Thank you for this video! I can't find it anywhere online, does the 8 weeks of mutterschutz after the child is born only start after the child is actually born or automatically on the "due date" - thank you!
Hi Gabiamaj and thank you so much for your comment! The 8 weeks start automatically after the child is actually born and the due date has no relevance anymore. Let me know if I can help with something else ☺️
That was very well put together, thank you ❤ Quick question: out baby is almost 1 year old now, but my wife‘s employer is pushing to ge my wife to ask for Mutterschaftsgeld, which she never did. She felt and still feels that the amount is not worth the hustle with all the administration and communication with the insurance involved. Also, during the period she was on maternity leave, I was on her insurance and she heard that this fact alone makes it a reason for the health insurance to ASK for money instead of allowing her money… Bottom line : she wishes not to apply for the allowance. Can she do that? We feel that since it is a right and not compulsory, she should be able to leave it be. Her employer is pushing though, probably because they want to ask the insurance for a refund. Do you know if she would be falling into a trap, legal of financial, by not asking for her allowance or would she be fine? The insurance told her today that she just needs to write them a message saying she doesn‘t wish to have the allowance but maybe they‘re hiding the consequences because the lady at the insurance said on the phone that she never heard of such a thing and my wife is afraid that they‘re of the very-german mindset of :“let that fool woman experience all the pain of not following the herd“…
Hi :) thank you for your comment! That's a very pertinent question. Here my comments and remarks: 1. Maternity leave and pay in Germany is taken pretty serious, and I don't believe that since it was created there were many women renouncing it. At least the ones aware of maternity pay. 2. For your wife's employer it only means more paper work, since companies are reimbursed the whole Maternity pay amount. So, they would pay your wife a certain amount of money and that exact amount would be reimbursed. I don't believe they will get anything over that amount. The only person getting something plus is your wife. 3. Is your wife insured by a statutory or private health insurance? The amount of maternity pay vary according to your type of health insurance, and may be more or less worth to apply. 4. You being on her insurance doesn't change anything concerning her maternity leave or maternity pay rights. And health insurances usually follow a pregnant and postpartum woman's rights strictly. 5. Actually, applying to maternity pay is not that stressful or complicated comparing to all other applications I've had to go through here in Germany 😂 (not sure if you applied for Parental allowance ("Elterngeld"). That's a pain!). For maternity allowance you usually need to fill a small form from your health insurance, and send 2 documents: one with the planned due date, and the other one is your child's birth certificate (I guess they already have your child's birth certificate - "Geburtsurkunde" - since the health insurance needs it to insure your child). 6. You are totally right - Maternity pay is not compulsory and you do not need to claim it! 7. The only small negative consequence I can probably think is the tax return. Since Maternity pay is money you receive without paying taxes, in the end of the year you might have to pay a little bit more taxes (in terms of taxes return) than usual. 8. My experience in Germany and with official/state services tells me 2 things: 1) It is hard to find someone friendly; 2) They are very honest and tell you the truth - So I believe this woman is just telling the truth when she says that "she never heard of such thing", even if she didn't sound that nice and even scared you 🙃 they can also have that effect on people! I hope my points help you to feel more confident whatever choice you take, and feel free to reach to me if you need further clarifications! Wish you and your family all the best 🤗
Thanks for the video! How is the mutterschutzgeld paid in the case when the women is employees and has normal health insurance? Is it paid all at once or monthly? Tks :)
Hi Larissa. Usually the health insurance contribution is divided in 2 payments: When maternity protection begins, you will receive the first advance payment from your health insurance. This includes maternity allowance for the six weeks before the birth. After the birth certificate has been presented, the remaining maternity allowance (8 weeks after birth) can be paid in advance for the full eight weeks in one sum immediately . You receive the employer contribution at the usual time as you would receive your salary.
