TIPS FOR RENTING YOUR FIRST APARTMENT | 9 Money Tips To Help You Prepare
Вставка
- Опубліковано 28 тра 2024
- Sharing my top 9 money tips for renting your first apartment. Whether you're right out of college or decided it's finally time to move out of M & D's, these tips will help you get geared up to move out on your own and make sure you're financially prepared for the first-time renter experience.
♡JOIN THE WANDER WEALTHY COMMUNITY: www.wanderwealthy.com/FB
♡RESOURCES MENTIONED:
Check your credit score for free:
CREDIT SESAME: www.wanderwealthy.com/credits...
CREDIT KARMA: www.wanderwealthy.com/creditk...
My favorite bank: www.wanderwealthy.com/allybank
♡OTHER AWESOME RESOURCES:
Get a budget: www.wanderwealthy.com/antibudget
Pay off your debt: www.wanderwealthy.com/debtfree
Get Your Financial Life Together by Joining The Money Program: www.wanderwealthy.com/TMP
♡LISTEN to the Words and Money Podcast: www.tesswicks.com/pod
♡SUBSCRIBE for more: www.wanderwealthy.com/UA-cam
- - - - - - - - - - - - - -
Want to chat!? Follow me:
♡INSTAGRAM: / tess_wicks
♡TWITTER: / tess_wicks
♡FACEBOOK: / wanderwealthy
♡Business email: tess@creativeprofit.co
Hey I am Tess Wicks, I’m a financial educator and coach and the founder of Wander Wealthy, a channel and community helping women in their 20s and 30s get inspired and get results for their personal growth, money and travel goals. On this channel I provide educational and lifestyle content around personal development, personal finances, and exploring the freedom of travel.
Disclaimer: The information in my videos and on my channel is general in nature and is not intended to be used as personalized financial advice. Prior to implementation, you should consider your personal circumstances and seeking one-on-one help from a professional.
♡LIKE this video: It really supports my channel
MUSIC: epidemicsound.com
FTC: Not sponsored by any of these companies, but some links mentioned are affiliate links.
View the apartment in the evening during a weekday so you can hear how loud the other occupants in the building are. I learned this the hard way with my current place.
YES, this is a great addition! I actually bought my condo not realizing how thin the walls are. Such a common complaint I hear from other renters/homeowners living in the city! Thanks for adding!
Oh this is goood!
Thanks I will contact Cyber Credible for my apartment approval and paystubs I don't want to get denied for the second and I need to move in this week
They're on IG
Omw this is such a good tip.
19 turning 20 next month and I gotta gtf out of my mum’s house
Do u live in Texas ?
The Chase no
I'm 27 still home
Same here
lol mooodd
You’ll get your rent when you fix this DAMN DOOR!
😂😂😂😂😂😂
A Username
🤣🤣🤣😂😂🤣🤣
😭😂😂😂😂
Ok Peter parker 😂
Fucking gold
Makes me happy to know I’ve done all of these, moving out in August... except no Roomate included (screams happily in solitude)
Good luck!
Box Minded Thank you!!
@@boxminded666 ... ............... ...
lol me and my roommate are trying to move in an apartment together (We're both college drop outs but loved the town where we were going to school at)
Ena victor Wishing you both all the best! Where I live is actually a college town (but I didn’t go to school here) I used to work at a popular hotel here and fell in love with area, took me 3 years to get to the point where I could move here but I did it!
Why don't they teach us this in SCHOOL?! But dang, learning how to find the side of a triangle was a great contribution to my adult life....
I’m still with my mom, all I hear is arguments and I’m tired of hearing it, 24 years old
I'm going on 23 and I'm the same, I'm moving out Feb 2021
Why don’t you move out then?
@@lophasiaaj5968 dah? cuz he dont have money?
Leave asap
24 here and moving out my parents this year
This whole experience is so overwhelming and I feel like I'm going to be stuck at home until I'm 74
lol
😂😂no really
Tell me about it, am calculating my pay vigorously 😂😂😂
Same! I was like "I'm moving!" and then was researching about finance and was like.... damn...
