sir mere pass 150000 ke kasan vikas patra hai jo ki mere father ne purchase kiya tha or nomination m meri mother ka naam hai but mere father and mother dono nahi hai or m post ofc jata hu to wo log claim karne ki koi process nahi batate ab m kya karu sir mere paise mujhe nahi mil rahe hai plz help
@@karanroy4106 i don't exact information but may be help you........make valsaawali certificate, there you have gave your name including your family. After making of certificate talk to postoffice about your money withdrawal, show them certificate and explain whole situation
Airtel dth walon ne mer 710 rupaye le liye rcharge kiya tha diye ni february mai kiya tha Google pay se bolte hum kuch ni kar sakte bank se baat karoo Bank mai karo to bolte yono se karte to hum kuch karte Google pay waloon se bolo to bolte bank mai bolo Kya karoon help me @supremmajesty@gmail.com
Jisne 2010 me bhi 500 rupaye daale honge usko aaj 1000 per day mil hi raha hoga? 30000 per month choti baat nahi hoti dost. Anyway, I understand your point, but video ka point tha "discipline". apni capacity ke hisab se invest kare, par invest zarur karen.
Rule of 72 . Refer to this rule . Divide 72 by the rate of interest and you will get to know the number of years to double the money. Example current rate is 6.9 %. 72/ 6.9 = 10.4345 years to double the money.
Sir ji aap kamal ho. LLA ki vajah se aaj mai apni establishment ka poora kaam apne se hi kerta hoon. Thank u so much for giving us such knowledgeable informations.
@@bhushan4723 नही भाई उस समय अमेरिका से डिग्री लेकर आये इंजीनियरिंग को 8 रुपये महीना मिलता था सरकारी नौकरी में डॉ. कुरियन जो दूध क्रांति के जनक थे । तो फिर तो 500 रुपये दिन के और 15 हजार महीने का बहुत बड़ी बात है।
Minimum amount-1000 , max amount- No limit, in the multiple of 100. Aisa kuchh ni hai ki 68000 ke liye alag alag lene padenge, ab single passbook milti hai, kisi bhi amount ki.
मनदीप जी बहुत ही जानकारी परक एंव उपयोगी वीडियो है KVP से संबधित... धन्यवाद... कृपया तुलनात्मक जानकारी ओर दे कर हमारी ओर सहायता करें के KVP और MF दोनों में कौनसा बेहतर विकल्प होगा, अपने पैसे को बढ़ाने में...
My dad did then same for my marriage🤣🤣 monthly 1 KVp of 200rs and any cash recieved as gift from anyone was converted to KVP. He have accumulated good amount for my marriage expense. Even my grandmother gave me 2000 rs 25yrs back and now it also became a good amount
If he was buying 500 rs daily KVP it means he was earning more the 25k at that time . So he was already financially at that time because in 1991 many govt employees at decent ranks was earning less then 20 k
Not KVP, but PradeepJi's consistent investment habit made him rich. Inspirational 🙏🏻 BTW KVP is not as good investment option as SIP, NPS (equity based schemes) etc. unless u hv unexplained love for filling paper form.😉
I have one question. Do I have to pay the tax for the interest every year for KVP? Or Tax has to be paid at the end of 10 years? Fantastic Explanation Awesome
As per my calculations, the amount invested in KVP earning an interest of around 7% per annum doubles in about 10 years WITHOUT tax deduction. But since KVP does not have any tax exemption, the maturity period taken to double the invested amount will be longer than 10 years. What am I missing?
Your Work is Fabulous bro.......great job for all flok.......txs we need your type of people in the INDIA.......appreciate .............................
you are giving the example that he was investing rs 500 daily i.e Rs 182500 annual in 1991 and after that, you told to invest Rs 50000 in 2020 after 30 years...kya h ye
500 investment everyday back in 1990s !!! ?? damn this electrician must be quite solvent , my dad used to be a govt servant and back in early 90s his salary used to be around 2200 so investing 500 everyday is out of the question 😂 PS : Is there any TDS applicable on KVP ? as far as i can recall NSC doesn't attract TDS
NSC par bhi video bana kar thoda doughty clear karay plz.. By the way thank you for clearing all the questions & doughty about KVP ,,, keep going and make this type of content for us.. ✌✌✌✌ peace
Sir you have said that KVP is taxable but here at the summary you wrote "No Tax Deduction", please clarify. If I am investing 2L in KVP, then estimated how much tax will be deducted?
