How To Invest: David M. Rubenstein in Conversation with Ray Dalio
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- Опубліковано 27 вер 2022
- What do the most successful investors have in common?
David M. Rubenstein, cofounder of one of the world’s largest investment firms, has spent years interviewing the greatest investors in the world to discover the time-tested principles, hard-earned wisdom, and indispensable tools that guide their practice. Featuring practical advice from his new book, How To Invest, join David M. Rubenstein, one of the biggest names in finance, for a master class on the art and craft of investing - from venture capital, real estate, private equity, hedge funds, to crypto, endowments, SPACs, ESG, and more.
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Finance and Business books have been so helpful. I’m 55 and my wife 50 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly.
You have done great for yourselves. I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.
That is so amazing, I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success.
Heard many good recommendations about Stephanie Kopp Meeks by some YT channels, Seminars and other platforms
Thanks so much I was able to find her page and I already leave her a message.
The quickest way to make your first millions is to invest directly with an expert that is trustworthy and has made a name and individual billionaires, I'm surprised you know her too . Stephanie is Good
Stocks are falling and bond yields are rising, but markets still don’t seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stocck portfolio, what’s the best way to take advantage of this bear market?
Although my knowledge of the business is limited, it seems that this is the ideal time to enter the market based on my understanding of supply and demand in the economy. The consistent price variations, which shouldn't be an issue, are the only thing stopping me. But I really need a counselor; could you please assist me?
I try to see everything Mr. Rubenstein does. He never talks about himself but did here.
Remarkable, humble person.
I am 40 years old. I will retire early but I have $281k saved. I can’t work anymore. I am just too tired. I feel confident that my retirement will be a blessing.,but if I can do something profit-driven that will improve my savings and get me a good retirement lifestyle I would like to know. If anyone sees this and can help please comment.
Avoid too-good-to-be-true scam schemes. Seek advice from a fiduciary counselor they provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.
@@AveryFetherolf I agree. Based on firsthand encounter with a fiduciary counselor KATHERINE DUFFY BURKE, i have $385k in a well diversified portfolio which has grown by 3x with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands
@@velayuthman Heard it's a good time to buy and basically I've just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time-high, how can i count with your fiduciary counselor?
@@velayuthman I curiously looked up the name and came across her webpage, her credentials/testimonials seem solid with positive reviews, I just left her a note. Thanks a lot
Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all.
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
@@instinctively_awesome8283 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name Susan Agnes Hancock and everything changed. I started enjoying huge returns from my investment.
@@Alejandracamacho357 Impressive, that sounds good but how do I reach out to Susan ?
@@instinctively_awesome8283 look her up online.
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stock portfolio
Focus on two key objectives. First, stay protected by learning when to sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.I recommend you seek the guidance a broker or financial advisor
Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell . My advisorr decides entry and exit commands on my portfoliio, I've accrued over $550k from an initially stagnant reserve of $150K
@@lathamwilfred1181 Please can you leave the info of your investment advisor here? I’m in dire need for one
@@kathiewest5842 Dawn Marie Gatti is my FA. She has the Flexibility & Expertise to Meet Your Needs. Look her up and verify her yourself.
@@lathamwilfred1181 Thank you for this referral! i just looked her up and sent a message hoping she gets back to me.
I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 150K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
@@gracesdonny1532 Hi , please who is the expert assisting you and how do I reach out to them?.
@@emilybrown2719 The broker I'm in touch with is *Susan Agnes Hancock. I came across her in a Bloomberg interview and got in touch with her. You can use something else. For me, her strategy works hence my result. She provides entry and exit point for the securities I focus on.
@@gracesdonny1532 Thanks for sharing, I just looked her up online and I would say she really does have an impressive background on investing.
All you need are low volatility broad-based ETFs covering the US and International markets for the stock portion of your portofolio. With today's interest rates of about 5%, high interest rate savings accounts (HISAs) are also a good place to park your money with a low level of risk at least temporarily.
Curious if anyone here has tried copy trading. What was your experience? I’m relatively new to trading and i am looking study some good traders and copy their open trades rather than investing myself and lose money emotionally.
To be 100% honest with you. I had the same question 5years ago, I was confused as heck. Now copying other traders for over 3years now. Would like to tell you YES copy trading is a good approach, you just had to keep in mind that the success in copying another trader lies in their transparency.