For real, I'm trying to save up enough for a small studio and I feel I won't be able to move out till I'm 28 or 30
Im 24 and i gotttaaa go
Carry West 3 kids by the age of 24?? She had no choice but to step her game up. Don’t talk down other folks when you don’t know the background story. Js!
@@carrywest6288 and what a great job she did in raising you! So smart, so polite! People live at home for all sorts of reasons - to save money, to take care of a relative, living in an area with an impossible house market. The person is most likely working/ going to school/etc. And we could actually get into how everyone lives their life different and getting a husband and popping out some kids is not a foolproof way to success, happiness and being on top of your " adult game ", but that will be too nuanced for you 💁
You should off been gone way early, Why at 24?😕
Pete Martinez no ... cause college
@@alyssaameliia ppl leave college at 22 (depends on which country and what degree youre pursuing)
Biggest tip, do NOT believe anyone when they say a certain place is quiet. Try to pass by at peak times.. we have had horrible times with loud neighbors at any time.
Doesn't the law allow you to call police on noisy neighbors? Or this could harm you in a certain way?
@@m1sschocolateface yeah.
My biggest tip: Recognize if your family is abusive and get out no matter what the cost is. After moving 4 times in 2 years with my boyfriend we had finally had it and decided to move in with my parents. We've been living here for almost a year now and thanks to him seeing it from an outside perspective I've now realized how abusive my parents are to me. I could go more into details but I won't. What this has made me realize is that my independence from them and my mental wellbeing is worth more than any money I could save by living under their roof.
Yes, I've learned this the hard way myself. It took me 3 years to realize that the *only* times that I have felt so low in life that I considered suicide were only when I was back home around family for extended periods of time.
This is exactly why I came to this video I’m trying to get out ASAP I’m 18 no credit and freaking out
thanks for the validation
This is currently how I'm feeling.... I feel stagnant and stuck being in such a toxic environment but I'm worried about the costs for leaving.
I completely agree. it is expensive living on your own but completely worth it to escape abuse at any cost.
I'm 17 going on 18 and next year I'm gonna try and get my own apartment since my friend who I'm living with is moving to New York. Me and my mom are gonna try and get our own place together and this vid helps a lot with starting up. It's scary, but better to be prepared than unprepared
I feel like you kinda im js married an im 19 turning 20 an i want my own place but it will be my first one so lowkey nervous but very much excited 😊👍🏽
Thanks to the comments section Cyber credible helped me get approved and I got the apartment with the weekly stub and bank statement
On IG
Getting a separate account to save is such a great tip to save money. I set mine up so that every time I get paid, a certain amount is automatically transfered to that account and I don't end up spending it. Do this now. Even if it's 20 bucks, it's so helpful. It gives your mind the idea that those 20 dollars were never available for you to spend, so it's a painless and easy way to save.
Get a savings account from Amex which gives you back better interest $ too
Stash it into the market, why just sit on money and have inflation screw u
@@JohnJohnson-mp5kj oh can u explain this please- it rlly interests me
@@gucctae6147 pretty sure he means to invest your money in the stock market. Making your dollar worth something since it's representing a share of a company rather than it being a currency that can inflate.
I have 6 months until i’m 18 and i wanna get an apartment nearly the same day i turn 18 because i can’t stand the toxicity my family has. And they hold me back from my own happiness so what’s best is for me to get a place of my own,i’m happy i found this video 😂😂
Same im turning 18 next month and I wanna get an apartment early i feel confident to be on my own.
@@expressfulllaura719 i hope you get the apartment and gain the happiness and freedom you’ve been wanting
how has it been going?
I’m 21 and about to graduate as a nurse and cannot wait to move out when I get a full time job!!
im 18 still few years till i can graduate as a nurse and get a full time job!