Hi Christelle! No, you don't need any of this information or mention on your contract. Usually contracts actually do not mention the "Mutterschutzgesetz". But if you have a contract in Germany and are pregnant you will be under it ☺️
Hi@@bmn6283! This is a complex situation. Maternity leave is also available for temporary positions (limited contract employees). As long as the employment is ongoing, maternity protection for temporary positions does not differ from maternity protection for permanent positions. So if you have a limited position, you get maternity leave until your employment contract is valid. When your employment contract ends, your maternity leave also ends. When your employment relationship ends during maternity leave: 1) And you have a statutory health insurance - your health insurance company takes over the employer's share of the maternity benefit - but only in the amount of the sickness benefit. Until the end of the maternity protection period, the health insurance company pays both the maternity benefit and the employer’s subsidy (in the amount of the sickness benefit). 2) And you are privately insured - you will continue to receive maternity benefit from the Federal Insurance Office (Bundesversicherungsamt). I hope this information is helpful 😊
Hi Barsha. The maternity leave (Mutterschutz) law has to be followed no matter how much time a woman is employed. A pregnant woman can even start working in one day and next day inform about her pregnancy. After the maternity leave (6 weeks before The de date and 8 weeks after birth) comes the parental leave (Elternzeit/Elterngeld), to calculate the amount of Elterngeld you receive. They go back to the last 12 months and check how much the salary was during those months. It doesn't matter if a woman had different Jobs, positions, worked in different companies. I don't have a video yet about the Elternzeit and Elterngeld, but I am planning on filming it soon ☺️
Thank you for such a nice and informative video. I wanted to know what will change if I want to visit my family after birth. Does it affect my allowance?
You're welcome ☺️ I am glad you liked it! Do you mean if you visit your family, in another country, for some weeks, or even months? If you remain registered in Germany with an address, it shouldn't change anything. Just be aware that I am talking about the maternity leave (6 weeks before and 8 weeks after birth) on this video, and not the parental leave (up to 3 years after birth).
Ola, thanks for the video.. Can wife recieve benefits if she is longer in pregnancy and maternity leave longer then this protection period.? For example 7 months of pregnancy leave and 12 months of maternity leave. Thanks
Hi 🙌 thanks for the comment! Do you mean financial benefits? For the maternity leave, it is just from 6 weeks before the die date and 8 weeks after birth (or 12 weeks in some exceptions, please check the video). After this period of time it is not called maternity leave nor Mutterschutz, but Elternzeit, and during Elternzeit you can get Elterngeld. Check my videos about Elterngeld (some of mine Elterngeld videos: 1) Overview: ua-cam.com/video/Nx1SYnzqQ24/v-deo.htmlsi=q4gqT1aittZI1f2u; 2) Types of Elterngeld: ua-cam.com/video/EPUWqspXaUA/v-deo.htmlsi=rVz3EzZ7ekBeTMAa; 3) How to calculate Elterngeld: ua-cam.com/video/5UwGAgmpSI8/v-deo.htmlsi=pW-Ln76hnMZ3P8lh). I hope this information helps you.
Hi Daiane! The prerequisites for receiving maternity benefit is that you are resident in Germany, employed and a member of one statutory health insurance. It is not necessary for the child to be born in Germany. You are therefore entitled to maternity benefit (6 weeks before birth and 8 weeks after birth). Instead of a German birth certificate, you will have to provide your health insurance your child's Brazilian birth certificate and its translation (by an official translator). I hope this information was helpful and let me know if you need more clarifications ☺️ Auf Deutsch: Hallo Diana! Voraussetzung für Mutterschaftsgeld ist, dass du in Deutschland wohnst, Mitarbeiter und Mitglied einer gesetzlichen Krankenkasse bist. Eine Geburt des Kindes in Deutschland ist nicht erforderlich. Du hast dann Anspruch auf Mutterschaftsgeld (6 Wochen vor der Geburt und 8 Wochen nach der Geburt). Statt einer deutschen Geburtsurkunde müss du deiner Krankenkasse die brasilianische Geburtsurkunde deines Kindes und deren Übersetzung (beglaubigt) vorlegen. Ich hoffe, diese Informationen waren hilfreich und lass mich wissen, wenn du weitere Fragen hast ☺️
Thank you for the information and guidance!
Very welcome 🤗
Thank you for this video! I can't find it anywhere online, does the 8 weeks of mutterschutz after the child is born only start after the child is actually born or automatically on the "due date" - thank you!
Hi Gabiamaj and thank you so much for your comment! The 8 weeks start automatically after the child is actually born and the due date has no relevance anymore. Let me know if I can help with something else ☺️
@@margaexpatmotheringermany Thank you so much - super helpful!