Yes! Personally I copy trades of a U.S regulated professional trader name 'Sir Courtney H. Williams' on my own trading account, and at the end of the month I give him a percentage from the profits he makes for me as agreed upon while i get increase exposure on how he navigates the market.
I successfully trade in my own portfolio, and also follow others professional trader because I’m interested in their strategies. I realize I’ve got better at managing the traders strategies too, there’s nothing wrong at all with having someone far more dedicated manage your trade portfolio.
Good one! Please If you don’t mind , how can I get in touch with your professional trader?
You can communicate with him on telegam using the user information below.
Having two investing legends in the same room spreading wisdom for over an hour is a real blessing, especially now when so many great assets are on sale, and the opportunity might get even better. Take a patient and calculated approach and have a buying strategy that you follow, and you will be fine in the long-term. It's time like these when long-term investors make the most money 👍
We love this interview!!! Substance about principles and delightful sense of humor! Thanks for doing these! We appreciate your contributions! 🎉
Great conversation between two very intelligent men✊🏾⚡️💯
Industry leaders diving deep into market insights and investing, videos like these are always a win and a lot to learn...
Not English language native, not us native citizen but delightful listening to these two
Two condensed tremendous experiences feeding the world with the diamonds of life. How lucky is this generation to have the opportunity to live in the era of internet and the free valuable information
Some timestamps:
08:04 thoughts on populism
11:35 pros/cons of government vs finance
22:55 Is accomplishing important?
28:10 Failure
34:10 Do you worry about being long only?
37:20 Qualities of the best investors
40:15 Can you spot a good investor?
41:50 what's your process for study?
44:08 thoughts on economy
47:15 thoughts on journalism
48:20 types of assets to hold in this environment
50:40 USA China relations going forward
53:10 Recommended book/s
54:00 Humility
56:05 what's most misunderstood about political system?
1:00:05 USA today vs when graduating high school
1:01:45 What advice would ray give to someone wanting to start a hedge fund
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I appreciate this interview and the information provided. Ray Dalio is used to being interviewed, not doing the interviewing. The latter takes practice and experience. I appreciate that he switched roles to interview an incredible mind. Remember, you fell a lot when learning how to walk. You weren't perfect when learning a new task. Overall, I think Ray did great and the interview gets better as it goes along.
Such an awesome interview! Thank you so much for your amazing gift to the community!
Both of you are my hero’s, because of the awesome way you have lived your life! Thank you so much for teaching by example!
🔝 ☝thank you all! appreciate your support ❤. let's discuss about profitable investments you should look into.
Thanks for sharing guys!
Getting over failure is one of the traits of the greats.
Both are exemplary for many, Dalio & David!
Very well articulated; I wish I had more time for trial and error, but I'll be 56 in November and I need ideas and advice on what investments to make to set myself up for retirement, especially with the looming inflation and recession; my goal is to have a portfolio of at least $500k at the age of 60.
There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts.
@@joshspring7686 Yes, I've used such expert, an investment adviser at that, and she really worked magic on my portfolio, initially I was always in and out of the market, selling at a complete loss but for the past 2years I've been mostly in the green, earning steady profit irrespective of market movement thus gaining over $850k+ in the past 2years.
@@miawhitlock9140 that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you?
@@pigsbark4173 The advisor I use is Wendy Helene Bennett, she's verifiable.
@@miawhitlock9140 I just looked up Wendy Helene Bennett online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.
Brilliant. Thank you
Every financial goal requires patience, dedication and consistent spirit knowing that investment is currently the most lucrative business in the world, both NFT, real estate and Crypto shares are really positively changing people's lives. 🚀
I'm thinking of investing in the crypto market but taking my time to figure out how the whole thing works.
Investing in crypto is very volatile and risky which is why most successful investors trade with professional brokers
The real risk in the Crypto market is the risk of not investing, not the risk of short term price volatility.
I have been investing in crypto but have had a bumpy ride. How can I reach your broker? I will appreciate any tip or pointers
I once tried trading myself but made more losses than profits. I wouldn't suggest it to anyone
Recently interview today, keeps his cool! Born that way, thank his family! Goes back to fundamentals
Both are legends and apex of success in our time. And yet humility and humbleness they display the most.
speaks volumes
🔝 ☝thanks! appreciate your support ❤. let's discuss about profitable investments you should look into.