sir, my father submitted 10,000rs for kisan vikas patra in 1996. So after so many years we recently found some papers and he remembered that 10k was submitted in chandigarh post office in 1996.(posted there when he was in army). itne purane documents kaise hi smbhal kr rkha ja skta hai. we tried to reach chandigarh post office, post office staff didn't wanted to make any effort and said we don't have so old documents. and they denied to provide any lead. what should I do inorder to get information on this? Thanks in advance.
Are mere bhai that guy was already wealthy. He was buying kvp in 1991 of 500rs daily i.e in month he was investing 15000 per month and it is a hue amount in 90s
क्या बकवास करते हो भाई जिस समय पर 1 रुपये या अधिकतम 10 रुपये मिलते हो पूरे दिन की मजदूरी के अगर उस समय किसी के पास 500 हो तो वो वैसे भी अमीर व्यक्ति है, इसमे कुछ नया और प्रभावित होने वाली कोई बात नही है।
Lot of people do that with KVP and FD in Jodhpur. It is traditional Marwaari way of dealing with money. Do 1 FD everyday and for 5 years and it start doubling in every 5 years. It was old old way. People have FD they don't count but can weight on weight machine.
Bhai wo jamana gya ab Ha ye baat theek hai , ki decipline investment se wealth create ki jaa sakti hai Lekin ab 17 Kya 7 plot nahi kharid sakte is trah
Sir abhi latest main certificate nahi milte aaj kal, abb passbook milta hai kvp ka aur koi bhi denomination main le sakte hai, 68000 ka ek passbook mil jayega..
I inquired about KVP with postman. He told that 5 years maturity period changed to 10 yrs 4 months and money gets doubled as usual. But 10 years means my return in investment will be half than what you'll predicted. So is that a good option????
Us time k hishab se 500 rs. B bhot the yr i mean daliy 500 rs save krna its a big deal ... us samay ka 500 rs aaj k 5000/- k brabr to hoga hi ... to is hishab se 17 plot to khrid hi skte h agar daily 5000 rs save kiye jaye to
अगर एक दिन की मजदूरी 1रुपये उस समय(1991) है तो 500 रुपये, आज के समय मे 100 रुपये मजदूरी तो फिर 100×500 = 50000 दिन के अभी के हिसाब से 50000×365 = 1,82,50000 साल के अभी के समय पर ।
Bhai sahab wo jamana gaya.. interest rate high hotye the aur property price reasonable hote the. Aaj na interest rate pahle jaise hai aur property rates highly.... unreasonable and over priced hai... Bank home loan band hone chahiye in order to bring down property price to reasonable rates.... Ye home loan bank, builder, dealer, government ki khulli loot hai middle class ko barbad karne ki
Agar interest rate difference sirf 0.1% ka hai toh nsc karna hi better hai.. Interest aur principal dono mai tax lag jata hai.. Not a good choice in my opinion.