@@gabiamajora you're welcome 🤗
That was very well put together, thank you ❤
Quick question: out baby is almost 1 year old now, but my wife‘s employer is pushing to ge my wife to ask for Mutterschaftsgeld, which she never did. She felt and still feels that the amount is not worth the hustle with all the administration and communication with the insurance involved. Also, during the period she was on maternity leave, I was on her insurance and she heard that this fact alone makes it a reason for the health insurance to ASK for money instead of allowing her money… Bottom line : she wishes not to apply for the allowance.
Can she do that?
We feel that since it is a right and not compulsory, she should be able to leave it be.
Her employer is pushing though, probably because they want to ask the insurance for a refund.
Do you know if she would be falling into a trap, legal of financial, by not asking for her allowance or would she be fine?
The insurance told her today that she just needs to write them a message saying she doesn‘t wish to have the allowance but maybe they‘re hiding the consequences because the lady at the insurance said on the phone that she never heard of such a thing and my wife is afraid that they‘re of the very-german mindset of :“let that fool woman experience all the pain of not following the herd“…
Hi :) thank you for your comment!
That's a very pertinent question. Here my comments and remarks:
1. Maternity leave and pay in Germany is taken pretty serious, and I don't believe that since it was created there were many women renouncing it. At least the ones aware of maternity pay.
2. For your wife's employer it only means more paper work, since companies are reimbursed the whole Maternity pay amount. So, they would pay your wife a certain amount of money and that exact amount would be reimbursed. I don't believe they will get anything over that amount. The only person getting something plus is your wife.
3. Is your wife insured by a statutory or private health insurance? The amount of maternity pay vary according to your type of health insurance, and may be more or less worth to apply.
4. You being on her insurance doesn't change anything concerning her maternity leave or maternity pay rights. And health insurances usually follow a pregnant and postpartum woman's rights strictly.
5. Actually, applying to maternity pay is not that stressful or complicated comparing to all other applications I've had to go through here in Germany 😂 (not sure if you applied for Parental allowance ("Elterngeld"). That's a pain!). For maternity allowance you usually need to fill a small form from your health insurance, and send 2 documents: one with the planned due date, and the other one is your child's birth certificate (I guess they already have your child's birth certificate - "Geburtsurkunde" - since the health insurance needs it to insure your child).
6. You are totally right - Maternity pay is not compulsory and you do not need to claim it!
7. The only small negative consequence I can probably think is the tax return. Since Maternity pay is money you receive without paying taxes, in the end of the year you might have to pay a little bit more taxes (in terms of taxes return) than usual.
8. My experience in Germany and with official/state services tells me 2 things: 1) It is hard to find someone friendly; 2) They are very honest and tell you the truth - So I believe this woman is just telling the truth when she says that "she never heard of such thing", even if she didn't sound that nice and even scared you 🙃 they can also have that effect on people!
I hope my points help you to feel more confident whatever choice you take, and feel free to reach to me if you need further clarifications!
Wish you and your family all the best 🤗
Thanks for the video! How is the mutterschutzgeld paid in the case when the women is employees and has normal health insurance? Is it paid all at once or monthly? Tks :)
Hi Larissa. Usually the health insurance contribution is divided in 2 payments: When maternity protection begins, you will receive the first advance payment from your health insurance. This includes maternity allowance for the six weeks before the birth.
After the birth certificate has been presented, the remaining maternity allowance (8 weeks after birth) can be paid in advance for the full eight weeks in one sum immediately .
You receive the employer contribution at the usual time as you would receive your salary.
@@margaexpatmotheringermany super thanks :)
@@larissaguimaraes3412 you're welcome 🤗
I am moving to Germany and want to be prepared for possible pregnancy. Does my work need to specify any maternity benefits in my contract?
Hi Christelle! No, you don't need any of this information or mention on your contract. Usually contracts actually do not mention the "Mutterschutzgesetz". But if you have a contract in Germany and are pregnant you will be under it ☺️
@@margaexpatmotheringermany Does this also apply to limited contract employees?
Hi@@bmn6283! This is a complex situation. Maternity leave is also available for temporary positions (limited contract employees). As long as the employment is ongoing, maternity protection for temporary positions does not differ from maternity protection for permanent positions. So if you have a limited position, you get maternity leave until your employment contract is valid. When your employment contract ends, your maternity leave also ends.