@@junpei1244 same tho
Save as much as you can before moving
Why would she HIGHLY recommend hiring people to move your stuff if the video is directed towards people renting their first apartment? Typically that consists of young adults moving out of their parents house and most likely don't own much, let alone furniture.
When you hire a moving truck and moving person you're covered by insurance for damages. If you get your friends to help, sure you save money but if anything breaks you will have to pay to replace it. I don't have many things but hired a moving truck for that reason
Maybe you but I have furniture
Nine notes on what you need to know before signing on the dotted line 1. Credit history good credit with SSN on that check on credit Sesame it’s fine if you have no credit card history 2. Anything you can’t buy 3 times over is too expensive 50 30 20 rule also ask what price of rent includes 3. If you don’t have roommates it’s gonna be expensive and if you want to be in a safe place whatever it is utilities cost 4. Fees ... are evil 5. Save and pre save for deposit 6. Get a roommate 7. Be smart about furnishing spreadsheet for what we already have so you don’t have to buy one ex: I don’t watch tv so why buy one 8. Buy an electric space heater instead 9. Understand your lease agreement and that you can afford it for the long haul
Thank you for this
Thank you. One year in the future😂
Cyber Credible got my credit up to 760 for my apartment approval and I got approved with two biweekly stubs showing 3x the rent
On Twitter it was easy communicating him
The honest truth is that Cyber credible really came through with paystubs for my apartment he's a life saver thanks
@@trentcalson105 cyber credible help me get approved with biweekly stubs y'all can text him trust me
I can only recommend Cyber credible because i got approved with the biweekly stubs he made showing 3x the rent and it was able to pass snappt
This makes me really happy that I chose a trade instead of college
I chose both I'm currently a cosmetology student to help me pay for college
@@blakereeder1714Nice, I went into an electrical apprenticeship at 19 and by the time I'm 23 I'll be making $30hr. I don't think that college is the right decision for a lot of people
@@dayneellison3533 Agree. Wish i had just gone with my passions, what i enjoy instead of thinking i just "had to have that piece of paper". Not a total waste of time but a lot of people waste a LOT of time AND a whole lot of money, sadly.
@@a.k.4085 I wasn't sure what I wanted to do but I knew I wasn't going to college. This job isn't the best but it allows me to afford to do the things I like to do
Dayne Ellison definitely not. I loved college and it started me in a great job but so many of my friends really didn’t want to go and in the end wasted so much time (and money!!)
I’m saving right now to move out and I liked your tip on the thermostat!
Thank you so much. Very clear. Planning to move the band to la for school in a few years.
Thanks for the info! This will be helpful for when my husband and I start looking at getting our own apartment together for the first time soon. Still months away, but that means we'll have our savings ready for the big move overseas. And another tip I got from someone is to go see the apartment in the afternoon in case there's any noisy neighbors and check out the condition it's in. That one is going to be a life saver for sure! Lol
thank you, this was really good!.
This was so helpful!! I love advice!😄😆
I’m thinking of moving out and this was beyond helpful!
Excellent advice.
Thank you so much for these tips!
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
Great advice
I have no knowledge on anything about moving out, watching a lot of ur videos now. Thank you so much
great video!
I agree with everything you said with one exception: for as long as is "socially acceptable." You know what! My "friends," family, or acquaintances do not pay my rent, phone bills, do not feed me, etc. Therefore, if I am 40+ and live with a parent, who cares if they think I am lame or a loser. I will be lame and a loser, all the way to the bank.
thank you for the tips
Some thing that worked for me in regards to if you don’t have a credit score, my landlord ended up asking for some sort of payment history, something like a phone bill, etc that you pay for regularly and on time. For me I ended up giving the payment history for my car insurance.
Amazing tips will certainly use to give insightful questions to landlords. Thank you
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
Another tip, know the age of the building, this could give you a great expectation of problems like mold and leakage that may not appear while viewing the place
Thank you! This was really hepful
Super helpful and informative saves to my move out playlist also your voice is super professional love it !!
