👇, and contact us to get the strategy. If you have different opinions, please leave a message below👇👇👇
If you're venturing into the Vancouver real estate market for the first time, this video is your ultimate guide.​ 【溫哥華地產】首次置業攻略 provides crucial tips and insider knowledge to navigate the complex world of real estate in Vancouver, Canada. Whether you're curious about the legalities, and financial aspects or want to know what to expect during the home-buying process, we've got you covered. Our experts share invaluable advice, ensuring you make informed decisions. Don't miss out on our top recommendations and local insights that will empower your journey to owning your dream home in this beautiful city. Subscribe for more content, and leave your questions in the comments below!
Submit your information on this form so we can help follow up directly for your real estate needs: forms.gle/hvMv...
📍首次置業有什麽要注意的❓今天Aaron和Benny 給大家總結了5個需要注意的問題💡
📍首先，貸款問題，其實也就是首付的問題， 通常加拿大5大銀行是能貸到你年薪的4倍，而有一些小銀行能多貸一些，但利息也相對較高。B Lander或者私人貸款的還會有額外的手續費。除了貸款之外，Down Payment也很關鍵，通常Down Payment是房價的20%-35%，如果符合一定條件的話，最少是5%的Down Payment。
📍解決了貸款和首付之後，就是一些相對應的隱形費用，包括財產轉讓稅，評估費，成交的費用，驗屋費和律師費。
📍接下來就是怎樣可以降低買房的風險，有兩點需要注意的，第一先找Mortgage Borker或者銀行做Pre Approval，先知道預算和預先鎖定利率再去找房子，第二，預先跟銀行溝通好Down Payment的存放時間，為成交做好準備。
📍然後對應預算選房源，根據個人情況不一樣去選取合適自己的地區，現房或是樓花。
📍關於產權的問題最好買房之前質詢一下律師，特別是第一次買房的朋友…
📍想知道更多首次置業的攻略，點擊關注我們的視頻👇👇👇，和聯係我們領取攻略 ，如果大家有不一樣的意見，歡迎在下方留言👇👇👇
📍歡迎關注我了解更多房產資訊！
☎️ 604.767.3381
📲 WhatsApp: wa.me/16047673381
⌨️ 留言接收Facebook私人訊息!
📧 電郵: [e-mail]
WeChat微信：aaroncheng1105
房地產公司: Sutton 1st West Realty
-----------------------------
#sutton #suttonrealty #sutton1stwestrealty #s1wrealty #s1wpresales #aaroncheng #vancouverpresales #vancouverrealestate #vancouverrealtor #yvrrealestate #vancityrealestate #canadianrealestate #vancouverre #yvrre #yvrlife #vancouverbc #vancouver #westside #development #yvrpresales #luxuryliving #homeinspo #luxuryhomes #futurehome #hometoyou #richmond #detachedhouse #溫哥華地產
#firsttimehomebuyer #vancouverrealestate #homebuyingtips #canadianrealestate #vancouverhomesforsale #realestateguide #BuyingAHomeInCanada #propertyinvestment #homebuyingguide

[@andrewyeung9899]

Very informative. Thanks, Aaron and Benny.

[@hughescheung5729]

想請教下在加拿大，18歲以下能否同父母聯名擁有物業？

[@jazmynmattie544]

"promosm" 👇