@@vikramsinghtanwar5764 8% interest rate on RD Utkarsh Small Finance Bank IDFC First Bank 7% on saving account Suryoday Small Finance Bank 7% interest on FD
Bhai aadhe se jyada Rajasthan me land price kuch bhi nahi hai or hum yaha delhi me rhte h, delhi mumbai haryana ke compare me Rajasthan kuch bhi nahi hai, Me khud ka hi batata hu Rajasthan me mere jija ji ne 20 lakh me jaipur m pink city naam ki jagah h waha double storey flat kharida tha 2015 me delhi me aisa flat 60-70 me bhi nahi milega. Ab wo to air force me h or basically wahi se h, But brother hum jo delhi ke hai hum kya karenge waha property lekar
Thank you for this video, very helpful. I have a doubt: the interest rate of 6.9% is calculated for the 10years and 4 months period ? Example : If I am investing 10000 in 2021, in 2031 I get 20000 plus 6900 i.e. 26900 right ? Please clarify
1991 me per day 500Rs KVP Lena means us time uski income at least 30000 hogi. Babu calculation badhiya h pr Sheikh chilli mat bno or dusro ko b mat banao
Bhai sahab KVP banane se pehle Savings account banan zaruri hota hai post office me or CIF bhi zarurui hai kyunki last me paisa usi account me transfer hota hai
COURSES: labourlawadvisor.in/link/LPTI
DEMAT ACCOUNT: link.labourlawadvisor.in/demat
File ITR: labourlawadvisor.in/link/tax
sir mere pass 150000 ke kasan vikas patra hai jo ki mere father ne purchase kiya tha or nomination m meri mother ka naam hai but mere father and mother dono nahi hai or m post ofc jata hu to wo log claim karne ki koi process nahi batate ab m kya karu sir mere paise mujhe nahi mil rahe hai plz help
Sirji myself Praveen , shimla
How can purchase a plot from 500 per day from KVP in the present days. Kindly reply on my what's app no.9619861975
Is there any online method to check/track investment?
@@karanroy4106 i don't exact information but may be help you........make valsaawali certificate, there you have gave your name including your family. After making of certificate talk to postoffice about your money withdrawal, show them certificate and explain whole situation
Airtel dth walon ne mer 710 rupaye le liye rcharge kiya tha diye ni february mai kiya tha
Google pay se bolte hum kuch ni kar sakte bank se baat karoo
Bank mai karo to bolte yono se karte to hum kuch karte
Google pay waloon se bolo to bolte bank mai bolo
Kya karoon help me
@supremmajesty@gmail.com
Jo 1991 mein 500 Rs per day afford Kar Sakta tha wo waisey hi amir admi tha
Ji Aapne Bilkul Sahi kaha.
Right wo 1991 ne 500 bahoot jyada hota he...
Aaj bhi rojana 500 rs bhi jyad he..
Sahi kaha
Jisne 2010 me bhi 500 rupaye daale honge usko aaj 1000 per day mil hi raha hoga? 30000 per month choti baat nahi hoti dost. Anyway, I understand your point, but video ka point tha "discipline". apni capacity ke hisab se invest kare, par invest zarur karen.
@@LabourLawAdvisor right sir discipline is moust important hughe wealth
Rule of 72 . Refer to this rule . Divide 72 by the rate of interest and you will get to know the number of years to double the money.
Example current rate is 6.9 %. 72/ 6.9 = 10.4345 years to double the money.
Sir ji aap kamal ho.
LLA ki vajah se aaj mai apni establishment ka poora kaam apne se hi kerta hoon.
Thank u so much for giving us such knowledgeable informations.
Guru ji 1991 main 500 rs rojana matlab 15000 monthly investment karna ye kisi mote lala baneye k bas ki bat hai hamari nahi thi
Govt servent ki bhi sallery bhi bohot kam thi like 2k /5k
Sahi kaha...
@@bhushan4723 नही भाई उस समय अमेरिका से डिग्री लेकर आये इंजीनियरिंग को 8 रुपये महीना मिलता था सरकारी नौकरी में डॉ. कुरियन जो दूध क्रांति के जनक थे । तो फिर तो 500 रुपये दिन के और 15 हजार महीने का बहुत बड़ी बात है।
ab to 11 sal se jyada waqt mein kvp double hota hain ji
Wipro shares evergreen he investment k liye
bhai ek itni achi trh govt schemes toh govt employees ko bhi ni pta hoti...... really really appreciatiable!!
समझाने का सरल तरीका...सलाम.... मुझे दो लडकियाँ है... उनके भविष्य के लिये मैने सुकन्या समृद्धी योजना खाता खुलवाया...इससे और बेहतर स्कीम हो तो बताइये
Very informative. Thanks for the financial education, these financial tools are means to financial freedom. Appreciate your work.
Minimum amount-1000 , max amount- No limit, in the multiple of 100. Aisa kuchh ni hai ki 68000 ke liye alag alag lene padenge, ab single passbook milti hai, kisi bhi amount ki.