When your employment relationship ends during maternity leave:
1) And you have a statutory health insurance - your health insurance company takes over the employer's share of the maternity benefit - but only in the amount of the sickness benefit. Until the end of the maternity protection period, the health insurance company pays both the maternity benefit and the employer’s subsidy (in the amount of the sickness benefit).
2) And you are privately insured - you will continue to receive maternity benefit from the Federal Insurance Office (Bundesversicherungsamt).
I hope this information is helpful 😊
@@margaexpatmotheringermany Thank you so much for this clear explanation. Your channel adds a whole lot of value to us foreigners living in Germany
How long a woman has to be employed with the employers to avail meternity leave
Hi Barsha. The maternity leave (Mutterschutz) law has to be followed no matter how much time a woman is employed. A pregnant woman can even start working in one day and next day inform about her pregnancy. After the maternity leave (6 weeks before The de date and 8 weeks after birth) comes the parental leave (Elternzeit/Elterngeld), to calculate the amount of Elterngeld you receive. They go back to the last 12 months and check how much the salary was during those months. It doesn't matter if a woman had different Jobs, positions, worked in different companies. I don't have a video yet about the Elternzeit and Elterngeld, but I am planning on filming it soon ☺️
Thank you for such a nice and informative video. I wanted to know what will change if I want to visit my family after birth. Does it affect my allowance?
You're welcome ☺️ I am glad you liked it! Do you mean if you visit your family, in another country, for some weeks, or even months? If you remain registered in Germany with an address, it shouldn't change anything. Just be aware that I am talking about the maternity leave (6 weeks before and 8 weeks after birth) on this video, and not the parental leave (up to 3 years after birth).
@@margaexpatmotheringermany Thanks a lot once again. Yes, I meant to visit another country like Canada. Ok I understood :)
@@sonumbification ☺️☺️
Is there any financial benefit for mothers during pregnancy in Germany?
Yea there is. For the last 6 weeks of pregnancy usually
Ola, thanks for the video..
Can wife recieve benefits if she is longer in pregnancy and maternity leave longer then this protection period.? For example 7 months of pregnancy leave and 12 months of maternity leave.
Thanks
Hi 🙌 thanks for the comment! Do you mean financial benefits? For the maternity leave, it is just from 6 weeks before the die date and 8 weeks after birth (or 12 weeks in some exceptions, please check the video). After this period of time it is not called maternity leave nor Mutterschutz, but Elternzeit, and during Elternzeit you can get Elterngeld. Check my videos about Elterngeld (some of mine Elterngeld videos: 1) Overview: ua-cam.com/video/Nx1SYnzqQ24/v-deo.htmlsi=q4gqT1aittZI1f2u; 2) Types of Elterngeld: ua-cam.com/video/EPUWqspXaUA/v-deo.htmlsi=rVz3EzZ7ekBeTMAa; 3) How to calculate Elterngeld: ua-cam.com/video/5UwGAgmpSI8/v-deo.htmlsi=pW-Ln76hnMZ3P8lh). I hope this information helps you.
Mein Baby wurde in Brasilien geboren, bekomme ich Geld vom Mutterschutz?
Hi Daiane! The prerequisites for receiving maternity benefit is that you are resident in Germany, employed and a member of one statutory health insurance. It is not necessary for the child to be born in Germany.
You are therefore entitled to maternity benefit (6 weeks before birth and 8 weeks after birth).
Instead of a German birth certificate, you will have to provide your health insurance your child's Brazilian birth certificate and its translation (by an official translator).
I hope this information was helpful and let me know if you need more clarifications ☺️
Auf Deutsch: Hallo Diana! Voraussetzung für Mutterschaftsgeld ist, dass du in Deutschland wohnst, Mitarbeiter und Mitglied einer gesetzlichen Krankenkasse bist. Eine Geburt des Kindes in Deutschland ist nicht erforderlich.
Du hast dann Anspruch auf Mutterschaftsgeld (6 Wochen vor der Geburt und 8 Wochen nach der Geburt).
Statt einer deutschen Geburtsurkunde müss du deiner Krankenkasse die brasilianische Geburtsurkunde deines Kindes und deren Übersetzung (beglaubigt) vorlegen.
Ich hoffe, diese Informationen waren hilfreich und lass mich wissen, wenn du weitere Fragen hast ☺️