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
i want to thank you so much for sharing this video im trying to save up alot of money im trying to move out in a year and a half or 2 and this really helped me understand all the questions ive been asking
Vid really helped thx👍👍
I’m 26 and I hope 6 months into 2021 I can move out.
Did you do it?
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
We need that update👀
i’m 13 and already planning this 😀 all i need to worry about right now is to graduate but i just wanna get some experience for the future
Great tip. Save more spend less
you got this !!
headsup credit karma is off by 30 points, so when you check add an additonal 30 points to what it says and thats your actual score! :)
Great tips Tess ! Some similarities with the rental process in France.
My girl needed a bank statements and stub last week and I was worried about her loosing her not getting her new apartment 😴 but everything good now only because of deelscafe good work 👍
thanks really appreciate this comment i was a lil nervous tho thought it was some scheme online but he really legit .
thanks for the vid
I just want a decent stovetop and twice the countertop space adjacent,
And a living room big enough to put a foldy wall between the bed and the guest couch. Hopefully the guest couch is foldy too. This is what dreams text like.
very extensive explanation and very much appreciated! hope you're doing great. I am potentially moving into an apartment for the first time with my boyfriend
I still drink my coffee when it’s cold too🤣🤣🤣 subscribed!
OMG I LOVED THIS VIDEO! It turned out to be better than I expected! You gave very realistic advice! I subscribed to your channel!
Im 17 been wanting to move out for the longest time , been saving money and moving out once I graduate highschool w roommates so this vid helped !
Loser
Arizona Audits uhhh ok😂😂😂
Same here, good luck !!
@@perlagarcia3329 good luck to you as well!!
She is so well spoken and has such positive, open and professional attitude! Definitely deserves more views and subscribers!
sike
Thank you! I appreciate you talking about why the landlord requires a SSN, as well as recommending that we ask about the average utility bill amounts.
Your video are nice ❤ getting an apartment is so stressful lol especially when getting w2, paystubs and bank statements I had to pay an online vendor for help
I have pets that are a huge must for me when I get my first apartment. They’re all tank animals (frog, lizard, hermit crabs) so lots of electricity and water are the stuff I’ll having to pay the most. I plan to have rabbit/s or/and cat/s if possible. It’ll definitely be a challenge learning how to balance everything
The problem is, you don't choose how much rent you pay. In NYC, you make 55k a year, and pay $1500 for a room where you live with roommates! This is not even a typical scenario, since most people just don't make this much a year. For anyone to come up and say don't pay more than 30% of your income suggest that you have a choice in the matter, when realistically, you don't! I make 55k a year, and I can't afford to live on my own!
Save your money and move down south. I'm making $13.50 an hour at Walmart and although it could be better, I can afford an apartment. Rn I'm just trying to find an available one.
@@loutenant2817 Great idea! I was thinking about that before this pandemic. Texas and Florida were on my mind. How much would you say is a good amount minimally, to get there, have a place to stay while looking for a job?
@@dcabral00 as someone from Texas... please stop moving here oh my God. It's a damn LIE. Things are only "less expensive" because we get PAID less. And now things are getting even MORE expensive because people keep moving here!!! Please find somewhere else less expensive I am begging you. My sister works two jobs and can't even afford a roach infested box
@@peepawfart LOL!🤣🤣Don't worry, I don't plan to. A lot can happen in a year. Let's just say that I have enough incentives to stay in NYC. Basically, with remote work becoming the norm, I was able to keep my job with a substantial promotion. Sometimes you just need that bit of discomfort pushing you towards a better set of circumstances. I hope things improve for you and your family.
Thank you
This was really helpful mann 😿
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
26 and I have been dying to move out since ai was 16. I’m getting sick of it, prices are so high in Ontario and pay especially for my job is not as high as it should be. First year or two after college was paying off my school loans and then the rest was getting a car and paying off the loans which I now know was a big mistake cause the car was to much money for me. Thinking I will finally get it paid off in a few months and then trying to save more for rent. Paying rent prices here alone seems almost impossible but i have great credit i know
17, going to be leaving home in a year or so.... I’ve been watching these videos since I was 13... now I got a boyfriend that I’d be moving in with... just made things a little bit easier.
