LOVE the dog!!! Milo is so cute, that is how we all feel today. : o) SO good for everyone to see that a professional, an upstanding man and his wife had a financial issue, how they handled it and how they recovered. THIS is a great series for you and for all of us. Mortgage broker, realtor for 27 years and 07, 08, to 2012 was brutal and no one that I know got out unscathed, very traumatic.
@@oxtalks yes I am. IMO "this time" IF the Fed does not or at some point cannot keep interfering with the market will make the GFC look like Little Bo Peep. In 2008 San Jose in some zip codes had a 59% decline in value, much like your 50% decline. The stress is unbearable, financial death. VERY helpful and humble of you to share your experience. Grateful. : o)
I have to congratulate your father that made you your character, I knew he would bail you out if you have a no way out. This is a trial and Baptism in fire. Happy Fathers Day Matt! You are fit to run for office in California. Milo is a couch potatoe!😂😂😂😂
Happy Father's Day! I watch most videos from all creators at either 1.75 or 2 times the normal speed. I watched the whole video but if it was a 47 minute video my view time might have been as low as 24 minutes.
I was on a road trip and enjoyed the long video and appreciated your story. These things can weigh on our hearts sometimes but remember God will never test you more than you can handle. I'm sure that lesson will save other's and thanks for reminding me of the importance of humility.
I went through something similar. It is like De-ja-vu today watching what is going on with the difference is we now have inflation with food, cars, and gas etc. I do t remember it being that bad 2008-2016. (Gas did go up ). Scary
Bitcoin is on its way to breaking records, getting closer to hitting new high prices, showing that it's gaining more value and could go even higher than we've seen before. This could mean great things for people looking to invest, suggesting now might be a good time to get involved before it jumps even higher. It's an exciting moment that could change the game in general...managed to grow a nest egg of around 2.3Bitcoin to a decent 27Bitcoin....At the heart of this evolution is Francine Duguay, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment.
It really helped trading with Francine Duguay analysis and info, even with the market in a downward trend. Definitely riding the market wave is a good perspective..
No worries, the content was great, I did not even realize that video re: your foreclosure was that long. If interesting material time doesn’t matter, at least not to me.
Happy Father's Day Matt. Hope you are having a wonderful day 👍. Great info today, most definitely staying in the house and saving all the money to apply towards another property. Especially if it's 2-3 years that's a lot of money 💰.
👍 Milo, spent wonderful time with my beautiful daughter who is accepted full scholarship to Phillips Exeter Academy in New Hampshire. My growing up dog was a Beagle. The videos are informative and appreciated. P.S. we are doomed.
Happy Father’s Day ! Thanks for sharing your story with us . I haven’t always made the best financial decisions. It’s probably best to live somewhat below your means. You give very good financial advice and we appreciate it . Milo is a cutie
When you have the common sense to live within one's means, it's a financial victory in the long run. I am one who has lived the American Dream because of common sense.
@@Barnfind. Its challenging to not have common sense, but its something I can do without because its a exercise in liability and consequences learning life mistakes.
I'm wrestling with the decision to move. I owe 115K on a house currently worth between 430-460K. I've put in for full remote/out of state at work and have been working full remote since 2020, just in state. If I get it, was thinking of buying a small house in a rural area for 275-300K range so I don't have a mortgage and can get more chickens and a bigger garden than I currently have and some dairy animals. Issue is my family is here, but it's killer taxes, suburbia rules on animals/gardens, and housing is way overinflated. Thoughts?
It’s a good plan. As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I’ve been sitting on over $545k equity from a home sale and I’m not sure where to go from here. Is it a good time to buy into stocks or wait for another opportunity?
People dismiss the importance of Advisors until they are burned by their own mistakes. I remember a couple of few summers ago after my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded significant interest since then.
In a field as rapidly evolving as the Real Estate and Stock market, staying updated is vital. An advisor provides continual research and adaptation to the latest market changes which would be instrumental in helping make informed decisions.