मनदीप जी बहुत ही जानकारी परक एंव उपयोगी वीडियो है KVP से संबधित... धन्यवाद... कृपया तुलनात्मक जानकारी ओर दे कर हमारी ओर सहायता करें के KVP और MF दोनों में कौनसा बेहतर विकल्प होगा, अपने पैसे को बढ़ाने में...
म्यूचल फंड्स मत लेना, kvp उससे ज्यादा सही ह
म्यूचल फंड्स वाले सब लुटे तो हैं अभी
-26℅ हो गई इन्वेस्टमेंट
itne aache se clearly kisine kisi vdo me nahi samjhaya thank you so much
Bakvass scheme h
1. Interest rate 6.9
2. Lockin period 10 yr
3. No tax benefit
15lakh ko kitna tax lagega
My dad did then same for my marriage🤣🤣 monthly 1 KVp of 200rs and any cash recieved as gift from anyone was converted to KVP. He have accumulated good amount for my marriage expense. Even my grandmother gave me 2000 rs 25yrs back and now it also became a good amount
But Wht u have done ? Alwyas keeping eyes on mens money 🤣
You guys are the best ❤️, i m proud to be a part of ur channel, keep growing, lot's of blessings
If he was buying 500 rs daily KVP it means he was earning more the 25k at that time .
So he was already financially at that time because in 1991 many govt employees at decent ranks was earning less then 20 k
Thank you team shayad itna detail me or clearly hame post office me bhi koi nahi bata pata. And I personally never tryed to undurstand KVP in deep. 👌👍
Bhut sari jankari milta hai... thanks
Not KVP, but PradeepJi's consistent investment habit made him rich. Inspirational 🙏🏻
BTW KVP is not as good investment option as SIP, NPS (equity based schemes) etc. unless u hv unexplained love for filling paper form.😉
Agree
Jyada gyaan baant raha hai👎👎
Agar start kar rahe ho saving toh pehle saving account mein rakho paisa aur badhe toh FD aur badhe toh KVP aur badhe toh NSC aur badhe toh PPF aur badhe toh Gold aur badhe toh Mutual Funds aur badhe toh stocks and Property
Starting mein kam se kam risk lo taaki capital bani rahe chahe sirf inflation ko hi beat kar paaye paisa
I have one question.
Do I have to pay the tax for the interest every year for KVP? Or Tax has to be paid at the end of 10 years?
Fantastic Explanation Awesome
1981 main 500 ₹ daily kitne hote hai patah hai...?
Aapli video dekh perfect knowledge milti h
As per my calculations, the amount invested in KVP earning an interest of around 7% per annum doubles in about 10 years WITHOUT tax deduction. But since KVP does not have any tax exemption, the maturity period taken to double the invested amount will be longer than 10 years. What am I missing?
Too much informative
. Very easy to understand kvp by watching ur video. 👌
Very good and helpful information.form fill bhi kaise karna hain uski bhi information aap ne bahut acchi se batayai hain..Thank you for this video.
Good Guys,
We are really fast developing 🇮🇳 economy. 👌👌👌
Thank you so much sir.. You explain very detailed..
Nice vocabulary.. good to see this video
Your Work is Fabulous bro.......great job for all flok.......txs
we need your type of people in the INDIA.......appreciate .............................
you are giving the example that he was investing rs 500 daily i.e Rs 182500 annual in 1991 and after that, you told to invest Rs 50000 in 2020 after 30 years...kya h ye
Daily 500 invest 1991 me to ye to koi corere pati hoga us time pe
Chutiyappa h bhai
Totally misleading
Good video
Request you to provide comparison chart for KVP ,NSC, or MIS in teeno main kismain inveatment best hoga
Mis
Ppf
Very well explained video!!
Very detailed n crisp explanation of the whole process of buying KVP !!
500 investment everyday back in 1990s !!! ?? damn this electrician must be quite solvent , my dad used to be a govt servant and back in early 90s his salary used to be around 2200 so investing 500 everyday is out of the question 😂
PS : Is there any TDS applicable on KVP ? as far as i can recall NSC doesn't attract TDS
Excellent Content brother. God Bless you
super explain love it no one explain like this
91 me mere pitaji ki mahine ki salary thi 750 rupye.