Hey friends - Thanks for watching! What's your best "first apartment" tips? Share with me!
19 and moving into my own apartment next month. These tips were definitely helpful.
This is awesome, thank you
I'm watching this video In a alleyway being homeless, I need a home now, and I don't have a single idea what this women Is talking about.
How are you typing this???
I have an old phone, it's accurate for UA-cam though.
You got a place yet?
@@brandonreyes1920 No, not yet, but I grabbed an old friend of mines so I can be a roommate of him, so I basically fine but I still need a home.
@@drippyent6872 damn well best of luck to you 💕
Hey I’m from Iowa too!
Do a detailed inspection of your prospective place before you sign your lease. That way any issues can be added to the lease so they are addressed quickly.
Any examples you can give?
U just helped this 21 yr old out I’ll be 22 when I move
Finally someone that gives actual advice on money and what people actually need. I'm so tired of immature youtubers talking about what kind of table or couch they bought. Where to get a toaster etc. Basic common sense bs basically. That stuff is not even important if you suck at dividing your money spending. Tess, you're precious and amazing so keep it up!
Yeah 30% of my monthly income would get me a 1 room studio apartment
im 17 and moving out, im lowkey excited
How will you afford it? Working FT at 17? Just curious 🤷♀️
@@07ikkin is that really any of your business?
No way! You are from Iowa me too!!!
I’m 20 and can’t wait to get my own place.
Same
I don't know about in the US, but if you don't have good credit you can ask to pay an advance on the rent before you move in
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
Pregnant with my son and need an apartment ... but have no rental history and don’t make 2-3 times the rent so I don’t meet the requirements. I have no one to co-sign. I have the funds, I have stable income, no debt ... feel so stuck. I hate it. I’m in a temporary living
situation and I’m not even supposed to be here
Hey, I hope things are going better for you. Hang in there
Geron Graham thank you so much! They are-I just signed a lease for an apartment!! 😊
Thank you for replying. Glad you're in a better place
@@cvb4117 how did you do it ?
@@Adriana-hv4fb I looked for months… I got my credit up A lot… I saved up a lot… I used my coworkers, my supervisors, and my family as references… I explained my situation to the landlords… And I followed up with the landlords somewhat excessively so they would know I’m serious and wouldn’t forget about me..And I don’t know I just ended up finding a place that accepted me without a Cosigner or rental history. I’ve been at my job for a year so that stability probably helped as well? I I don’t even make two times the rent or I think I may make just barely twotimes the rent
With a good credit boost from Cyber Credible I was able to get two biweekly stubs and Bank statement to submit for my apartment approval. Great tbh
Cyber Credible got my credit up to 760 for my apartment approval and I got approved with two biweekly stubs showing 3x the rent
On Twitter
This is such a great video! I'm moving to coralville in a few weeks and just checking things off that I might have forgotten. Completely forgot renter's insurance. It's been a while since living on my own in college, and work had me in hotels for the last couple years.
One recommendation I would give to renters is knowing the landlord Tennant laws in your specific area. My last apartment management company was from Texas, but owned a building in a state that didn't have the same laws. They ended up getting sued over their lease literally violating the law and their maintenance not posting 24 hours notice. It's important to know your rights, especially when it comes to certain "administrative fees" which may even be illegal in your state, county or city.