There are a handful of experts in the field but I’ve stuck with “Eric Paul Elmer” for about two years now, and his performance has been consistently impressive. He is quite known in his field
Milo - I'll turn around if you promice to send treats - pup peroni will work. On the sidelines till rates and prices become manageable, no arms, 15yr only 4 me. Close to the bottom . Foreclosed prop? Need to see if doable.
Hindsight is 20/20. We have looked back and wish we made other decisions. To have one's credit destroyed for 7 years after a foreclosure is good. There will be no ability to run up debt and 7 years can allow one to get back on the straight and narrow. The body's requirement for carbohydrates is zero. The liver makes glucose. Best to stick to protein (red meat) and animal fat.
Sorry to hear that. I'm without someone to wish Happy Father's Day to, as my stepmother pushed my brother and I out of our father's life. So I'll wish you a happy father's day instead. Hope you still had a blessed Sunday.
I see a lot of family strife in my profession. It’s very sad family members fight over money and disown each other. Very disheartening. I’m sorry for that Tom.
I tell people do not accumulate a lot of debt in your working life and if you have a mortgage, pay it by the time you retire. Pay off credit cards .Do not get into convoluted mortgage contracts. Look at that interest rate. get a fixed
Sir * please don't take my comment the wrong way ( but ) you can do ( all ) you can do ( but ) we have been given the short end of the stick _ and sometimes no matter how good you know the rules of the game _ we're limited to so much * you did your best sir 👋
not taken the wrong way I appreciate you watching. We’re all doing our best to make the best decisions we can with the information we have at the time.
both my mom and my dad have reverse mortgages. if it’s not important for the property to be passed down and it’s more important that the cost of living be minimized I see benefit also many don’t understand that a reverse mortgage at death or before can be simply paid off if there’s a lot of equity in the property.
![Lp. Сердце Вселенной #1 НАЧАЛО ПУТЕШЕСТВИЯ [Новый сезон] • Майнкрафт](http://i.ytimg.com/vi/380Q7gLWGvk/mqdefault.jpg)
Only a real man would admit their failures. You’re the man ox. ❤
I appreciate you. You know us guys never want to admit our failures 😆
Thank you Ox Talks for being open and honest with us. Hope you're enjoying your Father's Day
Awww. Milo is a good boy. Happy Father’s Day to all the dads out there.
I love dogs. Thanks Mr. Ox.
Watching this Monday Happy belated Father's Day Ox love Milo
Thank you Ox
Keep in mind that the reason you are wise, today, is due to you learning from your past experiences. Your wisdom helps many. Thank you!
Thank you. I hope just one person listens and does not make the same mistake 🙏
Your channel is slowly finding it's own groove Matt.....i get a lot of value out of your FORECLOSURE video.
I appreciate it. Thanks for watching
LOVE the dog!!! Milo is so cute, that is how we all feel today. : o)
SO good for everyone to see that a professional, an upstanding man and his wife had a financial issue, how they handled it and how they recovered. THIS is a great series for you and for all of us. Mortgage broker, realtor for 27 years and 07, 08, to 2012 was brutal and no one that I know got out unscathed, very traumatic.
Thank you Jayne.
Are you still in RE and mortgages?
@@oxtalks yes I am. IMO "this time" IF the Fed does not or at some point cannot keep interfering with the market will make the GFC look like Little Bo Peep. In 2008 San Jose in some zip codes had a 59% decline in value, much like your 50% decline. The stress is unbearable, financial death. VERY helpful and humble of you to share your experience. Grateful. : o)
Thanks for sharing my comment Matt. Happy Fathers Day and Aloha from Kauai HI...Darin
Thanks Matt. Always appreciate you and JB.
👍👍
You have a great show, keep it up !!!!!!!
Thank you
You are giving real world advice and I for one appreciate it.
Happy Father’s Day to you and your Dad. I’m sure he’s very proud of you!
Thanks Debbie. 🙏
Awww Milo.🐶 Happy Father's Day Matt.
