How We Saved £62,500 | Expenses as a Junior Doctor in the NHS | 5 Budgeting & Saving Tips for IMGs

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  • Опубліковано 30 вер 2024

КОМЕНТАРІ • 159

  • @Bhanu-zx6bx
    @Bhanu-zx6bx 3 роки тому +34

    A big ❤️ from dr.ibreez fans association of India.

    • @RoadToUK
      @RoadToUK  3 роки тому

      Haha thank you! ☺️

  • @Derry_Aire
    @Derry_Aire 3 роки тому +37

    I'm British and my only contact with the NHS is if I'm ill - I don't work for them, but I find your videos fascinating! That's down to you being a very good communicator.

    • @RoadToUK
      @RoadToUK  3 роки тому +1

      Aw thank you so much!

  • @SB-qe1ne
    @SB-qe1ne 3 роки тому +12

    Its so fortunate you both have each other, you bypass so many issues like loneliness and loss of direction just because of that.
    Also do a video on how you guys manage time. :)

    • @RoadToUK
      @RoadToUK  3 роки тому

      Sure :)

    • @suisui7481
      @suisui7481 2 роки тому

      @@RoadToUK are you friends or partners?

    • @NMA635
      @NMA635 2 роки тому

      @@suisui7481 are you trolling?!

    • @suisui7481
      @suisui7481 2 роки тому

      @@NMA635 no genuinely asking, i don't want to assume

  • @neilmorrison7356
    @neilmorrison7356 3 роки тому +7

    Yes I was surprised how much you need to spend on paint, curtains, curtain rails etc when we bought our first house!

    • @RoadToUK
      @RoadToUK  3 роки тому

      Exactly! We got lucky with the curtains, but everything else really added up.

  • @harshkhatri92
    @harshkhatri92 3 роки тому +8

    A perfect example of healthy living and budgeting! 👏🏻

  • @MrGangaboba
    @MrGangaboba 3 роки тому +8

    This couple are my motivation! Love you both!

  • @sabanoor1685
    @sabanoor1685 3 роки тому +5

    please do a video on nhs discounts, taxation and tax saving tips as well

  • @alkazkaz941
    @alkazkaz941 2 роки тому +2

    150/month for food? Did you never go out or get take away on nights? I do not have your will power!

    • @RoadToUK
      @RoadToUK  2 роки тому +1

      Hahah, we made it work within the budget!

  • @shubhamgarg8951
    @shubhamgarg8951 3 роки тому +3

    Can you make a video about investment opportunities for a doctor as an IMG in UK?

  • @garysmith1206
    @garysmith1206 3 роки тому +2

    At this moment in time £62500 is about $86000 US.

  • @abbasabbass8126
    @abbasabbass8126 2 місяці тому

    Cute couple thanks for your time and info. All the best ❤

    • @RoadToUK
      @RoadToUK  Місяць тому

      Thanks for watching!

  • @salahelhaddad4872
    @salahelhaddad4872 2 роки тому +1

    But how to save when you're on Ur own with a non working partner ?

    • @RoadToUK
      @RoadToUK  2 роки тому +1

      You can still utilize the same strategies mentioned in the video.

  • @sadiqbashao7
    @sadiqbashao7 2 роки тому +1

    Working in NHS as a junior doctor
    How locum hours can a doctor work practically ???
    Pls reply

    • @phoenix-xu9xj
      @phoenix-xu9xj 2 роки тому

      Nothing like that book “ this is going to hurt” Adam Kay

    • @RoadToUK
      @RoadToUK  2 роки тому

      Depends on your work schedule.

  • @cataztropher
    @cataztropher 3 роки тому +1

    Hey u didnt talk about UA-cam income!!! ;)

    • @RoadToUK
      @RoadToUK  3 роки тому +1

      This was more about expenses tbh and we don't get much from YT! We may do an income video at some point in the future though 😁

  • @beautifullife5562
    @beautifullife5562 2 роки тому +1

    Your video's are really helpful for everyone who are wishing to pursue their career in uk ❤️

    • @RoadToUK
      @RoadToUK  2 роки тому +1

      Thanks so much for saying so 😊

  • @junaidahmadj
    @junaidahmadj Рік тому

    In which city are u working dear?