Two financial legends in the same room = pure wisdom for the public!!
🔝 ☝thanks! appreciate your support ❤. let's discuss about profitable investments you should look into.
Ray blows a lot of hot air...Short and sweet Ray...Short and sweet Baby Ray😉
Looking for this make the guest the star
🔝 ☝thanks! appreciate your support ❤. let's discuss about profitable investments you should look into.
This is so cool and confusing! lol! Not used to seeing David R. being interviewed, specially by Ray! love it!!!
🔝 ☝thanks! appreciate your support ❤. let's discuss about profitable investments you should look into.
Best show ever!
Interviewing David Rubenstein is the highest calling of mankind, lol 😂
*So happy that I invested **1:08:17** for this interview. Worth it!*
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Great discussion 👌
Its amazing hearing his take about crypto and how he views young people
Fascinating folks, fascinating discussion, always amazed that US
financiers never bring up investing to enhance US manufacturing worker productivity
Rubinstein is amazing!
Quick summary: the very accomplished visionary, Ray Dalio, confirming the very brilliant, witty, kind and wise, David M. Rubenstein, is an American National Treasure.
🔝 ☝thanks! appreciate your support ❤. let's discuss about profitable investments you should look into.
David is informative
David is the steady, regular that's inspiration.
Thank you Dalio and Rubenstein for this important education.
🔝 ☝thanks! appreciate your support ❤. let's discuss about profitable investments you should look into.
It is refreshing to see two billionaire boomers acknowledging that they had it much easier back in the day than young people do now.
Been on! In the presence in the public eye
Such an awesome vibe. Legends
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Best interview of the decade .
Who can suggest better interview than this?
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Это лучший контент, просто миллион лайков!
9:20 The best quote i got from this interview....Mr Rubenstein saying "Money's always been the mother's milk of politics". You make your own thinking on that one.
🔝 ☝lol! appreciate your support ❤. let's discuss about profitable investments you should look into.
Ray Dalio is the greatest consistent investor in the world.
Low risk, high return - Diversification
The Holy Grail
🔝 ☝ appreciate your support ❤. let's discuss about profitable investments you should look into.
This was a treat ! Thank you 92nd Street Y, Ray Dalio and David.
🔝 ☝you all are the real heroes! appreciate your support ❤. let's discuss about profitable investments you should look into.
Cannot express enough gratitude for this!
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Ways to decrease risk: Buy blue-chip stocks with a history of performance, Invest more money into index funds & ETFs that are well-diversified and Don't trade on hype. Remind yourself it's a long-term game Keep emotions out of the equation. By following this, i have been able to accrue north of $2.8M in 3 years.
My portfolio is still down by 40% and It scares the hell out of me.
@@kashkat987 If you're staring at a 2022 loss of 40%+ in your investment portfolio, one of these might be the right move: 1) stop trying to do it all yourself and find a good Investment Advisor to partner with, or 2) consider replacing your current financial advisor with one more competent.
@Valerie Sullivan There are several reasons I have been investing under the counsel of an advisor; which is someone who sets asset allocation that fits my tolerance and risk capacity, investment horizon, present and future goals. *THERESA MARY CHAMBLEE* has provided all that and I don’t want to go into ROI on a public space like UA-cam but it has been tremendous.
35:15 What does Dalio say? I can't understand. Something about "not because (inaudible) 2008." It sounds like "not because lower insured" but that doesn't make any sense.
Dalio is a legend, I have several videos on my channel about his philosophies and thoughts!
I enjoy watching wise men talking
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These two are great Americans! Great persons of the world. Only if they are more people like them and less like DJT.
Fun listen, but had a chuckle at sbf being mentioned. I'd rather follow the older folks on investment advice.
This is so good!
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Correct David!
I love this Video .🤗❤
Grande uomini!
헤어스타일이 GOOD!
The great Ray Dalio putting lots of pressure on Rubenstein.
To begin making massive progress on your investment portfolio, you have to understand profit accumulation strategies in the Financial market. That is why I Love trading investment, is one of the best medium to backup your assets. I have the best Forex Trader/ Investment Advisor. Benjamin William Wong has helped me in making huge consistent profits especially in digital assets market.
I like this Jewish guy, he is clear and logic
What has him being Jewish got to do with anything?