I'm honestly stuck in my rental situation. Its our first apartment on our own and guys. Be careful, for real. We walked right into an LLC, where it's a weekly rental. They advertised it as a "1 bedroom, 1 bathroom apartment". They then claimed it was an efficiency apartment. However, we were only provided with a mini fridge, and a microwave. The unit next to us has a kitchen, and so does a single unit upstairs. I've seen "efficiency" apartments with full kitchens. We do not have drinkable running water, the only running water we have is in our bathroom, where I must do my dishes next to my toilet. I am also suspicious of them turning the "outbuildings" into "motel rooms", as this used to be a motel setting before. I have today myself saw workers moving a TV into one of the rooms, along with a bed. What is this? What is OUR unit? I feel there is a very broad line between "apartment" and "motel". Our unit would be an apartment if it had a kitchen, but they also could have gotten away by a sliver if they had provided us with a bed, a TV, and the fridge and microwave we already have, and called it a motel room. I need help. Like bad. We've had sewage leaks, from the upstairs toilet and bathtub. We were so dumb to walk into this place, and I frankly don't know what to do other than trying to educate myself and to suit up.
How long is your lease for?
I think leakage is a serious problem and by law they should fix it, try to contact a lawyer and ask them about the situation and what are your options, I rent a place but I want to move because of leakage and mold and I still have 9 months in my contract but they told me I can file a suit and I would win it and that could be the thing that would let your landlord release you, never knew this before speaking to a lawyer, please do! The contract might be not a standard one so it could give you a way out, tell the lawyer all the details
Hello good will and other thrift stores
Just broke up with my gf of 7 years and I'm officially homeless. Been sleeping in my car for almost 2 months now, saving up to get a apartment.
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
Your fault for thinking your life in the hands of someone else was a good idea. Idiot.
I hope everything is going well for you ❤️❤️
You’d think Georgia, which while far from a giant slum or undeveloped wilderness, would have more lenient rent costs, but you’d be wrong. I live in a decently small town, and the cheapest apartment around my area that literally isn’t a studio barely bigger than my kitchen, is $1,100 a month.
Any recommendations on finding a roommate? Planning on moving to Orlando in the next year or so and will need a roommate but not sure how to find one lol
I dont have credit and im 25. No credit is better than bad credit and a lot of renters let you rent they just have to look at you work history or paystaments to make sure you have consistent income. They also ask for more upfront on the deposit. Its possible guys don't worry. they do the same when you wanna buy a home
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
Won’t be my first, but I will soon be renting my first apartment with a lease at a complex.
Gotta send this to Peter Parker, thanks Ma'am!
Is it true that for example I want to buy an 8k car and instead of paying 8k right there I should get a loan over a 5 year payment bases and then pay it all off except like $100 so that my credit score goes up over those five years because I paid before the monthly due date? I read that somewhere but I also heard getting loans actually damage your credit because you needed a loan in the first place or something. Thank you!
Credit always goes down when you get a loan since the lender will do a hard inquiry on your credit, but your score will rebound in a few months
The only thing I can’t bring myself to sacrifice is loud music I cannot live without blasting some music every once in a while (saying this is why I don’t want an apartment) if I got one I wouldn’t be that guy😭
I get that man but pleaseeeee don’t do that in an apartment; you don’t want to be known as the dick who blasts music.
I paid all cash for all my furniture and it was great I have known I was going to move for nearly 3 months now and I nearly have everything I have about 3 weeks left and I’m so excited definitely do not use a credit card! It’s easier to save than you may think :)
But wouldn’t it be smart to use your credit card to buy furniture that you know you have cash for just so you can build your credit score?
@@helenacarreira333 and earn points
15 rn moving out when I'm 16 or 17 and I got everything planned out🥴
you should at 17-18, because at 16-17, you still have high school. and after your graduation you wouldn’t have to worry about it and just work for hours, paying for rent(:
@@reirei9834 I can't believe this was 6 months ago😭😭 but yeah I re- thought about moving young it seems complicated 💀 especially with school yes
*Do not just sit and do nothing when an investment opportunity comes. Most millionaire investors you see and admire today, didn’t make it by wasting time or waiting on others before investing*
Rodney Hamilton Steve again!!! This guy is just too good. His name is around the globe , I live in France 🇫🇷 , I got connected with Rodney Hamilton Steve through a UA-cam commentary. It’s been just six months with him and I’ve made *$200k* already working with him. I would add that , the experience with him so far has been the best and I’m looking forward to many more years with him.
good way to start something in over your head
Bro i want privacy and quietness and my house is non of those things and im just an independent person in general I just want my own place to just get a Good start im turning 18 in a month. I dont even have my drivers license yet!