Thanks Tina
I have to congratulate your father that made you your character, I knew he would bail you out if you have a no way out. This is a trial and Baptism in fire. Happy Fathers Day Matt! You are fit to run for office in California. Milo is a couch potatoe!😂😂😂😂
Hi Tom. Yes Milo is definitely a couch potato
Thanks for being transparent and sharing your story. Happy Father's Day. Love the hound dogs I have 4!
Happy Father's Day! I watch most videos from all creators at either 1.75 or 2 times the normal speed. I watched the whole video but if it was a 47 minute video my view time might have been as low as 24 minutes.
I like that approach
I was on a road trip and enjoyed the long video and appreciated your story. These things can weigh on our hearts sometimes but remember God will never test you more than you can handle. I'm sure that lesson will save other's and thanks for reminding me of the importance of humility.
I went through something similar. It is like De-ja-vu today watching what is going on with the difference is we now have inflation with food, cars, and gas etc. I do t remember it being that bad 2008-2016. (Gas did go up ). Scary
Very interested on how all this works. Please expand on the housing topic.
Milo! Good to see you, bud!
Happy Father's Day
Bitcoin is on its way to breaking records, getting closer to hitting new high prices, showing that it's gaining more value and could go even higher than we've seen before. This could mean great things for people looking to invest, suggesting now might be a good time to get involved before it jumps even higher. It's an exciting moment that could change the game in general...managed to grow a nest egg of around 2.3Bitcoin to a decent 27Bitcoin....At the heart of this evolution is Francine Duguay, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment.
Thanks for keeping it light and real at the same time. Much needed for us traders in times like these!
I appreciate the professionalism and dedication of the team behind Francine’s trade signal service.
This is why it is advisable to connect with a true market strategist in order to avoid missing such opportunity and maintain steady gains.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
It really helped trading with Francine Duguay analysis and info, even with the market in a downward trend. Definitely riding the market wave is a good perspective..
No worries, the content was great, I did not even realize that video re: your foreclosure was that long. If interesting material time doesn’t matter, at least not to me.
Happy Father's Day Matt. Hope you are having a wonderful day 👍. Great info today, most definitely staying in the house and saving all the money to apply towards another property. Especially if it's 2-3 years that's a lot of money 💰.
👍💯
Real Estate agent said houses over MILLION slow sell and the ones under a million selling faster.
👍 Milo, spent wonderful time with my beautiful daughter who is accepted full scholarship to Phillips Exeter Academy in New Hampshire. My growing up dog was a Beagle.
The videos are informative and appreciated.
P.S. we are doomed.
Howard. I can tell you are very proud of your daughter 😊
Thanks for watching. Yes there will be challenges ahead. Now is the time to prepare.
Good follow up video Matt! 👍
Happy Father’s Day ! Thanks for sharing your story with us . I haven’t always made the best financial decisions. It’s probably best to live somewhat below your means. You give very good financial advice and we appreciate it . Milo is a cutie
Thanks Donna 🙏
Stay in the house until you get kicked out. Every day counts.
👍
A neighbor, of ours, bought another home prior to vacating their current home (foreclosure).
HAPPY DAD'S DAY HUGS AND KISSES FOR MILO.
In the state in Georgia- the county will foreclose in on you within 3 months if you do not pay 3 monthly payments
Darn that is faster than Calif.
When you have the common sense to live within one's means, it's a financial victory in the long run. I am one who has lived the American Dream because of common sense.
SAME HERE FRIEND. WELL SAID. YEP IT ALL STARTS WITH JUST GOOD COMMON SENSE. MAYBE NOT SO COMMON THESE DAYS
@@Barnfind. Its challenging to not have common sense, but its something I can do without because its a exercise in liability and consequences learning life mistakes.
Ever since the NEW comers have come over the property taxes are going up like fireworks !