Great Video ! All the details very well explained!
Thanks...A knowledgeable video about KVP
You Guys are Best......👌👌👍🙏
Thanks for such kind of knowledge
अब सार्टिफिकेट नहीं मिलते है केवल पासबुक मिलती है
NSC par bhi video bana kar thoda doughty clear karay plz..
By the way thank you for clearing all the questions & doughty about KVP ,,,
keep going and make this type of content for us..
✌✌✌✌ peace
Sir you have said that KVP is taxable but here at the summary you wrote "No Tax Deduction", please clarify.
If I am investing 2L in KVP, then estimated how much tax will be deducted?
sir, my father submitted 10,000rs for kisan vikas patra in 1996. So after so many years we recently found some papers and he remembered that 10k was submitted in chandigarh post office in 1996.(posted there when he was in army). itne purane documents kaise hi smbhal kr rkha ja skta hai.
we tried to reach chandigarh post office, post office staff didn't wanted to make any effort and said we don't have so old documents. and they denied to provide any lead.
what should I do inorder to get information on this? Thanks in advance.
Nowadays only passbook is provided instead of certificate
Description pe jo details dete he wo bahat achha lagta he
thanks to improve my knowledge.
Sir plz make a video on different scheme of post office.. BTW ur video is always informative for me😊
Wonderful video..every aspect is covered
Yes you provide valuable knowledge
As you have said NSC is 6.8% and kvp 6.9% then NSC also provide double amount if I invest 2 times but which one is better?
It was awesome
पिछले जन्म में मैं भी अमीर था, अगले जन्म में फिर अमीर बनूँगा।😬
Are mere bhai that guy was already wealthy. He was buying kvp in 1991 of 500rs daily i.e in month he was investing 15000 per month and it is a hue amount in 90s
क्या बकवास करते हो भाई
जिस समय पर 1 रुपये या अधिकतम 10 रुपये मिलते हो पूरे दिन की मजदूरी के अगर उस समय किसी के पास 500 हो तो वो वैसे भी अमीर व्यक्ति है, इसमे कुछ नया और प्रभावित होने वाली कोई बात नही है।
Sharma j sahi baat kahi aapne
Such a relevant informations I got on this channel thank you so much sir
Lot of people do that with KVP and FD in Jodhpur. It is traditional Marwaari way of dealing with money. Do 1 FD everyday and for 5 years and it start doubling in every 5 years. It was old old way. People have FD they don't count but can weight on weight machine.
Can you provide a example sir....so that we can try
Bhai wo jamana gya ab
Ha ye baat theek hai , ki decipline investment se wealth create ki jaa sakti hai
Lekin ab 17 Kya 7 plot nahi kharid sakte is trah
You are doing best things in my opinion 😊
आपका अनुमान अगले क्वार्टर
अर्थात जुलाई से सितंबर 2020 के interest rates ke baare mein kya hay ?
You are doing a great job.
Baat to sahi he.
But 1988 me Rs.500 aaj k lagbag Rs.3000 k barabar he.
I purchased Kvpfrom bank of baroda but I didnot get any passbook or certificate from Bankof baroda.i got a statement from bank of baroda.why?
Very good information he👍
Bhai... 500rs daily in 1991 was a pretty big thing. It's a very big amount in 2021 as well.
Almost equivalent to ₹5000 kvp now
Sir abhi latest main certificate nahi milte aaj kal, abb passbook milta hai kvp ka aur koi bhi denomination main le sakte hai, 68000 ka ek passbook mil jayega..
Up to the point kvp information thanks bro
Very useful information thanks for sharing 👍
KVP lene k liye pehle post office ma SAVING ACC khulvana padega ya DIRECTLY KVM acc open karva sakte hai?
I'm doing this last past 3 years. Per month.
Very good
Kitna amount per month??
I inquired about KVP with postman. He told that 5 years maturity period changed to 10 yrs 4 months and money gets doubled as usual. But 10 years means my return in investment will be half than what you'll predicted. So is that a good option????