  • @arzoosood915
    @arzoosood915 3 роки тому +1

    Hi I wanted to ask this for long...how long does it take to get PR for a IMG Doctor in UK?

    • @RoadToUK
      @RoadToUK  3 роки тому

      You can apply for indefinite leave to remain after 5 years in the UK.

  • @pikusarker1359
    @pikusarker1359 3 роки тому +1

    Mam what is your level in nhs? Nice video.

    • @RoadToUK
      @RoadToUK  3 роки тому

      I'm an internal medicine trainee 😁

  • @paediatriciandoctorzahidhu8360

    Thanks again for great explanation.... I am doctor with wife and three kids above Nursery age..My wife is Home maker,
    I been offered Job for 76000 GBP before tax nearby Manchester area.,.. please Suggest....
    My kids in primary School... plz suggest how much average I can save in UK after tax, rent, groceries , travel etc etc Avarage life .,...

    • @RoadToUK
      @RoadToUK  Рік тому

      You will need to research the area you are looking to settle in. All of this information is available on the internet.

  • @junaidahmadj
    @junaidahmadj Рік тому

    I highly appreciate ur budget plan

  • @alial-isawi8590
    @alial-isawi8590 2 роки тому

    Both of you spend 600£ for accommodation?
    Or is it 600£ for both of you?

  • @busyguy8266
    @busyguy8266 3 роки тому +1

    POCO X3 nice phone

  • @gorantasic4914
    @gorantasic4914 Рік тому

    Wow, amazing video, thank you so much. This is so eye opening regarding junior doctors actual earning and working lives. Unbelievable

  • @wm9669
    @wm9669 Рік тому

    I am not a doctor but I am glad I have watched ,I have realised how bad I am with money .

  • @garv_15
    @garv_15 Рік тому

    Hello Dr, I have been working in the casualty department of a government hospital in India as a medical officer for 7 years. At what level I can get a job in NHS. Designation? FY2 or CT1 ? I want to know the Pay Scale.

    • @RoadToUK
      @RoadToUK  Рік тому

      Please see: ua-cam.com/video/TG0gJGlICD4/v-deo.html

  • @fatiac7353
    @fatiac7353 Рік тому

    Thank you very much,
    I work in NHS trying to save money as well....❤❤

  • @busyguy8266
    @busyguy8266 3 роки тому +1

    That intro was awesome

  • @MgMgAung-i4l
    @MgMgAung-i4l Рік тому

    Thz , for ,yr, information,,Dr”
    Thz,

  • @pikusarker1359
    @pikusarker1359 3 роки тому

    Do your combined household income 100k pound sterling? Nice video. Please reply.

  • @traveltwosomee
    @traveltwosomee 3 роки тому

    Hlw..can couples reside in hospital accomodations together?

    • @RoadToUK
      @RoadToUK  2 роки тому

      Yes if they allow for couples. Most are single or couples. We've not heard of any which take children, but there may be some.

  • @chiragpatel7223
    @chiragpatel7223 2 роки тому

    Great video ma'am, can you please tell us the city in which you worked before settling in Plymouth

  • @sakshikohli5393
    @sakshikohli5393 2 роки тому

    Is the bus free for all NHS doctors all over UK?

    • @RoadToUK
      @RoadToUK  2 роки тому

      No. It was just something offered locally.

  • @amulcool7229
    @amulcool7229 3 роки тому

    Hello mam !! Can we do locum jobs while doing CT training.. ?? And can we do locum jobs in other hospitals ??

  • @reemasajan
    @reemasajan 3 роки тому

    Hey, I have been trying to open your website page and it’s not loading. Is the server down?

    • @RoadToUK
      @RoadToUK  3 роки тому

      We have been running maintenance. A safe mode of the site is up now!

  • @nallabothulaparamesh3615
    @nallabothulaparamesh3615 2 роки тому

    Joe to get a job after giving plab

  • @rutabasiddiqui2549
    @rutabasiddiqui2549 2 роки тому

    What about if we have 2 kids their schooling and all ?

    • @RoadToUK
      @RoadToUK  Рік тому

      What do you mean?