I'm wrestling with the decision to move. I owe 115K on a house currently worth between 430-460K. I've put in for full remote/out of state at work and have been working full remote since 2020, just in state. If I get it, was thinking of buying a small house in a rural area for 275-300K range so I don't have a mortgage and can get more chickens and a bigger garden than I currently have and some dairy animals. Issue is my family is here, but it's killer taxes, suburbia rules on animals/gardens, and housing is way overinflated. Thoughts?
Sounds like you're right on track
It’s a good plan. As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I’ve been sitting on over $545k equity from a home sale and I’m not sure where to go from here. Is it a good time to buy into stocks or wait for another opportunity?
Well as you know; the bigger risk, the bigger results, but such impeccable high value trades are often carried out by pros.
People dismiss the importance of Advisors until they are burned by their own mistakes. I remember a couple of few summers ago after my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded significant interest since then.
In a field as rapidly evolving as the Real Estate and Stock market, staying updated is vital. An advisor provides continual research and adaptation to the latest market changes which would be instrumental in helping make informed decisions.
Your financial advisor must be really good, I hope it’s okay to inquire if you’re still working with the same Advisor and how can I get in touch
There are a handful of experts in the field but I’ve stuck with “Eric Paul Elmer” for about two years now, and his performance has been consistently impressive. He is quite known in his field
Milo - I'll turn around if you promice to send treats - pup peroni will work.
On the sidelines till rates and prices become manageable, no arms, 15yr only 4 me. Close to the bottom . Foreclosed prop? Need to see if doable.
Very similar stories you and I ..... and Jeremiah. This kind of thing can happen to anyone at any time.
Happy Father's Day!
Thank you
I took a drive around my area and there is so many houses up for sale .
Happy Father's Day! Love the Milo appearance!
Hindsight is 20/20. We have looked back and wish we made other decisions. To have one's credit destroyed for 7 years after a foreclosure is good. There will be no ability to run up debt and 7 years can allow one to get back on the straight and narrow.
The body's requirement for carbohydrates is zero. The liver makes glucose. Best to stick to protein (red meat) and animal fat.
Happy father day Matt …sorry to say I’m not my three daughters disown me …over a car $2000.00
Sorry to hear that. I'm without someone to wish Happy Father's Day to, as my stepmother pushed my brother and I out of our father's life. So I'll wish you a happy father's day instead. Hope you still had a blessed Sunday.
I see a lot of family strife in my profession. It’s very sad family members fight over money and disown each other. Very disheartening. I’m sorry for that Tom.
hindsight is 20/20
💯
How long does it take in California before a bank forecloses on you?
Depends on the bank
I tell people do not accumulate a lot of debt in your working life and if you have a mortgage, pay it by the time you retire. Pay off credit cards .Do not get into convoluted mortgage contracts. Look at that interest rate. get a fixed
All good advice
You just should have put more equity in the property to afford to stay instead of loosing.
Yes you are correct sir
@oxtalks Happy fathers day.
I LIKE DOGS, DOGS LIKE ME
👍
Lots of BOATS , Rv' s motorcycles and muscle cars up for sale ..........All the BIG TOYS are up first.
Yep that stuff always goes first and is a tell tale sign
@@oxtalks Happy fathers Day to your DAD !! He has a great SON.
Thank you!!! How do you delay or prevent hard money from foreclosure ?
1
👋
Sir * please don't take my comment the wrong way ( but ) you can do ( all ) you can do ( but ) we have been given the short end of the stick _ and sometimes no matter how good you know the rules of the game _ we're limited to so much * you did your best sir 👋
not taken the wrong way I appreciate you watching. We’re all doing our best to make the best decisions we can with the information we have at the time.
@@oxtalks and you're doing a fine job sir * 🏆
What’s your opinion on reverse mortgage, I’m at 98% payed on $150,000 just retired 😢 please help
both my mom and my dad have reverse mortgages. if it’s not important for the property to be passed down and it’s more important that the cost of living be minimized I see benefit also many don’t understand that a reverse mortgage at death or before can be simply paid off if there’s a lot of equity in the property.