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
Hi thanks for this video I turn 18 feb 2022
All thanks to Janet foreign exchange for helping me to trade my $400 into Bitcoin and I was credited with the some of $5400 after seven working days of my trade with her now I’m debit free I can settle my bills without even touching my paycheck I’m so happy Bitcoin is throughly life saver
Text on WhatsApp
+1(816)3438307
@@katrisianobrien8497 scammer
i'm going to rent for like the 10th time... I have moved so much
I'll be saving up for an apartment with my bf in 3 years and want to know what to do and how to manage my money
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
I thought credit builds up wen you buy pricier things like jewelry a car or other...😕???😕
this might be a dumb question, but when renting a new apartment you need to have a job lined up (like if your moving to a new state or in general)?
All thanks to Janet foreign exchange for helping me to trade my $400 into Bitcoin and I was credited with the some of $5400 after seven working days of my trade with her now I’m debit free I can settle my bills without even touching my paycheck I’m so happy Bitcoin is throughly life saver🌹🌹
Text on WhatsApp
☑️☑️☑️+2348156896436
I have a question what if I have a credit card with a 500 dollar limit every month I max it out BUT no matter what I pay it back on time and in full so am I damaging my credit or no please I need to know I’m 18 and don’t know much about credit
Should be fine just never miss a monthly payment
I was interested in buying a house last November. I had to fix my credit and I didn’t prequalify to buy till March. My first house I offered was rejected, and I didn’t find a great deal till June and closed July 31st. It takes time and stressful and just a roller coaster ride! Moving and furnishing, be prepared to drop 3-5 thousand $$$ just like that. Phew ... it’s expensive buying a house but it’s worth it if you do it wisely! Oh and it helps to have a good realtor that’s on your side and is positive. Same goes for the mortgage lender. I dropped my first mortgage lender because he made me feel like it was hopeless to fix my credit score to qualify. He was like... even it you pay this or that off, you still may not qualify. I dropped him and the other broker was like... here what you need to do and get done, and they followed up on my Progress . Stay away from nay sayers and find a team PARAGONOFFICIALS🟠COM, check their Page and also contact them.
Call your company and see if you can get your credit limit bumped up.
Trying to find a cheap-ish apartment in la with no roommates is very difficult. (I work for myself and don't want any interruptions and have really bad anthropophobia)
I have over 4 months rent available but don’t have any credit also my yearly income is barely 25k a year. Should I get an apartment at all?
Itz Itchy main rule of thumb is your apartment should be 1/3rd of your monthly income so if you have an apartment for 750 you should make 2,250/month or if you have roommates that should be how much you and your roommate make together
@@andreaaafaaaith69 unrealistic
@@andreaaafaaaith69 that’s really unrealistic
Currently 17 boutta turn 18 and I’m looking into how to move out on my own Bc my home is toxic asf. Please if you have any tips can you let me know !!!
There is plenty of UA-cam videos
Good luck thinking you can get even a flat by 18 LOL
i would be saving up but my chevy cruze always takes a shit 😫
what is a typical credit score needed to rent an apartment?
Robert Ramos 550 or no credit. At least where I applied
@Hega A stfu you know that's good credit score no need to ask
@Hega Ahmed great score . No questions asked
Al Bes where did u apply I just started my credit n it was on purpose lol I’m in Cali so jw
Can someone give me advice? I want to move out at 18, but I’ll have school full time. What would be a good amount to have saved before I move out?
Same question 😭 I wanna move to San Francisco I'm 20 turning 21 on march and I just moved to the US last dec 15
@@ashleyjade6773 oh honey, DOCTORS can barely afford to live in San Francisco. The average person there has 3-4 roommates. Every thing is insanely expensive. Definitely think about the south! Im from Alaska and live in Virginia but I highly recommend the south!!