    • @rutabasiddiqui2549
      @rutabasiddiqui2549 Рік тому

      @@RoadToUK means is their expenses or schooling will be free ? What about nurseries in uk ?

  • @pikusarker1359
    @pikusarker1359 3 роки тому

    Mam how much medical student loans do you have? Nice video. Please reply.

    • @RoadToUK
      @RoadToUK  3 роки тому

      We don't have any student loans!

  • @sanchitturaga3376
    @sanchitturaga3376 2 роки тому +2

    This only really applies to international graduates who don't have medical debt. Most British medical graduates have £50,000 upwards of debt with repayments to be made in addition to other costs. Sure it's possible if you keep your costs very low and you live in a cheaper area of the country.

    • @RoadToUK
      @RoadToUK  2 роки тому +2

      Yes we are a channel for IMGs, but the main concepts of budgeting and saving still hold. And it's not as though IMGs may not have debt or external costs either.

  • @dr.g7612
    @dr.g7612 3 роки тому

    Mam plz there is sneaky man hand behind your heads

    • @RoadToUK
      @RoadToUK  3 роки тому +1

      Yes, it's looking for more money!

  • @yash2050
    @yash2050 2 роки тому

    Hey! Just needed to ask if you guys have ever made any video on where exactly do you get jobs in the UK? Like is England or Whales or others and if you gotta work in the rural type areas around the big cities? Great work btw🌸

    • @RoadToUK
      @RoadToUK  2 роки тому

      Yes, we have a series on applying for jobs!

  • @shariful.plabon
    @shariful.plabon 3 роки тому

    Thanks for your video!! Regarding IMT, do you need to complete your MRCP? How many years take to finish your training?

    • @RoadToUK
      @RoadToUK  3 роки тому

      Please see: ua-cam.com/video/o_m21_37o1U/v-deo.html

  • @aqsaali123
    @aqsaali123 3 роки тому

    Is it really easy to get locums? Where and how can one find them?

    • @RoadToUK
      @RoadToUK  3 роки тому

      You speak with your hospital's rota office. Our hospital has an app that lets us book locums but the rota office also sends out a locum list email.

  • @jyotisharma-ue7fx
    @jyotisharma-ue7fx 3 роки тому

    Can a foreign dr after clearing Plab run his or her own clinic or Hospital in UK ?

    • @RoadToUK
      @RoadToUK  3 роки тому

      What qualifications would you have to run a clinic or a hospital at that stage?

  • @jawadfarooq1
    @jawadfarooq1 3 роки тому

    Thankyou love from Pakistan

  • @omarfaruk-rr9hj
    @omarfaruk-rr9hj 3 роки тому

    Really inspiring.. Love from Bangladesh

  • @Yz_thug
    @Yz_thug 2 роки тому

    How many Locum shifts can a junior doctor do in a month?

    • @RoadToUK
      @RoadToUK  2 роки тому

      It depends on your availability, shift availability, and ensuring you aren't breaking rota restrictions.

  • @ayantolasaheed7425
    @ayantolasaheed7425 3 роки тому

    How does one get into surgical residency training in UK?

    • @RoadToUK
      @RoadToUK  2 роки тому

      Please see: ua-cam.com/video/SXA5u-Tm60w/v-deo.html

  • @aika5163
    @aika5163 3 роки тому

    Can you suggest an online coaching for plab

    • @RoadToUK
      @RoadToUK  3 роки тому

      Sorry we aren't aware of any.

  • @nimrajamil1383
    @nimrajamil1383 3 роки тому

    I am kinda confused what to opt in coming year.. I am a niqabi with a lot of ambitions.. But I don't know if I should opt for UK.. As far as I know they don't allow practicing veil for a doctor... It's much of my concern.....

    • @RoadToUK
      @RoadToUK  3 роки тому

      Just weigh your pros and cons and see what is best for you.

    • @nimrajamil1383
      @nimrajamil1383 3 роки тому +1

      Sorry for getting personal..but. How much do you face for your hijab in the hospital setting?!?!

    • @RoadToUK
      @RoadToUK  2 роки тому

      @@nimrajamil1383 Never had a problem.

  • @adfernand987654321es
    @adfernand987654321es 3 роки тому

    Does NHS I'd work for taxi fare ?