@@Dedicated_.1 exactly brother 😁😁
What about Ray Dalio? Isn't he logical too? Or just David Rubenstein is logical? 🙄
@@Stoneface_ well if you are an investor you should be logical,but in real life the finance is sometimes the opposite,so said if you are a good in psychologie it helps
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Ray dalio is one of my hero’s
Picking a fund - make sure it has: track record, people who produced the track record are still there and have their own money invest alongside yours, young people not leaving the firm, not sued for fraud, information you want is available and understandable, fees are fair, see who the other investors are (smart money finds good investments)
Every interviewer should be forced to listen to 1:22 a thousand times and live by it.
Great conversation. SBF part didn't age well 🤣
Enjoyed the talk. 😉
Ray is awesome
🔝 ☝thank you so much! appreciate your support ❤. let's discuss about profitable investments you should look into.
Two great investors, but only one is wise.
people that dont already know.... theres tons of scam comments. it will look like its a couple people commenting with each other but its all scam accounts. be careful out there.
Can please know his views on Carried interest and it should be taxed at regular income tax rates. Carried interest is treated as a long-term capital gain instead of an ordinary income, thus providing tax benefits, which is what most Hedge fund manager make
rubinstein is so sharp even at this age
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Please Ray Dalio make as many videos as possible I’m your student
What was the date of this interview?
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If you are an investor a recession is a gift. Increase your investment dollars, with every investment on sale be greedy. The bigger/deeper the recession the bigger the sale. keep dollar cost averaging and you will notice magic.
I’m staying the course with my investments - what goes down in the stock market usually goes back up (I keep a diverse portfolio). I was lucky enough to invest in stocks for monthly income, yearly income and retirement. I’ve also watched my my crypto investments yield a thousand percent returns. Over the long term, my whole portfolio still generates over $500k in annual returns. I’ve been in the market too long to be scared of a recession or the bear market, I embrace it.
In summary, HOLD.
@@seanroger6954 I’m current stuck between taking advantage of the opportunities the current market provides or sit it all out until the next bull run
@Gregg Bartel you’d know to fix funds to work in trends that offer double-digit growth potential for a very long time.
@@rahultoggi4672 The end of the bear market usually see the emergence of new millionaires who utilized the bear market. You should probably seek guidance from and avoid missing out, I made the most profit with the aid of my investment coach Frost Hilda, whose expertise helped build a portfolio that has helped cleared all my debt, improved my credit scores and established a sustainable flow of income. Frost helped allocate my capital in a safe and sustainable way and he earned me a trade profit of $76,000 in my first 7 months with an investment of $18k. I’m confident in the future performance of my portfolio.
I would love to meet either of these two great men
🔝 ☝yes ofc! appreciate your support ❤. let's discuss about profitable investments you should look into.
Dear Mr. Rubenstein,
Could you let us know what other shows you've liked, in addition to Ken Burns' documentary on "The Holocaust"? The reason I ask is because I was watching a lot of different things from the San Antonio Library, when my feet were super swollen, and some of it was just really pretty trashy. I even found myself enjoying murder mysteries that under normal circumstances I would not have watched, as well as other things. Then Roku came along, and I was able to watch things like, " The Marvelous Mrs. Maizel", which had me laughing, the first time she did a show in the club, more than ever before. Slowly, though, I sort of felt like I'd watched everything that I really wanted to watch ( not including things like Jim Cramer's interviews, for which you need HULU + news to watch, & we aren't into paying for things like that, yet, anyway). I have a HUGE problem with noises, so bad that I typically have to turn Bloomberg off.
I bought Ken Burns' Jazz documentary, and watched it. I haven't watched any of the others. I guess I was okay with the noise, as it isn't memorably painful. ( Working at Dillard's, with their music, is).
If you & Ray Dalio could get together & come up with a list of pretty good shows to watch, and why you liked them, I think it would help a lot of people who just stop looking for something worthwhile. My TV broke, and I just decided to wait awhile, & use the money to help out my beaten down investments; it's helped me to find things like you & Ray Dalio doing this interview, on my phone. Eventually, though, I might want to give my phone a break, occasionally. It's already processing things much more slowly. Sometimes I now have to wait 5 or 10 seconds before a page opens---- a page that used to open in less than a second. ( I mention this, in case anyone ever asks for philanthropy start-up money for a phone that NEVER gets slow, and never needs a charge).