Great job 👍
You're right bro. Nice video Joy Hind
1991 Electrical repair shop incomekitna hogo?, daily500 invest, 15000 montlyinvest 1991me🤔
Income achi hoti thi unki
Us time k hishab se 500 rs. B bhot the yr i mean daliy 500 rs save krna its a big deal ... us samay ka 500 rs aaj k 5000/- k brabr to hoga hi ... to is hishab se 17 plot to khrid hi skte h agar daily 5000 rs save kiye jaye to
अगर एक दिन की मजदूरी 1रुपये उस समय(1991) है तो 500 रुपये,
आज के समय मे 100 रुपये मजदूरी तो फिर
100×500 = 50000 दिन के अभी के हिसाब से
50000×365 = 1,82,50000 साल के अभी के समय पर ।
thankyou sir for full detail
Bhai sahab wo jamana gaya.. interest rate high hotye the aur property price reasonable hote the. Aaj na interest rate pahle jaise hai aur property rates highly.... unreasonable and over priced hai... Bank home loan band hone chahiye in order to bring down property price to reasonable rates.... Ye home loan bank, builder, dealer, government ki khulli loot hai middle class ko barbad karne ki
Nice idea for बुढ़ापा pension..
Pl do Video on Post office Annuity Plans
Agar interest rate difference sirf 0.1% ka hai toh nsc karna hi better hai.. Interest aur principal dono mai tax lag jata hai.. Not a good choice in my opinion.
Awesome 👍 sir
Sabse sahi tareeka investment ka. Har saal FD mein 6.9% interest pe ₹ - 2.5 lakh daalo annually 20 saal mein 1crore ban jayenge
Bro 6.9% rate in FD?? From where you will get this interest rate in current scenario
@@vikramsinghtanwar5764 8% interest rate on RD
Utkarsh Small Finance Bank
IDFC First Bank 7% on saving account
Suryoday Small Finance Bank 7% interest on FD
Bhai, tab KVP har 5 saal mein double hota tha aur ab lagbhag 12 saal lagtay Hain.isliye ab iska double triple hone mein kaafi time lagta hai.🙄
Bhai aadhe se jyada Rajasthan me land price kuch bhi nahi hai or hum yaha delhi me rhte h, delhi mumbai haryana ke compare me Rajasthan kuch bhi nahi hai,
Me khud ka hi batata hu Rajasthan me mere jija ji ne 20 lakh me jaipur m pink city naam ki jagah h waha double storey flat kharida tha 2015 me delhi me aisa flat 60-70 me bhi nahi milega. Ab wo to air force me h or basically wahi se h,
But brother hum jo delhi ke hai hum kya karenge waha property lekar
Iske sath ek KYC form with self attested xerox copy of pan card as id proof and self attested address proof bhi dena hota hain
Thank you for this video, very helpful.
I have a doubt: the interest rate of 6.9% is calculated for the 10years and 4 months period ? Example : If I am investing 10000 in 2021, in 2031 I get 20000 plus 6900 i.e. 26900 right ? Please clarify
You will only double your money, i.e 20000 as 7.4% interest will double in nearly 10 year
Mere hisab se compound interest hoga
1991 me per day 500Rs KVP Lena means us time uski income at least 30000 hogi. Babu calculation badhiya h pr Sheikh chilli mat bno or dusro ko b mat banao
Bhai sahab KVP banane se pehle Savings account banan zaruri hota hai post office me or CIF bhi zarurui hai kyunki last me paisa usi account me transfer hota hai
Electric mistry 90 me daily 500 rupia kama nehi pata tha, heighest rate was 150 per day, kya bakwas kar raha hai....
It is useful only if someone wants to invest small amounts of money at a given time and yield high interest. Otherwise FD is better.
Please make a detailed video on NSC and share your inputs .. that would be very helpful on investment purpose.
Post office se kyc form bhi diya tha ..pl kyc form ko bhi filled karne k instruction post kariye
Kvp se loan Lene ka process kya hai?
500 rs per day in 1990 ....are you kidding me. I like your videos n content though
7:30- Narration and writing are quite the opposite. Please provide corrections.
Thanks bhai for sharing such info...
Good information sir
Very informative
amazing channel for gaining bulk of knowledge thank you LABOUR LAW ADVISOR