  • @bhavin2807
    @bhavin2807 Рік тому

    Very good advice

  • @dr.diptyroy5977
    @dr.diptyroy5977 3 роки тому

    Looking Like - news presenting ☺️

  • @AS-nh9ep
    @AS-nh9ep 2 роки тому

    Helloo mam. How did you start directly as ct1? Can you please make a video on that ?

    • @RoadToUK
      @RoadToUK  2 роки тому

      Sure we will cover it in a video!

    • @medfreak
      @medfreak 2 роки тому

      Plz make a video on this

  • @nativedeenfan
    @nativedeenfan 3 роки тому

    Hi 👋. Just to clarify. You saved this much over how long? 2-3 years?
    P.s I love your videos ❤❤. Please keep going

    • @RoadToUK
      @RoadToUK  3 роки тому

      As mentioned, in a year and a half.

    • @nativedeenfan
      @nativedeenfan 3 роки тому

      Right. Thanks 👍

  • @avinashawasthi2214
    @avinashawasthi2214 3 роки тому

    Your website is down

  • @adilshaikh.as835
    @adilshaikh.as835 3 роки тому

    How to find job from india to UK....on tier 2 visa

    • @RoadToUK
      @RoadToUK  3 роки тому +1

      Please see: ua-cam.com/play/PLXt2ODIQqEogSRd08yXsdg-KkFsPypSL4.html

    • @adilshaikh.as835
      @adilshaikh.as835 3 роки тому

      @@RoadToUK I am trying to apply finding jobs in UK. Whats about linkedin profile...

  • @seneshpaliyaguru1840
    @seneshpaliyaguru1840 3 роки тому

    Is there an Alevel requirement to do the plab exam?
    Is so what is the result needed at Alevels to do plab?

    • @zariftahmid3403
      @zariftahmid3403 3 роки тому

      There isnt any A level requirement as far as i know.

    • @RoadToUK
      @RoadToUK  3 роки тому

      No. Please also see: ua-cam.com/video/iRTJu1rB3Io/v-deo.html

  • @peteranekwe9402
    @peteranekwe9402 3 роки тому

    What's CTI🤔 ?

    • @RoadToUK
      @RoadToUK  3 роки тому

      It's a working grade. FY1>FY2>CT1/ST1 etc

  • @medicalbiochemistry_
    @medicalbiochemistry_ 3 роки тому

    Good job

  • @dr.tabassumshahrukh87
    @dr.tabassumshahrukh87 3 роки тому

    You guys are astounding. 👌

  • @blessedvona
    @blessedvona 3 роки тому

    You guys are fabulous!

  • @naz6736
    @naz6736 3 роки тому

    Love you guys !

  • @beastmaster69420
    @beastmaster69420 3 роки тому +2

    I'm a currently an A level student in Malaysia,am planning to get my MBBS in China and then eventually practice in the UK. So I'm on my road to UK as its my main goal,and therefore I've found your videos very helpful and fascinating! Will definitely book a personal session when the time comes. Nonetheless,keep up the good work!

    • @RoadToUK
      @RoadToUK  3 роки тому +1

      Good luck on your journey! Hope to have you here soon :)

  • @pradyumnaduttpurohit2448
    @pradyumnaduttpurohit2448 3 роки тому +5

    Hi guys!
    I’ve been following you guys for sometime now and I’m taking my plab 1 this November. And I’m in my internship period
    I’ve always wanted to know how you landed a CT1 grade job with just internship? What extra things did you do to skip through the FY2 post. I’d really appreciate that
    Thanks

    • @RoadToUK
      @RoadToUK  3 роки тому +2

      We didn't really 'skip' the FY2 post per se as it isn't mandatory, but what we did do is look at all the job posts for CT1 levels and see if they met our capabilities.
      Please also see: ua-cam.com/video/SJkSaQ5FApM/v-deo.html

  • @silverstarlight9395
    @silverstarlight9395 3 роки тому +1

    So basically, if you want to save money, find a husband and combine your money.

    • @RoadToUK
      @RoadToUK  3 роки тому +3

      We saved our money on our own- so you don't need someone else if you have a defined goal of what you'd want to save towards. But yes, there being two of us, we could save more.