I'm pretty sure I saw the Magna Carta in 1982. My mother, who was teaching Western Civilization at Texas A & M at the time, was REALLY excited about it. I was just taking English History, with Dr. Adams, at the time, but I had been a terrible student, until college, so didn't know so much about it's impact on future governments and the world. I just wanted to say, Thank you for making my mom sort of her old, excited self, if you were the one who loaned it to A&M. She would have LOVED ❤ to have met you, even though she voted for Reagan. (I would have voted for Carter, probably, but I was 14, at the time; my husband voted for Carter, though).
Thank you.
Sincerely,
Charisse Sandberg
Wow - this was 10/10
My greatest happiness is the $ 64,000 bi - weekly profit I get consistently from my $ 15,000 investment despite the economic fluctuation...
HOW !! I know it's possible , I would appreciate if you show me how to go about...
Honestly I believe because I have seen people around my neighborhood that actually gets 120K per month trading with a broker, thanks for the info dude am happy that I came across this information. You are best keep the good work going, I will get in touch with Mrs Kiana Daniel Asap and begin my investment and trading journey with her platform...
I believe for sure she's the best in this Cryptocurrency 100 I've heard a lot about her success stories.
I started with just 4thousand now earning upto 13thousand WEEKLY.
Who is this Mrs Kiana Daniels and how does she trade, please am interested in getting to know how it all works !!
HR4U Staffing & Recruiting
I have a suggestion to create more equity in opportunity. Fair and equitable interest rates. We have an interest rate apartheid. Close the gap in interest rate spreads and let those who want to compete have the ability to compete.
"If you're Jewish, you're always worried about lots of stuff." I love David's Humor
2 of the coolest billionaires alive!
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Is that Steve Martin's dad on the right lmao
David is a lawyer
Max was here.
36:00
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Investment in stocks is a great way to invest your money. The team is constantly checking the market for changes and make sure that you are always informed about the best time to invest. As a result, I have made more money than ever before, and I don't have to manage my portfolio on my own! Invest in stocks, it's worth it!
That's great! may I ask who's your portfolio manager?
I've been investing with TERESA JENSEN WHITE's guidance for a few years and I couldn't be happier. Her company has given me the best ROI while preserving my capital and has the most thorough investment guidance out there. It also never burns my money with speculation or poor philosophies of risk management.
Is she on youtube, please how do I find her?
*TERESA JENSEN WHITE,* that's her official page name you can do a web search to get in touch with her
Wow! I just looked up this person out of curiosity and I'm super impressed with her qualifications. Thanks for sharing.
Yeah Sam Bankman Fried turned out to be a scam guy, rather than a crypto one
Would have loved to hear more from the interviewee. Dalio loves to talk, he should join CNBC.
So, you actually believe the US media is in good shape? David's answer to that question is pretty amazing. Then you have to remember that he was in the Jimmey Carter Admin.
Why is ray interviewing someone? I’d rather hear from him, especially on investing.
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David is always awesome, the other dude… I think I’ll pass on 😂
Why is Ray Dalio nervous 😂
Because This is new to him.
@@johnpinheiro6211 What Is new to him?
Because he knew he sold out America to China.
Because he’s human and humans get nervous sometimes
His head always wobbles like that. Maybe it's old age
Gosh! It's a precipice. They even quoted Ronald Reagan.👈
I respect and admire Ray Dalio but something is neurologically wrong with Ray ( or it could be age since he is in his 70s)…..he’s not as sharp as he used to be and displays some tick like behaviour/stuttering. Hope he keeps his health up. A brilliant analytical mind but he is operating at 90% of his peak
I was thinking the exact same thing, definitely some hand tremors there. Hope he's doing alright
I don't think it's because of his age. He's the same age as Mr Rubenstein but David is just way faster and sharper than him. All Ray's does now is just stutters and say 'uhh, umm, uhm'. It's crazy
He recently lost a son.
@@Stoneface_ so true, David is really sharp and hasn’t lost a beat
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Understand, apply, and practice truth; learning is a reflective and sequential process. Students are the master testers! I highly recommend a cute little book, God Went to Beauty School by Cynthia Rylant, even my dad liked it. I hope it makes you smile. Cheerio and thank you!
🔝 ☝you sure do lol! appreciate your support ❤. let's discuss about profitable investments you should look into.
Fundraising based with less red tape possibly.
What is going on?
Scrutinize profiles
Literacy