  • @sajidmahmud_
    @sajidmahmud_ 3 роки тому

    Is NHS discount card/ Blue light card a real thing for NHS employees? Hope to get a video on that topic!

    • @RoadToUK
      @RoadToUK  3 роки тому +2

      One will be out soon covering NHS perks :)

    • @sajidmahmud_
      @sajidmahmud_ 3 роки тому

      @@RoadToUK waiting eagerly!!

  • @silverstarlight9395
    @silverstarlight9395 3 роки тому

    Can we save money to buy a house if we're not married? Very few unmarried ladies buy a house, especially international ones. Is it because a doctor's salary is less?

    • @RoadToUK
      @RoadToUK  3 роки тому +2

      Yes, you can save your money just as well as anyone else. Being unmarried or a woman doesn't preclude you from keeping to the budget tips we've given in the video. Salary for an individual is not based on their marital status or gender- so the salary won't be less.
      As mentioned in the video, find a range for which you'd be willing to pay for a place, and save towards it.

  • @enscebose8466
    @enscebose8466 3 роки тому

    Hey smart and beautfiul budgeting. Congrats on the new house. Also are you two a bit minimalistic in nautre??

    • @RoadToUK
      @RoadToUK  3 роки тому +1

      Not really, no! More like realistic tbh! Know when to spend and when to save :)

    • @enscebose8466
      @enscebose8466 3 роки тому

      @@RoadToUK wow that is actually more wise i guess.
      Did you guys also manage to go beyond saving some for your house goals and also invest some money in a compounding interest related index funds/etf account??? Maybe a video related to that.

  • @nivedhapillai1984
    @nivedhapillai1984 3 роки тому

    Thank you for yet another great video! Just a Follow up question, you mentioned the monthly rent for your hospital accommodation was 600 pounds. Was that for a single room with an en-suite bathroom where you share the kitchen and living space, or a mini flat of your own? I’m trying to understand the cost of hospital accommodation so I can plan finances a bit better. There isn’t too much information on the web i could find either.
    Thank you :)

    • @RoadToUK
      @RoadToUK  3 роки тому +2

      It was a two bedroom, one bath, with a kitchen and living room. No shared space.

    • @nivedhapillai1984
      @nivedhapillai1984 3 роки тому

      @@RoadToUK Thats an incredible deal! Thank you so much for sharing that information. Feeling a whole lot mentally better :)

    • @karthiksreddy999
      @karthiksreddy999 3 роки тому

      @@RoadToUK Could u please make a video or blog on hospital accommodation. There is very little information about it on web.

  • @famp3690
    @famp3690 3 роки тому

    don't understand an intereption during the video disgusted 😒 by that

  • @woodenseagull1899
    @woodenseagull1899 3 роки тому +1

    You are so obsessed with money. Just an observation from an Artisan who loves my job. It is very depressing to listen to you from a potential patient perspective. Can you talk about the wonderful work you do, in a profession you are preferliage to be in,instead of money money money!!! It's very off putting.

    • @RoadToUK
      @RoadToUK  3 роки тому +5

      We have several videos covering our 'preferliage' but at the end of the day- we need a salary to survive and thrive. And it's important to know how to save! Thanks for watching :)

    • @mohammedshafiqulislam7334
      @mohammedshafiqulislam7334 2 роки тому +2

      As a person,whose parents went bankrupt before i turn 18,this is exactly what i need.my passion is medicine and the reason i choose this career is because i love the fact that i can help someone in physical or mental pain.
      But also don't want to go bankrupt.
      And
      Austria and the country this youtuber comes from isn't similar.
      Austria is beautiful, violence free,literally a dream for many
      Its not the same for many people.
      Doctors want to care and earn.
      Nothing to be depressed about.
      I think its depressing from a doctors perspective that patients want to sacrifice your happiness for them.
      🙂🙂my dad cared too much.didn't save and didn't invest.
      I had hell for the last few years.
      Being privileged is a thing

    • @akshatsharma6507
      @akshatsharma6507 2 роки тому

      Go home kid …she is doing her job and not money minded..jesus ..ppl like u suck dude